[Music] good afternoon i’m katie hogan like they
good afternoon i’m katie hogan like they
good afternoon i’m katie hogan like they said and i’m here to talk to you about
said and i’m here to talk to you about
said and i’m here to talk to you about my two favorite things and that’s funny
my two favorite things and that’s funny
my two favorite things and that’s funny and money i’ve discovered that by
and money i’ve discovered that by
and money i’ve discovered that by combining my love for all things funny
combining my love for all things funny
combining my love for all things funny i’m more effectively able to teach
i’m more effectively able to teach
i’m more effectively able to teach people about money if there’s one lesson
people about money if there’s one lesson
people about money if there’s one lesson that i want you to take away from today
that i want you to take away from today
that i want you to take away from today it’s that financial literacy is not
it’s that financial literacy is not
it’s that financial literacy is not rocket science but it is crucial and in
rocket science but it is crucial and in
rocket science but it is crucial and in fact it can be kind of fun
fact it can be kind of fun
fact it can be kind of fun and i know this because i am both a
and i know this because i am both a
and i know this because i am both a comedy writer and a financial planner
comedy writer and a financial planner
comedy writer and a financial planner and i am fully aware of how strange a
and i am fully aware of how strange a
and i am fully aware of how strange a combination this is i also know that
combination this is i also know that
combination this is i also know that this makes me a huge nerd in several
this makes me a huge nerd in several
this makes me a huge nerd in several social circles by day i use the left
social circles by day i use the left
social circles by day i use the left side of my brain to create plans to help
side of my brain to create plans to help
side of my brain to create plans to help millennials better manage their money
millennials better manage their money
millennials better manage their money and at night i switch to the right side
and at night i switch to the right side
and at night i switch to the right side of my brain to pen jokes and sketches
of my brain to pen jokes and sketches
of my brain to pen jokes and sketches that mortify my grandmother’s it is
that mortify my grandmother’s it is
that mortify my grandmother’s it is quite the professional quandary or so I
quite the professional quandary or so I
quite the professional quandary or so I thought let’s go back to 2011 I had just
thought let’s go back to 2011 I had just
thought let’s go back to 2011 I had just finished my master’s degree and I was
finished my master’s degree and I was
finished my master’s degree and I was moving back in with my parents and
moving back in with my parents and
moving back in with my parents and unemployed yay and one evening I was
unemployed yay and one evening I was
unemployed yay and one evening I was sitting on their couch wearing gray
sitting on their couch wearing gray
sitting on their couch wearing gray sweatpants from head to toe and crying
sweatpants from head to toe and crying
sweatpants from head to toe and crying hysterically as I saw the balance of my
hysterically as I saw the balance of my
hysterically as I saw the balance of my student loans for the very first time it
student loans for the very first time it
student loans for the very first time it was in this moment that I realized I had
was in this moment that I realized I had
was in this moment that I realized I had lived my whole life completely ignorant
lived my whole life completely ignorant
lived my whole life completely ignorant about money and it was now about to bite
about money and it was now about to bite
about money and it was now about to bite me in my sweat pant clad behind even
me in my sweat pant clad behind even
me in my sweat pant clad behind even though I was an avid reader and
though I was an avid reader and
though I was an avid reader and considered myself a student of life
considered myself a student of life
considered myself a student of life whatever that means
whatever that means
whatever that means I was completely financially illiterate
I was completely financially illiterate
I was completely financially illiterate and as I stared at my laptop showing me
and as I stared at my laptop showing me
and as I stared at my laptop showing me my six-figure student loan debt I cried
my six-figure student loan debt I cried
my six-figure student loan debt I cried ugly tears and snot began began to run
ugly tears and snot began began to run
ugly tears and snot began began to run from my face down onto my college
from my face down onto my college
from my face down onto my college sweatshirt which I now understood
sweatshirt which I now understood
sweatshirt which I now understood it cost nearly a quarter of a million
it cost nearly a quarter of a million
it cost nearly a quarter of a million dollars in this moment I was lost I was
dollars in this moment I was lost I was
dollars in this moment I was lost I was angry and ashamed but amid one of the
angry and ashamed but amid one of the
angry and ashamed but amid one of the darkest periods of my life I made a
darkest periods of my life I made a
