I am a teacher and I’m a practical girl it is Who I am and it is what I do I
it is Who I am and it is what I do I
it is Who I am and it is what I do I have taught in many countries around the
have taught in many countries around the
have taught in many countries around the world and I have had many students the
world and I have had many students the
world and I have had many students the youngest being about 18 months and the
youngest being about 18 months and the
youngest being about 18 months and the oldest about 87 so I think that just
oldest about 87 so I think that just
oldest about 87 so I think that just tells you there is always a time to be
tells you there is always a time to be
tells you there is always a time to be learning in our lives I have also taught
learning in our lives I have also taught
learning in our lives I have also taught a number of subjects though they have
a number of subjects though they have
a number of subjects though they have been a common thread that has run
been a common thread that has run
been a common thread that has run through them all and that is the thread
through them all and that is the thread
through them all and that is the thread of fitness so I have taught voice which
of fitness so I have taught voice which
of fitness so I have taught voice which needs a fit larynx in order to function
needs a fit larynx in order to function
needs a fit larynx in order to function I’ve taught languages which needs a very
I’ve taught languages which needs a very
I’ve taught languages which needs a very agile tongue in order to function I have
agile tongue in order to function I have
agile tongue in order to function I have taught physical fitness which requires
taught physical fitness which requires
taught physical fitness which requires the entire body to be in shape but it’s
the entire body to be in shape but it’s
the entire body to be in shape but it’s the last subject that I came across that
the last subject that I came across that
the last subject that I came across that I would like to talk to you about today
I would like to talk to you about today
I would like to talk to you about today and that is the subject of money Fitness
and that is the subject of money Fitness
and that is the subject of money Fitness it came to me as a complete surprise
it came to me as a complete surprise
it came to me as a complete surprise totally unexpected I never thought I
totally unexpected I never thought I
totally unexpected I never thought I would find myself in the space in my
would find myself in the space in my
would find myself in the space in my life let me take you back World Cup
life let me take you back World Cup
life let me take you back World Cup football a very exciting time lots of
football a very exciting time lots of
football a very exciting time lots of money being spent in the country many
money being spent in the country many
money being spent in the country many different people from from different
different people from from different
different people from from different places using their currencies lots of
places using their currencies lots of
places using their currencies lots of abundance and excitement happening
abundance and excitement happening
abundance and excitement happening around World Cup football and I was part
around World Cup football and I was part
around World Cup football and I was part of this I was working full time I also
of this I was working full time I also
of this I was working full time I also had a little entrepreneurial project
had a little entrepreneurial project
had a little entrepreneurial project going on on the side and at one of the
going on on the side and at one of the
going on on the side and at one of the stadiums in South Africa and I was
stadiums in South Africa and I was
stadiums in South Africa and I was working really really hard work work
working really really hard work work
working really really hard work work work
work
work in fact so hard that the ticket I bought
in fact so hard that the ticket I bought
in fact so hard that the ticket I bought to watch Brazil playing North Korea
to watch Brazil playing North Korea
to watch Brazil playing North Korea I couldn’t even attend the match I just
I couldn’t even attend the match I just
I couldn’t even attend the match I just had too much work but like all good
had too much work but like all good
had too much work but like all good things there is some reward at the end
things there is some reward at the end
things there is some reward at the end of it and I was rewarded with a lovely
of it and I was rewarded with a lovely
of it and I was rewarded with a lovely fat bonus wonderful and I did what I
fat bonus wonderful and I did what I
fat bonus wonderful and I did what I always do
always do
always do when I got extra cash I quit my job and
when I got extra cash I quit my job and
when I got extra cash I quit my job and put all the cash in my pocket and went
put all the cash in my pocket and went
put all the cash in my pocket and went overseas now I wasn’t in my country of
overseas now I wasn’t in my country of
overseas now I wasn’t in my country of choice one hour when I had the whole lot
choice one hour when I had the whole lot
choice one hour when I had the whole lot stolen from me gone boom in a flash gone
stolen from me gone boom in a flash gone
stolen from me gone boom in a flash gone and I found myself with no job and with
and I found myself with no job and with
and I found myself with no job and with no cash yes a little bit of a desperate
no cash yes a little bit of a desperate
no cash yes a little bit of a desperate situation it still took me a little bit
situation it still took me a little bit
