Press "Enter" to skip to content

Financial Health is Public Health | Kara Walker | TEDxWilmingtonSalon


I am the product of social mobility and

I am the product of social mobility and financial progress these are pictures of

financial progress these are pictures of

financial progress these are pictures of my great-grandparents on the right hand

my great-grandparents on the right hand

my great-grandparents on the right hand side are pictures of my

side are pictures of my

side are pictures of my great-grandparents who came from the

great-grandparents who came from the

great-grandparents who came from the Netherlands to this country through

Netherlands to this country through

Netherlands to this country through Ellis Island looking for better

Ellis Island looking for better

Ellis Island looking for better opportunities they landed in the fields

opportunities they landed in the fields

opportunities they landed in the fields to provide better opportunities for

to provide better opportunities for

to provide better opportunities for their family and their children on the

their family and their children on the

their family and their children on the left-hand side or my great-grandparents

left-hand side or my great-grandparents

left-hand side or my great-grandparents on my father’s side who came through

on my father’s side who came through

on my father’s side who came through many many trials and tribulations who

many many trials and tribulations who

many many trials and tribulations who picked cotton for five cents a week and

picked cotton for five cents a week and

picked cotton for five cents a week and we’re just a step away from being

we’re just a step away from being

we’re just a step away from being sharecroppers living under Jim Crow laws

sharecroppers living under Jim Crow laws

sharecroppers living under Jim Crow laws and told their children go up north for

and told their children go up north for

and told their children go up north for better opportunities and better jobs

better opportunities and better jobs

better opportunities and better jobs things could have been different for me

things could have been different for me

things could have been different for me in my family I’m fortunate my parents

in my family I’m fortunate my parents

in my family I’m fortunate my parents were both first-generation college grads

were both first-generation college grads

were both first-generation college grads and made wonderful choices for me and my

and made wonderful choices for me and my

and made wonderful choices for me and my brother but easily along the way I could

brother but easily along the way I could

brother but easily along the way I could have made different choices and

have made different choices and

have made different choices and certainly things could have been

certainly things could have been

certainly things could have been different for me things could have been

different for me things could have been

different for me things could have been much more similar to they were for

much more similar to they were for

much more similar to they were for hundreds of patients that I’ve seen over

hundreds of patients that I’ve seen over

hundreds of patients that I’ve seen over the years you could be there now you

the years you could be there now you

the years you could be there now you could be there too sitting at the table

could be there too sitting at the table

could be there too sitting at the table with a stack of bills water electric

with a stack of bills water electric

with a stack of bills water electric trash service that credit card full of

trash service that credit card full of

trash service that credit card full of charges for the start of the school year

charges for the start of the school year

charges for the start of the school year you can’t send the kids to school naked

you can’t send the kids to school naked

you can’t send the kids to school naked right and there’s a cable and internet

right and there’s a cable and internet

right and there’s a cable and internet bill which maybe you could do without

bill which maybe you could do without

bill which maybe you could do without you don’t need your shows every night

you don’t need your shows every night

you don’t need your shows every night but you need that internet because what

but you need that internet because what

but you need that internet because what happens when the kids come home with

happens when the kids come home with

happens when the kids come home with questions that you don’t know the answer

questions that you don’t know the answer

questions that you don’t know the answer to I don’t know what number bonds are do

to I don’t know what number bonds are do

to I don’t know what number bonds are do you and then there’s that car payment

you and then there’s that car payment

you and then there’s that car payment which you need but realistically the car

which you need but realistically the car

which you need but realistically the car was on its last legs before I even

was on its last legs before I even

was on its last legs before I even bought the car and that’s just what’s on

bought the car and that’s just what’s on

bought the car and that’s just what’s on the table tonight

the table tonight

the table tonight you don’t know what else is going to

you don’t know what else is going to

you don’t know what else is going to come in and you know what else needs to

come in and you know what else needs to

come in and you know what else needs to happen everyone needs to be fed

happen everyone needs to be fed

happen everyone needs to be fed your kids are looking up at you those

your kids are looking up at you those

your kids are looking up at you those beautiful smiles you’re full of pride

beautiful smiles you’re full of pride

beautiful smiles you’re full of pride but your daughters looking up with that

but your daughters looking up with that

but your daughters looking up with that smile only a mother could love you know

smile only a mother could love you know

smile only a mother could love you know she needs a dentist and probably an

she needs a dentist and probably an

she needs a dentist and probably an orthodontist your son

orthodontist your son

orthodontist your son he definitely needs I glasses and you

he definitely needs I glasses and you

he definitely needs I glasses and you know just by the way he’s squinting when

know just by the way he’s squinting when

know just by the way he’s squinting when he’s looking at the television what is

he’s looking at the television what is

he’s looking at the television what is the cheapest meal for tonight and then

the cheapest meal for tonight and then

the cheapest meal for tonight and then again tomorrow it’s your list of worries

again tomorrow it’s your list of worries

again tomorrow it’s your list of worries a stack of bills a need for medical care

