[Music] imagine that your mother or father go
imagine that your mother or father go
imagine that your mother or father go online looking for a relationship they
online looking for a relationship they
online looking for a relationship they meet someone special
meet someone special
meet someone special they spend weeks months even years
they spend weeks months even years
they spend weeks months even years communicating with that person over
communicating with that person over
communicating with that person over email Skype messenger many other social
email Skype messenger many other social
email Skype messenger many other social media platforms it’s all going really
media platforms it’s all going really
media platforms it’s all going really well but then at some point they’re
well but then at some point they’re
well but then at some point they’re asked for a small amount of money
asked for a small amount of money
asked for a small amount of money whether it’s from medical emergency a
whether it’s from medical emergency a
whether it’s from medical emergency a family drama or any other number of
family drama or any other number of
family drama or any other number of endless scenarios without hesitation
endless scenarios without hesitation
endless scenarios without hesitation they comply and before long they’ve lost
they comply and before long they’ve lost
they comply and before long they’ve lost the savings the superannuation and they
the savings the superannuation and they
the savings the superannuation and they now have second mortgage on their house
now have second mortgage on their house
now have second mortgage on their house or imagine if your partner was presented
or imagine if your partner was presented
or imagine if your partner was presented with an investment opportunity they do
with an investment opportunity they do
with an investment opportunity they do their research their due diligence and
their research their due diligence and
their research their due diligence and it seems to check out there are glossy
it seems to check out there are glossy
it seems to check out there are glossy brochures a website full of testimonials
brochures a website full of testimonials
brochures a website full of testimonials and an array of staff with whom they
and an array of staff with whom they
and an array of staff with whom they speak with on a regular basis they
speak with on a regular basis they
speak with on a regular basis they invest thousands of dollars and they’re
invest thousands of dollars and they’re
invest thousands of dollars and they’re able to log in to an online account and
able to log in to an online account and
able to log in to an online account and track their investment but then one day
track their investment but then one day
track their investment but then one day the website disappears along with all of
the website disappears along with all of
the website disappears along with all of your combined savings these stories are
your combined savings these stories are
your combined savings these stories are not unique and they are by no means
not unique and they are by no means
not unique and they are by no means uncommon for the past nine years I have
uncommon for the past nine years I have
uncommon for the past nine years I have been researching online fraud our
been researching online fraud our
been researching online fraud our kitchen tables across Australia victims
kitchen tables across Australia victims
kitchen tables across Australia victims have opened up and shared with me the
have opened up and shared with me the
have opened up and shared with me the often painful and traumatic experiences
often painful and traumatic experiences
often painful and traumatic experiences of their victimization for many people
of their victimization for many people
of their victimization for many people it’s the first time that they’ve been
it’s the first time that they’ve been
it’s the first time that they’ve been able to tell their stories because the
able to tell their stories because the
able to tell their stories because the shame and the stigma associated with
shame and the stigma associated with
shame and the stigma associated with online fraud means that many suffer in
online fraud means that many suffer in
online fraud means that many suffer in silence so who are the victims of online
silence so who are the victims of online
silence so who are the victims of online fraud despite what you may think these
fraud despite what you may think these
fraud despite what you may think these are not foolish people they are
are not foolish people they are
are not foolish people they are successful in every other aspect of
successful in every other aspect of
successful in every other aspect of their lives
their lives
their lives they are mothers and fathers brothers
they are mothers and fathers brothers
they are mothers and fathers brothers and sisters friends work colleagues they
and sisters friends work colleagues they
and sisters friends work colleagues they are people in your local communities
are people in your local communities
are people in your local communities they simply made one decision that saw
they simply made one decision that saw
they simply made one decision that saw everything unravel and it’s that one
everything unravel and it’s that one
everything unravel and it’s that one decision that becomes the defining
decision that becomes the defining
decision that becomes the defining moment of their lives there’s a negative
moment of their lives there’s a negative
moment of their lives there’s a negative stereotype about who is a victim of
stereotype about who is a victim of
stereotype about who is a victim of online fraud that they’re greedy
online fraud that they’re greedy
online fraud that they’re greedy gullible naive uneducated that they
gullible naive uneducated that they
gullible naive uneducated that they should have been able to avoid the
should have been able to avoid the
should have been able to avoid the situation but in reality fraud cuts
situation but in reality fraud cuts
situation but in reality fraud cuts across all demographics targets men and
across all demographics targets men and
across all demographics targets men and women all ages and it does not
women all ages and it does not
women all ages and it does not discriminate against education or
discriminate against education or
discriminate against education or occupation it could never happen to me I
occupation it could never happen to me I
occupation it could never happen to me I hear you all say but anyone can be a
hear you all say but anyone can be a
hear you all say but anyone can be a victim of online fraud
victim of online fraud
victim of online fraud if targeted in the right way at the
if targeted in the right way at the
