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Choose You: Build Your Self-Worth, Grow Your Net-Worth | Valerie Mosley | TEDxBeaconStreet


when you look in the mirror do you love

when you look in the mirror do you love who and like what you see do you doubt

who and like what you see do you doubt

who and like what you see do you doubt privately or do you know confidently

privately or do you know confidently

privately or do you know confidently that you’re worthy the answer to that

that you’re worthy the answer to that

that you’re worthy the answer to that question ladies and gentlemen will often

question ladies and gentlemen will often

question ladies and gentlemen will often define what you’ll do how you feel and

define what you’ll do how you feel and

define what you’ll do how you feel and the extent to which you’ll have what I

the extent to which you’ll have what I

the extent to which you’ll have what I think is extremely important the courage

think is extremely important the courage

think is extremely important the courage to choose you I spent most of my

to choose you I spent most of my

to choose you I spent most of my professional life as an investor

professional life as an investor

professional life as an investor managing billions of dollars at a global

managing billions of dollars at a global

managing billions of dollars at a global investment management firm and I spent

investment management firm and I spent

investment management firm and I spent most of my personal life as a mother

most of my personal life as a mother

most of my personal life as a mother raising three wonderful children mostly

raising three wonderful children mostly

raising three wonderful children mostly as a single mom navigating the pulse and

as a single mom navigating the pulse and

as a single mom navigating the pulse and the demands of work and life and I’ve

the demands of work and life and I’ve

the demands of work and life and I’ve had my own highs and my own lows both in

had my own highs and my own lows both in

had my own highs and my own lows both in markets and in life and I found these

markets and in life and I found these

markets and in life and I found these amazing powerful parallels between two

amazing powerful parallels between two

amazing powerful parallels between two seemingly unrelated worlds and my

seemingly unrelated worlds and my

seemingly unrelated worlds and my grandmother was very close to her Rose

grandmother was very close to her Rose

grandmother was very close to her Rose Moseley she was a fountain of

Moseley she was a fountain of

Moseley she was a fountain of unconditional spiritual love and she

unconditional spiritual love and she

unconditional spiritual love and she used to lean close and tell me that I

used to lean close and tell me that I

used to lean close and tell me that I was very blessed and I was meant to

was very blessed and I was meant to

was very blessed and I was meant to share with the world what I know she

share with the world what I know she

share with the world what I know she died one month before she turned 100 and

died one month before she turned 100 and

died one month before she turned 100 and I lived with her for a while and so I’m

I lived with her for a while and so I’m

I lived with her for a while and so I’m channeling her today and as I tell you

channeling her today and as I tell you

channeling her today and as I tell you how can you create your own

how can you create your own

how can you create your own outperforming portfolio in life how do

outperforming portfolio in life how do

outperforming portfolio in life how do you build your self-worth and grow your

you build your self-worth and grow your

you build your self-worth and grow your net worth using strategies that I

net worth using strategies that I

net worth using strategies that I learned from managing money well that

learned from managing money well that

learned from managing money well that apply to managing life well so when I

apply to managing life well so when I

apply to managing life well so when I was an investor the first thing that I

was an investor the first thing that I

was an investor the first thing that I had to do when I met my client this is

had to do when I met my client this is

had to do when I met my client this is very very important is to ask and to be

very very important is to ask and to be

very very important is to ask and to be clear on what’s the objective when

clear on what’s the objective when

clear on what’s the objective when you’re managing money

you’re managing money

you’re managing money the issue is against what will you be

the issue is against what will you be

the issue is against what will you be compared that’s your benchmark and when

compared that’s your benchmark and when

compared that’s your benchmark and when you’re managing life you want to ask

you’re managing life you want to ask

you’re managing life you want to ask what is your vision not your mother it’s

what is your vision not your mother it’s

what is your vision not your mother it’s not just sisters not your loved one but

not just sisters not your loved one but

not just sisters not your loved one but what do you want and importantly how do

what do you want and importantly how do

what do you want and importantly how do you measure it what does it look like

you measure it what does it look like

you measure it what does it look like and the reason this is important is

and the reason this is important is

and the reason this is important is because what you focus on affects how

because what you focus on affects how

because what you focus on affects how you feel and many of us as you might

you feel and many of us as you might

you feel and many of us as you might know look at the models and the

know look at the models and the

know look at the models and the mannequins that are sized too and we

mannequins that are sized too and we

mannequins that are sized too and we compare ourselves against that that is

compare ourselves against that that is

compare ourselves against that that is not the norm particularly in the United

not the norm particularly in the United

not the norm particularly in the United States the average woman size is 12 to

States the average woman size is 12 to

States the average woman size is 12 to 14 so if you’re a size 8 and you’re

14 so if you’re a size 8 and you’re

14 so if you’re a size 8 and you’re comparing yourself to its model – you’re

comparing yourself to its model – you’re

comparing yourself to its model – you’re gonna feel badly and it affects what you