darkest periods of my life I made a promise to myself that I would find a
promise to myself that I would find a
promise to myself that I would find a way out of this hole that I dug myself
way out of this hole that I dug myself
way out of this hole that I dug myself into and find a way out of it and do
into and find a way out of it and do
into and find a way out of it and do better so I became obsessed with reading
better so I became obsessed with reading
better so I became obsessed with reading all things personal finance and
all things personal finance and
all things personal finance and self-development and eventually I was
self-development and eventually I was
self-development and eventually I was offered a job down in Boston and while
offered a job down in Boston and while
offered a job down in Boston and while it wasn’t in a field I’d studied it did
it wasn’t in a field I’d studied it did
it wasn’t in a field I’d studied it did get me out of my parents house and
get me out of my parents house and
get me out of my parents house and you’ve never seen two parents pack up
you’ve never seen two parents pack up
you’ve never seen two parents pack up boxes so quickly as it turns out I’m not
boxes so quickly as it turns out I’m not
boxes so quickly as it turns out I’m not a great roommate at my new job during my
a great roommate at my new job during my
a great roommate at my new job during my lunch hours I’d walk across the street
lunch hours I’d walk across the street
lunch hours I’d walk across the street to the Boston Public Library where I
to the Boston Public Library where I
to the Boston Public Library where I would check out books on money and
would check out books on money and
would check out books on money and investing and while I found most of the
investing and while I found most of the
investing and while I found most of the material was painfully boring I found I
material was painfully boring I found I
material was painfully boring I found I really loved learning about personal
really loved learning about personal
really loved learning about personal finance I also found that I realized
finance I also found that I realized
finance I also found that I realized that this stuff should have been taught
that this stuff should have been taught
that this stuff should have been taught in school and that if a somewhat
in school and that if a somewhat
in school and that if a somewhat intelligent person like myself didn’t
intelligent person like myself didn’t
intelligent person like myself didn’t know anything about money
know anything about money
know anything about money chances are neither did my friends or my
chances are neither did my friends or my
chances are neither did my friends or my classmates or my generation as a whole
classmates or my generation as a whole
classmates or my generation as a whole so I decided to pursue finance as a
so I decided to pursue finance as a
so I decided to pursue finance as a career and this is shocking coming from
career and this is shocking coming from
career and this is shocking coming from someone who attended the most liberal of
someone who attended the most liberal of
someone who attended the most liberal of the liberal arts colleges I literally
the liberal arts colleges I literally
the liberal arts colleges I literally once took a class called listening to
once took a class called listening to
once took a class called listening to music and I soon I was working as a
music and I soon I was working as a
music and I soon I was working as a traditional financial adviser and while
traditional financial adviser and while
traditional financial adviser and while I loved the knowledge and training I was
I loved the knowledge and training I was
I loved the knowledge and training I was getting every day at this massive
getting every day at this massive
getting every day at this massive company I found myself being forced to
company I found myself being forced to
company I found myself being forced to service older millionaire clients who
service older millionaire clients who
service older millionaire clients who really didn’t like taking advice from a
really didn’t like taking advice from a
really didn’t like taking advice from a 27 year old with less than a year of
27 year old with less than a year of
27 year old with less than a year of experience and I can’t say that I blame
experience and I can’t say that I blame
experience and I can’t say that I blame them I knew in my heart who I wanted to
them I knew in my heart who I wanted to
them I knew in my heart who I wanted to help and it was young people like me it
help and it was young people like me it
help and it was young people like me it was people who were carriers of hefty
was people who were carriers of hefty
was people who were carriers of hefty student loan debt and who may be
student loan debt and who may be
student loan debt and who may be preferred sweatpants to power suits I
preferred sweatpants to power suits I
preferred sweatpants to power suits I wanted to help people who were working
wanted to help people who were working
wanted to help people who were working their butts off but needed a road map to
their butts off but needed a road map to
their butts off but needed a road map to find a way out of living
find a way out of living
