
what a pleasure it is for me to come and visit with you for just a few minutes
visit with you for just a few minutes
visit with you for just a few minutes here today tell you briefly a little bit
here today tell you briefly a little bit
here today tell you briefly a little bit about my story and share some ideas that
about my story and share some ideas that
about my story and share some ideas that might be beneficial I’ve lectured in
might be beneficial I’ve lectured in
might be beneficial I’ve lectured in some high school classrooms in
some high school classrooms in
some high school classrooms in California and Arizona and some
California and Arizona and some
California and Arizona and some universities and colleges Pepperdine
universities and colleges Pepperdine
universities and colleges Pepperdine University San Diego State Arizona State
University San Diego State Arizona State
University San Diego State Arizona State University and so I’ve had a chance to
University and so I’ve had a chance to
University and so I’ve had a chance to talk to kids that are interested in
talk to kids that are interested in
talk to kids that are interested in themselves and interested in their
themselves and interested in their
themselves and interested in their future interested in America interested
future interested in America interested
future interested in America interested in what they can do with their lives and
in what they can do with their lives and
in what they can do with their lives and listening to stories that might be
listening to stories that might be
listening to stories that might be beneficial and I don’t have a chance to
beneficial and I don’t have a chance to
beneficial and I don’t have a chance to you know visit all of the schools and
you know visit all of the schools and
you know visit all of the schools and universities around the world so this is
universities around the world so this is
universities around the world so this is a great chance for me by video to have a
a great chance for me by video to have a
a great chance for me by video to have a chance to tell you my story just briefly
chance to tell you my story just briefly
chance to tell you my story just briefly let me tell you my story I grew up in
let me tell you my story I grew up in
let me tell you my story I grew up in Idaho farm country my father still lives
Idaho farm country my father still lives
Idaho farm country my father still lives on the old homestead where I grew up
on the old homestead where I grew up
on the old homestead where I grew up south western Idaho he’ll be 91 his next
south western Idaho he’ll be 91 his next
south western Idaho he’ll be 91 his next birthday and I’m very proud of him I
birthday and I’m very proud of him I
birthday and I’m very proud of him I went to high school I graduated I went
went to high school I graduated I went
went to high school I graduated I went to college one year halfway through my
to college one year halfway through my
to college one year halfway through my second year I decided I was smart enough
second year I decided I was smart enough
second year I decided I was smart enough so I quit
so I quit
so I quit one of my major mistakes I should have
one of my major mistakes I should have
one of my major mistakes I should have stayed in school but I thought you know
stayed in school but I thought you know
stayed in school but I thought you know heck I’m smart enough to get a job and
heck I’m smart enough to get a job and
heck I’m smart enough to get a job and back then I thought you know that was it
back then I thought you know that was it
back then I thought you know that was it if you’re smart enough to get a job what
if you’re smart enough to get a job what
if you’re smart enough to get a job what else would you need found out later a
else would you need found out later a
else would you need found out later a big mistake but anyway I quit school at
big mistake but anyway I quit school at
big mistake but anyway I quit school at age 19 went to work a little while later
age 19 went to work a little while later
age 19 went to work a little while later persuaded a beautiful young lady to
persuaded a beautiful young lady to
persuaded a beautiful young lady to marry me with a lot of fancy promises
marry me with a lot of fancy promises
marry me with a lot of fancy promises and fortunately for me we got married a
and fortunately for me we got married a
and fortunately for me we got married a little while later I started my family
little while later I started my family
little while later I started my family and I’m out there working hard doing the
and I’m out there working hard doing the
and I’m out there working hard doing the best I thought I could but year by year
best I thought I could but year by year
best I thought I could but year by year I kept falling a little further behind
I kept falling a little further behind
I kept falling a little further behind you know buying a little more than I
you know buying a little more than I
you know buying a little more than I could conveniently pay for on time and
could conveniently pay for on time and
could conveniently pay for on time and the creditors are finally starting to
the creditors are finally starting to
the creditors are finally starting to call saying hey you told us the check
call saying hey you told us the check
call saying hey you told us the check was
was
was the mail I’m not feeling it all good
the mail I’m not feeling it all good
the mail I’m not feeling it all good about that about age 25
about that about age 25
about that about age 25 I’ve got pennies in my pocket I’ve got
I’ve got pennies in my pocket I’ve got
I’ve got pennies in my pocket I’ve got nothing in the bank and way behind on my
nothing in the bank and way behind on my
nothing in the bank and way behind on my big mouth promises to my family and
big mouth promises to my family and
big mouth promises to my family and wondering what could I do to make my
wondering what could I do to make my
wondering what could I do to make my life better I was willing to work hard
life better I was willing to work hard
life better I was willing to work hard that was not my problem
that was not my problem
that was not my problem but I just wasn’t making the progress I
but I just wasn’t making the progress I
but I just wasn’t making the progress I wanted to make and then good fortune
wanted to make and then good fortune
wanted to make and then good fortune came my way sometimes it’s difficult to
came my way sometimes it’s difficult to
came my way sometimes it’s difficult to describe good fortune why something
describe good fortune why something
describe good fortune why something remarkable happens to you at a
remarkable happens to you at a
remarkable happens to you at a particular time
particular time
particular time one of my friends says well hey things
one of my friends says well hey things
one of my friends says well hey things don’t just happen things happen just and
don’t just happen things happen just and
don’t just happen things happen just and maybe that’s it I don’t know but my good
maybe that’s it I don’t know but my good
maybe that’s it I don’t know but my good fortune was I had a chance to meet a
fortune was I had a chance to meet a
fortune was I had a chance to meet a very wealthy man his name was mr. show
very wealthy man his name was mr. show
very wealthy man his name was mr. show mr. ill show a friend of mine had gone
mr. ill show a friend of mine had gone
mr. ill show a friend of mine had gone to work for him
to work for him
to work for him and he started telling me about this man
and he started telling me about this man
and he started telling me about this man he said you gotta meet this man he’s
he said you gotta meet this man he’s
he said you gotta meet this man he’s rich but he’s easy to talk to
rich but he’s easy to talk to
rich but he’s easy to talk to and he’s got a remarkable philosophy of
and he’s got a remarkable philosophy of
and he’s got a remarkable philosophy of life and he kept going on and I thought
life and he kept going on and I thought
life and he kept going on and I thought well I’ve got to meet this man so
well I’ve got to meet this man so
well I’ve got to meet this man so shortly after that I had a chance to
shortly after that I had a chance to
shortly after that I had a chance to meet this mr. show and I was impressed
meet this mr. show and I was impressed
meet this mr. show and I was impressed he was rich he was easy to talk to
he was rich he was easy to talk to
he was rich he was easy to talk to within a few minutes I was dazzled and I
within a few minutes I was dazzled and I
within a few minutes I was dazzled and I said to myself I would give anything if
said to myself I would give anything if
said to myself I would give anything if I could be like that rich and easy to
I could be like that rich and easy to
I could be like that rich and easy to talk to what would it take and then I
talk to what would it take and then I
talk to what would it take and then I thought if I could just get around
thought if I could just get around
thought if I could just get around somebody like him and if he would teach
somebody like him and if he would teach
somebody like him and if he would teach me and coach me I would do it all and
me and coach me I would do it all and
me and coach me I would do it all and that was my good fortune a few months
that was my good fortune a few months
that was my good fortune a few months later this wealthy man mr. show hired me
later this wealthy man mr. show hired me
later this wealthy man mr. show hired me and gave me a job and I went to work for
and gave me a job and I went to work for
and gave me a job and I went to work for him but I spent the next five years in
him but I spent the next five years in
him but I spent the next five years in his employ and then unfortunately at age
his employ and then unfortunately at age
his employ and then unfortunately at age 49 he died but I got to spend five years
49 he died but I got to spend five years
49 he died but I got to spend five years with this remarkable man his last five
with this remarkable man his last five
with this remarkable man his last five years of his life and the first five
years of his life and the first five
years of his life and the first five years of my new life and my dream came
years of my new life and my dream came
years of my new life and my dream came true during that five year period this
true during that five year period this
true during that five year period this man took the time to teach me and coach
man took the time to teach me and coach
man took the time to teach me and coach me he taught me the books to read he
me he taught me the books to read he
me he taught me the books to read he taught me the disciplines and he taught
taught me the disciplines and he taught
taught me the disciplines and he taught me the skills and he taught me the
me the skills and he taught me the
me the skills and he taught me the changes to make in my language and
changes to make in my language and
changes to make in my language and personality and the things he shared
personality and the things he shared
personality and the things he shared with me during that five years changed
with me during that five years changed
with me during that five years changed my whole life changed my income changed
my whole life changed my income changed
my whole life changed my income changed my bank account changed my future I’ve
my bank account changed my future I’ve
my bank account changed my future I’ve never been the same by the time I was 31
never been the same by the time I was 31
never been the same by the time I was 31 years old I was a millionaire so he
years old I was a millionaire so he
years old I was a millionaire so he taught me economics as well so how lucky
taught me economics as well so how lucky
taught me economics as well so how lucky can you get to meet the right person at
can you get to meet the right person at
can you get to meet the right person at the right time who takes the time to
the right time who takes the time to
the right time who takes the time to share with you ideas that can change
share with you ideas that can change
share with you ideas that can change your life a lot of rich people right
your life a lot of rich people right
your life a lot of rich people right don’t take
don’t take
don’t take but he did and he also had the ability
but he did and he also had the ability
but he did and he also had the ability some people want to share their
some people want to share their
some people want to share their experiences but they don’t quite know
experiences but they don’t quite know
experiences but they don’t quite know how to say it but he had it all and he
how to say it but he had it all and he
how to say it but he had it all and he used language that I could understand
used language that I could understand
used language that I could understand and those ideas greatly affected my life
and those ideas greatly affected my life
and those ideas greatly affected my life I wish he was still alive today if he
I wish he was still alive today if he
I wish he was still alive today if he was I’d be calling him today one more
was I’d be calling him today one more
was I’d be calling him today one more time thanking him for the time he spent
time thanking him for the time he spent
time thanking him for the time he spent with me sharing his life and his
with me sharing his life and his
with me sharing his life and his experiences that so dramatically
experiences that so dramatically
experiences that so dramatically affected my life then how I really came
affected my life then how I really came
affected my life then how I really came to be invited to speak to you today 30
to be invited to speak to you today 30
to be invited to speak to you today 30 plus years ago I was living in Beverly
plus years ago I was living in Beverly
plus years ago I was living in Beverly Hills California and a friend of mine
Hills California and a friend of mine
Hills California and a friend of mine one day said Jim you’ve got to come and
one day said Jim you’ve got to come and
one day said Jim you’ve got to come and tell your story to my service club you
tell your story to my service club you
tell your story to my service club you belong to the Rotary Club and he said I
belong to the Rotary Club and he said I
belong to the Rotary Club and he said I know your story Idaho farm boy makes it
know your story Idaho farm boy makes it
know your story Idaho farm boy makes it to Beverly Hills but he said I know my
to Beverly Hills but he said I know my
to Beverly Hills but he said I know my club members would love to hear your
club members would love to hear your
club members would love to hear your story would you come and and at our
story would you come and and at our
story would you come and and at our breakfast meeting and tell your story
breakfast meeting and tell your story
breakfast meeting and tell your story and I said ok so I arranged a little
and I said ok so I arranged a little
and I said ok so I arranged a little talk went and shared my story that
talk went and shared my story that
talk went and shared my story that morning and guess what they liked it and
morning and guess what they liked it and
morning and guess what they liked it and my phone rang another club called and
my phone rang another club called and
my phone rang another club called and said would you come and tell us that
said would you come and tell us that
said would you come and tell us that story my phone rings another club calls
story my phone rings another club calls
story my phone rings another club calls that we’ve heard about your story we
that we’ve heard about your story we
that we’ve heard about your story we have a luncheon meeting would you come
have a luncheon meeting would you come
have a luncheon meeting would you come share your story first thing I know I’m
share your story first thing I know I’m
share your story first thing I know I’m spending a little piece of my time
spending a little piece of my time
spending a little piece of my time giving these breakfast talks and
giving these breakfast talks and
giving these breakfast talks and luncheon talks and then one day a man
luncheon talks and then one day a man
luncheon talks and then one day a man who heard my talk about three times said
who heard my talk about three times said
who heard my talk about three times said would you come and talk to my management
would you come and talk to my management
would you come and talk to my management and sales people he said I’ve got this
and sales people he said I’ve got this
and sales people he said I’ve got this little company going and it’s he said if
little company going and it’s he said if
little company going and it’s he said if you would spend some time talking with
you would spend some time talking with
you would spend some time talking with my management and sales people I’d be
my management and sales people I’d be
my management and sales people I’d be happy to pay you and I thought wow
happy to pay you and I thought wow
