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Should you buy life insurance? Evan + @PhantaMedia


should i buy life insurance as an

should i buy life insurance as an entrepreneur hi I’m Evan Carmichael I

entrepreneur hi I’m Evan Carmichael I

entrepreneur hi I’m Evan Carmichael I believe that hungry entrepreneurs

believe that hungry entrepreneurs

believe that hungry entrepreneurs deserve help and this is a question I

deserve help and this is a question I

deserve help and this is a question I get asked a lot especially recently for

get asked a lot especially recently for

get asked a lot especially recently for some reason should i buy life insurance

some reason should i buy life insurance

some reason should i buy life insurance as an entrepreneur what do you think

as an entrepreneur what do you think

as an entrepreneur what do you think Evan so here’s what I think I am

Evan so here’s what I think I am

Evan so here’s what I think I am generally not a huge fan of insurance

generally not a huge fan of insurance

generally not a huge fan of insurance the reason is I feel like I’m getting

the reason is I feel like I’m getting

the reason is I feel like I’m getting ripped off and I hate getting ripped off

ripped off and I hate getting ripped off

ripped off and I hate getting ripped off insurance companies are huge companies

insurance companies are huge companies

insurance companies are huge companies making tons of money and they know the

making tons of money and they know the

making tons of money and they know the odds of things happening good or bad

odds of things happening good or bad

odds of things happening good or bad they know what the chances are of

they know what the chances are of

they know what the chances are of something bad happening to you and they

something bad happening to you and they

something bad happening to you and they make money from it they make money

make money from it they make money

make money from it they make money because we’re afraid that this bad thing

because we’re afraid that this bad thing

because we’re afraid that this bad thing is going to happen to us now when things