gonna feel badly and it affects what you

gonna feel badly and it affects what you do the second thing you want to make

do the second thing you want to make

do the second thing you want to make sure that you do when you’re managing

sure that you do when you’re managing

sure that you do when you’re managing money and one of the things I loved

money and one of the things I loved

money and one of the things I loved about it most is that I could take what

about it most is that I could take what

about it most is that I could take what I thought was going to happen in the

I thought was going to happen in the

I thought was going to happen in the market what do I think and then I’m

market what do I think and then I’m

market what do I think and then I’m gonna make choices along the way my

gonna make choices along the way my

gonna make choices along the way my objective is to beat in index but that’s

objective is to beat in index but that’s

objective is to beat in index but that’s what I’m gonna be compared against right

what I’m gonna be compared against right

what I’m gonna be compared against right and one of the things that I love most

and one of the things that I love most

and one of the things that I love most about that is that the buck stops with

about that is that the buck stops with

about that is that the buck stops with me both when managing money and managing

me both when managing money and managing

me both when managing money and managing life right and when you’re looking you I

life right and when you’re looking you I

life right and when you’re looking you I get opinions from everyone on the street

get opinions from everyone on the street

get opinions from everyone on the street and I had opinions inside about what

and I had opinions inside about what

and I had opinions inside about what what’s happening with the economy what’s

what’s happening with the economy what’s

what’s happening with the economy what’s going on with company earnings profits

going on with company earnings profits

going on with company earnings profits our interest rates going up were they

our interest rates going up were they

our interest rates going up were they going down but I had to take the data

going down but I had to take the data

going down but I had to take the data take people’s thoughts and come up with

take people’s thoughts and come up with

take people’s thoughts and come up with my own and based on that I was going to

my own and based on that I was going to

my own and based on that I was going to put a portfolio together and what I

put a portfolio together and what I

put a portfolio together and what I loved is that analysts and economists

loved is that analysts and economists

loved is that analysts and economists would say what they thought in the

would say what they thought in the

would say what they thought in the context of what everybody else thought

context of what everybody else thought

context of what everybody else thought I’m above consensus so they paid

I’m above consensus so they paid

I’m above consensus so they paid attention to what others thought but

attention to what others thought but

attention to what others thought but they were not defined by that and we

they were not defined by that and we

they were not defined by that and we should learn something from that you

should learn something from that you

should learn something from that you know why 81 percent of women have said

know why 81 percent of women have said

know why 81 percent of women have said that how they feel about themselves is a

that how they feel about themselves is a

that how they feel about themselves is a function of what a loved one said about

function of what a loved one said about

function of what a loved one said about their bodies they gave that power over

their bodies they gave that power over

their bodies they gave that power over to someone else and what I love about

to someone else and what I love about

to someone else and what I love about portfolio management is that it’s what

portfolio management is that it’s what

portfolio management is that it’s what you think and what you do that

you think and what you do that

you think and what you do that determines your performance and the same

determines your performance and the same

determines your performance and the same is true in life after you have your view

