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Financial Empowerment and Neighborhood Revitalization | Kevin Gilmore | TEDxWilmingtonSalon


we are on a boat watching the sunset

we are on a boat watching the sunset together out in the middle of the bay I

together out in the middle of the bay I

together out in the middle of the bay I think he’s pretty happy because his

think he’s pretty happy because his

think he’s pretty happy because his basic needs are being meant he’s got

basic needs are being meant he’s got

basic needs are being meant he’s got plenty of food it’s got a great shelter

plenty of food it’s got a great shelter

plenty of food it’s got a great shelter lots of time to play and run around lots

lots of time to play and run around lots

lots of time to play and run around lots of love in his life some would say he’s

of love in his life some would say he’s

of love in his life some would say he’s living life to its fullest financial

living life to its fullest financial

living life to its fullest financial stability allows for us to provide for

stability allows for us to provide for

stability allows for us to provide for the basic needs of ourselves the basic

the basic needs of ourselves the basic

the basic needs of ourselves the basic needs of our families financial

needs of our families financial

needs of our families financial empowerment is about taking control of

empowerment is about taking control of

empowerment is about taking control of our finances and not being controlled by

our finances and not being controlled by

our finances and not being controlled by them financial empowerment is not about

them financial empowerment is not about

them financial empowerment is not about how much money you have or how much

how much money you have or how much

how much money you have or how much money you don’t have it’s about choices

money you don’t have it’s about choices

money you don’t have it’s about choices how do we use our choices to create that

how do we use our choices to create that

how do we use our choices to create that stability in our lives to meet our basic

stability in our lives to meet our basic

stability in our lives to meet our basic needs as an affordable housing developer

needs as an affordable housing developer

needs as an affordable housing developer for the past 25 years I also believe

for the past 25 years I also believe

for the past 25 years I also believe that simple decent and affordable

that simple decent and affordable

that simple decent and affordable housing provides for that stability in

housing provides for that stability in

housing provides for that stability in our lives on which we can build and grow

our lives on which we can build and grow

our lives on which we can build and grow I think back to some basic psychology

I think back to some basic psychology

I think back to some basic psychology that most of us learned in grade school

that most of us learned in grade school

that most of us learned in grade school you recall Maslow’s hierarchy of needs a

you recall Maslow’s hierarchy of needs a

you recall Maslow’s hierarchy of needs a picture with me a large triangle and at

picture with me a large triangle and at

picture with me a large triangle and at the base of that triangle the base of

the base of that triangle the base of

the base of that triangle the base of that triangle our basic human needs

that triangle our basic human needs

that triangle our basic human needs shelter warmth food and in the middle of

shelter warmth food and in the middle of

shelter warmth food and in the middle of the triangle our psychological needs

the triangle our psychological needs

the triangle our psychological needs feeling a sense of belonging a sense of

feeling a sense of belonging a sense of

feeling a sense of belonging a sense of appreciation and at the pinnacle of that

appreciation and at the pinnacle of that

appreciation and at the pinnacle of that triangle

triangle

triangle it’s our self-actualization fulfilling

it’s our self-actualization fulfilling

it’s our self-actualization fulfilling all of our whole purpose and the basic

all of our whole purpose and the basic

all of our whole purpose and the basic concept here is that at the you have to

concept here is that at the you have to

concept here is that at the you have to address your needs at the bottom of the

address your needs at the bottom of the

address your needs at the bottom of the triangle those basic human needs have to

triangle those basic human needs have to

triangle those basic human needs have to be addressed before you can build on

be addressed before you can build on

be addressed before you can build on them and it

them and it

them and it Eve above financial stability allows for

Eve above financial stability allows for

Eve above financial stability allows for us to provide that foundation I dedicate

us to provide that foundation I dedicate

us to provide that foundation I dedicate my life to helping others build strength