if targeted in the right way at the right time it is too easy to blame the
right time it is too easy to blame the
right time it is too easy to blame the victims of fraud from what has happened
victims of fraud from what has happened
victims of fraud from what has happened instead of focusing our attention on the
instead of focusing our attention on the
instead of focusing our attention on the victims we should be channeling our
victims we should be channeling our
victims we should be channeling our anger our fury and our rage on the
anger our fury and our rage on the
anger our fury and our rage on the offenders
offenders
offenders for it is they who have deceived it is
for it is they who have deceived it is
for it is they who have deceived it is they who have manipulated and it is they
they who have manipulated and it is they
they who have manipulated and it is they who have exploited the individuals but
who have exploited the individuals but
who have exploited the individuals but in most cases the offenders are unknown
in most cases the offenders are unknown
in most cases the offenders are unknown they are likely overseas they are
they are likely overseas they are
they are likely overseas they are invisible
invisible
invisible therefore they escaped the attention and
therefore they escaped the attention and
therefore they escaped the attention and the blame that they deserve so what’s
the blame that they deserve so what’s
the blame that they deserve so what’s the impact of online fraud it’s a
the impact of online fraud it’s a
the impact of online fraud it’s a mistake to think the victims only suffer
mistake to think the victims only suffer
mistake to think the victims only suffer financial losses the reality is far
financial losses the reality is far
financial losses the reality is far greater than that victims will
greater than that victims will
greater than that victims will experience a physical deterioration of
experience a physical deterioration of
experience a physical deterioration of their health many of them will
their health many of them will
their health many of them will experience emotional and psychological
experience emotional and psychological
experience emotional and psychological problems majority will experience some
problems majority will experience some
problems majority will experience some form of depression it’s a relationship
form of depression it’s a relationship
form of depression it’s a relationship breakdown homelessness
breakdown homelessness
breakdown homelessness unemployment in some cases victims will
unemployment in some cases victims will
unemployment in some cases victims will take their own lives just take a moment
take their own lives just take a moment
take their own lives just take a moment to think about that last statement why
to think about that last statement why
to think about that last statement why is it there’s so many fraud victims feel
is it there’s so many fraud victims feel
is it there’s so many fraud victims feel that suicide is the only answer why is
that suicide is the only answer why is
that suicide is the only answer why is it that we have a system where the
it that we have a system where the
it that we have a system where the barriers to report fraud outweigh the
barriers to report fraud outweigh the
barriers to report fraud outweigh the ability of victims to be heard why is it
ability of victims to be heard why is it
ability of victims to be heard why is it that online fraud is so often minimized
that online fraud is so often minimized
that online fraud is so often minimized trivialized or not even acknowledged by
trivialized or not even acknowledged by
trivialized or not even acknowledged by family friends and law enforcement
family friends and law enforcement
family friends and law enforcement agencies so what’s the effect on the
agencies so what’s the effect on the
agencies so what’s the effect on the victims of fraud victims are reluctant
victims of fraud victims are reluctant
victims of fraud victims are reluctant to disclose to those around them for
to disclose to those around them for
to disclose to those around them for fear of how they will react and this
fear of how they will react and this
fear of how they will react and this fear is justified for those victims who
fear is justified for those victims who
fear is justified for those victims who have opened up to those around them and
have opened up to those around them and
have opened up to those around them and if experienced anger exclusion and
if experienced anger exclusion and
if experienced anger exclusion and disown m’t form their family and friends
disown m’t form their family and friends
disown m’t form their family and friends fraud has fractured many relationships
fraud has fractured many relationships
fraud has fractured many relationships beyond repair victims are often shamed
beyond repair victims are often shamed
beyond repair victims are often shamed bullied and isolated by those that they
bullied and isolated by those that they
bullied and isolated by those that they needed the most and for older victims
needed the most and for older victims
needed the most and for older victims there’s an additional burden a fear that
there’s an additional burden a fear that
there’s an additional burden a fear that they will be seen to have lost capacity
they will be seen to have lost capacity
they will be seen to have lost capacity and they will therefore lose their
and they will therefore lose their
and they will therefore lose their financial independence we need to change
financial independence we need to change
financial independence we need to change this
this
this the Australian cybercrime online
the Australian cybercrime online
the Australian cybercrime online reporting network is now the central
reporting network is now the central
reporting network is now the central means of reporting online fraud in
means of reporting online fraud in
means of reporting online fraud in Australia and while this is a positive
Australia and while this is a positive
Australia and while this is a positive step it brings with it new challenges
step it brings with it new challenges
step it brings with it new challenges imagine that you’re the victim of
imagine that you’re the victim of
imagine that you’re the victim of romance fraud and you’ve lost several
romance fraud and you’ve lost several
romance fraud and you’ve lost several hundred thousand dollars imagine how you
hundred thousand dollars imagine how you
hundred thousand dollars imagine how you feel when you’ve plucked up enough
feel when you’ve plucked up enough
feel when you’ve plucked up enough courage to go down to report to your
courage to go down to report to your
courage to go down to report to your local police station and they refuse to
