Top 10 Craziest Insurance Claims (Car And Home)

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insurance solutions from the sublime to

insurance solutions from the sublime to the ridiculous and everything in between

the ridiculous and everything in between

the ridiculous and everything in between welcome to the crazy you couldn’t make

welcome to the crazy you couldn’t make

welcome to the crazy you couldn’t make this stuff up world of car and home

this stuff up world of car and home

this stuff up world of car and home insurance claims welcome to

insurance claims welcome to

insurance claims welcome to watchmojo.com and today we’re counting

watchmojo.com and today we’re counting

watchmojo.com and today we’re counting down our picks for the top 10 craziest

down our picks for the top 10 craziest

down our picks for the top 10 craziest insurance claims for this list we ranked

insurance claims for this list we ranked

insurance claims for this list we ranked the weirdest most wonderful most famous

the weirdest most wonderful most famous

the weirdest most wonderful most famous and most far-fetched claims out there

and most far-fetched claims out there

and most far-fetched claims out there they may seem unbelievable and it’s

they may seem unbelievable and it’s

they may seem unbelievable and it’s entirely possible they have been

entirely possible they have been

entirely possible they have been embellished over time but all are at

embellished over time but all are at

embellished over time but all are at least based in fact after all the truth

least based in fact after all the truth

least based in fact after all the truth is stranger than fiction

number 10 Shampoo fuel depending where

number 10 Shampoo fuel depending where you are in the world some car insurance

you are in the world some car insurance

you are in the world some car insurance policies offer a Miss fueling cover for

policies offer a Miss fueling cover for

policies offer a Miss fueling cover for those annoying and slightly embarrassing

those annoying and slightly embarrassing

those annoying and slightly embarrassing times when you fill up with the wrong

times when you fill up with the wrong

times when you fill up with the wrong type of gas but as long as you haven’t

type of gas but as long as you haven’t

type of gas but as long as you haven’t inflicted even more damage by driving

inflicted even more damage by driving

inflicted even more damage by driving your vehicle very far those insurers

your vehicle very far those insurers

your vehicle very far those insurers will pay to drain and clean the engine

will pay to drain and clean the engine

will pay to drain and clean the engine however what if you’ve missed fuelled

however what if you’ve missed fuelled

however what if you’ve missed fuelled magnificently badly and filled up with

magnificently badly and filled up with

magnificently badly and filled up with something else entirely that’s what

something else entirely that’s what

something else entirely that’s what happened to one British woman who

happened to one British woman who

happened to one British woman who claimed she mistook her shampoo bottle

claimed she mistook her shampoo bottle

claimed she mistook her shampoo bottle for a gasoline container and filled up

for a gasoline container and filled up

for a gasoline container and filled up on Premium Herbal Essences the ads say

on Premium Herbal Essences the ads say

on Premium Herbal Essences the ads say it’ll take your hair to paradise but

it’ll take your hair to paradise but

it’ll take your hair to paradise but don’t expect it to help drive you there

number nine hammers and hail mother

number nine hammers and hail mother nature can cause a lot of damage so when

nature can cause a lot of damage so when

nature can cause a lot of damage so when one Louisville Kentucky resident

one Louisville Kentucky resident

one Louisville Kentucky resident submitted a claim that his car had

submitted a claim that his car had

submitted a claim that his car had fallen victim to hail the insurers

fallen victim to hail the insurers

fallen victim to hail the insurers expected a routine payout but clearly

expected a routine payout but clearly

expected a routine payout but clearly the claimant had never seen a real-life

the claimant had never seen a real-life

the claimant had never seen a real-life Hale beaten vehicle as someone had done

Hale beaten vehicle as someone had done

Hale beaten vehicle as someone had done a very poor job of recreating the effect

a very poor job of recreating the effect

a very poor job of recreating the effect a me that hammer Jimbo now the bigger

a me that hammer Jimbo now the bigger

a me that hammer Jimbo now the bigger one the sledge his insurers knew

one the sledge his insurers knew

one the sledge his insurers knew instantly that this was not

instantly that this was not

instantly that this was not weather-related and that someone had

weather-related and that someone had

weather-related and that someone had taken a hammer to the car they assumed

taken a hammer to the car they assumed

taken a hammer to the car they assumed that someone was the owner himself