a stack of bills a need for medical care

a stack of bills a need for medical care don’t let anyone tell you your financial

don’t let anyone tell you your financial

don’t let anyone tell you your financial health doesn’t have anything to do with

health doesn’t have anything to do with

health doesn’t have anything to do with the health of your family it has

the health of your family it has

the health of your family it has everything to do with it a study by the

everything to do with it a study by the

everything to do with it a study by the Congressional Budget Office has shown us

Congressional Budget Office has shown us

Congressional Budget Office has shown us that income in America is becoming even

that income in America is becoming even

that income in America is becoming even more concentrated today the richest 10%

more concentrated today the richest 10%

more concentrated today the richest 10% are becoming even more rich and living

are becoming even more rich and living

are becoming even more rich and living longer and the median are growing more

longer and the median are growing more

longer and the median are growing more slowly and those who are born in poverty

slowly and those who are born in poverty

slowly and those who are born in poverty are having even more difficulty finding

are having even more difficulty finding

are having even more difficulty finding opportunities for jobs and education

opportunities for jobs and education

opportunities for jobs and education even more we know that people are

even more we know that people are

even more we know that people are becoming even more concentrated and

becoming even more concentrated and

becoming even more concentrated and where they live by race and income

where they live by race and income

where they live by race and income pockets of segregation are bringing all

pockets of segregation are bringing all

pockets of segregation are bringing all of us down we know that this means fewer

of us down we know that this means fewer

of us down we know that this means fewer opportunities for all of us to have

opportunities for all of us to have

opportunities for all of us to have better jobs and better education the

better jobs and better education the

better jobs and better education the Urban Institute has studied this and

Urban Institute has studied this and

Urban Institute has studied this and modeled it gregory axe has shown that if

modeled it gregory axe has shown that if

modeled it gregory axe has shown that if we could get to just average levels of

we could get to just average levels of

we could get to just average levels of segregation in cities like chicago this

segregation in cities like chicago this

segregation in cities like chicago this would provide better opportunities for

would provide better opportunities for

would provide better opportunities for everyone and for blacks it would mean

everyone and for blacks it would mean

everyone and for blacks it would mean that $2,400 more would be in people’s

that $2,400 more would be in people’s

that $2,400 more would be in people’s pocket every year it would mean that

pocket every year it would mean that

pocket every year it would mean that 80,000 more people would have college

80,000 more people would have college

80,000 more people would have college degrees and the homicide rate would be

degrees and the homicide rate would be

degrees and the homicide rate would be reduced by 30% this is a challenge

reduced by 30% this is a challenge

reduced by 30% this is a challenge and this is what we need to work on I’m

and this is what we need to work on I’m

and this is what we need to work on I’m a family physician by training so I

a family physician by training so I

a family physician by training so I often think about patients that I’ve met

often think about patients that I’ve met

often think about patients that I’ve met over the years and I’ll tell you this

over the years and I’ll tell you this

over the years and I’ll tell you this story we’ll call her mr. Rivera for

story we’ll call her mr. Rivera for

story we’ll call her mr. Rivera for today I met her in the clinic of San

today I met her in the clinic of San

today I met her in the clinic of San Francisco she came into this country

Francisco she came into this country

Francisco she came into this country looking for better opportunities

looking for better opportunities

looking for better opportunities escaping war and poverty

escaping war and poverty

escaping war and poverty she had a third-grade education had

she had a third-grade education had

she had a third-grade education had small kids and was very hopeful she also

small kids and was very hopeful she also

small kids and was very hopeful she also had diabetes and every visit we would

had diabetes and every visit we would

had diabetes and every visit we would try and try to get her diabetes a little

try and try to get her diabetes a little

try and try to get her diabetes a little bit better under control and every time

bit better under control and every time

bit better under control and every time she told me I’m doing so much better but

she told me I’m doing so much better but

she told me I’m doing so much better but the reality was it wasn’t budging

the reality was it wasn’t budging

the reality was it wasn’t budging I kept increasing her insulin up and up

I kept increasing her insulin up and up

I kept increasing her insulin up and up and up to the point that I really didn’t

and up to the point that I really didn’t

and up to the point that I really didn’t think this was working it wasn’t making

think this was working it wasn’t making

think this was working it wasn’t making sense anymore and it hit me over the

sense anymore and it hit me over the

sense anymore and it hit me over the head at that particular visit I asked

head at that particular visit I asked

head at that particular visit I asked her where are you keeping your insulin

her where are you keeping your insulin

her where are you keeping your insulin and she said it really depends on where

and she said it really depends on where

and she said it really depends on where I’m staying this week which friend’s

I’m staying this week which friend’s

I’m staying this week which friend’s house and when I’m at a shelter it’s not

house and when I’m at a shelter it’s not

house and when I’m at a shelter it’s not possible

possible

possible this is not uncommon it is the social

this is not uncommon it is the social

this is not uncommon it is the social determinants of health that matter most

determinants of health that matter most

determinants of health that matter most more than anything I learned in medical

more than anything I learned in medical

more than anything I learned in medical school the World Health Organization

school the World Health Organization

school the World Health Organization that’s estimated only 10% of what I do

that’s estimated only 10% of what I do

that’s estimated only 10% of what I do as a doctor actually matters it’s

as a doctor actually matters it’s

as a doctor actually matters it’s everything else that makes a bigger

everything else that makes a bigger

everything else that makes a bigger difference jobs income transportation

difference jobs income transportation

difference jobs income transportation housing neighborhoods

housing neighborhoods

housing neighborhoods it is these issues that impact health to

it is these issues that impact health to

it is these issues that impact health to a greater extent and for the family that

a greater extent and for the family that

a greater extent and for the family that shares medicines because well the

shares medicines because well the

shares medicines because well the symptoms are similar to the person who

symptoms are similar to the person who

symptoms are similar to the person who does grins and bears it and hopes the

does grins and bears it and hopes the

does grins and bears it and hopes the problem will go away these are the

problem will go away these are the

problem will go away these are the issues that impact our health and the

issues that impact our health and the

issues that impact our health and the health of families more than anything

health of families more than anything

health of families more than anything else even more we’re trying to figure

else even more we’re trying to figure

else even more we’re trying to figure out how to

out how to

out how to address the chronic stress that death

address the chronic stress that death

address the chronic stress that death can create this chronic stress creates a

can create this chronic stress creates a

can create this chronic stress creates a toxic reaction in our bodies that can be