find a way out of living paycheck-to-paycheck
paycheck-to-paycheck
paycheck-to-paycheck so the next year
so the next year
so the next year with two whole years of experience under
with two whole years of experience under
with two whole years of experience under my belt I took a huge risk and I
my belt I took a huge risk and I
my belt I took a huge risk and I launched my own financial planning firm
launched my own financial planning firm
launched my own financial planning firm and this idea was about as well received
and this idea was about as well received
and this idea was about as well received as the time I told everyone I wanted to
as the time I told everyone I wanted to
as the time I told everyone I wanted to be a storm chaser like Helen Hunt and
be a storm chaser like Helen Hunt and
be a storm chaser like Helen Hunt and twister so business was extremely slow
twister so business was extremely slow
twister so business was extremely slow when I first launched my goal was to
when I first launched my goal was to
when I first launched my goal was to help Millennials become more financially
help Millennials become more financially
help Millennials become more financially literate but my messaging it sounded
literate but my messaging it sounded
literate but my messaging it sounded exactly like every other money guru out
exactly like every other money guru out
exactly like every other money guru out there every day I asked how do you get
there every day I asked how do you get
there every day I asked how do you get young adults to want to learn about
young adults to want to learn about
young adults to want to learn about retirement accounts how do you get them
retirement accounts how do you get them
retirement accounts how do you get them to pay attention to the terms of their
to pay attention to the terms of their
to pay attention to the terms of their credit cards how do you get them to care
credit cards how do you get them to care
credit cards how do you get them to care they need this information Rudy and Rudy
they need this information Rudy and Rudy
they need this information Rudy and Rudy is my golden retriever who never offers
is my golden retriever who never offers
is my golden retriever who never offers any helpful advice coincidentally it was
any helpful advice coincidentally it was
any helpful advice coincidentally it was during this time that I decided to
during this time that I decided to
during this time that I decided to pursue comedy as both a hobby and a
pursue comedy as both a hobby and a
pursue comedy as both a hobby and a coping mechanism to keep me from going
coping mechanism to keep me from going
coping mechanism to keep me from going crazy
crazy
crazy I had just launched a business I had no
I had just launched a business I had no
I had just launched a business I had no business launching I was living a
business launching I was living a
business launching I was living a thousand miles away from my family and
thousand miles away from my family and
thousand miles away from my family and friends and I craved a creative outlet I
friends and I craved a creative outlet I
friends and I craved a creative outlet I found I had a knack for writing funny
found I had a knack for writing funny
found I had a knack for writing funny and soon I was writing for the stage in
and soon I was writing for the stage in
and soon I was writing for the stage in short films I got stuff on the Funny or
short films I got stuff on the Funny or
short films I got stuff on the Funny or Die McSweeney’s and several others I
Die McSweeney’s and several others I
Die McSweeney’s and several others I absolutely fell in love with comedy and
absolutely fell in love with comedy and
absolutely fell in love with comedy and then one day I was sitting at my
then one day I was sitting at my
then one day I was sitting at my computer working on a financial plan and
computer working on a financial plan and
computer working on a financial plan and wondering how long it was going to be
wondering how long it was going to be
wondering how long it was going to be before I went out of business and was
before I went out of business and was
before I went out of business and was forced to return to a diet of ramen
forced to return to a diet of ramen
forced to return to a diet of ramen noodles and hot pockets that a thought
noodles and hot pockets that a thought
noodles and hot pockets that a thought popped into my head why don’t I try to
popped into my head why don’t I try to
popped into my head why don’t I try to teach people about financial literacy
teach people about financial literacy
teach people about financial literacy using comedy is that even possible
using comedy is that even possible
using comedy is that even possible and then if by divine intervention I
and then if by divine intervention I
and then if by divine intervention I read a quote from former First Lady
read a quote from former First Lady
read a quote from former First Lady Michelle Obama and she said first you
Michelle Obama and she said first you
Michelle Obama and she said first you get them to laugh then you get them to
get them to laugh then you get them to
get them to laugh then you get them to listen and this was like a Field of
listen and this was like a Field of
listen and this was like a Field of Dreams moment for me except it was mrs.