happy to pay you and I thought wow wouldn’t that be something
wouldn’t that be something
wouldn’t that be something tell my story and my experiences and get
tell my story and my experiences and get
tell my story and my experiences and get paid he said I’d be happy too little did
paid he said I’d be happy too little did
paid he said I’d be happy too little did I know that was the beginning of a whole
I know that was the beginning of a whole
I know that was the beginning of a whole new brand new adventure for me in
new brand new adventure for me in
new brand new adventure for me in sharing my story in speeches and talks
sharing my story in speeches and talks
sharing my story in speeches and talks and seminars lectures and now this
and seminars lectures and now this
and seminars lectures and now this business become one of my most
business become one of my most
business become one of my most flourishing enterprises takes me around
flourishing enterprises takes me around
flourishing enterprises takes me around the world I went to many countries just
the world I went to many countries just
the world I went to many countries just this year had my largest audience early
this year had my largest audience early
this year had my largest audience early this year in Spain 12,000 people 10
this year in Spain 12,000 people 10
this year in Spain 12,000 people 10 different languages being translated at
different languages being translated at
different languages being translated at the same time the whole audience with
the same time the whole audience with
the same time the whole audience with the earphones on it’s interesting when
the earphones on it’s interesting when
the earphones on it’s interesting when you lecture with multi languages you
you lecture with multi languages you
you lecture with multi languages you know when you hit the punch line you
know when you hit the punch line you
know when you hit the punch line you know the Spanish laughs first and then
know the Spanish laughs first and then
know the Spanish laughs first and then the French get it and then finally the
the French get it and then finally the
the French get it and then finally the Italians get it
Italians get it
Italians get it and last the Germans finally get it and
and last the Germans finally get it and
and last the Germans finally get it and then I say hey the Germans finally got
then I say hey the Germans finally got
then I say hey the Germans finally got it I guess we can continue you know some
it I guess we can continue you know some
it I guess we can continue you know some languages take long longer to translate
languages take long longer to translate
languages take long longer to translate than other languages but what an
than other languages but what an
than other languages but what an exciting adventure for me I was in
exciting adventure for me I was in
exciting adventure for me I was in Israel this year I lectured in France my
Israel this year I lectured in France my
Israel this year I lectured in France my first trip to Prague Czechoslovakia
first trip to Prague Czechoslovakia
first trip to Prague Czechoslovakia Lisbon Portugal
Lisbon Portugal
Lisbon Portugal last year I was in London lecturing
last year I was in London lecturing
last year I was in London lecturing happened to be there the same night
happened to be there the same night
happened to be there the same night Pavarotti was singing in London so big
Pavarotti was singing in London so big
Pavarotti was singing in London so big dilemma for the people at London shall
dilemma for the people at London shall
dilemma for the people at London shall we go see Jim Rohn or shall we go listen
we go see Jim Rohn or shall we go listen
we go see Jim Rohn or shall we go listen to Pavarotti well I must admit he had
to Pavarotti well I must admit he had
to Pavarotti well I must admit he had more people and I did like a hundred and
more people and I did like a hundred and
more people and I did like a hundred and fifty thousand more he did a free
fifty thousand more he did a free
fifty thousand more he did a free concert in Hyde Park and they expected a
concert in Hyde Park and they expected a
concert in Hyde Park and they expected a quarter of a million but only a hundred
quarter of a million but only a hundred
quarter of a million but only a hundred and fifty thousand showed up because of
and fifty thousand showed up because of
and fifty thousand showed up because of rain
rain
rain and they all got soaked from Prince
and they all got soaked from Prince
and they all got soaked from Prince Charles on down but they sat in the rain
Charles on down but they sat in the rain
Charles on down but they sat in the rain and listened to Pavarotti I would have
and listened to Pavarotti I would have
and listened to Pavarotti I would have been happy that evening right to cancel
been happy that evening right to cancel
been happy that evening right to cancel my seminar and go sit in the rain and
my seminar and go sit in the rain and
my seminar and go sit in the rain and listen to Pavarotti anyway he and I have
listen to Pavarotti anyway he and I have
listen to Pavarotti anyway he and I have agreed now not to appear in the same
agreed now not to appear in the same
agreed now not to appear in the same city on the same day anymore
city on the same day anymore
city on the same day anymore not really but how exciting for me to be
not really but how exciting for me to be
not really but how exciting for me to be able to travel all around the world and
able to travel all around the world and
able to travel all around the world and share my story and then especially to
share my story and then especially to
share my story and then especially to have this chance today to come and visit
have this chance today to come and visit
have this chance today to come and visit with you and when I get a chance to
with you and when I get a chance to
with you and when I get a chance to speak at a at a high school class or a
speak at a at a high school class or a
speak at a at a high school class or a university class I’m always excited
university class I’m always excited
university class I’m always excited about it I’m limited in time so I wanted
about it I’m limited in time so I wanted
about it I’m limited in time so I wanted to use this way to come and share my
to use this way to come and share my
to use this way to come and share my story with you and some ideas that might
story with you and some ideas that might
story with you and some ideas that might be helpful in your career for the future
be helpful in your career for the future
be helpful in your career for the future in your now busy life as a student and
in your now busy life as a student and
in your now busy life as a student and then wherever you find yourself in the
then wherever you find yourself in the
then wherever you find yourself in the years to come some of the things I’m
years to come some of the things I’m
years to come some of the things I’m going to share with you I want you to
going to share with you I want you to
going to share with you I want you to remember for a long long time because
remember for a long long time because
remember for a long long time because the ideas I want to translate for you
the ideas I want to translate for you
the ideas I want to translate for you drastically affected my life and if I
drastically affected my life and if I
drastically affected my life and if I can share now and affect your life and
can share now and affect your life and
can share now and affect your life and you write me a letter or tell me in
you write me a letter or tell me in
you write me a letter or tell me in person someday mr. own I listen to your
person someday mr. own I listen to your
person someday mr. own I listen to your video and I watched it carefully and
video and I watched it carefully and
video and I watched it carefully and sure enough some of the ideas that you
sure enough some of the ideas that you
sure enough some of the ideas that you shared greatly affected me and here’s
shared greatly affected me and here’s
shared greatly affected me and here’s what’s happened to my bank account
what’s happened to my bank account
what’s happened to my bank account here’s what happened to me in school
here’s what happened to me in school
here’s what happened to me in school here’s what’s happening to my future
here’s what’s happening to my future
here’s what’s happening to my future that’ll give me great great satisfaction
that’ll give me great great satisfaction
that’ll give me great great satisfaction so the man who shared with me ideas that
so the man who shared with me ideas that
so the man who shared with me ideas that changed my life
changed my life
changed my life I want to share with you three of those
I want to share with you three of those
I want to share with you three of those basic subjects when I met him I was 25
basic subjects when I met him I was 25
basic subjects when I met him I was 25 years old and when I first got
years old and when I first got
years old and when I first got acquainted with him I used a lot of
acquainted with him I used a lot of
acquainted with him I used a lot of excuses as to why I wasn’t doing well
excuses as to why I wasn’t doing well
excuses as to why I wasn’t doing well and he said well tell me a little bit
and he said well tell me a little bit
and he said well tell me a little bit about your story and I told him you know
about your story and I told him you know
about your story and I told him you know I was behind on my bills had pennies in
I was behind on my bills had pennies in
I was behind on my bills had pennies in my pocket and nothing in the bank but I
my pocket and nothing in the bank but I
my pocket and nothing in the bank but I was embarrassed about being behind on my
was embarrassed about being behind on my
was embarrassed about being behind on my big mouth promises to my family and then
big mouth promises to my family and then
big mouth promises to my family and then he gave me one little simple phrase that
he gave me one little simple phrase that
he gave me one little simple phrase that really forever changed my life and
really forever changed my life and
really forever changed my life and here’s what he said mr. Owen if you want
here’s what he said mr. Owen if you want
here’s what he said mr. Owen if you want the future to change for you
the future to change for you
the future to change for you you’ve got to change and he said if you
you’ve got to change and he said if you
you’ve got to change and he said if you don’t change the next six years of your
don’t change the next six years of your
don’t change the next six years of your life is gonna be just like the last six
life is gonna be just like the last six
life is gonna be just like the last six you’ll still be behind on your bills
you’ll still be behind on your bills
you’ll still be behind on your bills you’ll still be behind on your promises
you’ll still be behind on your promises
you’ll still be behind on your promises but then he gave it to me in the form of
but then he gave it to me in the form of
but then he gave it to me in the form of a promise when I was 25 years old I’ve
a promise when I was 25 years old I’ve
a promise when I was 25 years old I’ve remembered it all these years and I’ve
remembered it all these years and I’ve
remembered it all these years and I’ve shared this promise now with probably
shared this promise now with probably
shared this promise now with probably over three million people in the last 30
over three million people in the last 30
over three million people in the last 30 plus years and it’s gonna be valid for
plus years and it’s gonna be valid for
plus years and it’s gonna be valid for you so listen carefully to this promise
you so listen carefully to this promise
you so listen carefully to this promise my teacher said to me young man if you
my teacher said to me young man if you
my teacher said to me young man if you will change everything will change for
will change everything will change for
will change everything will change for you if you will get better everything
you if you will get better everything
you if you will get better everything will get better for you what a clear
will get better for you what a clear
will get better for you what a clear message that was for me he said if
message that was for me he said if
message that was for me he said if you’ll change your philosophy if you’ll
you’ll change your philosophy if you’ll
you’ll change your philosophy if you’ll change your habits if you’ll refine your
change your habits if you’ll refine your
change your habits if you’ll refine your thinking if you’ll change and accept
thinking if you’ll change and accept
thinking if you’ll change and accept some new disciplines if you’ll turn the
some new disciplines if you’ll turn the
some new disciplines if you’ll turn the corner where you’ve been in the past and
corner where you’ve been in the past and
corner where you’ve been in the past and go for a new life for the future
go for a new life for the future
go for a new life for the future he said all kinds of remarkable things
he said all kinds of remarkable things
he said all kinds of remarkable things will happen for you if you will change
will happen for you if you will change
will happen for you if you will change before I met mr. show if I used to cross
before I met mr. show if I used to cross
before I met mr. show if I used to cross my fingers and say I sure hope things
my fingers and say I sure hope things
my fingers and say I sure hope things will change I was hoping the government
will change I was hoping the government
will change I was hoping the government would change and the tax structure would
would change and the tax structure would
would change and the tax structure would change and that my boss would change and
change and that my boss would change and
change and that my boss would change and pay me more money I was hoping that you
pay me more money I was hoping that you
pay me more money I was hoping that you know economics would change and prices
know economics would change and prices
know economics would change and prices would come down and I was hoping that
would come down and I was hoping that
would come down and I was hoping that circumstances would get better and then
circumstances would get better and then
circumstances would get better and then I discovered from my teacher that those
I discovered from my teacher that those
I discovered from my teacher that those things are gonna continue the same in
things are gonna continue the same in
things are gonna continue the same in fact all of those things that happen to
fact all of those things that happen to
fact all of those things that happen to us is kind of like the wind that blows
us is kind of like the wind that blows
us is kind of like the wind that blows and the wind blows on us all
and the wind blows on us all
and the wind blows on us all in fact in America especially the last
in fact in America especially the last
in fact in America especially the last six and a half thousand years of
six and a half thousand years of
six and a half thousand years of recorded history we’ve got probably the
recorded history we’ve got probably the
recorded history we’ve got probably the most favorable wind that’s ever bloom
most favorable wind that’s ever bloom
most favorable wind that’s ever bloom economics and circumstances living in a
economics and circumstances living in a
economics and circumstances living in a free country democracy and freedom an
free country democracy and freedom an
free country democracy and freedom an excellent economy sure we struggle at
excellent economy sure we struggle at
excellent economy sure we struggle at times but compared to the rest of the
times but compared to the rest of the
times but compared to the rest of the world in the last six and a half
world in the last six and a half
world in the last six and a half thousand years we’ve got the best wind
thousand years we’ve got the best wind
thousand years we’ve got the best wind ever but if you just let the wind blow
ever but if you just let the wind blow
ever but if you just let the wind blow I’m telling you it won’t take you where
I’m telling you it won’t take you where
I’m telling you it won’t take you where you want to go all of us must use this
you want to go all of us must use this
you want to go all of us must use this wind to take us to the dreams we’ve got
wind to take us to the dreams we’ve got
wind to take us to the dreams we’ve got to the equities we want to the money we
to the equities we want to the money we
to the equities we want to the money we want to the income we want and to all
want to the income we want and to all
want to the income we want and to all the things we want our life to have this
the things we want our life to have this
the things we want our life to have this is where we want to go and we’ve got a
is where we want to go and we’ve got a
is where we want to go and we’ve got a good wind but we must not leave our
good wind but we must not leave our
good wind but we must not leave our future just to the wind just to the
