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Le couple, l’argent : et si on en parlait ? | Astrid Hopfensitz | TEDxToulouse


I am an economist and

something incredible happens to me

become pregnant be in family and have

children made me think about

many things

and maybe for the first time

but personal interest and my

research interests have

mixed so having a child

this formidable but the child has

imposed also a lot of constraints

we were still in a relationship we are

free to organize as we wanted if

I wanted to visit my friends in Germany

and my boyfriend or make them a weekend

and scotch

we did that just like that but a

child must be cared for

you have to bring it home

look there, you have to bring it to a

medical visit in short we have

started sharing a google agenda

to manage our schedule and we

also started to negotiate and we

did not always agree

in fact these couple negotiations are

different from the negotiations that

observe elsewhere for example if we want

buy a car in such

talks

normally everyone just thinks of themselves

even so we want to have a product that

is more interesting or a price that is

a little lower during

negotiations couple the problem is

not normally when everyone just thinks

to oneself but that one is not

okay what will be best for the

couple

so we negotiate questions from

principles and that’s why

today I wanted to talk to you a

few of these questions of principle have

in general there are two different

ways of solving such

problems for a couple first

approach and optimize to be effective

so in such a couple we will compare

skills

and the person who knows best

something for example to repair

a car or cooking is going

take charge of this task

the result is going to be a

specialization and skills are going

to be more and more different

the same argument can also be

used to decide who will work

or how long each one will work

so in an effective couple we are going

compare wages and the person who

has a higher salary to himself

specialize in the job market

and the person who has the lowest salary

will adapt take positions

maybe a little less interesting

work half time will support

cleaning and caring for children

now in most countries the

wages for men are more

higher than wages for

women

so you can guess that is

what do you get so the man who

will specialize in the market of

work and it’s the woman who will

take care of the household and children

so that’s an approach that’s

effective but which is very uneven at

level of contributions to income from

housekeeping so the second approach

will be to be rather equal so in a

such a couple the man and the woman are all

the two assets on the market

work and also and share the

housework and takes care of

children

such a couple is going to be maybe a

little less effective but the

everyone’s contributions are going to be

so much more seems so there is

many good reasons for each

of these two approaches the effectiveness

went well we’ll have more for

the couple equality is good

to have a good balance in the

couple the specialization is good

because everyone is going to be really

an external in the tasks that goes

take charge but we also know

good to know we can do everything

so a question I asked myself

in time of savings

mystery was that she had the

preference of men and women

for efficiency versus equality

in the couple so in reality

it’s very, very difficult to measure

or observe this pre

preferences so eventually it takes

ask the question in person so that

what we did we organized

an experience for which we have

invited couples live together from

come into our lab for

answer questions that we

to measure their interest in

efficiency or equality so in

our laboratory we separated the

men and women

so everyone has answered for oneself a

accountant to questions that

concerned the rental of a resource

between themselves and their partners and

it was a real resource because we

given to our couples on average almost

100 euros for the participants

participation in this experience

so here is such a situation that we have

offered to our participants

There are two options the option to the option

b the option to the left and a situation

which is equal because we will give to

man and woman’s forehead

toulouzan this is our local currency

that we exchange in euros at the end of

experience

option b on the right is a situation

which is effective

we will give 450 Toulouzan francs to

couple but everything will be given to

the man a nothing at the end so each of

our participants had to make a choice

between this option to and this option b

knowing that at the end of the experiment

each participant will receive a

envelope with his winnings of

this experience

so it has been observed that almost 40% of

participants chose the situation that

is equal and the result was the

even for men and women in

it means 40% of women have chosen

this option is also

40% of men chose this option

so all men that may seem like a

little wonder here because if you

look at both options did

the dead man at 450 francs Toulouse

in option b so that’s a lot

more and in addition he is free to share

this amount

after the experience with his wife

okay but it still seems like a

large percentage of people to a

interest in equality even though

it’s expensive and the blows here it is

not negligible so to see the shot

you have to compare the total in both

options it has a difference of 50

francs so that means there is a

cost of more than 10% associated with this

equality so why is there such

interest in equality even though

it’s expensive so here there are two

perspectives

firstly to the person who is

disadvantaged it’s easy to see

why a person who is

disadvantaged will have a preference

for equality is going to have more to be

less dependent feel less

guilty it’s a bit harder to

see why also a person who is

favorite it can also have a

interest in equality but that’s

not always easy to have more we can

not just sounded money as a gift

to someone else

he will feel sorry for it will attend

to wake us up

if you invite someone in a

restaurant he will insist to pay the

next time more if you are

in a favored situation and you

know that your partner is

unfortunate it is very likely that you

are ready to pay a certain price

to give a better situation also to

your partner

a situation was also proposed

reverse in a situation where we have

given the whole thing to the woman is nothing to

the man

and the result is the same okay

so even in this situation

there men and women they have the

same preferences plus or minus 40%

choose this option that egalitarian

we observe a little the same result if

we look at the labor market which

10000 2011 in France we had in 44%

Household

the man and the woman who worked at

full time so what our result

show what this is not just a

result because we are going to have more

of money it is in two wages in

instead of one but that there is a real

interest in equality and that

couples are even close to paying a

certain price to have equality but

we have also seen that couples are quite

rational compared with respect to

this bonus to seven strokes for example one

proposed a situation where we have

increased the cost here by giving given

600 francs then in the situation that

is effective in the now the

difference 200 francs toulouse that that

means there is a cost of 33 %

associated with equality and in 7 cases one

saw that justin% of participants

chose the situation equals that means

there is a real interest in

equality by couples but

ultimately everything depends on the price so if

the price starts to be too high at

a moment we say good it costs too much

dear and now it’s so important

to think a little bit about what

it’s this price race in the

reality

here I greatly simplified I just

talked about wages but a cost that

is very very important in the

situation that always kind is the

social pressure

so if in addition in a society any

the world thinks that a man must win

more than the woman

it adds another blow to our

couple

we also saw that there is a take

variance in the preferences so

some people are close to paying

a higher price than others

it’s a question of the personality of

individual preferences

we also saw that culture played a

rather important role so for example

honor

effect this experience in germany and

we have seen that for exactly the same

kinds situation among the couples

German a bigger percentage to

hot if the situation equals which he

need to talk about neither

approach is necessarily better but

you have to agree

which approach we want to follow we have

also seen in our experience as in

25 to 30 % of couples

the man and the woman did not choose the

same option

it’s quite normal that we do not have

the same preferences in a couple

other

let’s talk about it often it’s difficult to

talk about money in the couple we do not

never does or just when it’s too much

late but it’s important as often

we think others have the

same references as ourselves because

it seems so obvious from our

point of view but if it’s not true

so to know how important is

of equality for where and if you are

ready to pay a price for the voice he

must be discussed

[Applause]

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