is going to happen to us now when things

is going to happen to us now when things are outside my control I’m happy to

are outside my control I’m happy to

are outside my control I’m happy to spend a little bit of money so an

spend a little bit of money so an

spend a little bit of money so an example is house insurance okay if my

example is house insurance okay if my

example is house insurance okay if my house gets flooded that is outside my

house gets flooded that is outside my

house gets flooded that is outside my control I don’t feel like I’m better

control I don’t feel like I’m better

control I don’t feel like I’m better than average here i’m the same risk as

than average here i’m the same risk as

than average here i’m the same risk as everybody else and so i’ll pay a little

everybody else and so i’ll pay a little

everybody else and so i’ll pay a little bit of a premium just for that security

bit of a premium just for that security

bit of a premium just for that security and my house recently did get flooded my

and my house recently did get flooded my

and my house recently did get flooded my basement is ruined it’s going to cost

basement is ruined it’s going to cost

basement is ruined it’s going to cost fifty thousand dollars to repair and i

fifty thousand dollars to repair and i

fifty thousand dollars to repair and i don’t have to pay a cent of that because

don’t have to pay a cent of that because

don’t have to pay a cent of that because i had house insurance with flood

i had house insurance with flood

i had house insurance with flood insurance on top of it okay so when

insurance on top of it okay so when

insurance on top of it okay so when things are outside my control i’m happy

things are outside my control i’m happy

things are outside my control i’m happy to pay a little bit of a premium i know

to pay a little bit of a premium i know

to pay a little bit of a premium i know i’m getting ripped off a little bit but

i’m getting ripped off a little bit but

i’m getting ripped off a little bit but i’ll pay it for the security but when

i’ll pay it for the security but when

i’ll pay it for the security but when things are within my control i feel like

things are within my control i feel like

things are within my control i feel like i’m getting ripped off even more so the

i’m getting ripped off even more so the

i’m getting ripped off even more so the example is on the health side on the

example is on the health side on the

example is on the health side on the life insurance side on the dental side

life insurance side on the dental side

life insurance side on the dental side I’m way healthier than the average

I’m way healthier than the average

I’m way healthier than the average person my age I use a stand-up desk I’m

person my age I use a stand-up desk I’m

person my age I use a stand-up desk I’m out dents and doing fitness classes 20

out dents and doing fitness classes 20

out dents and doing fitness classes 20 to 25 hours a week I’m way healthier

to 25 hours a week I’m way healthier

to 25 hours a week I’m way healthier than the average person and that’s not

than the average person and that’s not

than the average person and that’s not to brag I’m just trying to share where

to brag I’m just trying to share where

to brag I’m just trying to share where I’m coming from when I make my decisions

I’m coming from when I make my decisions

I’m coming from when I make my decisions so hopefully you can make a better

so hopefully you can make a better

so hopefully you can make a better decision yourself I’m getting ripped off

decision yourself I’m getting ripped off

decision yourself I’m getting ripped off by paying those premiums because i’m

by paying those premiums because i’m

by paying those premiums because i’m getting paid and i’m paying according to

getting paid and i’m paying according to

getting paid and i’m paying according to the average person and i’m not the

the average person and i’m not the

the average person and i’m not the average person they do ask you if you’re

average person they do ask you if you’re

average person they do ask you if you’re a smoker and I’m not a smoker so that

a smoker and I’m not a smoker so that

a smoker and I’m not a smoker so that reduces their premium is a little bit

reduces their premium is a little bit

reduces their premium is a little bit but everything else basically is not in

but everything else basically is not in

but everything else basically is not in my favor so I’m getting ripped off more

my favor so I’m getting ripped off more

my favor so I’m getting ripped off more on this side and I hate getting ripped

on this side and I hate getting ripped

on this side and I hate getting ripped off

off

off I used to have health benefits at the

I used to have health benefits at the

I used to have health benefits at the office for the people who are on my team

office for the people who are on my team

office for the people who are on my team here and it was it was health benefits

here and it was it was health benefits

here and it was it was health benefits dental benefits and I was spending a

dental benefits and I was spending a

dental benefits and I was spending a hundred bucks a month twelve hundred

hundred bucks a month twelve hundred

hundred bucks a month twelve hundred dollars a year and he sat down after the

dollars a year and he sat down after the

dollars a year and he sat down after the first year I said hey guys what’s going

first year I said hey guys what’s going

first year I said hey guys what’s going on and we figured out that nobody was