toxic reaction in our bodies that can be

toxic reaction in our bodies that can be measured by small molecules called

measured by small molecules called

measured by small molecules called biomarkers it actually changes how our

biomarkers it actually changes how our

biomarkers it actually changes how our hormones work and creates the chance for

hormones work and creates the chance for

hormones work and creates the chance for stress to actually reduce the length of

stress to actually reduce the length of

stress to actually reduce the length of our lives on top of that it creates

our lives on top of that it creates

our lives on top of that it creates difficulty coping people tend to do

difficulty coping people tend to do

difficulty coping people tend to do things differently over eat exercise

things differently over eat exercise

things differently over eat exercise less maybe sleep less on top of that

less maybe sleep less on top of that

less maybe sleep less on top of that they may be depressed and coping by

they may be depressed and coping by

they may be depressed and coping by drinking alcohol or maybe even using

drinking alcohol or maybe even using

drinking alcohol or maybe even using substances or gambling we can work on

substances or gambling we can work on

substances or gambling we can work on this together even more we know that no

this together even more we know that no

this together even more we know that no matter what else we do more than

matter what else we do more than

matter what else we do more than anything incomes matters more than other

anything incomes matters more than other

anything incomes matters more than other factors like age and race if you are

factors like age and race if you are

factors like age and race if you are wealthier you live longer on top of this

wealthier you live longer on top of this

wealthier you live longer on top of this study by the Robert Wood Johnson

study by the Robert Wood Johnson

study by the Robert Wood Johnson Foundation that showed that income

Foundation that showed that income

Foundation that showed that income matters we’ve also seen in the reports

matters we’ve also seen in the reports

matters we’ve also seen in the reports of what people say in our country the

of what people say in our country the

of what people say in our country the Gallup share card report 2014 financial

Gallup share card report 2014 financial

Gallup share card report 2014 financial rankings also showed that people who are

rankings also showed that people who are

rankings also showed that people who are struggling financially are more likely

struggling financially are more likely

struggling financially are more likely than those who are less financially

than those who are less financially

than those who are less financially secure and those who are thriving

secure and those who are thriving

secure and those who are thriving financially to report things like higher

financially to report things like higher

financially to report things like higher rates of obesity high blood pressure

rates of obesity high blood pressure

rates of obesity high blood pressure diabetes on top of that people who are

diabetes on top of that people who are

diabetes on top of that people who are thriving financially are more likely to

thriving financially are more likely to

thriving financially are more likely to report other positive behaviors like

report other positive behaviors like

report other positive behaviors like eating healthy produce exercising and

eating healthy produce exercising and

eating healthy produce exercising and maybe even sleeping better people who

maybe even sleeping better people who

maybe even sleeping better people who are struggling report just those things

are struggling report just those things

are struggling report just those things that we talked about earlier if you’re

that we talked about earlier if you’re

that we talked about earlier if you’re struggling you’re more likely to report

struggling you’re more likely to report

struggling you’re more likely to report sleeping less being depressed anxious

sleeping less being depressed anxious

sleeping less being depressed anxious and maybe having more difficulty

and maybe having more difficulty

and maybe having more difficulty managing your health

managing your health

managing your health all of that puts you at greater risk for

all of that puts you at greater risk for

all of that puts you at greater risk for things like heart disease cancer

things like heart disease cancer

things like heart disease cancer and other problems that’s shorten your

and other problems that’s shorten your

and other problems that’s shorten your life on top of that this Gallup share

life on top of that this Gallup share

life on top of that this Gallup share card report showed that many people who

card report showed that many people who

card report showed that many people who are struggling financially do just what

are struggling financially do just what

are struggling financially do just what we talked about earlier they’re more

we talked about earlier they’re more

we talked about earlier they’re more likely to delay needed medical care as

likely to delay needed medical care as

likely to delay needed medical care as 30% of people in America have reported

30% of people in America have reported

30% of people in America have reported this is our opportunity to make a

this is our opportunity to make a

this is our opportunity to make a difference and help people where they’re

difference and help people where they’re

difference and help people where they’re at and address the other factors that do