future just to the wind just to the
future just to the wind just to the economy just to the structure of the way
economy just to the structure of the way
economy just to the structure of the way things are happening today here’s what
things are happening today here’s what
things are happening today here’s what we must learn to do and that is set a
we must learn to do and that is set a
we must learn to do and that is set a good sane and if you’ll learn to set a
good sane and if you’ll learn to set a
good sane and if you’ll learn to set a good sail and that’s what my teacher
good sail and that’s what my teacher
good sail and that’s what my teacher taught me in those early days he said
taught me in those early days he said
taught me in those early days he said mr. Owen the wind is gonna blow however
mr. Owen the wind is gonna blow however
mr. Owen the wind is gonna blow however it’s gonna blow politics are gonna be
it’s gonna blow politics are gonna be
it’s gonna blow politics are gonna be politics and the economy is gonna be the
politics and the economy is gonna be the
politics and the economy is gonna be the economy and however it turns out that’s
economy and however it turns out that’s
economy and however it turns out that’s the way it’s gonna be what you must
the way it’s gonna be what you must
the way it’s gonna be what you must learn to do is not to wish for a better
learn to do is not to wish for a better
learn to do is not to wish for a better win that’s naive the key is to wish for
win that’s naive the key is to wish for
win that’s naive the key is to wish for the wisdom and the skills and the
the wisdom and the skills and the
the wisdom and the skills and the learning so that you can set a better
learning so that you can set a better
learning so that you can set a better sail and so that’s what I did at age 25
sail and so that’s what I did at age 25
sail and so that’s what I did at age 25 I went to work not on the economy I went
I went to work not on the economy I went
I went to work not on the economy I went to work not on the community I didn’t go
to work not on the community I didn’t go
to work not on the community I didn’t go to work to try to change the government
to work to try to change the government
to work to try to change the government I didn’t go to work to try to change my
I didn’t go to work to try to change my
I didn’t go to work to try to change my boss or the company I didn’t go to work
boss or the company I didn’t go to work
boss or the company I didn’t go to work to try to change circumstances I went to
to try to change circumstances I went to
to try to change circumstances I went to work to try to change myself and I
work to try to change myself and I
work to try to change myself and I picked up that promise my teacher shared
picked up that promise my teacher shared
picked up that promise my teacher shared with me that if I would change my income
with me that if I would change my income
with me that if I would change my income would change if I would change my bank
would change if I would change my bank
would change if I would change my bank account would change if I would change
account would change if I would change
account would change if I would change my future would change and sure enough
my future would change and sure enough
my future would change and sure enough his promise came true
his promise came true
his promise came true for me the first six years of my
for me the first six years of my
for me the first six years of my economic life I wound up broke those
economic life I wound up broke those
economic life I wound up broke those pennies in my pocket nothing in the bank
pennies in my pocket nothing in the bank
pennies in my pocket nothing in the bank behind on my promises the second six
behind on my promises the second six
behind on my promises the second six years of my economic life I wound up
years of my economic life I wound up
years of my economic life I wound up rich but interesting ly enough the
rich but interesting ly enough the
rich but interesting ly enough the second six years of my economic life the
second six years of my economic life the
second six years of my economic life the government was about the same and the
government was about the same and the
government was about the same and the economy was about the same you know the
economy was about the same you know the
economy was about the same you know the companies were about the same what they
companies were about the same what they
companies were about the same what they paid was the same circumstances around
paid was the same circumstances around
paid was the same circumstances around me were the same you know my negative
me were the same you know my negative
me were the same you know my negative relatives were the same but I was not
relatives were the same but I was not
relatives were the same but I was not the same that’s how my life changed
the same that’s how my life changed
the same that’s how my life changed that’s how things started working for me
that’s how things started working for me
that’s how things started working for me changing my life all those years ago so
changing my life all those years ago so
changing my life all those years ago so that’s what I wanted to share with you
that’s what I wanted to share with you
that’s what I wanted to share with you to begin with this beginning of what mr.
to begin with this beginning of what mr.
to begin with this beginning of what mr. show shared with me that if I wanted my
show shared with me that if I wanted my
show shared with me that if I wanted my life to change this was what I was going
life to change this was what I was going
life to change this was what I was going to have to do and so he broke it down
to have to do and so he broke it down
to have to do and so he broke it down into three subjects that really made an
into three subjects that really made an
into three subjects that really made an impact on my life and I want to share
impact on my life and I want to share
impact on my life and I want to share those with you the first subject he
those with you the first subject he
those with you the first subject he called personal development
called personal development
called personal development and the second subject he called setting
and the second subject he called setting
and the second subject he called setting goals and the third was how to become
goals and the third was how to become
goals and the third was how to become financially independent and I’d like to
financially independent and I’d like to
financially independent and I’d like to give you just a few clues from those
give you just a few clues from those
give you just a few clues from those three major subjects that so
three major subjects that so
three major subjects that so dramatically affected my life and let’s
dramatically affected my life and let’s
dramatically affected my life and let’s get started
get started
get started the first one is personal development
the first one is personal development
the first one is personal development now in illustrating personal development
mr. shelf my teacher started with money
mr. shelf my teacher started with money you know money’s not the only place to
you know money’s not the only place to
you know money’s not the only place to start in talking personal development
start in talking personal development
start in talking personal development but it’s where he started so let me
but it’s where he started so let me
but it’s where he started so let me share the thoughts he shared with me
share the thoughts he shared with me
share the thoughts he shared with me back then let me share them with you
back then let me share them with you
back then let me share them with you here’s the best lesson I can give you on
here’s the best lesson I can give you on
here’s the best lesson I can give you on economics it’s very simple we get paid
economics it’s very simple we get paid
economics it’s very simple we get paid for bringing value to the marketplace
for bringing value to the marketplace
for bringing value to the marketplace that’s about as simple as I can put
that’s about as simple as I can put
that’s about as simple as I can put economics we get paid for bringing value
economics we get paid for bringing value
economics we get paid for bringing value to the marketplace now it takes time to
to the marketplace now it takes time to
to the marketplace now it takes time to bring value to the marketplace however
bring value to the marketplace however
bring value to the marketplace however we do not get paid for time so we cross
we do not get paid for time so we cross
we do not get paid for time so we cross that out
that out
that out mistakenly the man says I’m making about
mistakenly the man says I’m making about
mistakenly the man says I’m making about $20 for an hour not true if that was
$20 for an hour not true if that was
$20 for an hour not true if that was true you could just stay home right
true you could just stay home right
true you could just stay home right haven’t sends your money
haven’t sends your money
haven’t sends your money so that’s not true we don’t get paid for
so that’s not true we don’t get paid for
so that’s not true we don’t get paid for time we get paid for value rock to the
time we get paid for value rock to the
time we get paid for value rock to the marketplace now since that’s true here’s
marketplace now since that’s true here’s
marketplace now since that’s true here’s one of the key questions of my talk to
one of the key questions of my talk to
one of the key questions of my talk to you today is it possible to become twice
you today is it possible to become twice
you today is it possible to become twice as valuable to the marketplace and make
as valuable to the marketplace and make
as valuable to the marketplace and make twice as much money in the same time is
twice as much money in the same time is
twice as much money in the same time is that possible answers yes could you
that possible answers yes could you
that possible answers yes could you become three times as valuable as you
become three times as valuable as you
become three times as valuable as you might be right now to the marketplace
might be right now to the marketplace
might be right now to the marketplace and make three times as much money in
and make three times as much money in
and make three times as much money in the same time and the answer is yes five
the same time and the answer is yes five
the same time and the answer is yes five times ten times of course America is
times ten times of course America is
times ten times of course America is unique it’s a ladder decline it starts
unique it’s a ladder decline it starts
unique it’s a ladder decline it starts down here let’s say at five dollars an
down here let’s say at five dollars an
down here let’s say at five dollars an hour and it keeps going up top income
hour and it keeps going up top income
hour and it keeps going up top income last year eighty million dollars the guy
last year eighty million dollars the guy
last year eighty million dollars the guy who runs coca-cola now that’s a heck of
who runs coca-cola now that’s a heck of
who runs coca-cola now that’s a heck of a ladder that’s why everybody wants to
a ladder that’s why everybody wants to
a ladder that’s why everybody wants to come here right the boat people are not
come here right the boat people are not
come here right the boat people are not headed for Vietnam people haven’t
headed for Vietnam people haven’t
headed for Vietnam people haven’t plotted and schemed for 50 years saying
plotted and schemed for 50 years saying
plotted and schemed for 50 years saying if I could just get to Poland everything
if I could just get to Poland everything
if I could just get to Poland everything and be okay
and be okay
and be okay not true everybody wants to come to
not true everybody wants to come to
not true everybody wants to come to America and the reason is because we’ve
America and the reason is because we’ve
America and the reason is because we’ve got the best wind ever blowing in our
got the best wind ever blowing in our
got the best wind ever blowing in our favor we’ve got the best economic
favor we’ve got the best economic
favor we’ve got the best economic opportunity anybody’s had in six and a
opportunity anybody’s had in six and a
opportunity anybody’s had in six and a half thousand years and all you have to
half thousand years and all you have to
half thousand years and all you have to do is understand it and take advantage
do is understand it and take advantage
do is understand it and take advantage of it now there’s some key questions to
of it now there’s some key questions to
of it now there’s some key questions to ask here why would the marketplace pay
ask here why would the marketplace pay
ask here why would the marketplace pay someone only five dollars an hour very
someone only five dollars an hour very
someone only five dollars an hour very simple answer they’re not very valuable
simple answer they’re not very valuable
simple answer they’re not very valuable to the marketplace
to the marketplace
to the marketplace now we must underline to the marketplace
now we must underline to the marketplace
now we must underline to the marketplace this person might be a very valuable
this person might be a very valuable
this person might be a very valuable brother yes remember the family valuable
brother yes remember the family valuable
brother yes remember the family valuable yes valuable member of the church of
yes valuable member of the church of
yes valuable member of the church of course valuable citizen of the country
course valuable citizen of the country
course valuable citizen of the country yes
yes
yes valuable in the sight of God no doubt
valuable in the sight of God no doubt
valuable in the sight of God no doubt we’re all of equal value in the sight of
we’re all of equal value in the sight of
we’re all of equal value in the sight of God but if you’re not very valuable to
God but if you’re not very valuable to
God but if you’re not very valuable to the marketplace you don’t get much money
the marketplace you don’t get much money
the marketplace you don’t get much money you say well it shouldn’t be that way
you say well it shouldn’t be that way
you say well it shouldn’t be that way well then you got to start your own
well then you got to start your own
well then you got to start your own country you know this one’s been in
country you know this one’s been in
country you know this one’s been in process for 200 years and this is the
process for 200 years and this is the
process for 200 years and this is the best we’ve been able to come up with so
best we’ve been able to come up with so
best we’ve been able to come up with so far but here’s the key you don’t have to
far but here’s the key you don’t have to
far but here’s the key you don’t have to stay here now there was a big debate in
stay here now there was a big debate in
stay here now there was a big debate in Congress last year that this $5.00 was
Congress last year that this $5.00 was
Congress last year that this $5.00 was not enough should be six should be six
not enough should be six should be six
not enough should be six should be six should be six but we don’t need
should be six but we don’t need
should be six but we don’t need legislation six is already on this
legislation six is already on this
legislation six is already on this ladder the next step up you know if you
ladder the next step up you know if you
ladder the next step up you know if you work for McDonald’s they’ll pay you five
work for McDonald’s they’ll pay you five
work for McDonald’s they’ll pay you five dollars an hour to take out the trash if
dollars an hour to take out the trash if
dollars an hour to take out the trash if you whistle while you take out the trash
you whistle while you take out the trash
you whistle while you take out the trash they’ll pay you six dollars an hour so
they’ll pay you six dollars an hour so
they’ll pay you six dollars an hour so we don’t need the legislation you need
we don’t need the legislation you need
we don’t need the legislation you need to just need to take lessons on how to
to just need to take lessons on how to
to just need to take lessons on how to whistle have a good attitude
whistle have a good attitude
whistle have a good attitude now as you begin to climb this ladder
now as you begin to climb this ladder
now as you begin to climb this ladder why would the marketplace pay some
why would the marketplace pay some
why would the marketplace pay some people $50 an hour
people $50 an hour
people $50 an hour answer evidently they must be more
answer evidently they must be more
answer evidently they must be more valuable to the marketplace ten times
valuable to the marketplace ten times
valuable to the marketplace ten times more valuable and is that possible for
more valuable and is that possible for
more valuable and is that possible for someone to be 10 times more valuable and
someone to be 10 times more valuable and
someone to be 10 times more valuable and earn $50 an hour instead of five and the