on and we figured out that nobody was

on and we figured out that nobody was using it I was burning through twelve

using it I was burning through twelve

using it I was burning through twelve hundred dollars a month per person every

hundred dollars a month per person every

hundred dollars a month per person every year and nobody was using it and it

year and nobody was using it and it

year and nobody was using it and it pissed me off because I don’t like

pissed me off because I don’t like

pissed me off because I don’t like spending money that’s being wasted right

spending money that’s being wasted right

spending money that’s being wasted right and you shouldn’t either as an

and you shouldn’t either as an

and you shouldn’t either as an entrepreneur you got to control your

entrepreneur you got to control your

entrepreneur you got to control your costs you should get upset when people

costs you should get upset when people

costs you should get upset when people are wasting your money and wasting your

are wasting your money and wasting your

are wasting your money and wasting your time so sad everybody down getting the

time so sad everybody down getting the

time so sad everybody down getting the year and said hey guys we got to figure

year and said hey guys we got to figure

year and said hey guys we got to figure out something to make this work better

out something to make this work better

out something to make this work better and I gave them two options the first

and I gave them two options the first

and I gave them two options the first what’s continued izes keep the health

what’s continued izes keep the health

what’s continued izes keep the health plan dental plan as is i’ll still spend

plan dental plan as is i’ll still spend

plan dental plan as is i’ll still spend the money no problem if you want that

the money no problem if you want that

the money no problem if you want that option the second option was i’m going

option the second option was i’m going

option the second option was i’m going to create a healthy living fun for

to create a healthy living fun for

to create a healthy living fun for everybody i’m going to spend the same

everybody i’m going to spend the same

everybody i’m going to spend the same amount of money 100 bucks a month and

amount of money 100 bucks a month and

amount of money 100 bucks a month and i’ll give you the money for drugs if you

i’ll give you the money for drugs if you

i’ll give you the money for drugs if you need it because you’re sick for dental

need it because you’re sick for dental

need it because you’re sick for dental if you need it but also if you want to

if you need it but also if you want to

if you need it but also if you want to go take a salsa class if you want to go

go take a salsa class if you want to go

go take a salsa class if you want to go buy some running shoes if you want to

buy some running shoes if you want to

buy some running shoes if you want to make down payment on the bike anything

make down payment on the bike anything

make down payment on the bike anything that contributes to a healthy lifestyle

that contributes to a healthy lifestyle

that contributes to a healthy lifestyle I was hiring people who were also

I was hiring people who were also

I was hiring people who were also healthier than average I guess and they

healthier than average I guess and they

healthier than average I guess and they weren’t using what I was spending

weren’t using what I was spending

weren’t using what I was spending everybody took the second option

everybody took the second option

everybody took the second option everybody took the second option and I

everybody took the second option and I

everybody took the second option and I felt better I was still spending the

felt better I was still spending the

felt better I was still spending the same amount of money hey it still hurts

same amount of money hey it still hurts

same amount of money hey it still hurts taking 1,200 bucks a year out of your

taking 1,200 bucks a year out of your

taking 1,200 bucks a year out of your pocket per person every year i was still

pocket per person every year i was still

pocket per person every year i was still spending that money but i was happy to

spending that money but i was happy to

spending that money but i was happy to do it because there was tangible benefit

do it because there was tangible benefit

do it because there was tangible benefit people were using it they were enjoying

people were using it they were enjoying

people were using it they were enjoying it i’m happy to pay for value now this

it i’m happy to pay for value now this

it i’m happy to pay for value now this works there’s still a risk the Scilla

works there’s still a risk the Scilla

works there’s still a risk the Scilla risk for me i’m still going to die at

risk for me i’m still going to die at

risk for me i’m still going to die at some point i’m still going to get sick

some point i’m still going to get sick

some point i’m still going to get sick but my odds are much better than most

but my odds are much better than most

but my odds are much better than most people if you’re on the other side

people if you’re on the other side

people if you’re on the other side though if you’re unhealthy if you’re not

though if you’re unhealthy if you’re not

though if you’re unhealthy if you’re not looking after yourself if you’re gaining

looking after yourself if you’re gaining

looking after yourself if you’re gaining weight and sitting down all day then you