at and address the other factors that do

at and address the other factors that do certainly make an impact we know that

certainly make an impact we know that

certainly make an impact we know that more than anything else from studies

more than anything else from studies

more than anything else from studies about what type of job you have or where

about what type of job you have or where

about what type of job you have or where you live income matters we can do

you live income matters we can do

you live income matters we can do something about this we can make a

something about this we can make a

something about this we can make a difference we can coach people we can

difference we can coach people we can

difference we can coach people we can stand by them when they need it most

stand by them when they need it most

stand by them when they need it most in fact in Delaware this is just what

in fact in Delaware this is just what

in fact in Delaware this is just what we’re doing through the Stand By Me

we’re doing through the Stand By Me

we’re doing through the Stand By Me program since 2011 we’ve had a program

program since 2011 we’ve had a program

program since 2011 we’ve had a program called Stand By Me which focuses on

called Stand By Me which focuses on

called Stand By Me which focuses on financial empowerment it leverages the

financial empowerment it leverages the

financial empowerment it leverages the capacity of local and state agencies

capacity of local and state agencies

capacity of local and state agencies private businesses philanthropy

private businesses philanthropy

private businesses philanthropy nonprofits colleges and communities it

nonprofits colleges and communities it

nonprofits colleges and communities it brings services to people where they are

brings services to people where they are

brings services to people where they are and where they’re at and what they need

and where they’re at and what they need

and where they’re at and what they need most it goes beyond just the basics of

most it goes beyond just the basics of

most it goes beyond just the basics of budgeting and saving but it gives people

budgeting and saving but it gives people

budgeting and saving but it gives people the skills to maybe buy that first home

the skills to maybe buy that first home

the skills to maybe buy that first home or buy that first car and it tells

or buy that first car and it tells

or buy that first car and it tells people how to avoid the dangers of

people how to avoid the dangers of

people how to avoid the dangers of predatory loans get out of debt and

predatory loans get out of debt and

predatory loans get out of debt and focus on everyday budgeting sometimes

focus on everyday budgeting sometimes

focus on everyday budgeting sometimes you need to know a little bit beyond the

you need to know a little bit beyond the

you need to know a little bit beyond the basics just like all of us you have a

basics just like all of us you have a

basics just like all of us you have a car and you need to know sometimes

car and you need to know sometimes

car and you need to know sometimes whether you need a major overhaul from

whether you need a major overhaul from

whether you need a major overhaul from the mechanic or whether you just need to

the mechanic or whether you just need to

the mechanic or whether you just need to add a little oil or gas we teach the

add a little oil or gas we teach the

add a little oil or gas we teach the basic indicators of whether you’re on

basic indicators of whether you’re on

basic indicators of whether you’re on track and how you can thrive financially

track and how you can thrive financially

track and how you can thrive financially how we can reduce that toxic stress and

how we can reduce that toxic stress and

how we can reduce that toxic stress and how we can help people manage and also

how we can help people manage and also

how we can help people manage and also healthier in Delaware I serve as

healthier in Delaware I serve as

healthier in Delaware I serve as Secretary of Health and Social Services

Secretary of Health and Social Services

Secretary of Health and Social Services and I know we need to do more to go

and I know we need to do more to go

and I know we need to do more to go beyond the typical social programs I

beyond the typical social programs I