however he was unperturbed and filed a

however he was unperturbed and filed a slightly more reputable claim shortly

slightly more reputable claim shortly

slightly more reputable claim shortly afterwards declaring that someone else

afterwards declaring that someone else

afterwards declaring that someone else had attacked his ride you’re wearing

had attacked his ride you’re wearing

had attacked his ride you’re wearing protective goggles to destroy my car

protective goggles to destroy my car

protective goggles to destroy my car safety first as it was impossible to

safety first as it was impossible to

safety first as it was impossible to prove who had actually caused the damage

prove who had actually caused the damage

prove who had actually caused the damage the money was eventually paid out but

the money was eventually paid out but

the money was eventually paid out but his premiums likely went through the

his premiums likely went through the

his premiums likely went through the roof see what happens Larry number 8

roof see what happens Larry number 8

roof see what happens Larry number 8 getting greedy we are now experts on the

getting greedy we are now experts on the

getting greedy we are now experts on the subject but surely one of the first

subject but surely one of the first

subject but surely one of the first rules of insurance fraud is to know when

rules of insurance fraud is to know when

rules of insurance fraud is to know when to stop

to stop

to stop 1 Delaware man forgot that advice when

1 Delaware man forgot that advice when

1 Delaware man forgot that advice when he claimed he was trying to move burning

he claimed he was trying to move burning

he claimed he was trying to move burning coals in his home and inadvertently

coals in his home and inadvertently

coals in his home and inadvertently caused over $50,000 in damages he was

caused over $50,000 in damages he was

caused over $50,000 in damages he was ultimately found out however when he

ultimately found out however when he

ultimately found out however when he concocted a storyline more suitable for

concocted a storyline more suitable for

concocted a storyline more suitable for slapstick routine while trying to throw

slapstick routine while trying to throw

slapstick routine while trying to throw the coals out he threw a bucket full of

the coals out he threw a bucket full of

the coals out he threw a bucket full of them outside conveniently onto his

them outside conveniently onto his

them outside conveniently onto his convertible and then while running

convertible and then while running

convertible and then while running through his house in a panic he somehow

through his house in a panic he somehow

through his house in a panic he somehow managed to throw a second bucket full

managed to throw a second bucket full

managed to throw a second bucket full onto his couch if you guys ever have

onto his couch if you guys ever have

onto his couch if you guys ever have kids and one of them when he’s 8 years

kids and one of them when he’s 8 years

kids and one of them when he’s 8 years old accent

old accent

old accent who sets fire to the living room rug go

who sets fire to the living room rug go

who sets fire to the living room rug go easy on when will these people learn

easy on when will these people learn

easy on when will these people learn stop seeing dollar signs start seeing

stop seeing dollar signs start seeing

stop seeing dollar signs start seeing sense number seven skyrockets in flight

of course not every ridiculous claim is

of course not every ridiculous claim is flat-out fraud sometimes they’re just

flat-out fraud sometimes they’re just

flat-out fraud sometimes they’re just honest but stupid accidents one such

honest but stupid accidents one such

honest but stupid accidents one such claim was made one fourth of July when a

claim was made one fourth of July when a

claim was made one fourth of July when a driver had parked his truck bed with

driver had parked his truck bed with

driver had parked his truck bed with several thousand dollars worth of

several thousand dollars worth of

several thousand dollars worth of fireworks he had intended to stage a

fireworks he had intended to stage a

fireworks he had intended to stage a huge and impressive show in a nearby

huge and impressive show in a nearby

huge and impressive show in a nearby field but instead held a costly and

field but instead held a costly and

field but instead held a costly and dangerous series of explosions on route

thanks to a stray cigarette he tossed

thanks to a stray cigarette he tossed out of the driver’s window the rockets

out of the driver’s window the rockets

out of the driver’s window the rockets launched way he earlier than expected we

launched way he earlier than expected we

launched way he earlier than expected we assumed no one was hurt but the car was

assumed no one was hurt but the car was

assumed no one was hurt but the car was a write-off we are truly blessed

number six hot wheels claim hey you know

number six hot wheels claim hey you know in the future if you’re gonna steal cars