earn $50 an hour instead of five and the
earn $50 an hour instead of five and the answer is yes that’s what America is all
answer is yes that’s what America is all
answer is yes that’s what America is all about
about
about now why would the marketplace pay some
now why would the marketplace pay some
now why would the marketplace pay some people $500 an hour evidently this
people $500 an hour evidently this
people $500 an hour evidently this person must be much more valuable to the
person must be much more valuable to the
person must be much more valuable to the marketplace that’s what’s important to
marketplace that’s what’s important to
marketplace that’s what’s important to understand to the marketplace and with
understand to the marketplace and with
understand to the marketplace and with the marketplace pay one person eighty
the marketplace pay one person eighty
the marketplace pay one person eighty million dollars for one year’s work and
million dollars for one year’s work and
million dollars for one year’s work and the answer is of course if you help the
the answer is of course if you help the
the answer is of course if you help the company make a billion dollars would
company make a billion dollars would
company make a billion dollars would they pay you 80 million I’m telling you
they pay you 80 million I’m telling you
they pay you 80 million I’m telling you it is possible and that’s why America is
it is possible and that’s why America is
it is possible and that’s why America is so exciting that’s why this financial
so exciting that’s why this financial
so exciting that’s why this financial ladder is so exciting it’s possible for
ladder is so exciting it’s possible for
ladder is so exciting it’s possible for all of this to come true for all of you
all of this to come true for all of you
all of this to come true for all of you no matter where you start as a student
no matter where you start as a student
no matter where you start as a student in school just getting started out there
in school just getting started out there
in school just getting started out there in the workplace this is all possible
in the workplace this is all possible
in the workplace this is all possible for you now mr. shelf gave me the clue
for you now mr. shelf gave me the clue
for you now mr. shelf gave me the clue on how to climb this ladder as high as I
on how to climb this ladder as high as I
on how to climb this ladder as high as I wanted to climb
wanted to climb
wanted to climb now we’re talking primarily economics
now we’re talking primarily economics
now we’re talking primarily economics here there’s a lot of other ways to
here there’s a lot of other ways to
here there’s a lot of other ways to become valuable to your family valuable
become valuable to your family valuable
become valuable to your family valuable to your friends valuable to the
to your friends valuable to the
to your friends valuable to the community valuable to the team right
community valuable to the team right
community valuable to the team right valuable to the to the team effort
valuable to the to the team effort
valuable to the to the team effort valuable to the concert but here’s what
valuable to the concert but here’s what
valuable to the concert but here’s what he said to me in climbing this ladder
he said to me in climbing this ladder
he said to me in climbing this ladder economically all you have to do is work
economically all you have to do is work
economically all you have to do is work harder on yourself than you do on your
harder on yourself than you do on your
harder on yourself than you do on your job
job
job once I heard that it made sense to me I
once I heard that it made sense to me I
once I heard that it made sense to me I kept hoping that everything else would
kept hoping that everything else would
kept hoping that everything else would change around me found out that if I
change around me found out that if I
change around me found out that if I went to work on myself worked on my
went to work on myself worked on my
went to work on myself worked on my skills worked on my language if I became
skills worked on my language if I became
skills worked on my language if I became better than I was
better than I was
better than I was each year if I grew in skills and
each year if I grew in skills and
each year if I grew in skills and language vocabulary and competence then
language vocabulary and competence then
language vocabulary and competence then I would become attractive to the
I would become attractive to the
I would become attractive to the marketplace not very long ago the
marketplace not very long ago the
marketplace not very long ago the company called me and said mr. Owen
company called me and said mr. Owen
company called me and said mr. Owen we’re expanding internationally we’d
we’re expanding internationally we’d
we’re expanding internationally we’d like to have a bit of your expertise to
like to have a bit of your expertise to
like to have a bit of your expertise to help us would you give us a bit of your
help us would you give us a bit of your
help us would you give us a bit of your time we’ll add some millions to your
time we’ll add some millions to your
time we’ll add some millions to your fortune and I said okay and I thought
fortune and I said okay and I thought
fortune and I said okay and I thought later isn’t that interesting they would
later isn’t that interesting they would
later isn’t that interesting they would call me then my second thought was of
call me then my second thought was of
call me then my second thought was of course they’d call me who else would
course they’d call me who else would
course they’d call me who else would they call I can get the job done now
they call I can get the job done now
they call I can get the job done now what a contrast for me farm boy from
what a contrast for me farm boy from
what a contrast for me farm boy from Idaho raised in obscurity parents of
Idaho raised in obscurity parents of
Idaho raised in obscurity parents of modest means broke when I was 25 how
modest means broke when I was 25 how
modest means broke when I was 25 how come I would get a telephone call and
come I would get a telephone call and
come I would get a telephone call and someone offered me a lot of money to
someone offered me a lot of money to
someone offered me a lot of money to help them in expanding around the world
help them in expanding around the world
help them in expanding around the world simple answer evidently something
simple answer evidently something
simple answer evidently something happened to me between age 25 and where
happened to me between age 25 and where
happened to me between age 25 and where I am today and I can tell you where it
I am today and I can tell you where it
I am today and I can tell you where it all started from my teacher mr. Shaw who
all started from my teacher mr. Shaw who
all started from my teacher mr. Shaw who said to me we don’t have to change
said to me we don’t have to change
said to me we don’t have to change what’s going on out there that’s the
what’s going on out there that’s the
what’s going on out there that’s the wind that’s blowing all we have to do is
wind that’s blowing all we have to do is
wind that’s blowing all we have to do is change what’s going on in here
change what’s going on in here
change what’s going on in here and now there are several ways to do
and now there are several ways to do
and now there are several ways to do that on personal development and let me
that on personal development and let me
that on personal development and let me give you those ways here’s the first one
give you those ways here’s the first one
give you those ways here’s the first one we must learn from personal experience
we must learn from personal experience
we must learn from personal experience pretty simple
pretty simple
pretty simple learn what happens to you take a look
learn what happens to you take a look
learn what happens to you take a look back over the last few months did you
back over the last few months did you
back over the last few months did you make some mistakes how could you correct
make some mistakes how could you correct
make some mistakes how could you correct those for the future take a look back
those for the future take a look back
those for the future take a look back over the last year have you done it
over the last year have you done it
over the last year have you done it right or done it wrong let’s correct it
right or done it wrong let’s correct it
right or done it wrong let’s correct it for the next year
for the next year
for the next year learn from your personal experience
learn from your personal experience
learn from your personal experience mister chef asked me when I first met
mister chef asked me when I first met
mister chef asked me when I first met him said mr. own how are you doing
him said mr. own how are you doing
him said mr. own how are you doing you’ve been out there now six years and
you’ve been out there now six years and
you’ve been out there now six years and I said I’m not doing very well he said I
I said I’m not doing very well he said I
I said I’m not doing very well he said I suggest you not do that anymore what a
suggest you not do that anymore what a
suggest you not do that anymore what a simple Swift analysis to my situation he
simple Swift analysis to my situation he
simple Swift analysis to my situation he said if you keep doing it the next six
said if you keep doing it the next six
said if you keep doing it the next six years will be like the last six you
years will be like the last six you
years will be like the last six you don’t want that to happen let’s make the
don’t want that to happen let’s make the
don’t want that to happen let’s make the changes so learn from your personal
changes so learn from your personal
changes so learn from your personal experience now here is number two why I
experience now here is number two why I
experience now here is number two why I came to share this video experience with
came to share this video experience with
came to share this video experience with you today and that I call it ope other
you today and that I call it ope other
you today and that I call it ope other people’s experiences that’s me other
people’s experiences that’s me other
people’s experiences that’s me other people that’s your teacher other people
people that’s your teacher other people
people that’s your teacher other people that’s your friends and colleagues other
that’s your friends and colleagues other
that’s your friends and colleagues other people the people you meet that can pass
people the people you meet that can pass
people the people you meet that can pass along to you their experiences what’s
along to you their experiences what’s
along to you their experiences what’s happened to them the mistakes they made
happened to them the mistakes they made
happened to them the mistakes they made how they corrected them how they change
how they corrected them how they change
how they corrected them how they change their health and change their bank
their health and change their bank
their health and change their bank account and change their income and
account and change their income and
account and change their income and change their future that’s it other
change their future that’s it other
change their future that’s it other people now there’s two kinds of people
people now there’s two kinds of people
people now there’s two kinds of people to learn from one as failures
to learn from one as failures
to learn from one as failures it’s too bad failures don’t give
it’s too bad failures don’t give
it’s too bad failures don’t give seminars right that would be valuable
seminars right that would be valuable
seminars right that would be valuable bring your notebook have them tell you
bring your notebook have them tell you
bring your notebook have them tell you how they lost it all and threw it all
how they lost it all and threw it all
how they lost it all and threw it all away through their health away and
away through their health away and
away through their health away and through their friendships away and if
through their friendships away and if
through their friendships away and if things didn’t work out well that would
things didn’t work out well that would
things didn’t work out well that would be valuable but now then we must also
be valuable but now then we must also
be valuable but now then we must also learn from positive people that have
learn from positive people that have
learn from positive people that have done well they’ve got the health and so
done well they’ve got the health and so
done well they’ve got the health and so we asked them how did you become so
we asked them how did you become so
we asked them how did you become so wealthy they’ve got the skills so we
wealthy they’ve got the skills so we
wealthy they’ve got the skills so we asked them how did you become this
asked them how did you become this
asked them how did you become this skillful they’ve got the income so we
skillful they’ve got the income so we
skillful they’ve got the income so we asked him how did you get here in such a
asked him how did you get here in such a
asked him how did you get here in such a short period of time
short period of time
short period of time so now here’s what’s important in
so now here’s what’s important in
so now here’s what’s important in personal development in learning from
personal development in learning from
personal development in learning from other people we learn number one by
other people we learn number one by
other people we learn number one by observation we learn what we see we
observation we learn what we see we
observation we learn what we see we watch people that are successful in what
watch people that are successful in what
watch people that are successful in what they do in sports we watch their
they do in sports we watch their
they do in sports we watch their disciplines in business we watch their
disciplines in business we watch their
disciplines in business we watch their disciplines by observation what we can
disciplines by observation what we can
disciplines by observation what we can see the reason I created this video was
see the reason I created this video was
see the reason I created this video was something that you could see someone’s
something that you could see someone’s
something that you could see someone’s experiences translated for you
experiences translated for you
experiences translated for you second we learn by what we hear I’ve got
second we learn by what we hear I’ve got
second we learn by what we hear I’ve got some of my lectures on cassette tape so
some of my lectures on cassette tape so
some of my lectures on cassette tape so you know you can take them with you
you know you can take them with you
you know you can take them with you wherever you go and learn by listening
wherever you go and learn by listening
wherever you go and learn by listening turn your car into a mobile classroom
turn your car into a mobile classroom
turn your car into a mobile classroom and listen and then listen to the sermon
and listen and then listen to the sermon
and listen and then listen to the sermon on Sunday morning listen to the lectures
on Sunday morning listen to the lectures
on Sunday morning listen to the lectures listen to the teacher listen to someone
listen to the teacher listen to someone
listen to the teacher listen to someone who’s got something good to say and then
who’s got something good to say and then
who’s got something good to say and then number three is vitally important on
number three is vitally important on
number three is vitally important on personal development and that is read
personal development and that is read
personal development and that is read all the books all the books you can
all the books all the books you can
all the books all the books you can possibly read in your lifetime mr. shelf
possibly read in your lifetime mr. shelf
possibly read in your lifetime mr. shelf got me started on my library I’ve got
got me started on my library I’ve got
got me started on my library I’ve got one of the better libraries haven’t read
one of the better libraries haven’t read
one of the better libraries haven’t read everything in it but I feel smarter just
everything in it but I feel smarter just
everything in it but I feel smarter just walking in it my library at least I was
walking in it my library at least I was
walking in it my library at least I was smart enough to buy it now I got to be
smart enough to buy it now I got to be
smart enough to buy it now I got to be smart enough to read it then of course I
smart enough to read it then of course I
smart enough to read it then of course I got to be smart enough to decide what’s
got to be smart enough to decide what’s
got to be smart enough to decide what’s valuable and then do it but this one is
valuable and then do it but this one is
valuable and then do it but this one is very important become a good reader some
very important become a good reader some
very important become a good reader some books that helped change my life mr.