is true in life after you have your view

is true in life after you have your view you have this upside down funnel that

you have this upside down funnel that

you have this upside down funnel that most investors use

most investors use

most investors use what we do is we take the universe of

what we do is we take the universe of

what we do is we take the universe of opportunity say there mm and you’re

opportunity say there mm and you’re

opportunity say there mm and you’re gonna screen out what you don’t want you

gonna screen out what you don’t want you

gonna screen out what you don’t want you have 500 because it’s what you keep out

have 500 because it’s what you keep out

have 500 because it’s what you keep out of your portfolio that’s gonna add value

of your portfolio that’s gonna add value

of your portfolio that’s gonna add value both when managing money and managing

both when managing money and managing

both when managing money and managing life you know those emotional ticks you

life you know those emotional ticks you

life you know those emotional ticks you want to make sure that you keep them out

want to make sure that you keep them out

want to make sure that you keep them out of there and if I didn’t own Lehman

of there and if I didn’t own Lehman

of there and if I didn’t own Lehman Brothers as an investor I would have had

Brothers as an investor I would have had

Brothers as an investor I would have had top portfolio because Lehman was the

top portfolio because Lehman was the

top portfolio because Lehman was the company that went bankrupt at the

company that went bankrupt at the

company that went bankrupt at the beginning of the financial crisis so

beginning of the financial crisis so

beginning of the financial crisis so keeping that out added value because

keeping that out added value because

keeping that out added value because it’s a way of managing risk does that

it’s a way of managing risk does that

it’s a way of managing risk does that make sense okay this the fourth thing I

make sense okay this the fourth thing I

make sense okay this the fourth thing I told you three so far the other thing

told you three so far the other thing

told you three so far the other thing that you want to make sure that you do

that you want to make sure that you do

that you want to make sure that you do is since you select in items that are in

is since you select in items that are in

is since you select in items that are in alignment with your goals so we can go

alignment with your goals so we can go

alignment with your goals so we can go over that really quickly right you keep

over that really quickly right you keep

over that really quickly right you keep out what doesn’t work you select and

out what doesn’t work you select and

out what doesn’t work you select and what does because that’s gonna add value

what does because that’s gonna add value

what does because that’s gonna add value to your portfolio and then you want to

to your portfolio and then you want to

to your portfolio and then you want to monitor it so you go from mm down to 100

monitor it so you go from mm down to 100

monitor it so you go from mm down to 100 and I want to tell you that I did this

and I want to tell you that I did this

and I want to tell you that I did this analysis really well personally because

analysis really well personally because

analysis really well personally because when I was deciding what what did I want

when I was deciding what what did I want

when I was deciding what what did I want to do in life I knew I had two goals

to do in life I knew I had two goals

to do in life I knew I had two goals success for me was being able to have

success for me was being able to have

success for me was being able to have dinner with my children and I wanted to

dinner with my children and I wanted to

dinner with my children and I wanted to make sure that I did well financially

make sure that I did well financially

make sure that I did well financially because I grew up in inner-city Philly

because I grew up in inner-city Philly

because I grew up in inner-city Philly and I saw what happens when you don’t

and I saw what happens when you don’t

and I saw what happens when you don’t have financial resources those are my

have financial resources those are my

have financial resources those are my two goals so I was able to screen out

two goals so I was able to screen out

two goals so I was able to screen out jobs that kept me traveling constantly

jobs that kept me traveling constantly

jobs that kept me traveling constantly makes sense and I select it in a

makes sense and I select it in a

makes sense and I select it in a wonderful career of managing money why

wonderful career of managing money why

wonderful career of managing money why because the markets closed at 5 o’clock

because the markets closed at 5 o’clock

because the markets closed at 5 o’clock and I got a chance to go home and

and I got a chance to go home and

and I got a chance to go home and afterwards the kids are in bed I could

afterwards the kids are in bed I could

afterwards the kids are in bed I could read and I think you can do that you are

read and I think you can do that you are

read and I think you can do that you are after all a combination of your choices

after all a combination of your choices

after all a combination of your choices where crash has happened things that

where crash has happened things that

where crash has happened things that happen outside of your control and in

happen outside of your control and in

happen outside of your control and in 1987 I started it was this huge crash

1987 I started it was this huge crash

1987 I started it was this huge crash there was so much panic people were

there was so much panic people were

there was so much panic people were afraid folks were killing themselves it

afraid folks were killing themselves it

afraid folks were killing themselves it was horrible it was the worst decline in

was horrible it was the worst decline in

was horrible it was the worst decline in history since the depression and then

history since the depression and then

history since the depression and then you look back over time and it’s a mere

you look back over time and it’s a mere

you look back over time and it’s a mere blip and sometimes we have our own

blip and sometimes we have our own

blip and sometimes we have our own crashes and they seem really huge in the

crashes and they seem really huge in the

crashes and they seem really huge in the moment but over time it’s just a blip