weight and sitting down all day then you

weight and sitting down all day then you need to buy as much insurance as

need to buy as much insurance as

need to buy as much insurance as possible insurance companies are losing

possible insurance companies are losing

possible insurance companies are losing money on you so now it’s in your

money on you so now it’s in your

money on you so now it’s in your favorite to buy it so that’s my two

favorite to buy it so that’s my two

favorite to buy it so that’s my two cents I want to have a little bit of

cents I want to have a little bit of

cents I want to have a little bit of fine now a friend of mine is an

fine now a friend of mine is an

fine now a friend of mine is an entrepreneurs name is Mark he is a big

entrepreneurs name is Mark he is a big

entrepreneurs name is Mark he is a big fan of life insurance he’s bought some

fan of life insurance he’s bought some

fan of life insurance he’s bought some for himself for his for his wife and I

for himself for his for his wife and I

for himself for his for his wife and I wanted to call him up we’re going to put

wanted to call him up we’re going to put

wanted to call him up we’re going to put him on live with us here to get his

him on live with us here to get his

him on live with us here to get his feedback and see what he has to think so

feedback and see what he has to think so

feedback and see what he has to think so you get the other side of the story now

you get the other side of the story now

you get the other side of the story now mark is not an insurance sales guy he

mark is not an insurance sales guy he

mark is not an insurance sales guy he wins a video production company he’s

wins a video production company he’s

wins a video production company he’s growing from zero to eight employees I

growing from zero to eight employees I

growing from zero to eight employees I think eight employees may be a little

think eight employees may be a little

think eight employees may be a little more in a short amount of time if I put

more in a short amount of time if I put

more in a short amount of time if I put an insurance sales guy on the call you

an insurance sales guy on the call you

an insurance sales guy on the call you say all this guy’s obviously biased mark

say all this guy’s obviously biased mark

say all this guy’s obviously biased mark is an entrepreneur like you and me he

is an entrepreneur like you and me he

is an entrepreneur like you and me he just has different opinions so he’ll

just has different opinions so he’ll

just has different opinions so he’ll call him up we’ll put him on the spot

call him up we’ll put him on the spot

call him up we’ll put him on the spot and see what he has to say I’m gonna

and see what he has to say I’m gonna

and see what he has to say I’m gonna call up on the cell phone his company is

call up on the cell phone his company is

call up on the cell phone his company is called phantom media and they do video

called phantom media and they do video

called phantom media and they do video production so nothing to do with

production so nothing to do with

production so nothing to do with insurance but he is a big fan so here’s

insurance but he is a big fan so here’s

insurance but he is a big fan so here’s Mark we’re gonna call him up see what he

Mark we’re gonna call him up see what he

Mark we’re gonna call him up see what he has to say mark it’s Evan Carmichael how

has to say mark it’s Evan Carmichael how

has to say mark it’s Evan Carmichael how are you well mr. Carmichael are you done

are you well mr. Carmichael are you done

are you well mr. Carmichael are you done listen before we go too far i’m

listen before we go too far i’m

listen before we go too far i’m recording you not a problem at all we

recording you not a problem at all we

recording you not a problem at all we are on air this is gonna go on my

are on air this is gonna go on my

are on air this is gonna go on my youtube channel and website and facebook

youtube channel and website and facebook

youtube channel and website and facebook and everywhere oh love it hello everyone

and everywhere oh love it hello everyone

and everywhere oh love it hello everyone don’t don’t say anything too

don’t don’t say anything too

don’t don’t say anything too embarrassing okay i’m talking about

embarrassing okay i’m talking about

embarrassing okay i’m talking about insurance I’ve had a life insurance a

insurance I’ve had a life insurance a

insurance I’ve had a life insurance a number of people have written in and

number of people have written in and

number of people have written in and viewers have asked questions about

viewers have asked questions about

viewers have asked questions about insurance should i buy it or not and i

insurance should i buy it or not and i

insurance should i buy it or not and i know you’re a fan of it you’ve bought it

know you’re a fan of it you’ve bought it

know you’re a fan of it you’ve bought it for yourself and your wife i think i

for yourself and your wife i think i

for yourself and your wife i think i wanted to hopefully get your perspective

wanted to hopefully get your perspective

wanted to hopefully get your perspective on your decision making process is that

on your decision making process is that

on your decision making process is that why your liking and how you make that

why your liking and how you make that

why your liking and how you make that decision i’m sure not a problem i mean

decision i’m sure not a problem i mean

decision i’m sure not a problem i mean you know essentially i think why most of

you know essentially i think why most of

you know essentially i think why most of us become entrepreneurs is because we

us become entrepreneurs is because we

us become entrepreneurs is because we want to take control of our own destiny

want to take control of our own destiny

want to take control of our own destiny in our own path but but with that you

in our own path but but with that you

in our own path but but with that you know comes responsibility and a lot of

know comes responsibility and a lot of

know comes responsibility and a lot of times being sales focused you know I I

times being sales focused you know I I

times being sales focused you know I I jumped when my clients they jumped and

jumped when my clients they jumped and

jumped when my clients they jumped and and I try to please my employees and

and I try to please my employees and

and I try to please my employees and sometimes we can forget about our

sometimes we can forget about our

sometimes we can forget about our families while we’re busy trying to grow

families while we’re busy trying to grow

families while we’re busy trying to grow a business my wife turned to me and said