situation it still took me a little bit of time to realize that actually having
of time to realize that actually having
of time to realize that actually having all that money stolen was just a symptom
all that money stolen was just a symptom
all that money stolen was just a symptom of a problem I had been having for quite
of a problem I had been having for quite
of a problem I had been having for quite a long time in my life in my
a long time in my life in my
a long time in my life in my relationship with money
relationship with money
relationship with money and that is that I had no idea how to
and that is that I had no idea how to
and that is that I had no idea how to keep it and how to build it
keep it and how to build it
keep it and how to build it and I found myself like this perhaps you
and I found myself like this perhaps you
and I found myself like this perhaps you have also found yourself in a desperate
have also found yourself in a desperate
have also found yourself in a desperate state financially before and this is
state financially before and this is
state financially before and this is when I started my business money fit and
when I started my business money fit and
when I started my business money fit and when this little piggy named pound by
when this little piggy named pound by
when this little piggy named pound by the way and I came to work together and
the way and I came to work together and
the way and I came to work together and he became my mascot so I was in a
he became my mascot so I was in a
he became my mascot so I was in a desperate State I was one of those
desperate State I was one of those
desperate State I was one of those people that towards the end of the month
people that towards the end of the month
people that towards the end of the month because I wasn’t sure if I would be able
because I wasn’t sure if I would be able
because I wasn’t sure if I would be able to pay my bills on time I did fun things
to pay my bills on time I did fun things
to pay my bills on time I did fun things at the beginning of the month because
at the beginning of the month because
at the beginning of the month because that’s when I had money I even
that’s when I had money I even
that’s when I had money I even embarrassingly was involved in an
embarrassingly was involved in an
embarrassingly was involved in an investment which I thought was really
investment which I thought was really
investment which I thought was really cool but it took me five years to
cool but it took me five years to
cool but it took me five years to realize I was losing money every month
realize I was losing money every month
realize I was losing money every month in that investment so I really needed to
in that investment so I really needed to
in that investment so I really needed to wake up and I needed to get some new
wake up and I needed to get some new
wake up and I needed to get some new thoughts I needed to get some new ideas
thoughts I needed to get some new ideas
thoughts I needed to get some new ideas I really needed to retrain my cardiac
I really needed to retrain my cardiac
I really needed to retrain my cardiac money muscles you know the ones that
money muscles you know the ones that
money muscles you know the ones that work automatically without you thinking
work automatically without you thinking
work automatically without you thinking the ones that were saying to me someday
the ones that were saying to me someday
the ones that were saying to me someday a man will look after you don’t worry
a man will look after you don’t worry
a man will look after you don’t worry the ones that were saying to me you’re
the ones that were saying to me you’re
the ones that were saying to me you’re not very good at numbers so don’t
not very good at numbers so don’t
not very good at numbers so don’t confuse yourself with money the ones
confuse yourself with money the ones
confuse yourself with money the ones that were saying to me but it’s a man’s
that were saying to me but it’s a man’s
that were saying to me but it’s a man’s job to earn not yours
job to earn not yours
job to earn not yours I had to retrain all that I was thinking
I had to retrain all that I was thinking
I had to retrain all that I was thinking about myself and about money because I
about myself and about money because I
about myself and about money because I had no future and I had no security so I
had no future and I had no security so I
had no future and I had no security so I took out a faithful lovely bright red
took out a faithful lovely bright red
took out a faithful lovely bright red lipstick and I started to write new
lipstick and I started to write new
lipstick and I started to write new affirmations on my shower walls now I
affirmations on my shower walls now I
affirmations on my shower walls now I shower every day so I got to see those
shower every day so I got to see those
shower every day so I got to see those every day and I read them out loud every
every day and I read them out loud every
every day and I read them out loud every day every day every day and the more I
day every day every day and the more I
day every day every day and the more I exercise the more often I showered the
exercise the more often I showered the
exercise the more often I showered the more often I read them it’s a discipline
more often I read them it’s a discipline
more often I read them it’s a discipline to do that now I know the word
to do that now I know the word
to do that now I know the word discipline has kind of bad connotations
discipline has kind of bad connotations
discipline has kind of bad connotations and we think of school and strict and
and we think of school and strict and
and we think of school and strict and army and stress but let go of those