moment but over time it’s just a blip

moment but over time it’s just a blip and we have crashes and you see recently

and we have crashes and you see recently

and we have crashes and you see recently this is showing the ESPY equity markets

this is showing the ESPY equity markets

this is showing the ESPY equity markets it’s gone up quite a bit so ladies and

it’s gone up quite a bit so ladies and

it’s gone up quite a bit so ladies and gentlemen we’re going to have a cross

gentlemen we’re going to have a cross

gentlemen we’re going to have a cross and then not-too-distant future just

and then not-too-distant future just

and then not-too-distant future just prepare for it but don’t be afraid buy

prepare for it but don’t be afraid buy

prepare for it but don’t be afraid buy because all

because all

because all means is that the markets one sale and

means is that the markets one sale and

means is that the markets one sale and if you have the time you don’t care that

if you have the time you don’t care that

if you have the time you don’t care that it crashes believe it or not because in

it crashes believe it or not because in

it crashes believe it or not because in the United States most crashes return in

the United States most crashes return in

the United States most crashes return in fact every single crash we’ve had has

fact every single crash we’ve had has

fact every single crash we’ve had has been met with a return and you can look

been met with a return and you can look

been met with a return and you can look at some of the numbers here so in the

at some of the numbers here so in the

at some of the numbers here so in the most recent crash we were down thirty

most recent crash we were down thirty

most recent crash we were down thirty one thirty one percent in the eighty

one thirty one percent in the eighty

one thirty one percent in the eighty seven thirty nine percent for during

seven thirty nine percent for during

seven thirty nine percent for during Lehman but look at the numbers

Lehman but look at the numbers

Lehman but look at the numbers afterwards after the crisis there was

afterwards after the crisis there was

afterwards after the crisis there was almost a 50 percent return so had you

almost a 50 percent return so had you

almost a 50 percent return so had you won and gotten away from that investment

won and gotten away from that investment

won and gotten away from that investment at that time because you were afraid you

at that time because you were afraid you

at that time because you were afraid you would have missed out that is true and

would have missed out that is true and

would have missed out that is true and when you’re managing money in this trio

when you’re managing money in this trio

when you’re managing money in this trio and managing life my personal crash

and managing life my personal crash

and managing life my personal crash happened when I was about eleven because

happened when I was about eleven because

happened when I was about eleven because we all have things when crash has

we all have things when crash has

we all have things when crash has happened they happen when they’re

happened they happen when they’re

happened they happen when they’re outside of your control so my

outside of your control so my

outside of your control so my grandfather used to tell me all the time

grandfather used to tell me all the time

grandfather used to tell me all the time that he loved me and he loved me loved

that he loved me and he loved me loved

that he loved me and he loved me loved me and then he proceeded to abuse me and

me and then he proceeded to abuse me and

me and then he proceeded to abuse me and the duration of my crash was for about

the duration of my crash was for about

the duration of my crash was for about four years and I kept it in and I hid I

four years and I kept it in and I hid I

four years and I kept it in and I hid I didn’t tell my mother about this this

didn’t tell my mother about this this

didn’t tell my mother about this this was my mother’s stepfather

was my mother’s stepfather

was my mother’s stepfather until I was thirty four pregnant with my

until I was thirty four pregnant with my

until I was thirty four pregnant with my youngest child because you feel you feel

youngest child because you feel you feel

youngest child because you feel you feel ashamed you feel embarrassed and you

ashamed you feel embarrassed and you

ashamed you feel embarrassed and you want to hide and the thoughts that you

want to hide and the thoughts that you

want to hide and the thoughts that you have affect what you’ll do so I didn’t

have affect what you’ll do so I didn’t

have affect what you’ll do so I didn’t have the ability to say no to people

have the ability to say no to people

have the ability to say no to people that came in my life because I wanted to

that came in my life because I wanted to

that came in my life because I wanted to please I had I got into the habit of

please I had I got into the habit of

please I had I got into the habit of pleasing my grandfather and appeasing

pleasing my grandfather and appeasing

pleasing my grandfather and appeasing him and suddenly what he thought and

him and suddenly what he thought and

him and suddenly what he thought and what he believed and what he wants it

what he believed and what he wants it

what he believed and what he wants it took power over what I wanted and I’m so

took power over what I wanted and I’m so

took power over what I wanted and I’m so happy to hear and see the number of

happy to hear and see the number of

happy to hear and see the number of women and men often we think about women

women and men often we think about women

women and men often we think about women and men that have been abused at the

and men that have been abused at the

and men that have been abused at the hands of priests and and and other

hands of priests and and and other

hands of priests and and and other people that are above them and coaches

people that are above them and coaches

people that are above them and coaches and men and entertainment and technology

and men and entertainment and technology

and men and entertainment and technology it’s painful but like with the markets

it’s painful but like with the markets

it’s painful but like with the markets when we have our own crashes it could be

when we have our own crashes it could be

when we have our own crashes it could be a divorce fifty percent your own divorce