in the future if you’re gonna steal cars

in the future if you’re gonna steal cars don’t dress like a car thief for one

don’t dress like a car thief for one

don’t dress like a car thief for one wannabe hustler his experience with

wannabe hustler his experience with

wannabe hustler his experience with attempted fraud was anything but child’s

attempted fraud was anything but child’s

attempted fraud was anything but child’s play in fact it was just a series of

play in fact it was just a series of

play in fact it was just a series of schoolboy errors theoretically the idea

schoolboy errors theoretically the idea

schoolboy errors theoretically the idea could have worked he’d claimed that

could have worked he’d claimed that

could have worked he’d claimed that thieves had stolen parts from his car

thieves had stolen parts from his car

thieves had stolen parts from his car but the execution was unbelievably

but the execution was unbelievably

but the execution was unbelievably amateurish the so-called victim

amateurish the so-called victim

amateurish the so-called victim submitted phony

submitted phony

submitted phony invoices to his insurance company

invoices to his insurance company

invoices to his insurance company listing what he wished to be reimbursed

listing what he wished to be reimbursed

listing what he wished to be reimbursed for but things got slightly second grade

for but things got slightly second grade

for but things got slightly second grade arts and crafts project when the

arts and crafts project when the

arts and crafts project when the accompanying photos showed parts from a

accompanying photos showed parts from a

accompanying photos showed parts from a toy car that was the same color and make

toy car that was the same color and make

toy car that was the same color and make as the claimants about resistance at

as the claimants about resistance at

as the claimants about resistance at ages 8 to 14 that’s a suggestion in the

ages 8 to 14 that’s a suggestion in the

ages 8 to 14 that’s a suggestion in the end his Hot Wheels landed him in very

end his Hot Wheels landed him in very

end his Hot Wheels landed him in very hot water maybe he was sent to his room

hot water maybe he was sent to his room

hot water maybe he was sent to his room without dinner

number 5 for slick tell me something I

number 5 for slick tell me something I don’t know I open mouth kissed a horse

don’t know I open mouth kissed a horse

don’t know I open mouth kissed a horse once so what that’s something you don’t

once so what that’s something you don’t

once so what that’s something you don’t know some people like to spend their

know some people like to spend their

know some people like to spend their vacation time getting a little closer to

vacation time getting a little closer to

vacation time getting a little closer to nature but one couple allowed their car

nature but one couple allowed their car

nature but one couple allowed their car to get a little too close to a

to get a little too close to a

to get a little too close to a particular group of horses the

particular group of horses the

particular group of horses the sightseeing pair was busy traveling

sightseeing pair was busy traveling

sightseeing pair was busy traveling through England’s dartmoor nat’l park

through England’s dartmoor nat’l park

through England’s dartmoor nat’l park when they parked so that they could do a

when they parked so that they could do a

when they parked so that they could do a little more exploring on foot when they

little more exploring on foot when they

little more exploring on foot when they returned to their ride however it looked

returned to their ride however it looked

returned to their ride however it looked a little different because some

a little different because some

a little different because some presumably very hungry ponies had licked

presumably very hungry ponies had licked

presumably very hungry ponies had licked away its paintwork we’ve also heard this