army and stress but let go of those
army and stress but let go of those thoughts for a moment discipline just
thoughts for a moment discipline just
thoughts for a moment discipline just comes from the Latin word disciplina
comes from the Latin word disciplina
comes from the Latin word disciplina which means teach and I have to teach
which means teach and I have to teach
which means teach and I have to teach myself now the cardiac muscles are not
myself now the cardiac muscles are not
myself now the cardiac muscles are not enough I also have to train my core and
enough I also have to train my core and
enough I also have to train my core and this is where the hard work really
this is where the hard work really
this is where the hard work really happened training your core your core is
happened training your core your core is
happened training your core your core is what keeps you upright your core is what
what keeps you upright your core is what
what keeps you upright your core is what secures you not a partner okay
secures you not a partner okay
secures you not a partner okay it’s your core muscles that secure you
it’s your core muscles that secure you
it’s your core muscles that secure you and my core was like jelly wobbling all
and my core was like jelly wobbling all
and my core was like jelly wobbling all over the place no stability
over the place no stability
over the place no stability no security maybe I could have retired
no security maybe I could have retired
no security maybe I could have retired when I was a hundred my dreams they had
when I was a hundred my dreams they had
when I was a hundred my dreams they had so many zeros on them I couldn’t even
so many zeros on them I couldn’t even
so many zeros on them I couldn’t even count there was no future in store with
count there was no future in store with
count there was no future in store with me so I started to work and I started to
me so I started to work and I started to
me so I started to work and I started to work with small change literally do you
work with small change literally do you
work with small change literally do you believe that coins and silver can change
believe that coins and silver can change
believe that coins and silver can change your future they can they did mine in my
your future they can they did mine in my
your future they can they did mine in my first month I started to gather all my
first month I started to gather all my
first month I started to gather all my all the coins like a honeybee I didn’t
all the coins like a honeybee I didn’t
all the coins like a honeybee I didn’t let anything get past me and I gathered
let anything get past me and I gathered
let anything get past me and I gathered them all up and by the end of the month
them all up and by the end of the month
them all up and by the end of the month I had a hundred and eighty Rand and
I had a hundred and eighty Rand and
I had a hundred and eighty Rand and fifty cents which is about thirteen US
fifty cents which is about thirteen US
fifty cents which is about thirteen US dollars doesn’t seem like much but it
dollars doesn’t seem like much but it
dollars doesn’t seem like much but it was enough it was enough for me to take
was enough it was enough for me to take
was enough it was enough for me to take that money and go and buy a fraction of
that money and go and buy a fraction of
that money and go and buy a fraction of a share on the Johannesburg Stock
a share on the Johannesburg Stock
a share on the Johannesburg Stock Exchange not even a full share just a
Exchange not even a full share just a
Exchange not even a full share just a fraction and it was fun it was sheer
fraction and it was fun it was sheer
fraction and it was fun it was sheer shopping hello I could make that a habit
shopping hello I could make that a habit
shopping hello I could make that a habit that was fun and so I thought well let
that was fun and so I thought well let
that was fun and so I thought well let me carry on doing this and at the sin of
me carry on doing this and at the sin of
me carry on doing this and at the sin of my second month I had a hundred ninety
my second month I had a hundred ninety
my second month I had a hundred ninety Rand about $13.50 and I went and bought
Rand about $13.50 and I went and bought
Rand about $13.50 and I went and bought some more shares and as I did this my
some more shares and as I did this my
some more shares and as I did this my eyes opened to the economy my eyes
eyes opened to the economy my eyes
eyes opened to the economy my eyes opened to the South Africa around me I
opened to the South Africa around me I
opened to the South Africa around me I started noticing companies I started
started noticing companies I started
started noticing companies I started looking around and going I own a share
looking around and going I own a share
looking around and going I own a share in that company even if it’s only one
in that company even if it’s only one
in that company even if it’s only one how empowering it was for me at the end
how empowering it was for me at the end
how empowering it was for me at the end of my third month I had two hundred and
of my third month I had two hundred and
of my third month I had two hundred and twenty year and about fifteen US dollars
twenty year and about fifteen US dollars
twenty year and about fifteen US dollars eighty now you can imagine with all that
eighty now you can imagine with all that
eighty now you can imagine with all that positive emotion going around with me it
positive emotion going around with me it
positive emotion going around with me it wasn’t difficult to move to the next
wasn’t difficult to move to the next
wasn’t difficult to move to the next step and not only gather my coins would