a business my wife turned to me and said

a business my wife turned to me and said we’re married we have children you’re

we’re married we have children you’re

we’re married we have children you’re running your own business or now what

running your own business or now what

running your own business or now what would happen if something happened to

would happen if something happened to

would happen if something happened to you

you

you and essentially that’s what it’s about

and essentially that’s what it’s about

and essentially that’s what it’s about you got to take care of you got to take

you got to take care of you got to take

you got to take care of you got to take care of your family should something

care of your family should something

care of your family should something have to be you and make sure that

have to be you and make sure that

have to be you and make sure that everyone firstly is financially sound

everyone firstly is financially sound

everyone firstly is financially sound and then secondly there are their attack

and then secondly there are their attack

and then secondly there are their attack strategy that can go to it as well but

strategy that can go to it as well but

strategy that can go to it as well but but that’s that’s more later in life I

but that’s that’s more later in life I

but that’s that’s more later in life I hear you an attack strategy side what

hear you an attack strategy side what

hear you an attack strategy side what would you say to the entrepreneur who

would you say to the entrepreneur who

would you say to the entrepreneur who doesn’t want to spend money if it’s

doesn’t want to spend money if it’s

doesn’t want to spend money if it’s gonna cost a hundred bucks or 500 bucks

gonna cost a hundred bucks or 500 bucks

gonna cost a hundred bucks or 500 bucks a month and is saying you know I could

a month and is saying you know I could

a month and is saying you know I could put this to my business how do you

put this to my business how do you

put this to my business how do you convince them that this is a good idea

convince them that this is a good idea

convince them that this is a good idea well so if you know people I think

well so if you know people I think

well so if you know people I think people are either you know of a mind to

people are either you know of a mind to

people are either you know of a mind to take insurance and that’s for all areas

take insurance and that’s for all areas

take insurance and that’s for all areas of life or they’re not if they’re a bit

of life or they’re not if they’re a bit

of life or they’re not if they’re a bit of a risk taker I put it this way you

of a risk taker I put it this way you

of a risk taker I put it this way you know it’s it’s something that that is

know it’s it’s something that that is

know it’s it’s something that that is just a cost of doing business it makes

just a cost of doing business it makes

just a cost of doing business it makes sense it’s the better thing to do

sense it’s the better thing to do

sense it’s the better thing to do similarly you know I would play within

similarly you know I would play within

similarly you know I would play within the rules and regulations I won’t push

the rules and regulations I won’t push

the rules and regulations I won’t push the boundaries that way I won’t do

the boundaries that way I won’t do

the boundaries that way I won’t do anything that I feel as an ethical you

anything that I feel as an ethical you

anything that I feel as an ethical you know what taking care of my family you

know what taking care of my family you

know what taking care of my family you know we have three kids and another on

know we have three kids and another on

know we have three kids and another on the way and and my wife that’s I gotta

the way and and my wife that’s I gotta

the way and and my wife that’s I gotta take care of that first and i would

take care of that first and i would

take care of that first and i would suggest that that anyone who has a

suggest that that anyone who has a

suggest that that anyone who has a family or spouse or anyone that they

family or spouse or anyone that they

family or spouse or anyone that they care about and if their income is solely

care about and if their income is solely

care about and if their income is solely tied to them and something were to

tied to them and something were to

tied to them and something were to happen to them to have to take care of

happen to them to have to take care of

happen to them to have to take care of those you love are you comfortable

those you love are you comfortable

those you love are you comfortable sharing how much insurance you got out

sharing how much insurance you got out

sharing how much insurance you got out and you know what that decision process

and you know what that decision process

and you know what that decision process was like yeah not a problem while I mean

was like yeah not a problem while I mean

was like yeah not a problem while I mean you know as far as i understand it i’m

you know as far as i understand it i’m

you know as far as i understand it i’m certainly not an expert by any means but

certainly not an expert by any means but

certainly not an expert by any means but there are two types of insurance there’s