a divorce fifty percent your own divorce

a divorce fifty percent your own divorce for somebody else leaves it can be

for somebody else leaves it can be

for somebody else leaves it can be rejection when it happens the most

rejection when it happens the most

rejection when it happens the most important thing that we can do is to

important thing that we can do is to

important thing that we can do is to invest in ourselves and what I learned

invest in ourselves and what I learned

invest in ourselves and what I learned is the power of loving you

is the power of loving you

is the power of loving you and if I could tell you just one thing

and if I could tell you just one thing

and if I could tell you just one thing one thing about managing money that also

one thing about managing money that also

one thing about managing money that also applies to managing life it is this

applies to managing life it is this

applies to managing life it is this simple math formula it’s called the

simple math formula it’s called the

simple math formula it’s called the power of compounding and I want to make

power of compounding and I want to make

power of compounding and I want to make sure that everyone in here and everyone

sure that everyone in here and everyone

sure that everyone in here and everyone in the world understands it that is if

in the world understands it that is if

in the world understands it that is if you take an amount of money it’s a four

you take an amount of money it’s a four

you take an amount of money it’s a four factor formula if you know three items

factor formula if you know three items

factor formula if you know three items you can just figure out the fourth you

you can just figure out the fourth you

you can just figure out the fourth you take the amount of money that you invest

take the amount of money that you invest

take the amount of money that you invest the amount of time that you have and the

the amount of time that you have and the

the amount of time that you have and the rate of return that you get you can get

rate of return that you get you can get

rate of return that you get you can get really very attractive returns and this

really very attractive returns and this

really very attractive returns and this is true if you put the money in and it’s

is true if you put the money in and it’s

is true if you put the money in and it’s true when you put the love in so what I

true when you put the love in so what I

true when you put the love in so what I had to do is spend time in the mirror I

had to do is spend time in the mirror I

had to do is spend time in the mirror I started off talking about the mirror

started off talking about the mirror

started off talking about the mirror ahead of time I had to spend time

ahead of time I had to spend time

ahead of time I had to spend time looking at that mirror and looking at

looking at that mirror and looking at

looking at that mirror and looking at the little girl inside of me that was

the little girl inside of me that was

the little girl inside of me that was harmed that was hurt and that felt less

harmed that was hurt and that felt less

harmed that was hurt and that felt less than and it took a while for me to say

than and it took a while for me to say

than and it took a while for me to say and I had to say you are worthy and I

and I had to say you are worthy and I

and I had to say you are worthy and I want to say to the many people that have

want to say to the many people that have

want to say to the many people that have had their own crashes you are not what

had their own crashes you are not what

had their own crashes you are not what happened to you and I am NOT what

happened to you and I am NOT what

happened to you and I am NOT what happened to me

happened to me

happened to me [Music]

instead we are what we believe and what

instead we are what we believe and what we choose to do so if you understand the

we choose to do so if you understand the

we choose to do so if you understand the power of compounding you can see what

power of compounding you can see what

power of compounding you can see what happens if you choose to do this so I

happens if you choose to do this so I

happens if you choose to do this so I want you to take a look and I’m just

want you to take a look and I’m just

want you to take a look and I’m just going to share what would happen if you

going to share what would happen if you

going to share what would happen if you were 22 and you were able to you finish

were 22 and you were able to you finish

were 22 and you were able to you finish school you get your first job and you

school you get your first job and you

school you get your first job and you don’t spend all of the money on things

don’t spend all of the money on things

don’t spend all of the money on things that you don’t need and you invested

that you don’t need and you invested

that you don’t need and you invested some of it it’s pretty amazing what

some of it it’s pretty amazing what

some of it it’s pretty amazing what would happen you just take a look at the

would happen you just take a look at the

would happen you just take a look at the graph and I believe it should be showing