books that helped change my life mr.
books that helped change my life mr. show Freck amended of course the Bible
show Freck amended of course the Bible
show Freck amended of course the Bible and my parents made sure I was a pretty
and my parents made sure I was a pretty
and my parents made sure I was a pretty good scholar but the time I was 18
good scholar but the time I was 18
good scholar but the time I was 18 that’s been so beneficial for me drawing
that’s been so beneficial for me drawing
that’s been so beneficial for me drawing from those illustrations reading about
from those illustrations reading about
from those illustrations reading about those stories people who made it and
those stories people who made it and
those stories people who made it and people who didn’t make it and what the
people who didn’t make it and what the
people who didn’t make it and what the difference was and then other books that
difference was and then other books that
difference was and then other books that helped to really change my life one
helped to really change my life one
helped to really change my life one called Think and Grow Rich by Napoleon
called Think and Grow Rich by Napoleon
called Think and Grow Rich by Napoleon Hill
Hill
Hill and then a book that helped me become
and then a book that helped me become
and then a book that helped me become financially independent by the time I
financially independent by the time I
financially independent by the time I was 31 and that book is called the
was 31 and that book is called the
was 31 and that book is called the richest man in Babylon by George claisen
richest man in Babylon by George claisen
richest man in Babylon by George claisen and I’m gonna share a little bit of that
and I’m gonna share a little bit of that
and I’m gonna share a little bit of that book with you when I get to financial
book with you when I get to financial
book with you when I get to financial independence today our third subject but
independence today our third subject but
independence today our third subject but I started reading the books attending
I started reading the books attending
I started reading the books attending the classes making sure that I got in
the classes making sure that I got in
the classes making sure that I got in front of people that had something good
front of people that had something good
front of people that had something good to say and then I started keeping a
to say and then I started keeping a
to say and then I started keeping a journal one of the major things my
journal one of the major things my
journal one of the major things my teacher taught me was to keep a journal
teacher taught me was to keep a journal
teacher taught me was to keep a journal he said don’t trust your memory if you
he said don’t trust your memory if you
he said don’t trust your memory if you hear something good just make a little
hear something good just make a little
hear something good just make a little note and write it down now at first I
note and write it down now at first I
note and write it down now at first I took you know notes on pieces of paper
took you know notes on pieces of paper
took you know notes on pieces of paper and torn off corners and backs of old
and torn off corners and backs of old
and torn off corners and backs of old envelopes and it didn’t serve me well
envelopes and it didn’t serve me well
envelopes and it didn’t serve me well you know thrown in a drawer then I
you know thrown in a drawer then I
you know thrown in a drawer then I learned to keep a journal a bound copy
learned to keep a journal a bound copy
learned to keep a journal a bound copy of all my notes so I would suggest you
of all my notes so I would suggest you
of all my notes so I would suggest you do the same things that impressed you a
do the same things that impressed you a
do the same things that impressed you a poem that impresses you when you attend
poem that impresses you when you attend
poem that impresses you when you attend a class some of the ideas that impressed
a class some of the ideas that impressed
a class some of the ideas that impressed you jot them down if you read something
you jot them down if you read something
you jot them down if you read something in a magazine write some ideas take
in a magazine write some ideas take
in a magazine write some ideas take those out put them in your journal keep
those out put them in your journal keep
those out put them in your journal keep a good journal the rest of your life
a good journal the rest of your life
a good journal the rest of your life this will serve you well my journals
this will serve you well my journals
this will serve you well my journals make up a significant portion of my own
make up a significant portion of my own
make up a significant portion of my own library and if you saw my library and
library and if you saw my library and
library and if you saw my library and saw my journals I tell you what you’d
saw my journals I tell you what you’d
saw my journals I tell you what you’d have to say this is the library and
have to say this is the library and
have to say this is the library and these are the journals of a very serious
these are the journals of a very serious
these are the journals of a very serious student no wonder mr. Owen is invited to
student no wonder mr. Owen is invited to
student no wonder mr. Owen is invited to lecture and speak on his experiences
lecture and speak on his experiences
lecture and speak on his experiences around the world so I want the same
around the world so I want the same
around the world so I want the same thing to happen to you value captured
thing to happen to you value captured
thing to happen to you value captured that you can resort to later go back
that you can resort to later go back
that you can resort to later go back over it and review it and let it become
over it and review it and let it become
over it and review it and let it become valuable to you so that’s my first
valuable to you so that’s my first
valuable to you so that’s my first subject personal development work harder
subject personal development work harder
subject personal development work harder on yourself than you do on your job
on yourself than you do on your job
on yourself than you do on your job develop the skills learn the lessons
develop the skills learn the lessons
develop the skills learn the lessons take the classes absorb all that is
take the classes absorb all that is
take the classes absorb all that is being taught to you these days and then
being taught to you these days and then
being taught to you these days and then later on of course you can sort it out
later on of course you can sort it out
later on of course you can sort it out what’s valuable for you and how to
what’s valuable for you and how to
what’s valuable for you and how to refine it for your business and for your
refine it for your business and for your
refine it for your business and for your life and for your future but the main
life and for your future but the main
life and for your future but the main thing is to get it and start this
thing is to get it and start this
thing is to get it and start this process of personal change personal
process of personal change personal
process of personal change personal development and let me say it one more
development and let me say it one more
development and let me say it one more time if you will change
time if you will change
time if you will change everything will change for you you’ll
everything will change for you you’ll
everything will change for you you’ll never be the same you’ll keep growing as
never be the same you’ll keep growing as
never be the same you’ll keep growing as you look back on a few months look back
you look back on a few months look back
you look back on a few months look back on a few years you won’t believe the
on a few years you won’t believe the
on a few years you won’t believe the progress you can make economically your
progress you can make economically your
progress you can make economically your relationship with your family your
relationship with your family your
relationship with your family your friends and whether you’re in sports or
friends and whether you’re in sports or
friends and whether you’re in sports or economics or whatever I’m telling you
economics or whatever I’m telling you
economics or whatever I’m telling you that whole process of committing
that whole process of committing
that whole process of committing yourself for personal change personal
yourself for personal change personal
yourself for personal change personal value can really make your life unique
value can really make your life unique
value can really make your life unique and worthwhile now let’s cover the
and worthwhile now let’s cover the
and worthwhile now let’s cover the second subject on setting goals mister
second subject on setting goals mister
second subject on setting goals mister chef gave me some tips on setting goals
chef gave me some tips on setting goals
chef gave me some tips on setting goals that changed my life forever
that changed my life forever
that changed my life forever and I want to share those with you
so let’s talk about setting goals and I
so let’s talk about setting goals and I also want to tie it to personal
also want to tie it to personal
also want to tie it to personal development and you’ll see how I’m gonna
development and you’ll see how I’m gonna
development and you’ll see how I’m gonna do it as I progressed here setting goals
there are four things to consider in
there are four things to consider in terms of attitude one is how you feel
terms of attitude one is how you feel
terms of attitude one is how you feel about the past best advice I can give
about the past best advice I can give
about the past best advice I can give you on that as treat the past as a
you on that as treat the past as a
you on that as treat the past as a school let it teach you the mistakes
school let it teach you the mistakes
school let it teach you the mistakes you’ve made the things that went wrong
you’ve made the things that went wrong
you’ve made the things that went wrong the things that didn’t work
the things that didn’t work
the things that didn’t work don’t use the past as a burden to carry
don’t use the past as a burden to carry
don’t use the past as a burden to carry and don’t use the past as a club to beat
and don’t use the past as a club to beat
and don’t use the past as a club to beat yourself to death past losses past
yourself to death past losses past
yourself to death past losses past failures past mistakes but let the past
failures past mistakes but let the past
failures past mistakes but let the past be a school top school maybe we’ve all
be a school top school maybe we’ve all
be a school top school maybe we’ve all been through some tough stuff so if you
been through some tough stuff so if you
been through some tough stuff so if you feel good about the past draw from it
feel good about the past draw from it
feel good about the past draw from it for experience and let it teach you then
for experience and let it teach you then
for experience and let it teach you then next is how you feel about the future
next is how you feel about the future
next is how you feel about the future we’ve got to have the future well design
we’ve got to have the future well design
we’ve got to have the future well design the future is called the promise and
the future is called the promise and
the future is called the promise and here’s what we teach in our leadership
here’s what we teach in our leadership
here’s what we teach in our leadership series the promise of the future can be
series the promise of the future can be
series the promise of the future can be an awesome force
an awesome force
an awesome force for your own future the promise of the
for your own future the promise of the
for your own future the promise of the future designing the future there’s two
future designing the future there’s two
future designing the future there’s two ways to face the future one is with
ways to face the future one is with
ways to face the future one is with apprehension and the other is with
apprehension and the other is with
apprehension and the other is with anticipation I promise you in my travels
anticipation I promise you in my travels
anticipation I promise you in my travels around the world most people face the
around the world most people face the
around the world most people face the future with apprehension and here’s why
future with apprehension and here’s why
future with apprehension and here’s why they don’t have it well does only
they don’t have it well does only
they don’t have it well does only they’ve sort of left that up to someone
they’ve sort of left that up to someone
they’ve sort of left that up to someone else to fix but here’s the best way to
else to fix but here’s the best way to
else to fix but here’s the best way to face the future with anticipation and
face the future with anticipation and
face the future with anticipation and you can and you can face the future with
you can and you can face the future with
you can and you can face the future with anticipation if the future is clear if
anticipation if the future is clear if
anticipation if the future is clear if the future is well designed and I would
the future is well designed and I would
the future is well designed and I would like to have you consider some thoughts
like to have you consider some thoughts
like to have you consider some thoughts with me that help me to really change my
with me that help me to really change my
with me that help me to really change my future by giving it some thought and
future by giving it some thought and
future by giving it some thought and some consideration and here it is in
some consideration and here it is in
some consideration and here it is in setting goals it’s very simple number
setting goals it’s very simple number
setting goals it’s very simple number one decide what you want you just take a
one decide what you want you just take a
one decide what you want you just take a little time you sit down and say what do
little time you sit down and say what do
little time you sit down and say what do I want what kind of skills do I want
I want what kind of skills do I want
I want what kind of skills do I want what kind of income do I want for the
what kind of income do I want for the
what kind of income do I want for the future what would I like where would I
future what would I like where would I
future what would I like where would I like to go places I’d like to visit
like to go places I’d like to visit
like to go places I’d like to visit habits I’d like to acquire skills I’d
habits I’d like to acquire skills I’d
habits I’d like to acquire skills I’d like to have you just take a little time
like to have you just take a little time
like to have you just take a little time to think about what you will economics
to think about what you will economics
to think about what you will economics friendships people you’d like to meet
friendships people you’d like to meet
friendships people you’d like to meet places you’d like to go you just take
places you’d like to go you just take
places you’d like to go you just take some time and then I suggest when you’ve
some time and then I suggest when you’ve
some time and then I suggest when you’ve thought about what you want for the
thought about what you want for the
thought about what you want for the future make a list
future make a list
future make a list just jot it all down it’s a really a
just jot it all down it’s a really a
just jot it all down it’s a really a very simple process and then here’s
very simple process and then here’s
very simple process and then here’s number three keep all the old lists I’m
number three keep all the old lists I’m
number three keep all the old lists I’m telling you this served me so well
telling you this served me so well
telling you this served me so well keeping my old list of goals I look back
keeping my old list of goals I look back
keeping my old list of goals I look back now 1020 years ago at goals I said lists
now 1020 years ago at goals I said lists
now 1020 years ago at goals I said lists I made and I smile now because here’s
I made and I smile now because here’s
I made and I smile now because here’s what I thought was so important you know
what I thought was so important you know
what I thought was so important you know 20 years ago now some of those things
20 years ago now some of those things
20 years ago now some of those things aren’t even on my list I’ve got a new