Dreams moment for me except it was mrs.
Dreams moment for me except it was mrs. Obama whispering into my ear if you’re
Obama whispering into my ear if you’re
Obama whispering into my ear if you’re funny they will learn if you’re funny
funny they will learn if you’re funny
funny they will learn if you’re funny they will learn it became clear to
they will learn it became clear to
they will learn it became clear to Financial Literacy was my mission and
Financial Literacy was my mission and
Financial Literacy was my mission and humor is gonna be my vessel so at this
humor is gonna be my vessel so at this
humor is gonna be my vessel so at this point you’re probably asking yourself
point you’re probably asking yourself
point you’re probably asking yourself why am I so hell-bent on promoting
why am I so hell-bent on promoting
why am I so hell-bent on promoting financial literacy why can’t I just be a
financial literacy why can’t I just be a
financial literacy why can’t I just be a regular financial planner who sits in a
regular financial planner who sits in a
regular financial planner who sits in a cubicle and wears clothes from Ann
cubicle and wears clothes from Ann
cubicle and wears clothes from Ann Taylor Loft well as which is ironic as
Taylor Loft well as which is ironic as
Taylor Loft well as which is ironic as I’m wearing an Taylor Loft as I said
I’m wearing an Taylor Loft as I said
I’m wearing an Taylor Loft as I said this was a deeply personal journey and
this was a deeply personal journey and
this was a deeply personal journey and the more I spoke to my peers the more I
the more I spoke to my peers the more I
the more I spoke to my peers the more I understood I was not alone in my money
understood I was not alone in my money
understood I was not alone in my money woes and that this is very much a
woes and that this is very much a
woes and that this is very much a ubiquitous problem here are a few stats
ubiquitous problem here are a few stats
ubiquitous problem here are a few stats that aren’t funny at all but they are
that aren’t funny at all but they are
that aren’t funny at all but they are the driving force behind my mission to
the driving force behind my mission to
the driving force behind my mission to promote financial literacy two-thirds of
promote financial literacy two-thirds of
promote financial literacy two-thirds of Americans cannot pass a basic financial
Americans cannot pass a basic financial
Americans cannot pass a basic financial literacy test while the numbers in
literacy test while the numbers in
literacy test while the numbers in general are bad the statistics among
general are bad the statistics among
general are bad the statistics among women are even worse nearly 75% of women
women are even worse nearly 75% of women
women are even worse nearly 75% of women cannot pass that same test financial
cannot pass that same test financial
cannot pass that same test financial illiteracy in America has reached
illiteracy in America has reached
illiteracy in America has reached epidemic proportions
epidemic proportions
epidemic proportions half of all Americans have absolutely
half of all Americans have absolutely
half of all Americans have absolutely nothing saved for retirement and most
nothing saved for retirement and most
nothing saved for retirement and most Americans they don’t know what they do
Americans they don’t know what they do
Americans they don’t know what they do if a four hundred dollar unexpected
if a four hundred dollar unexpected
if a four hundred dollar unexpected expense came about this is terrifying
expense came about this is terrifying
expense came about this is terrifying and it sends me to know hardworking
and it sends me to know hardworking
and it sends me to know hardworking people are burdened and overwhelmed our
people are burdened and overwhelmed our
people are burdened and overwhelmed our collective student loan debt has
collective student loan debt has
collective student loan debt has surpassed 1.2 trillion dollars our
surpassed 1.2 trillion dollars our
surpassed 1.2 trillion dollars our consumer debt stands at more than a
consumer debt stands at more than a
consumer debt stands at more than a trillion in the words of Tom Hanks and
trillion in the words of Tom Hanks and
trillion in the words of Tom Hanks and Apollo 13 houston we have a problem
Apollo 13 houston we have a problem
Apollo 13 houston we have a problem without a financial education you are
without a financial education you are
without a financial education you are more likely to go into debt we’re more
more likely to go into debt we’re more
more likely to go into debt we’re more likely to fall victim to predatory
likely to fall victim to predatory
likely to fall victim to predatory lenders financial scams and make costly
lenders financial scams and make costly
lenders financial scams and make costly mistakes with our money without a