away its paintwork we’ve also heard this

away its paintwork we’ve also heard this same tale told about some paint licking

same tale told about some paint licking

same tale told about some paint licking cows in France well either way the

cows in France well either way the

cows in France well either way the claimants car is still ran so they

claimants car is still ran so they

claimants car is still ran so they didn’t need to hoof it would you do

didn’t need to hoof it would you do

didn’t need to hoof it would you do number four

number four

number four water heater blasts off you might not

water heater blasts off you might not

water heater blasts off you might not think the water heater is the most

think the water heater is the most

think the water heater is the most dangerous appliance in your house or the

dangerous appliance in your house or the

dangerous appliance in your house or the most mobile but for one unlucky

most mobile but for one unlucky

most mobile but for one unlucky insurance claimant it turned out to be a

insurance claimant it turned out to be a

insurance claimant it turned out to be a literal home wrecker

literal home wrecker

literal home wrecker because the pilot lights out I don’t

because the pilot lights out I don’t

because the pilot lights out I don’t know how it related after the homeowner

know how it related after the homeowner

know how it related after the homeowner attempted an ill-advised home repair on

attempted an ill-advised home repair on

attempted an ill-advised home repair on his water heater a buildup of pressure

his water heater a buildup of pressure

his water heater a buildup of pressure caused it to rocket through all the

caused it to rocket through all the

caused it to rocket through all the floors of the house like an oversized

floors of the house like an oversized

floors of the house like an oversized bullet before careening out into the

bullet before careening out into the

bullet before careening out into the outside world the destruction didn’t

outside world the destruction didn’t

outside world the destruction didn’t stop there as it also damaged nearby

stop there as it also damaged nearby

stop there as it also damaged nearby cars parked in this

cars parked in this

cars parked in this eight an accident which we expect caused

eight an accident which we expect caused

eight an accident which we expect caused many and ironically heated conversation

many and ironically heated conversation

many and ironically heated conversation between neighbors number three mid

between neighbors number three mid

between neighbors number three mid accident insurance yep I’m not good with

accident insurance yep I’m not good with

accident insurance yep I’m not good with insurance it pays to be prepared and you