aren’t even on my list I’ve got a new
aren’t even on my list I’ve got a new list
list
list I’ve grown I’ve changed I’ve matured but
I’ve grown I’ve changed I’ve matured but
I’ve grown I’ve changed I’ve matured but I give you that advice decide what you
I give you that advice decide what you
I give you that advice decide what you want number two write it down number
want number two write it down number
want number two write it down number three keep the old list and then here’s
three keep the old list and then here’s
three keep the old list and then here’s number four when you get something
number four when you get something
number four when you get something that’s on one of these lists check it
that’s on one of these lists check it
that’s on one of these lists check it off part of the fun of having a list is
off part of the fun of having a list is
off part of the fun of having a list is checking at all
checking at all
checking at all and then if you can add some drama to
and then if you can add some drama to
and then if you can add some drama to checking it off see that it’s what
checking it off see that it’s what
checking it off see that it’s what really helps I set a goal to go to Spain
really helps I set a goal to go to Spain
really helps I set a goal to go to Spain many many years ago and when I finally
many many years ago and when I finally
many many years ago and when I finally made my first trip to Spain I had that
made my first trip to Spain I had that
made my first trip to Spain I had that journal with me that had that list in it
journal with me that had that list in it
journal with me that had that list in it and while I had my journal on my lap
and while I had my journal on my lap
and while I had my journal on my lap waiting for the wheels to touch down in
waiting for the wheels to touch down in
waiting for the wheels to touch down in Madrid I waited until the wheels touched
Madrid I waited until the wheels touched
Madrid I waited until the wheels touched the runway and I checked it off just
the runway and I checked it off just
the runway and I checked it off just adding a little drop so part of the fun
adding a little drop so part of the fun
adding a little drop so part of the fun of having a list is checking it off now
of having a list is checking it off now
of having a list is checking it off now here’s what’s important about the list
here’s what’s important about the list
here’s what’s important about the list in designing your future if the future
in designing your future if the future
in designing your future if the future gets clear the price gets easier because
gets clear the price gets easier because
gets clear the price gets easier because you got to remember for every promise
you got to remember for every promise
you got to remember for every promise there’s a price to pay
there’s a price to pay
there’s a price to pay everybody’s got to pay the price
everybody’s got to pay the price
everybody’s got to pay the price everybody’s got to do the deal
everybody’s got to do the deal
everybody’s got to do the deal everybody’s got to do the disciplines
everybody’s got to do the disciplines
everybody’s got to do the disciplines everybody has to pay but here’s what
everybody has to pay but here’s what
everybody has to pay but here’s what I’ve discovered if the promise is clear
I’ve discovered if the promise is clear
I’ve discovered if the promise is clear and powerful the price is easy to pay
and powerful the price is easy to pay
and powerful the price is easy to pay the price is some classes the price is a
the price is some classes the price is a
the price is some classes the price is a few books the price is a few disciplines
few books the price is a few disciplines
few books the price is a few disciplines the price is finding something that’ll
the price is finding something that’ll
the price is finding something that’ll make your life better make you grow make
make your life better make you grow make
make your life better make you grow make you change make you develop so the first
you change make you develop so the first
you change make you develop so the first part of the key is to design the promise
part of the key is to design the promise
part of the key is to design the promise then what is the price to pay I’m
then what is the price to pay I’m
then what is the price to pay I’m telling you the price will be easy
telling you the price will be easy
telling you the price will be easy anybody in my audience can pay you no
anybody in my audience can pay you no
anybody in my audience can pay you no matter where you are where you come from
matter where you are where you come from
matter where you are where you come from color doesn’t matter religion doesn’t
color doesn’t matter religion doesn’t
color doesn’t matter religion doesn’t matter where you grew up doesn’t matter
matter where you grew up doesn’t matter
matter where you grew up doesn’t matter circumstances don’t matter I’m telling
circumstances don’t matter I’m telling
circumstances don’t matter I’m telling you if you’ll make the promise of the
you if you’ll make the promise of the
you if you’ll make the promise of the future clear for yourself the things you
future clear for yourself the things you
future clear for yourself the things you want the places you want to go the
want the places you want to go the
want the places you want to go the things you want to have the person you
things you want to have the person you
things you want to have the person you want to become the skills you want the
want to become the skills you want the
want to become the skills you want the homes you want the future you want the
homes you want the future you want the
homes you want the future you want the friends you want all of the values of
friends you want all of the values of
friends you want all of the values of life that you could possibly want if
life that you could possibly want if
life that you could possibly want if you’ll make that clear make those lists
you’ll make that clear make those lists
you’ll make that clear make those lists and be serious about it I promise you
and be serious about it I promise you
and be serious about it I promise you it’s an easy price to pay anybody can
it’s an easy price to pay anybody can
it’s an easy price to pay anybody can pay it
pay it
pay it and the best advice I can give you is if
and the best advice I can give you is if
and the best advice I can give you is if I can do it you can do farm boy from
I can do it you can do farm boy from
I can do it you can do farm boy from Idaho raised in obscurity I changed my
Idaho raised in obscurity I changed my
Idaho raised in obscurity I changed my life turned it upside down turned it all
life turned it upside down turned it all
life turned it upside down turned it all around found economics found future
around found economics found future
around found economics found future found promise and if I can do it you can
found promise and if I can do it you can
found promise and if I can do it you can do it so start setting your goals and
do it so start setting your goals and
do it so start setting your goals and see if you can’t get a better excitement
see if you can’t get a better excitement
see if you can’t get a better excitement going for the things you want to
going for the things you want to
going for the things you want to accomplish for the future
accomplish for the future
accomplish for the future now here’s my third subject and that’s
now here’s my third subject and that’s
now here’s my third subject and that’s called financial independence oh by the
called financial independence oh by the
called financial independence oh by the way before I get to financial
way before I get to financial
way before I get to financial independence let me cover one more point
independence let me cover one more point
independence let me cover one more point one of the major reasons for setting
one of the major reasons for setting
one of the major reasons for setting goals is for what they make of you in
goals is for what they make of you in
goals is for what they make of you in achieving them my teacher advised me
achieving them my teacher advised me
achieving them my teacher advised me when I first got started at age 25 he
when I first got started at age 25 he
when I first got started at age 25 he said Jim why don’t you set a goal to
said Jim why don’t you set a goal to
said Jim why don’t you set a goal to become a millionaire
become a millionaire
become a millionaire he said it’s got a nice ring to it
he said it’s got a nice ring to it
he said it’s got a nice ring to it you know enough zeros to impress your
you know enough zeros to impress your
you know enough zeros to impress your accountant
accountant
accountant and he said I’m here to help you you’re
and he said I’m here to help you you’re
and he said I’m here to help you you’re only 25 years old you’ve been to one
only 25 years old you’ve been to one
only 25 years old you’ve been to one year of college you’ve got a beautiful
year of college you’ve got a beautiful
year of college you’ve got a beautiful family every reason to do it why don’t
family every reason to do it why don’t
family every reason to do it why don’t you set a goal to become a millionaire
you set a goal to become a millionaire
you set a goal to become a millionaire and he said here’s why and I thought he
and he said here’s why and I thought he
and he said here’s why and I thought he doesn’t need to teach me why wouldn’t it
doesn’t need to teach me why wouldn’t it
doesn’t need to teach me why wouldn’t it be nice to have a million dollars
be nice to have a million dollars
be nice to have a million dollars he said no then you’ll miss it he said
he said no then you’ll miss it he said
he said no then you’ll miss it he said here’s why for what it will make of you
here’s why for what it will make of you
here’s why for what it will make of you to achieve it
to achieve it
to achieve it I’m telling you that statement James my
I’m telling you that statement James my
I’m telling you that statement James my life set the kind of goals that will
life set the kind of goals that will
life set the kind of goals that will make something of you to achieve
make something of you to achieve
make something of you to achieve he said now once you’d become a
he said now once you’d become a
he said now once you’d become a millionaire or what’s important is not
millionaire or what’s important is not
millionaire or what’s important is not the money I thought that’s kind of
the money I thought that’s kind of
the money I thought that’s kind of strange teach me
strange teach me
strange teach me he said honest it isn’t important he
he said honest it isn’t important he
he said honest it isn’t important he said you could just give the money away
said you could just give the money away
said you could just give the money away now I did better than that I lost it all
now I did better than that I lost it all
now I did better than that I lost it all the time I was 31 I was a millionaire by
the time I was 31 I was a millionaire by
the time I was 31 I was a millionaire by the time I was 33 I was broke and I’ll
the time I was 33 I was broke and I’ll
the time I was 33 I was broke and I’ll tell you a little bit about that story
tell you a little bit about that story
tell you a little bit about that story later but when I lost all my money guess
later but when I lost all my money guess
later but when I lost all my money guess what I found out mr. chauffeurs right
what I found out mr. chauffeurs right
what I found out mr. chauffeurs right what was valuable was not the money what
what was valuable was not the money what
what was valuable was not the money what was valuable was what I became to earn
was valuable was what I became to earn
was valuable was what I became to earn the money the skills I had the knowledge
the money the skills I had the knowledge
the money the skills I had the knowledge I had about the marketplace the values
I had about the marketplace the values
I had about the marketplace the values that I had going for me they were more
that I had going for me they were more
that I had going for me they were more valuable than the money and here’s an
valuable than the money and here’s an
valuable than the money and here’s an important statement to remember it’s not
important statement to remember it’s not
important statement to remember it’s not what you get that makes you value it’s
what you get that makes you value it’s
what you get that makes you value it’s what you become so part of the key here
what you become so part of the key here
what you become so part of the key here is to set the kind of goals that will
is to set the kind of goals that will
is to set the kind of goals that will make something of you don’t set them too
make something of you don’t set them too
make something of you don’t set them too low so did you don’t have to grow and
low so did you don’t have to grow and
low so did you don’t have to grow and you don’t have to read and you don’t
you don’t have to read and you don’t
you don’t have to read and you don’t have to try and you don’t have to
have to try and you don’t have to
have to try and you don’t have to stretch don’t set them too low and then
stretch don’t set them too low and then
stretch don’t set them too low and then don’t sell out don’t go for something
don’t sell out don’t go for something
don’t sell out don’t go for something that’s gonna cost you your virtue or
that’s gonna cost you your virtue or
that’s gonna cost you your virtue or cost you your values or sell out your
cost you your values or sell out your
cost you your values or sell out your principles there’s a good middle road
principles there’s a good middle road
principles there’s a good middle road here to follow goals that will inspire
here to follow goals that will inspire
here to follow goals that will inspire goals that will help you grow change
goals that will help you grow change
goals that will help you grow change develop and become better than you are
develop and become better than you are
develop and become better than you are okay now let’s talk about financial
okay now let’s talk about financial
okay now let’s talk about financial independence how to become rich by 4035
independence how to become rich by 4035
independence how to become rich by 4035 if you’re extra-bright much sooner if
if you’re extra-bright much sooner if
if you’re extra-bright much sooner if you find an opportunity like I did let
you find an opportunity like I did let
you find an opportunity like I did let me show you how I did it financial
me show you how I did it financial
me show you how I did it financial independence
I like the phrase financial independence
I like the phrase financial independence some people are a little bit concerned
some people are a little bit concerned
some people are a little bit concerned about using the word becoming rich or
about using the word becoming rich or
about using the word becoming rich or becoming wealthy and I can understand
becoming wealthy and I can understand
becoming wealthy and I can understand that I struggled a little bit with this
that I struggled a little bit with this
that I struggled a little bit with this is it okay to go for becoming rich go
is it okay to go for becoming rich go
is it okay to go for becoming rich go for becoming wealthy and maybe that’s a
for becoming wealthy and maybe that’s a
for becoming wealthy and maybe that’s a bit too strong the word or strong the
bit too strong the word or strong the
bit too strong the word or strong the term so here’s what I’ve come up with it
term so here’s what I’ve come up with it
term so here’s what I’ve come up with it I think is comfortable for me and that
I think is comfortable for me and that
I think is comfortable for me and that is how to become financially independent
is how to become financially independent
is how to become financially independent I think it’s every person’s heritage
I think it’s every person’s heritage
I think it’s every person’s heritage here especially in America to become
here especially in America to become
here especially in America to become financially independent now let me give
financially independent now let me give
financially independent now let me give you my definition of financial
you my definition of financial
you my definition of financial independence financial independence is
independence financial independence is
independence financial independence is the ability to live from the income of
the ability to live from the income of
the ability to live from the income of your own personal resources financial