beyond the typical social programs I know with federal leadership one day we

know with federal leadership one day we

know with federal leadership one day we should be able to get to a place where

should be able to get to a place where

should be able to get to a place where we align our social programs where we

we align our social programs where we

we align our social programs where we align welfare and food stamps and

align welfare and food stamps and

align welfare and food stamps and housing programs and what we’re doing to

housing programs and what we’re doing to

housing programs and what we’re doing to provide people those supports when they

provide people those supports when they

provide people those supports when they need it most when sometimes people just

need it most when sometimes people just

need it most when sometimes people just need a basic minimum rainy day fund and

need a basic minimum rainy day fund and

need a basic minimum rainy day fund and we know the evidence is out there that

we know the evidence is out there that

we know the evidence is out there that people really just need cash and not

people really just need cash and not

people really just need cash and not governmental oversight but until we get

governmental oversight but until we get

governmental oversight but until we get there let’s coach people let’s empower

there let’s coach people let’s empower

there let’s coach people let’s empower people to go beyond just needing those

people to go beyond just needing those

people to go beyond just needing those supports in place we can do this we can

supports in place we can do this we can

supports in place we can do this we can do this together collectively and we are

do this together collectively and we are

do this together collectively and we are doing it in Delaware and it’s making a

doing it in Delaware and it’s making a

doing it in Delaware and it’s making a difference since 2011 over the past six

difference since 2011 over the past six

difference since 2011 over the past six years we’ve helped over 15,000 people

years we’ve helped over 15,000 people

years we’ve helped over 15,000 people collectively we’ve gotten people out of

collectively we’ve gotten people out of

collectively we’ve gotten people out of debt that’s totaled about seven million

debt that’s totaled about seven million

debt that’s totaled about seven million dollars people have saved a collective

dollars people have saved a collective

dollars people have saved a collective almost 1 million dollars and the average

almost 1 million dollars and the average

almost 1 million dollars and the average credit score has increased by 88 points

credit score has increased by 88 points

credit score has increased by 88 points if you’ve been there you know that’s

if you’ve been there you know that’s

if you’ve been there you know that’s tremendous and we can continue on this

tremendous and we can continue on this

tremendous and we can continue on this path by focusing on financial health

path by focusing on financial health

path by focusing on financial health we’re going to keep working on this

we’re going to keep working on this

we’re going to keep working on this together and we can do this we want a

together and we can do this we want a

together and we can do this we want a healthier community we want lower rates

healthier community we want lower rates

healthier community we want lower rates of diabetes we want fewer people with

of diabetes we want fewer people with

of diabetes we want fewer people with obesity and high blood pressure we want

obesity and high blood pressure we want

obesity and high blood pressure we want fewer sub though fewer people using

fewer sub though fewer people using

fewer sub though fewer people using substances and we want a healthier

substances and we want a healthier

substances and we want a healthier environment we can do this by focusing

environment we can do this by focusing

environment we can do this by focusing on financial health financial health is

on financial health financial health is

on financial health financial health is public health trust me I’m a doctor

public health trust me I’m a doctor

public health trust me I’m a doctor you

you

you [Applause]

”

Be First to Comment

Leave a Reply

Your email address will not be published. Required fields are marked *