graph and I believe it should be showing

graph and I believe it should be showing starting at twenty to two hundred and

starting at twenty to two hundred and

starting at twenty to two hundred and fifty dollars it’s about eight dollars a

fifty dollars it’s about eight dollars a

fifty dollars it’s about eight dollars a day eight dollars a day and not

day eight dollars a day and not

day eight dollars a day and not everybody can get this I understand but

everybody can get this I understand but

everybody can get this I understand but if you try overtime you would have a

if you try overtime you would have a

if you try overtime you would have a million 1.1 million dollars by the time

million 1.1 million dollars by the time

million 1.1 million dollars by the time you retire and this is really important

you retire and this is really important

you retire and this is really important that orange bar that orange bar ladies

that orange bar that orange bar ladies

that orange bar that orange bar ladies and gentlemans free money it’s because

and gentlemans free money it’s because

and gentlemans free money it’s because you’re taking the interest that gets

you’re taking the interest that gets

you’re taking the interest that gets interest and it grows that’s free money

interest and it grows that’s free money

interest and it grows that’s free money the white is what you would have gotten

the white is what you would have gotten

the white is what you would have gotten if you just saved it and it would have

if you just saved it and it would have

if you just saved it and it would have been left if you just saved it because

been left if you just saved it because

been left if you just saved it because of the inflation and if 250 you say

of the inflation and if 250 you say

of the inflation and if 250 you say that’s a lot of money if you only did

that’s a lot of money if you only did

that’s a lot of money if you only did $100 a month only $100 a month and you

$100 a month only $100 a month and you

$100 a month only $100 a month and you did it consistently you would have close

did it consistently you would have close

did it consistently you would have close to $500,000 a half of a million dollars

to $500,000 a half of a million dollars

to $500,000 a half of a million dollars and ladies and gentlemen in the United

and ladies and gentlemen in the United

and ladies and gentlemen in the United States the median net worth of all

States the median net worth of all

States the median net worth of all families is $80,000 so and if you take

families is $80,000 so and if you take

families is $80,000 so and if you take out the house and only look at the

out the house and only look at the

out the house and only look at the assets it’s twenty-five thousand so you

assets it’s twenty-five thousand so you

assets it’s twenty-five thousand so you would have 20x if you have the time and

would have 20x if you have the time and

would have 20x if you have the time and you started when you were young it’s not

you started when you were young it’s not

you started when you were young it’s not too late get started do it today and

too late get started do it today and

too late get started do it today and this also applies with the love so I’d

this also applies with the love so I’d

this also applies with the love so I’d say go back to the mirror spend the time

say go back to the mirror spend the time

say go back to the mirror spend the time know that you are not your experiences

know that you are not your experiences

know that you are not your experiences and invest in you and I invested in me I

and invest in you and I invested in me I

and invest in you and I invested in me I was a single mom and had three kids are

was a single mom and had three kids are

was a single mom and had three kids are managing billions and I made the

managing billions and I made the

managing billions and I made the decision to do what brought me joy and

decision to do what brought me joy and

decision to do what brought me joy and and it’s counterintuitive right so you

and it’s counterintuitive right so you

and it’s counterintuitive right so you want to run and the very time that you

want to run and the very time that you

want to run and the very time that you want to run you got to dig down and I

want to run you got to dig down and I

want to run you got to dig down and I did that and you got to the point where

did that and you got to the point where

did that and you got to the point where my kids were like mom why don’t you go

my kids were like mom why don’t you go

my kids were like mom why don’t you go work out because they could see the

work out because they could see the

work out because they could see the difference of what happens and I want to

difference of what happens and I want to

difference of what happens and I want to encourage you to invest

encourage you to invest

encourage you to invest you every day just as consistently as

you every day just as consistently as

you every day just as consistently as I’m asking you to invest with the net

I’m asking you to invest with the net

I’m asking you to invest with the net worth and if you believe in this and you

worth and if you believe in this and you

worth and if you believe in this and you understand it join in the effort with me

understand it join in the effort with me

understand it join in the effort with me because I’m committed to it I want to

because I’m committed to it I want to

because I’m committed to it I want to help people build the self-worth and the

help people build the self-worth and the

help people build the self-worth and the net worth and you and and just just just

net worth and you and and just just just

net worth and you and and just just just join and let me know because we can do

join and let me know because we can do

join and let me know because we can do this because we can talk to other people

this because we can talk to other people

this because we can talk to other people and when you have these things happen

and when you have these things happen

and when you have these things happen you feel like you’re alone and you

you feel like you’re alone and you

you feel like you’re alone and you aren’t have the courage to invest in and

aren’t have the courage to invest in and

aren’t have the courage to invest in and to choose you and investing in you

to choose you and investing in you

to choose you and investing in you ladies and gentlemen is not selfish it’s

ladies and gentlemen is not selfish it’s

ladies and gentlemen is not selfish it’s bonafide leadership thank you

bonafide leadership thank you

bonafide leadership thank you [Applause]

”

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