your own personal resources financial
your own personal resources financial independence now it depends on how you
independence now it depends on how you
independence now it depends on how you want to live if you need to $3,000 a
want to live if you need to $3,000 a
want to live if you need to $3,000 a month if you need four or five thousand
month if you need four or five thousand
month if you need four or five thousand a month if you need ten thousand a month
a month if you need ten thousand a month
a month if you need ten thousand a month some people may need you know a hundred
some people may need you know a hundred
some people may need you know a hundred thousand a month but whatever you would
thousand a month but whatever you would
thousand a month but whatever you would need to live and you could earn that
need to live and you could earn that
need to live and you could earn that living from the income of your own
living from the income of your own
living from the income of your own personal resources that’s what I call
personal resources that’s what I call
personal resources that’s what I call financial freedom financial independence
financial freedom financial independence
financial freedom financial independence and let me show you how to acquire if
and let me show you how to acquire if
and let me show you how to acquire if you start at age fifteen between ages
you start at age fifteen between ages
you start at age fifteen between ages fifteen and thirty five is twenty years
fifteen and thirty five is twenty years
fifteen and thirty five is twenty years and in my personal opinion based on my
and in my personal opinion based on my
and in my personal opinion based on my own studies and my own experience twenty
own studies and my own experience twenty
own studies and my own experience twenty years in my opinion is enough time to
years in my opinion is enough time to
years in my opinion is enough time to become financially independent if you’re
become financially independent if you’re
become financially independent if you’re not you don’t live in the wrong country
not you don’t live in the wrong country
not you don’t live in the wrong country probably what’s happened is you have the
probably what’s happened is you have the
probably what’s happened is you have the wrong plane
wrong plane
wrong plane and it’s easy to be a nice person with
and it’s easy to be a nice person with
and it’s easy to be a nice person with the wrong plan I found that when I was
the wrong plan I found that when I was
the wrong plan I found that when I was 25 years old I was broke at age 25 and I
25 years old I was broke at age 25 and I
25 years old I was broke at age 25 and I was a nice guy you would have liked me
was a nice guy you would have liked me
was a nice guy you would have liked me but I’m telling you my plans up until
but I’m telling you my plans up until
but I’m telling you my plans up until then especially my financial plan left
then especially my financial plan left
then especially my financial plan left me broke I totally changed it the next
me broke I totally changed it the next
me broke I totally changed it the next six years and I became financially
six years and I became financially
six years and I became financially independent so I know what I’m talking
independent so I know what I’m talking
independent so I know what I’m talking about
about
about it is possible in a reasonable amount of
it is possible in a reasonable amount of
it is possible in a reasonable amount of time
time
time 15 to 35 whatever 20 years time enough
15 to 35 whatever 20 years time enough
15 to 35 whatever 20 years time enough time you can do it much shorter period
time you can do it much shorter period
time you can do it much shorter period of time like I did if you want to but
of time like I did if you want to but
of time like I did if you want to but this is a reasonable enough time but
this is a reasonable enough time but
this is a reasonable enough time but here’s number one first of all you gotta
here’s number one first of all you gotta
here’s number one first of all you gotta have the right philosophy
philosophy is our ability to gather
philosophy is our ability to gather knowledge and sort through it and decide
knowledge and sort through it and decide
knowledge and sort through it and decide what’s valuable to develop a philosophy
what’s valuable to develop a philosophy
what’s valuable to develop a philosophy about life a philosophy about our health
about life a philosophy about our health
about life a philosophy about our health a philosophy about our family
a philosophy about our family
a philosophy about our family relationships a philosophy about
relationships a philosophy about
relationships a philosophy about economics and if you develop the right
economics and if you develop the right
economics and if you develop the right philosophy that’s what helps to set this
philosophy that’s what helps to set this
philosophy that’s what helps to set this sail so that in six years it takes you
sail so that in six years it takes you
sail so that in six years it takes you where you want to go instead of winding
where you want to go instead of winding
where you want to go instead of winding up like I did that first six years of my
up like I did that first six years of my
up like I did that first six years of my economics broke no money empty bank
economics broke no money empty bank
economics broke no money empty bank account the right philosophy now let me
account the right philosophy now let me
account the right philosophy now let me give you a couple of philosophies to
give you a couple of philosophies to
give you a couple of philosophies to consider here’s the first one it’s
consider here’s the first one it’s
consider here’s the first one it’s called the philosophy of the poor and
called the philosophy of the poor and
called the philosophy of the poor and here it is poor people usually spend
here it is poor people usually spend
here it is poor people usually spend their money and invest what’s left
their money and invest what’s left
their money and invest what’s left that’s the philosophy of the now here’s
that’s the philosophy of the now here’s
that’s the philosophy of the now here’s the philosophy of the rich rich people
the philosophy of the rich rich people
the philosophy of the rich rich people invest their money and spend what’s left
invest their money and spend what’s left
invest their money and spend what’s left and here’s the startling answer it
and here’s the startling answer it
and here’s the startling answer it really doesn’t matter but the amount is
really doesn’t matter but the amount is
really doesn’t matter but the amount is what’s most important is not the amount
what’s most important is not the amount
what’s most important is not the amount what’s really important is the
what’s really important is the
what’s really important is the philosophy so I would ask you to adopt
philosophy so I would ask you to adopt
philosophy so I would ask you to adopt this philosophy of spending after you
this philosophy of spending after you
this philosophy of spending after you have invested invest first then spend
have invested invest first then spend
have invested invest first then spend and I’ve got a little formula that I’m
and I’ve got a little formula that I’m
and I’ve got a little formula that I’m going to share with you now what should
going to share with you now what should
going to share with you now what should a child do with a dollar I mean there’s
a child do with a dollar I mean there’s
a child do with a dollar I mean there’s a lot of debate going on I’m sure across
a lot of debate going on I’m sure across
a lot of debate going on I’m sure across the country on what a child should do
the country on what a child should do
the country on what a child should do with the dollar here’s one opinion it’s
with the dollar here’s one opinion it’s
with the dollar here’s one opinion it’s only a child and it’s only a dollar what
only a child and it’s only a dollar what
only a child and it’s only a dollar what difference does it make well in my
difference does it make well in my
difference does it make well in my opinion it makes all the difference in
opinion it makes all the difference in
opinion it makes all the difference in the world
the world
the world a person’s economic future starts with a
a person’s economic future starts with a
a person’s economic future starts with a child with a dollar somebody says all no
child with a dollar somebody says all no
child with a dollar somebody says all no you’re only young once let him spend it
you’re only young once let him spend it
you’re only young once let him spend it all well when would you hope that would
all well when would you hope that would
all well when would you hope that would stop somebody says well wait at least 50
stop somebody says well wait at least 50
stop somebody says well wait at least 50 and broke like me and you know and then
and broke like me and you know and then
and broke like me and you know and then you’ll learn well no we don’t want to
you’ll learn well no we don’t want to
you’ll learn well no we don’t want to wait that long if I would have known
wait that long if I would have known
wait that long if I would have known earlier than age 25 I would have changed
earlier than age 25 I would have changed
earlier than age 25 I would have changed in high school if I if they would have
in high school if I if they would have
in high school if I if they would have had classes called wealth one wealth two
had classes called wealth one wealth two
had classes called wealth one wealth two I’d have taken both classes I would not
I’d have taken both classes I would not
I’d have taken both classes I would not have waited until age 25 so the earlier
have waited until age 25 so the earlier
have waited until age 25 so the earlier the better so what should a child do
the better so what should a child do
the better so what should a child do with a dollar here’s the simple premise
with a dollar here’s the simple premise
with a dollar here’s the simple premise to begin with don’t spend it all and if
to begin with don’t spend it all and if
to begin with don’t spend it all and if a child wants to spend the whole dollar
a child wants to spend the whole dollar
a child wants to spend the whole dollar you got to say hey don’t spend at all
you got to say hey don’t spend at all
you got to say hey don’t spend at all you know don’t spend it all they’ll say
you know don’t spend it all they’ll say
you know don’t spend it all they’ll say why not it’s my dollar I earned it you
why not it’s my dollar I earned it you
why not it’s my dollar I earned it you say I know you earned it but don’t spend
say I know you earned it but don’t spend
say I know you earned it but don’t spend it all they’ll still say why not say let
it all they’ll still say why not say let
it all they’ll still say why not say let me show you why not
me show you why not
me show you why not so you put him in your car take him to
so you put him in your car take him to
so you put him in your car take him to the other side of town and show them
the other side of town and show them
the other side of town and show them where people live that spend the whole
where people live that spend the whole
where people live that spend the whole dollar just drive them around kids learn
dollar just drive them around kids learn
dollar just drive them around kids learn best by visual just drive around and say
best by visual just drive around and say
best by visual just drive around and say would you like to live here kid says no
would you like to live here kid says no
would you like to live here kid says no would you like to live like these people
would you like to live like these people
would you like to live like these people live kid says no no
live kid says no no
live kid says no no then you can’t spend the whole dollar so
then you can’t spend the whole dollar so
then you can’t spend the whole dollar so kids will get the message so you know
kids will get the message so you know
kids will get the message so you know take them to other side of town show
take them to other side of town show
take them to other side of town show them around unless you already live
them around unless you already live
them around unless you already live there and then just show them around
there and then just show them around
there and then just show them around anyway
anyway
anyway don’t spend the whole dollar now let me
don’t spend the whole dollar now let me
don’t spend the whole dollar now let me give you my best view of what to do with
give you my best view of what to do with
give you my best view of what to do with the dollar and I promise you if you
the dollar and I promise you if you
the dollar and I promise you if you started at age 15 if you’re over 15
started at age 15 if you’re over 15
started at age 15 if you’re over 15 right you’ve still got plenty of time
right you’ve still got plenty of time
right you’ve still got plenty of time still got 20 years you know if you’re 30
still got 20 years you know if you’re 30
still got 20 years you know if you’re 30 you’re still got 20 years I mean you
you’re still got 20 years I mean you
you’re still got 20 years I mean you know if you still got plenty of time to
know if you still got plenty of time to
know if you still got plenty of time to start what I’m about to share with you
start what I’m about to share with you
start what I’m about to share with you what to do with a dollar here’s my first
what to do with a dollar here’s my first
what to do with a dollar here’s my first bit of advice never spend more than 70
bit of advice never spend more than 70
bit of advice never spend more than 70 cents never spend more than 70 cents now
cents never spend more than 70 cents now
cents never spend more than 70 cents now you got to pick some number and the
you got to pick some number and the
you got to pick some number and the number you pick is gonna be determined
number you pick is gonna be determined
number you pick is gonna be determined by your philosophy it’s gonna be
by your philosophy it’s gonna be
by your philosophy it’s gonna be determined by what you’ve been taught or
determined by what you’ve been taught or
determined by what you’ve been taught or your experience teaching yourself when I
your experience teaching yourself when I
your experience teaching yourself when I first met my teacher mr. show I was at
first met my teacher mr. show I was at
first met my teacher mr. show I was at about a hundred and ten percent of each
about a hundred and ten percent of each
about a hundred and ten percent of each dollar you know I’m down that budget
dollar you know I’m down that budget
dollar you know I’m down that budget finance Hawking my furniture in my car
finance Hawking my furniture in my car
finance Hawking my furniture in my car one more time and then I learned a whole
one more time and then I learned a whole
one more time and then I learned a whole better formula for financial
better formula for financial
better formula for financial independence number one don’t spend more
independence number one don’t spend more
independence number one don’t spend more than 70 cents now kids say to me well
than 70 cents now kids say to me well
than 70 cents now kids say to me well okay what do I do with the other 30
okay what do I do with the other 30
okay what do I do with the other 30 cents and here’s what I teach them
cents and here’s what I teach them
cents and here’s what I teach them 10 cents for charity charity or church
10 cents for charity charity or church
10 cents for charity charity or church we’re helping people that can’t help
we’re helping people that can’t help
we’re helping people that can’t help themselves
themselves
themselves ten cents to support worthy projects
ten cents to support worthy projects
ten cents to support worthy projects projects that you feel good about 10
projects that you feel good about 10
projects that you feel good about 10 cents out of every dollar
cents out of every dollar
cents out of every dollar it’s called being generous with part of
it’s called being generous with part of
it’s called being generous with part of what you’ve taken out of society
what you’ve taken out of society
what you’ve taken out of society now in my opinion nothing teaches us
now in my opinion nothing teaches us
now in my opinion nothing teaches us character better than generosity no
character better than generosity no
character better than generosity no class no teacher no book teaches
class no teacher no book teaches