step and not only gather my coins would
step and not only gather my coins would start allocating a percentage of my
start allocating a percentage of my
start allocating a percentage of my income towards buying shares this is
income towards buying shares this is
income towards buying shares this is where it got super empowering because I
where it got super empowering because I
where it got super empowering because I felt I was part of South Africa I was
felt I was part of South Africa I was
felt I was part of South Africa I was part of the economy I was a spoke in a
part of the economy I was a spoke in a
part of the economy I was a spoke in a wheel that was moving that was
wheel that was moving that was
wheel that was moving that was progressing now the first time I
progressing now the first time I
progressing now the first time I received my first financial documents in
received my first financial documents in
received my first financial documents in the post I didn’t go and collect them
the post I didn’t go and collect them
the post I didn’t go and collect them for rather a long time because I thought
for rather a long time because I thought
for rather a long time because I thought it was a speeding ticket so I didn’t go
it was a speeding ticket so I didn’t go
it was a speeding ticket so I didn’t go and collect and then when I eventually
and collect and then when I eventually
and collect and then when I eventually did go and collect I was so excited to
did go and collect I was so excited to
did go and collect I was so excited to have this booklet of financial documents
have this booklet of financial documents
have this booklet of financial documents from my first share that I owned not
from my first share that I owned not
from my first share that I owned not only was
only was
only was paying tax now but I was actually
paying tax now but I was actually
paying tax now but I was actually providing away for South Africa to move
providing away for South Africa to move
providing away for South Africa to move as an economy and I was really excited
as an economy and I was really excited
as an economy and I was really excited about that
about that
about that so I took my 10% started making it 12%
so I took my 10% started making it 12%
so I took my 10% started making it 12% currently I do fifteen percent of my
currently I do fifteen percent of my
currently I do fifteen percent of my income into shares in South Africa and
income into shares in South Africa and
income into shares in South Africa and now actually also around the world
now actually also around the world
now actually also around the world because those things are available to us
because those things are available to us
because those things are available to us so those old ideas I had about my mass
so those old ideas I had about my mass
so those old ideas I had about my mass brain not working we’re completely wrong
brain not working we’re completely wrong
brain not working we’re completely wrong percentages are very cool when you’re
percentages are very cool when you’re
percentages are very cool when you’re looking at your future and I started to
looking at your future and I started to
looking at your future and I started to get comfortable with those numbers I get
get comfortable with those numbers I get
get comfortable with those numbers I get started to get comfortable playing
started to get comfortable playing
started to get comfortable playing around and seeing what I could
around and seeing what I could
around and seeing what I could potentially potentially do in the future
potentially potentially do in the future
potentially potentially do in the future so before I knew it you might surprise I
so before I knew it you might surprise I
so before I knew it you might surprise I was really part of something and I
was really part of something and I
was really part of something and I realized they are not enough of us part
realized they are not enough of us part
realized they are not enough of us part of that and my mission has only just
of that and my mission has only just
of that and my mission has only just begun
begun
begun because I’m not happy just being fit
because I’m not happy just being fit
because I’m not happy just being fit myself what fun is that I want everyone
myself what fun is that I want everyone
myself what fun is that I want everyone to be fit I want to get every South
to be fit I want to get every South
to be fit I want to get every South African on board spreaded across our
African on board spreaded across our
African on board spreaded across our continent and across the globe because
continent and across the globe because
continent and across the globe because there’s absolutely no reason why each
there’s absolutely no reason why each
there’s absolutely no reason why each and every one of us cannot be money fit
and every one of us cannot be money fit
and every one of us cannot be money fit it’s an action it’s not a knowledge and
it’s an action it’s not a knowledge and
it’s an action it’s not a knowledge and I invite you I implore you to let go of
I invite you I implore you to let go of
I invite you I implore you to let go of any reasons or excuses you might have
any reasons or excuses you might have
any reasons or excuses you might have and join me and join piggy pound on our
and join me and join piggy pound on our
and join me and join piggy pound on our journey as it carries on and be one with
journey as it carries on and be one with
journey as it carries on and be one with us in control empowered and confident
us in control empowered and confident
us in control empowered and confident with your money thank you thank you
”
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