my life to helping others build strength

my life to helping others build strength stability and self-reliance I’ve done

stability and self-reliance I’ve done

stability and self-reliance I’ve done this for many years through housing

this for many years through housing

this for many years through housing through building homes and repairing

through building homes and repairing

through building homes and repairing homes so that folks can have that

homes so that folks can have that

homes so that folks can have that stability in their lives on which to

stability in their lives on which to

stability in their lives on which to build on which to achieve this higher

build on which to achieve this higher

build on which to achieve this higher level of needs in their lives so if you

level of needs in their lives so if you

level of needs in their lives so if you recall with me about eight years ago we

recall with me about eight years ago we

recall with me about eight years ago we had this financial recession in our

had this financial recession in our

had this financial recession in our society and over those years I started a

society and over those years I started a

society and over those years I started a witness that in our small towns in our

witness that in our small towns in our

witness that in our small towns in our communities the level of vacant and

communities the level of vacant and

communities the level of vacant and abandoned homes was starting to increase

abandoned homes was starting to increase

abandoned homes was starting to increase an increase as we drove around town you

an increase as we drove around town you

an increase as we drove around town you could see that postings and doors and

could see that postings and doors and

could see that postings and doors and windows started to pop up on a lot of

windows started to pop up on a lot of

windows started to pop up on a lot of our structures if you walked up to those

our structures if you walked up to those

our structures if you walked up to those doors and those windows you’d see the

doors and those windows you’d see the

doors and those windows you’d see the posting that said condemned or it said

posting that said condemned or it said

posting that said condemned or it said that this house has been winterized by

that this house has been winterized by

that this house has been winterized by the bank or that it was scheduled for

the bank or that it was scheduled for

the bank or that it was scheduled for demolition so our position as an

demolition so our position as an

demolition so our position as an affordable home builder we started to

affordable home builder we started to

affordable home builder we started to ask ourselves what role do we have not

ask ourselves what role do we have not

ask ourselves what role do we have not just in helping an individual or a

just in helping an individual or a

just in helping an individual or a family with a house or repair but role

family with a house or repair but role

family with a house or repair but role what role do we have in this society to

what role do we have in this society to

what role do we have in this society to help revitalize entire communities how

help revitalize entire communities how

help revitalize entire communities how can we use our position to address that

can we use our position to address that

can we use our position to address that need and about a year ago we learned

need and about a year ago we learned

need and about a year ago we learned about a financial empowerment program

about a financial empowerment program

about a financial empowerment program stand by me we embraced it and adopted

stand by me we embraced it and adopted

stand by me we embraced it and adopted it and said with this resource in

it and said with this resource in

it and said with this resource in addition to what we do with building and

addition to what we do with building and

addition to what we do with building and repairing homes we can now offer

repairing homes we can now offer

repairing homes we can now offer financial empowerment opportunities to

financial empowerment opportunities to

financial empowerment opportunities to an entire community so we started to to

an entire community so we started to to

an entire community so we started to to to offer workshops to anyone in the

to offer workshops to anyone in the

to offer workshops to anyone in the community who wanted to take advantage

community who wanted to take advantage

community who wanted to take advantage of this resource

of this resource

of this resource we started to do not workshops not just

we started to do not workshops not just

we started to do not workshops not just with individuals but with entire

with individuals but with entire

with individuals but with entire families workshops for children for

families workshops for children for

families workshops for children for adults to help them see that they can be

adults to help them see that they can be

adults to help them see that they can be a resource in their own community to

a resource in their own community to

a resource in their own community to improve their own situation we started

improve their own situation we started

improve their own situation we started to see this momentum build you could see

to see this momentum build you could see

to see this momentum build you could see a sense of hope

a sense of hope

a sense of hope physical repairs physically improving

physical repairs physically improving

physical repairs physically improving the visual the infrastructure of a

the visual the infrastructure of a

the visual the infrastructure of a community through homes seeing their

community through homes seeing their

community through homes seeing their neighbors become homeowners for the

neighbors become homeowners for the

neighbors become homeowners for the first time and through the environment

first time and through the environment

first time and through the environment and but empowerment financial

and but empowerment financial

and but empowerment financial empowerment opportunities that were

empowerment opportunities that were

empowerment opportunities that were there people could sense a sense of hope

there people could sense a sense of hope

there people could sense a sense of hope was being developed we started working

was being developed we started working

was being developed we started working with community leaders to build trust

with community leaders to build trust

with community leaders to build trust within the neighborhood through a series

within the neighborhood through a series

within the neighborhood through a series of activities just as simple as a

of activities just as simple as a

of activities just as simple as a neighborhood cleanup and bringing people

neighborhood cleanup and bringing people

neighborhood cleanup and bringing people together we call them dumpster days and

together we call them dumpster days and

together we call them dumpster days and people would come out fill dumpsters to

people would come out fill dumpsters to

people would come out fill dumpsters to physically clean up their neighborhood

physically clean up their neighborhood

physically clean up their neighborhood we started a series of high impact low

we started a series of high impact low

we started a series of high impact low costs volunteer intensive gatherings to

costs volunteer intensive gatherings to

costs volunteer intensive gatherings to work on addressing a whole blocks at a

work on addressing a whole blocks at a

work on addressing a whole blocks at a time we call to rock the block all these

time we call to rock the block all these

time we call to rock the block all these elements coming together with the

elements coming together with the

elements coming together with the baseline of financial stability that

baseline of financial stability that

baseline of financial stability that people could start to look at there the

people could start to look at there the

people could start to look at there the resources differently that people could

resources differently that people could

resources differently that people could control their financial situation and

control their financial situation and

control their financial situation and not be controlled by it or starting to

not be controlled by it or starting to

not be controlled by it or starting to have an impact in these communities that

have an impact in these communities that

have an impact in these communities that were focused on at this time I believe

were focused on at this time I believe

were focused on at this time I believe that through this experience and what

that through this experience and what

that through this experience and what we’re seeing is that financial

we’re seeing is that financial

we’re seeing is that financial empowerment is an essential tool in the

empowerment is an essential tool in the

empowerment is an essential tool in the toolbox of neighborhood revitalization I

ask you to think about how can you use

ask you to think about how can you use financial empowerment how do you see

financial empowerment how do you see

financial empowerment how do you see financial empowerment the creation of

financial empowerment the creation of

financial empowerment the creation of that stability in one’s life to

that stability in one’s life to

that stability in one’s life to revitalize your community whatever that

revitalize your community whatever that

revitalize your community whatever that means to you and your situation how can

means to you and your situation how can

means to you and your situation how can you help create that stability in

you help create that stability in

you help create that stability in someone else’s life

how can you create the doggie effect and

how can you create the doggie effect and someone else’s life so they have this

someone else’s life so they have this

someone else’s life so they have this stability to become active productive

stability to become active productive

stability to become active productive members of their own community

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