insurance it pays to be prepared and you

insurance it pays to be prepared and you should always try to arrange a policy

should always try to arrange a policy

should always try to arrange a policy before an accident happens did I leave

before an accident happens did I leave

before an accident happens did I leave the stove on let’s say you’re uninsured

the stove on let’s say you’re uninsured

the stove on let’s say you’re uninsured car randomly catches fire you’d probably

car randomly catches fire you’d probably

car randomly catches fire you’d probably try your best to think on your feet but

try your best to think on your feet but

try your best to think on your feet but would you attempt to purchase insurance

would you attempt to purchase insurance

would you attempt to purchase insurance over the phone right then and there

over the phone right then and there

over the phone right then and there one couple apparently did and as the

one couple apparently did and as the

one couple apparently did and as the story goes they might have gotten away

story goes they might have gotten away

story goes they might have gotten away with it too if the car fire hadn’t

with it too if the car fire hadn’t

with it too if the car fire hadn’t threatened to blaze out of control while

threatened to blaze out of control while

threatened to blaze out of control while the husband tried to complete his panic

the husband tried to complete his panic

the husband tried to complete his panic purchase on the phone his wife could be

purchase on the phone his wife could be

purchase on the phone his wife could be heard screaming in the background

heard screaming in the background

heard screaming in the background about her fears of an explosion we are

about her fears of an explosion we are

about her fears of an explosion we are assuming the insurance company quickly

assuming the insurance company quickly

assuming the insurance company quickly lost interest in the sale so the

lost interest in the sale so the

lost interest in the sale so the attitude is not going to speed things up

attitude is not going to speed things up

attitude is not going to speed things up any bit at all I’m going to ask you to

any bit at all I’m going to ask you to

any bit at all I’m going to ask you to speak into the mouthpiece very clearly

number two hot dog pet dogs can be a

number two hot dog pet dogs can be a real pain sometimes especially when

real pain sometimes especially when

real pain sometimes especially when you’re trying to eat they’ll stop at

you’re trying to eat they’ll stop at

you’re trying to eat they’ll stop at nothing until they steal at least a

nothing until they steal at least a

nothing until they steal at least a little of what’s on your plate but for

little of what’s on your plate but for

little of what’s on your plate but for one pet owner their puppies hunger

one pet owner their puppies hunger

one pet owner their puppies hunger couldn’t even wait until dinner was

couldn’t even wait until dinner was

couldn’t even wait until dinner was served with disastrous consequences

served with disastrous consequences

served with disastrous consequences according to one insurance claim while

according to one insurance claim while

according to one insurance claim while trying to steal food from the stove one

trying to steal food from the stove one

trying to steal food from the stove one ravenous pooch turned all the burners on

ravenous pooch turned all the burners on

ravenous pooch turned all the burners on high and caused a major kitchen fire

high and caused a major kitchen fire

high and caused a major kitchen fire when an unwatched pizza box was set

when an unwatched pizza box was set

when an unwatched pizza box was set ablaze we should say that no animals

ablaze we should say that no animals

ablaze we should say that no animals were actually harmed in the filing of

were actually harmed in the filing of

were actually harmed in the filing of this claim although we can’t promise

this claim although we can’t promise

this claim although we can’t promise that the pups owner was too happy with

that the pups owner was too happy with

that the pups owner was too happy with them how did you do me who the hell buys

them how did you do me who the hell buys

them how did you do me who the hell buys a novelty fire extinguisher before we

a novelty fire extinguisher before we

a novelty fire extinguisher before we unveil our number one pick here are some

unveil our number one pick here are some

unveil our number one pick here are some honorable mentions

number one submarine versus car

number one submarine versus car unfortunately car accidents happen all

unfortunately car accidents happen all

unfortunately car accidents happen all the time and cars are irreparably

the time and cars are irreparably

the time and cars are irreparably damaged every day but as we’ve proven

damaged every day but as we’ve proven

damaged every day but as we’ve proven today car insurance claims aren’t always

today car insurance claims aren’t always

today car insurance claims aren’t always simple affairs our winner see someone’s

simple affairs our winner see someone’s

simple affairs our winner see someone’s ride written off after an unexpected

ride written off after an unexpected

ride written off after an unexpected collision with a submarine an occurrence

collision with a submarine an occurrence

collision with a submarine an occurrence that was apparently not uncommon in

that was apparently not uncommon in

that was apparently not uncommon in World War 2 era London the unbelievable

World War 2 era London the unbelievable

World War 2 era London the unbelievable incident apparently took place when the

incident apparently took place when the

incident apparently took place when the wife of a submariner drove to see her

wife of a submariner drove to see her

wife of a submariner drove to see her husband’s Navy vessel arrived in port

husband’s Navy vessel arrived in port

husband’s Navy vessel arrived in port only she got a little too close to the

only she got a little too close to the

only she got a little too close to the action when the inexperienced crewman

action when the inexperienced crewman

action when the inexperienced crewman driving the sub accidentally rammed her

driving the sub accidentally rammed her

driving the sub accidentally rammed her parking spot causing the car to slip

parking spot causing the car to slip

parking spot causing the car to slip into the water it wasn’t quite the

into the water it wasn’t quite the

into the water it wasn’t quite the homecoming the husband was expecting do

homecoming the husband was expecting do

homecoming the husband was expecting do you agree with our list which insurance

you agree with our list which insurance

you agree with our list which insurance claim did we overlook for more crazy but

claim did we overlook for more crazy but

claim did we overlook for more crazy but true top 10s published every day be sure

true top 10s published every day be sure

true top 10s published every day be sure to subscribe to watchmojo.com my car is

to subscribe to watchmojo.com my car is

to subscribe to watchmojo.com my car is completely destroyed I swear I’ve seen a

completely destroyed I swear I’ve seen a

completely destroyed I swear I’ve seen a lot of stuff in my life but that was

lot of stuff in my life but that was

lot of stuff in my life but that was awesome

awesome

awesome sorry about your car man

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providing complete car and home

providing complete car and home insurance solutions