mistakes with our money without a
mistakes with our money without a financial education we’re more likely to
financial education we’re more likely to
financial education we’re more likely to have poor credit and file for bankruptcy
have poor credit and file for bankruptcy
have poor credit and file for bankruptcy which can prevent us from making large
which can prevent us from making large
which can prevent us from making large purchases such as cars and homes and
purchases such as cars and homes and
purchases such as cars and homes and even lead to discrimination when
even lead to discrimination when
even lead to discrimination when applying for jobs in the future without
applying for jobs in the future without
applying for jobs in the future without a financial education we are not
a financial education we are not
a financial education we are not prepared to maximize our employer
prepared to maximize our employer
prepared to maximize our employer benefits or negotiate for higher pay
benefits or negotiate for higher pay
benefits or negotiate for higher pay we’re more likely to live in poverty and
we’re more likely to live in poverty and
we’re more likely to live in poverty and we’re more likely to see this cycle
we’re more likely to see this cycle
we’re more likely to see this cycle continue for generation after generation
continue for generation after generation
continue for generation after generation after generation it is estimated that by
after generation it is estimated that by
after generation it is estimated that by eradicating financial illiteracy we
eradicating financial illiteracy we
eradicating financial illiteracy we would close the wealth inequality gap by
would close the wealth inequality gap by
would close the wealth inequality gap by one-third that is not an insignificant
one-third that is not an insignificant
one-third that is not an insignificant number to solve many of our
number to solve many of our
number to solve many of our socio-economic inequalities financial
socio-economic inequalities financial
socio-economic inequalities financial literacy needs to be a focal point and
literacy needs to be a focal point and
literacy needs to be a focal point and while there are systemic and
while there are systemic and
while there are systemic and institutionalized forms of financial
institutionalized forms of financial
institutionalized forms of financial oppression promoting financial literacy
oppression promoting financial literacy
oppression promoting financial literacy is a terrific place to start and fixing
is a terrific place to start and fixing
is a terrific place to start and fixing these larger societal problems finally
these larger societal problems finally
these larger societal problems finally I’d be remiss if I didn’t bring up the
I’d be remiss if I didn’t bring up the
I’d be remiss if I didn’t bring up the fact that I am an unapologetic feminist
fact that I am an unapologetic feminist
fact that I am an unapologetic feminist and and in my very opinionated opinion I
and and in my very opinionated opinion I
and and in my very opinionated opinion I believe financial literacy among women
believe financial literacy among women
believe financial literacy among women and marginalized groups will create a
and marginalized groups will create a
and marginalized groups will create a ripple effect change won’t happen
ripple effect change won’t happen
ripple effect change won’t happen overnight but as we educate women and
overnight but as we educate women and
overnight but as we educate women and girls on financial matters we will
girls on financial matters we will
girls on financial matters we will empower them this will hopefully lead to
empower them this will hopefully lead to
empower them this will hopefully lead to more women in influential positions
more women in influential positions
more women in influential positions where they can then effect real change
where they can then effect real change
where they can then effect real change and only then are we gonna see a society
and only then are we gonna see a society
and only then are we gonna see a society that truly reflects our values this
that truly reflects our values this
that truly reflects our values this isn’t gonna be easy
isn’t gonna be easy
isn’t gonna be easy but again we can start by providing
but again we can start by providing
but again we can start by providing women and girls the education they’re
women and girls the education they’re
women and girls the education they’re going to need to take over the world and
going to need to take over the world and
going to need to take over the world and you should know as I said that last line
you should know as I said that last line
you should know as I said that last line me and Beyonce we were laughing
me and Beyonce we were laughing