there are two types of insurance there’s

there are two types of insurance there’s there’s term insurance which lasts for a

there’s term insurance which lasts for a

there’s term insurance which lasts for a certain amount of time given term five

certain amount of time given term five

certain amount of time given term five years 10 years 15 years or something

years 10 years 15 years or something

years 10 years 15 years or something like that and that’s usually typically

like that and that’s usually typically

like that and that’s usually typically lower in cost because they tend not to

lower in cost because they tend not to

lower in cost because they tend not to pay out people tend not to pass away or

pay out people tend not to pass away or

pay out people tend not to pass away or have something happen to them during

have something happen to them during

have something happen to them during those years and then there’s Universal

those years and then there’s Universal

those years and then there’s Universal Life which is you paid every single

Life which is you paid every single

Life which is you paid every single month essentially until you die but you

month essentially until you die but you

month essentially until you die but you have a guaranteed amount out now I was

have a guaranteed amount out now I was

have a guaranteed amount out now I was fortunate on you know when it comes to

fortunate on you know when it comes to

fortunate on you know when it comes to life insurance you got to get a young

life insurance you got to get a young

life insurance you got to get a young and you got to get it healthy so I was

and you got to get it healthy so I was

and you got to get it healthy so I was at the time I was 24 my wife was 23

at the time I was 24 my wife was 23

at the time I was 24 my wife was 23 I was your husband we got in Yongin we

I was your husband we got in Yongin we

I was your husband we got in Yongin we got in happy so so really we pay I think

got in happy so so really we pay I think

got in happy so so really we pay I think one hundred and forty dollars a month

one hundred and forty dollars a month

one hundred and forty dollars a month and I have a half million coverage

and I have a half million coverage

and I have a half million coverage Universal and my wife has a quarter

Universal and my wife has a quarter

Universal and my wife has a quarter million and and really the strategy that

million and and really the strategy that

million and and really the strategy that we were explained which makes sense to

we were explained which makes sense to

we were explained which makes sense to us is many people think of life

us is many people think of life

us is many people think of life insurance as in a payout so if something

insurance as in a payout so if something

insurance as in a payout so if something would happen to me my wife would receive