local police station and they refuse to
local police station and they refuse to take a complaint
take a complaint
take a complaint instead they refer you to a website this
instead they refer you to a website this
instead they refer you to a website this name technology which has enabled your
name technology which has enabled your
name technology which has enabled your victimization which facilitated your
victimization which facilitated your
victimization which facilitated your violation and betrayal is now being
violation and betrayal is now being
violation and betrayal is now being promoted to you as the only possible
promoted to you as the only possible
promoted to you as the only possible means of help that you have available
means of help that you have available
means of help that you have available for many victims this is a confronting
for many victims this is a confronting
for many victims this is a confronting and challenging scenario it is
and challenging scenario it is
and challenging scenario it is impossible not to be moved by the
impossible not to be moved by the
impossible not to be moved by the experiences of fraud victims as they
experiences of fraud victims as they
experiences of fraud victims as they detail the many hardships they’ve faced
detail the many hardships they’ve faced
detail the many hardships they’ve faced as a result of fraud itself and as a
as a result of fraud itself and as a
as a result of fraud itself and as a result of the responses by society and
result of the responses by society and
result of the responses by society and the system most people do not have an
the system most people do not have an
the system most people do not have an accurate understanding of online fraud
accurate understanding of online fraud
accurate understanding of online fraud how common it is how it occurs who is
how common it is how it occurs who is
how common it is how it occurs who is victimized and realistically what one
victimized and realistically what one
victimized and realistically what one can expect from police and other
can expect from police and other
can expect from police and other agencies there’s a critical need to have
agencies there’s a critical need to have
agencies there’s a critical need to have these discussions to get a better
these discussions to get a better
these discussions to get a better understanding of what fraud actually is
understanding of what fraud actually is
understanding of what fraud actually is and also to better understand how we can
and also to better understand how we can
and also to better understand how we can support victims in their recovery so why
support victims in their recovery so why
support victims in their recovery so why is any of this important victims share
is any of this important victims share
is any of this important victims share their stories because they want change
their stories because they want change
their stories because they want change they open up and share with me the
they open up and share with me the
they open up and share with me the difficult and traumatic experiences with
difficult and traumatic experiences with
difficult and traumatic experiences with the hope of a better future with the
the hope of a better future with the
the hope of a better future with the hope of assisting others and with the
hope of assisting others and with the
hope of assisting others and with the hope of changing the system down the
hope of changing the system down the
hope of changing the system down the track but the question remains how can
track but the question remains how can
track but the question remains how can we achieve this
despite the heartache and trauma there
despite the heartache and trauma there is optimism for the future there is much
is optimism for the future there is much
is optimism for the future there is much that can be done to improve the
that can be done to improve the
that can be done to improve the situation for online fraud victims you
situation for online fraud victims you
situation for online fraud victims you can initiate a dialogue with your family
can initiate a dialogue with your family
can initiate a dialogue with your family and friends one that is based on facts
and friends one that is based on facts
and friends one that is based on facts and wonders that does not seek to
and wonders that does not seek to
and wonders that does not seek to perpetuate myths or stereotypes you can
perpetuate myths or stereotypes you can
perpetuate myths or stereotypes you can start discussions and lead debates in
start discussions and lead debates in
start discussions and lead debates in your own communities every one of you in
your own communities every one of you in
your own communities every one of you in this room today has the power and the
this room today has the power and the
this room today has the power and the influence to affect the change that is
influence to affect the change that is
influence to affect the change that is needed it’s as simple as starting a
needed it’s as simple as starting a
needed it’s as simple as starting a conversation
it’s vital to use these victims stories
it’s vital to use these victims stories to advocate for the victims to give them
to advocate for the victims to give them
to advocate for the victims to give them a voice out of the silence for the
a voice out of the silence for the
a voice out of the silence for the majority of victims that I’ve spoken to
majority of victims that I’ve spoken to
majority of victims that I’ve spoken to their overwhelming need and desire
their overwhelming need and desire
their overwhelming need and desire simply to be heard to be able to tell
simply to be heard to be able to tell
simply to be heard to be able to tell their story to somebody who won’t be
their story to somebody who won’t be
their story to somebody who won’t be angry at them and who won’t judge them
angry at them and who won’t judge them
angry at them and who won’t judge them for what has happened there is immense
for what has happened there is immense
for what has happened there is immense power in gaining an acknowledgement over
power in gaining an acknowledgement over
power in gaining an acknowledgement over victimization over what has happened and
victimization over what has happened and
victimization over what has happened and a reassurance that they are not alone so
a reassurance that they are not alone so
a reassurance that they are not alone so let me ask you if your mother father or
let me ask you if your mother father or
let me ask you if your mother father or partner were victims of online fraud how
partner were victims of online fraud how
partner were victims of online fraud how would you like them to be treated
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