me and Beyonce we were laughing maniacally in our heads there are so
maniacally in our heads there are so
maniacally in our heads there are so many individual and societal benefits
many individual and societal benefits
many individual and societal benefits tied to a more financially educated
tied to a more financially educated
tied to a more financially educated population unfortunately money is power
population unfortunately money is power
population unfortunately money is power so we must arm ourselves with the
so we must arm ourselves with the
so we must arm ourselves with the necessary financial knowledge to more
necessary financial knowledge to more
necessary financial knowledge to more effectively fight for what is right not
effectively fight for what is right not
effectively fight for what is right not to mention you’ll just be better at
to mention you’ll just be better at
to mention you’ll just be better at spending and saving investing and so
spending and saving investing and so
spending and saving investing and so much more okay I know I just went on
much more okay I know I just went on
much more okay I know I just went on like this passionate rant and you’re
like this passionate rant and you’re
like this passionate rant and you’re probably like well she’s a bit more
probably like well she’s a bit more
probably like well she’s a bit more angry than she is funny so let’s take a
angry than she is funny so let’s take a
angry than she is funny so let’s take a look
look
look it’s true let’s take a look at why I’m
it’s true let’s take a look at why I’m
it’s true let’s take a look at why I’m integrating comedy with my passion for
integrating comedy with my passion for
integrating comedy with my passion for personal finance I started to look into
personal finance I started to look into
personal finance I started to look into the benefits of using humor as a
the benefits of using humor as a
the benefits of using humor as a teaching tool and as it turns out
teaching tool and as it turns out
teaching tool and as it turns out there’s quite a bit of empirical
there’s quite a bit of empirical
there’s quite a bit of empirical evidence in favor of its efficacy in an
evidence in favor of its efficacy in an
evidence in favor of its efficacy in an educational setting quick confession I
educational setting quick confession I
educational setting quick confession I don’t even know what efficacy means but
don’t even know what efficacy means but
don’t even know what efficacy means but you know this is a TEDx event and I
you know this is a TEDx event and I
you know this is a TEDx event and I wanted to sounded smart
wanted to sounded smart
wanted to sounded smart I want to sound smart so anyways I
I want to sound smart so anyways I
I want to sound smart so anyways I continued my research into humorous
continued my research into humorous
continued my research into humorous efficacy still don’t know if I’m using
efficacy still don’t know if I’m using
efficacy still don’t know if I’m using that correctly and I found that a Pew
that correctly and I found that a Pew
that correctly and I found that a Pew Research poll discovered that viewers of
Research poll discovered that viewers of
Research poll discovered that viewers of The Daily Show and The Colbert Report
The Daily Show and The Colbert Report
The Daily Show and The Colbert Report exhibited higher retention of news facts
exhibited higher retention of news facts
exhibited higher retention of news facts compared to those who only got their
compared to those who only got their
compared to those who only got their news from mainstream networks and
news from mainstream networks and
news from mainstream networks and newspapers what do these shows have in
newspapers what do these shows have in
newspapers what do these shows have in common
common
common they use humor to explain and break down
they use humor to explain and break down
they use humor to explain and break down complex and tedious topics you can do
complex and tedious topics you can do
complex and tedious topics you can do the same thing with other important
the same thing with other important
the same thing with other important subjects as well other research and
subjects as well other research and
subjects as well other research and neuroscience and cognitive studies show
neuroscience and cognitive studies show
neuroscience and cognitive studies show that humor activates our brains dopamine
that humor activates our brains dopamine
that humor activates our brains dopamine reward system and that this release of
reward system and that this release of
reward system and that this release of dopamine is important for long-term
dopamine is important for long-term
dopamine is important for long-term learning or long-term memory and
learning or long-term memory and
learning or long-term memory and learning
learning
learning when humor is used correctly it can