would happen to me my wife would receive

would happen to me my wife would receive a half million dollars insurance and

a half million dollars insurance and

a half million dollars insurance and then they would live off that insurance

then they would live off that insurance

then they would live off that insurance and really the way that we structured it

and really the way that we structured it

and really the way that we structured it at the time was to say if you took that

at the time was to say if you took that

at the time was to say if you took that principle half-million and invested it

principle half-million and invested it

principle half-million and invested it now at the time the markets were a lot

now at the time the markets were a lot

now at the time the markets were a lot better but if you if you invested it you

better but if you if you invested it you

better but if you if you invested it you would only live off of the earnings of

would only live off of the earnings of

would only live off of the earnings of that principle and so we structured it

that principle and so we structured it

that principle and so we structured it at the time and as your income increases

at the time and as your income increases

at the time and as your income increases as your lifestyle increases your

as your lifestyle increases your

as your lifestyle increases your insurance at increase as well but

insurance at increase as well but

insurance at increase as well but basically if you can take a million

basically if you can take a million

basically if you can take a million dollars or million hives or half a

dollars or million hives or half a

dollars or million hives or half a million or quarter million whatever it

million or quarter million whatever it

million or quarter million whatever it is that’s that and not touch the

is that’s that and not touch the

is that’s that and not touch the principal but just live off the earnings

principal but just live off the earnings

principal but just live off the earnings and maintain a decent lifestyle that

and maintain a decent lifestyle that

and maintain a decent lifestyle that would be that would be the ultimate

would be that would be the ultimate

would be that would be the ultimate approach very cool thanks mark good good

approach very cool thanks mark good good

approach very cool thanks mark good good opinions on the other side of things it

opinions on the other side of things it

opinions on the other side of things it was good before I let you go quick promo

was good before I let you go quick promo

was good before I let you go quick promo for phantom media what do you guys do I

for phantom media what do you guys do I

for phantom media what do you guys do I gave the audience a quick intro but I

gave the audience a quick intro but I

gave the audience a quick intro but I want hear from you I will not a problem

want hear from you I will not a problem

want hear from you I will not a problem essentially a fanta media we are a video

essentially a fanta media we are a video

essentially a fanta media we are a video production firm that helps businesses

production firm that helps businesses

production firm that helps businesses marketing communicate your video so be

marketing communicate your video so be

marketing communicate your video so be that for internal purposes employee

that for internal purposes employee

that for internal purposes employee engagement external purposes marketing

engagement external purposes marketing

engagement external purposes marketing promotion and product launches elements

promotion and product launches elements

promotion and product launches elements like that conferences seminars

like that conferences seminars

like that conferences seminars essentially when it comes to business

essentially when it comes to business

essentially when it comes to business and video we we had all things and it’s

and video we we had all things and it’s

and video we we had all things and it’s phantom Mediacom right that’s correct

phantom Mediacom right that’s correct

phantom Mediacom right that’s correct all right thanks mark I’ll talk to you

all right thanks mark I’ll talk to you

all right thanks mark I’ll talk to you soon okay sure cheers so there you go

soon okay sure cheers so there you go

soon okay sure cheers so there you go there’s the other side of things

there’s the other side of things

there’s the other side of things hopefully I gives you some food for

hopefully I gives you some food for

hopefully I gives you some food for thought to think about should you get

thought to think about should you get

thought to think about should you get life insurance or not the whole tax

life insurance or not the whole tax

life insurance or not the whole tax strategy side of things that mark

strategy side of things that mark

strategy side of things that mark brought up is a really important point

brought up is a really important point

brought up is a really important point maybe we’ll do that in another video

maybe we’ll do that in another video

maybe we’ll do that in another video it’s a great way to save tons of money

it’s a great way to save tons of money

it’s a great way to save tons of money from going to the taxman if you’re

from going to the taxman if you’re

from going to the taxman if you’re making a lot of it’s something that I’m

making a lot of it’s something that I’m

making a lot of it’s something that I’m looking into not worrying about the

looking into not worrying about the

looking into not worrying about the health side of things a more from a tax

health side of things a more from a tax

health side of things a more from a tax point of view so if you guys are

point of view so if you guys are

point of view so if you guys are interested in you want to learn a little

interested in you want to learn a little

interested in you want to learn a little bit

bit

bit about that let me know in the comments

about that let me know in the comments

about that let me know in the comments and maybe we’ll do another video so for

and maybe we’ll do another video so for

and maybe we’ll do another video so for those you watching you like this video

those you watching you like this video

those you watching you like this video please give it a thumbs up below it

please give it a thumbs up below it

please give it a thumbs up below it makes you want to do more for you and

makes you want to do more for you and

makes you want to do more for you and here I always want to hear what you

here I always want to hear what you

here I always want to hear what you think please leave a comment below on

think please leave a comment below on

think please leave a comment below on this video it makes me to do more for

this video it makes me to do more for

this video it makes me to do more for you it really makes my day every morning

you it really makes my day every morning

you it really makes my day every morning when I wake up and I see my YouTube

when I wake up and I see my YouTube

when I wake up and I see my YouTube comments while I’m eating my breakfast

comments while I’m eating my breakfast

comments while I’m eating my breakfast so thank you guys and I’ll see you on

so thank you guys and I’ll see you on

so thank you guys and I’ll see you on the next episode

”

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