when humor is used correctly it can
when humor is used correctly it can improve retention
improve retention
improve retention lastly humor helps cultivate a sense of
lastly humor helps cultivate a sense of
lastly humor helps cultivate a sense of community and I think that’s important
community and I think that’s important
community and I think that’s important regarding matters of personal finance I
regarding matters of personal finance I
regarding matters of personal finance I want people to know that they aren’t
want people to know that they aren’t
want people to know that they aren’t alone in their financial struggles and
alone in their financial struggles and
alone in their financial struggles and that it is ok to talk about it and ask
that it is ok to talk about it and ask
that it is ok to talk about it and ask for help because Millennials we are all
for help because Millennials we are all
for help because Millennials we are all on this Sallie Mae Titanic together so I
on this Sallie Mae Titanic together so I
on this Sallie Mae Titanic together so I decided to do what no financial
decided to do what no financial
decided to do what no financial professional has done before and that is
professional has done before and that is
professional has done before and that is try to make people laugh so I wrote a
try to make people laugh so I wrote a
try to make people laugh so I wrote a book as if I was half a me shame is
book as if I was half a me shame is
book as if I was half a me shame is humor and half Suze Orman I also
humor and half Suze Orman I also
humor and half Suze Orman I also launched a blog in a podcast where I
launched a blog in a podcast where I
launched a blog in a podcast where I used the same technique of infusing
used the same technique of infusing
used the same technique of infusing humor into my lessons and guess what
humor into my lessons and guess what
humor into my lessons and guess what it’s actually working I don’t have a
it’s actually working I don’t have a
it’s actually working I don’t have a huge audience but those who are tuning
huge audience but those who are tuning
huge audience but those who are tuning in are hungry for this knowledge but
in are hungry for this knowledge but
in are hungry for this knowledge but they want it presented in a way that is
they want it presented in a way that is
they want it presented in a way that is an
an
an taining easy-to-digest and is it
taining easy-to-digest and is it
taining easy-to-digest and is it condescending my mission in using humor
condescending my mission in using humor
condescending my mission in using humor to spread financial literacy is simple I
to spread financial literacy is simple I
to spread financial literacy is simple I hope I can inspire all of you to
hope I can inspire all of you to
hope I can inspire all of you to continue your own financial education
continue your own financial education
continue your own financial education learning to be proficient in matters of
learning to be proficient in matters of
learning to be proficient in matters of money it doesn’t have to be boring or
money it doesn’t have to be boring or
money it doesn’t have to be boring or difficult it’s not rocket science but it
difficult it’s not rocket science but it
difficult it’s not rocket science but it is imperative we learn the fundamentals
is imperative we learn the fundamentals
is imperative we learn the fundamentals you don’t have to know how to trade
you don’t have to know how to trade
you don’t have to know how to trade options or explain derivatives either
options or explain derivatives either
options or explain derivatives either it’s a lot more basic than that so the
it’s a lot more basic than that so the
it’s a lot more basic than that so the next time you’re teaching your kids how
next time you’re teaching your kids how
next time you’re teaching your kids how to be responsible with an allowance or
to be responsible with an allowance or
to be responsible with an allowance or explaining to teens the pros and cons of
explaining to teens the pros and cons of
explaining to teens the pros and cons of a credit card don’t be afraid to throw
a credit card don’t be afraid to throw
a credit card don’t be afraid to throw in a joker too you may not always land
in a joker too you may not always land
in a joker too you may not always land the punchline but I promise you the
the punchline but I promise you the
the punchline but I promise you the lesson will stick and they will be
lesson will stick and they will be
lesson will stick and they will be better for it because learning how to be
better for it because learning how to be
better for it because learning how to be an adult it doesn’t have to be so
an adult it doesn’t have to be so
an adult it doesn’t have to be so serious thank you
serious thank you
serious thank you [Applause]
”
Be First to Comment