class no teacher no book teaches generosity teaches character better than
generosity teaches character better than
generosity teaches character better than generosity and the best time to start is
generosity and the best time to start is
generosity and the best time to start is when the amounts are small and I know if
when the amounts are small and I know if
when the amounts are small and I know if kids learn these lessons well they’ll
kids learn these lessons well they’ll
kids learn these lessons well they’ll give a dime out of a dollar to help
give a dime out of a dollar to help
give a dime out of a dollar to help people that can’t help them sell their
people that can’t help them sell their
people that can’t help them sell their projects or if you belong to a church
projects or if you belong to a church
projects or if you belong to a church that keeps tithe tea south it’s very
that keeps tithe tea south it’s very
that keeps tithe tea south it’s very important now because when the amounts
important now because when the amounts
important now because when the amounts get larger sometimes it’s a little more
get larger sometimes it’s a little more
get larger sometimes it’s a little more difficult you know giving a hundred
difficult you know giving a hundred
difficult you know giving a hundred thousand out of a million someone says
thousand out of a million someone says
thousand out of a million someone says oh if I had a million not give a hundred
oh if I had a million not give a hundred
oh if I had a million not give a hundred thousand I’m not sure that’s a lot of
thousand I’m not sure that’s a lot of
thousand I’m not sure that’s a lot of money so the time to start is when the
money so the time to start is when the
money so the time to start is when the amounts are small ten cents out of a
amounts are small ten cents out of a
amounts are small ten cents out of a dollar okay
dollar okay
dollar okay next ten cents I call active capital
next ten cents I call active capital
next ten cents I call active capital active capital means do something to
active capital means do something to
active capital means do something to make a profit
active capital set aside a portion of
active capital set aside a portion of your income wages are okay but I’m
your income wages are okay but I’m
your income wages are okay but I’m telling you wages will make you a living
telling you wages will make you a living
telling you wages will make you a living profits will make you a fortune so set
profits will make you a fortune so set
profits will make you a fortune so set aside part of your income as capital
aside part of your income as capital
aside part of your income as capital called active capital
called active capital
called active capital any kind of project you can possibly
any kind of project you can possibly
any kind of project you can possibly think of you can possibly come up with
think of you can possibly come up with
think of you can possibly come up with I’m gonna write a new book I think for
I’m gonna write a new book I think for
I’m gonna write a new book I think for kids I think the title is going to be of
kids I think the title is going to be of
kids I think the title is going to be of course kids should pay taxes it’s kind
course kids should pay taxes it’s kind
course kids should pay taxes it’s kind of an interesting title in California
of an interesting title in California
of an interesting title in California kids do pay taxes when a child walks
kids do pay taxes when a child walks
kids do pay taxes when a child walks into 7-eleven buy something that costs a
into 7-eleven buy something that costs a
into 7-eleven buy something that costs a dollar the proprietor says give me seven
dollar the proprietor says give me seven
dollar the proprietor says give me seven more pennies and the child says hey
more pennies and the child says hey
more pennies and the child says hey what’s these seven pennies for the
what’s these seven pennies for the
what’s these seven pennies for the proprietor says that’s the taxes kids uh
proprietor says that’s the taxes kids uh
proprietor says that’s the taxes kids uh so hey I’m only eight years old
so hey I’m only eight years old
so hey I’m only eight years old proprietor says congratulations you’re
proprietor says congratulations you’re
proprietor says congratulations you’re my youngest taxpayer give me the money
my youngest taxpayer give me the money
my youngest taxpayer give me the money so in California where I live kids do
so in California where I live kids do
so in California where I live kids do pay taxes big question is should they
pay taxes big question is should they
pay taxes big question is should they and my book will answer that question of
and my book will answer that question of
and my book will answer that question of course kids should pay taxes nothing is
course kids should pay taxes nothing is
course kids should pay taxes nothing is for free if you want to ride your
for free if you want to ride your
for free if you want to ride your bicycle on the sidewalk instead of in
bicycle on the sidewalk instead of in
bicycle on the sidewalk instead of in the mud you gotta pay the seventh inning
the mud you gotta pay the seventh inning
the mud you gotta pay the seventh inning nothing is free so we all have to pay so
nothing is free so we all have to pay so
nothing is free so we all have to pay so ten cents out of your living out of the
ten cents out of your living out of the
ten cents out of your living out of the money you earn set aside for capital
money you earn set aside for capital
money you earn set aside for capital capital to try your best to show a
capital to try your best to show a
capital to try your best to show a profit and in my books gonna be all
profit and in my books gonna be all
profit and in my books gonna be all kinds of ways kids can make money right
kinds of ways kids can make money right
kinds of ways kids can make money right two bicycles one to ride one to rent I
two bicycles one to ride one to rent I
two bicycles one to ride one to rent I mean you know it doesn’t take long to
mean you know it doesn’t take long to
mean you know it doesn’t take long to figure out some enterprise that’ll start
figure out some enterprise that’ll start
figure out some enterprise that’ll start making a profit then you must jot this
making a profit then you must jot this
making a profit then you must jot this down if you’re taking notes profits are
down if you’re taking notes profits are
down if you’re taking notes profits are better than wages one you can’t usually
better than wages one you can’t usually
better than wages one you can’t usually start wages until you’re about sixteen
start wages until you’re about sixteen
start wages until you’re about sixteen fifteen sixteen but you can make a
fifteen sixteen but you can make a
fifteen sixteen but you can make a profit long before you’re eligible to
profit long before you’re eligible to
profit long before you’re eligible to start earning wages and then there’s no
start earning wages and then there’s no
start earning wages and then there’s no limit to profits and they can they can
limit to profits and they can they can
limit to profits and they can they can double and triple and quadruple you know
double and triple and quadruple you know
double and triple and quadruple you know there’s no limit it’s incredible how
there’s no limit it’s incredible how
there’s no limit it’s incredible how fast profits can grow so profits are
fast profits can grow so profits are
fast profits can grow so profits are better than wages wages make you a
better than wages wages make you a
better than wages wages make you a living profits make you a fortune
living profits make you a fortune
living profits make you a fortune now the third ten cents is vitally
now the third ten cents is vitally
now the third ten cents is vitally important I call it passive capital
important I call it passive capital
important I call it passive capital capital you let somebody else use a
capital you let somebody else use a
capital you let somebody else use a financial institution stocks and bonds
financial institution stocks and bonds
financial institution stocks and bonds mutual funds whatever let someone else
mutual funds whatever let someone else
mutual funds whatever let someone else use it you furnish the money they use it
use it you furnish the money they use it
use it you furnish the money they use it to make a profit but they pay you for
to make a profit but they pay you for
to make a profit but they pay you for the use of it called interest and here’s
the use of it called interest and here’s
the use of it called interest and here’s one of the things that will make you
one of the things that will make you
one of the things that will make you financially independent fairly quickly
financially independent fairly quickly
financially independent fairly quickly and that’s called compound interest and
and that’s called compound interest and
and that’s called compound interest and this is how you get it letting someone
this is how you get it letting someone
this is how you get it letting someone else use a portion of goober honey your
else use a portion of goober honey your
else use a portion of goober honey your substance they show the profit they pay
substance they show the profit they pay
substance they show the profit they pay you interest and this passive capital
you interest and this passive capital
you interest and this passive capital I’m telling you over a sustained period
I’m telling you over a sustained period
I’m telling you over a sustained period of time if you’ll develop this little
of time if you’ll develop this little
of time if you’ll develop this little ten ten ten and 70 especially starting
ten ten ten and 70 especially starting
ten ten ten and 70 especially starting at age fifteen I’m telling you by the
at age fifteen I’m telling you by the
at age fifteen I’m telling you by the time you’re 35 you will be financially
time you’re 35 you will be financially
time you’re 35 you will be financially independent you’ll have the ability to
independent you’ll have the ability to
independent you’ll have the ability to live from the income of your own
live from the income of your own
live from the income of your own resources and then one more point on
resources and then one more point on
resources and then one more point on passive capital there’s a Bible
passive capital there’s a Bible
passive capital there’s a Bible philosophy I’m an amateur on the Bible
philosophy I’m an amateur on the Bible
philosophy I’m an amateur on the Bible but there’s a Bible philosophy that
but there’s a Bible philosophy that
but there’s a Bible philosophy that teaches the borrower is servant to the
teaches the borrower is servant to the
teaches the borrower is servant to the lender
lender
lender and if you want to be in a powerful
and if you want to be in a powerful
and if you want to be in a powerful position as you grow older finally when
position as you grow older finally when
position as you grow older finally when you become mature or maybe have your own
you become mature or maybe have your own
you become mature or maybe have your own business things have worked out for you
business things have worked out for you
business things have worked out for you for the future the position you always
for the future the position you always
for the future the position you always want to be in as the power position and
want to be in as the power position and
want to be in as the power position and that’s called the lender the lender is
that’s called the lender the lender is
that’s called the lender the lender is the power position so if kids learn
the power position so if kids learn
the power position so if kids learn early enough and then you ask them what
early enough and then you ask them what
early enough and then you ask them what they’d like to be when they grow up I’m
they’d like to be when they grow up I’m
they’d like to be when they grow up I’m telling you once they understand they’ll
telling you once they understand they’ll
telling you once they understand they’ll say well one of the things I want to be
say well one of the things I want to be
say well one of the things I want to be is one of those lenders that’s the power
is one of those lenders that’s the power
is one of those lenders that’s the power position not the spender know you’ll be
position not the spender know you’ll be
position not the spender know you’ll be pitied the rest of your life if you just
pitied the rest of your life if you just
pitied the rest of your life if you just become a spender got to become a lender
become a spender got to become a lender
become a spender got to become a lender and I think this is what formulas to
and I think this is what formulas to
and I think this is what formulas to follow 10 cents out of every dollar but
follow 10 cents out of every dollar but
follow 10 cents out of every dollar but someone else use it be the lender power
someone else use it be the lender power
someone else use it be the lender power position then try to show a profit can’t
position then try to show a profit can’t
position then try to show a profit can’t we teach our children how to take a
we teach our children how to take a
we teach our children how to take a dollar search the neighborhood find a
dollar search the neighborhood find a
dollar search the neighborhood find a broken wagon pay a dollar for it bring
broken wagon pay a dollar for it bring
broken wagon pay a dollar for it bring it home you know clean it up sand it
it home you know clean it up sand it
it home you know clean it up sand it until it’s clean paint it read till it
until it’s clean paint it read till it
until it’s clean paint it read till it shines straighten out the wheels till
shines straighten out the wheels till
shines straighten out the wheels till they’re true take it back to the
they’re true take it back to the
they’re true take it back to the neighborhood sell it for $5 anybody
neighborhood sell it for $5 anybody
neighborhood sell it for $5 anybody could do that now does the child deserve
could do that now does the child deserve
could do that now does the child deserve $4 profit and answers yes society now
$4 profit and answers yes society now
$4 profit and answers yes society now has amended wag that’s what America is
has amended wag that’s what America is
has amended wag that’s what America is all about finding something touching it
all about finding something touching it
all about finding something touching it making it better making a profit taking
making it better making a profit taking
making it better making a profit taking part of your resources helping people
part of your resources helping people
part of your resources helping people who can’t help themselves let someone
who can’t help themselves let someone
who can’t help themselves let someone else use it to make a profit some
else use it to make a profit some
else use it to make a profit some projects require more capital than one
projects require more capital than one
projects require more capital than one person has
person has
person has exciting and then let them pay you for
exciting and then let them pay you for
exciting and then let them pay you for the use of it America’s had this
the use of it America’s had this
the use of it America’s had this philosophy now all these years communism
philosophy now all these years communism
philosophy now all these years communism has taught all these years capital
has taught all these years capital
has taught all these years capital belongs in the hands of the state not in
belongs in the hands of the state not in
belongs in the hands of the state not in the hands of the people we’ve been
the hands of the people we’ve been
the hands of the people we’ve been teaching all these years capital belongs
teaching all these years capital belongs
teaching all these years capital belongs in the hands of the people not in the
in the hands of the people not in the
in the hands of the people not in the hands of the state and we turned out to
hands of the state and we turned out to
hands of the state and we turned out to be right
be right
be right capital in the hands of the kids capital
capital in the hands of the kids capital
capital in the hands of the kids capital in the hands of the people enterprises
in the hands of the people enterprises
in the hands of the people enterprises that make a profit enterprises that grow
that make a profit enterprises that grow
that make a profit enterprises that grow it’s the hope of our future so that
it’s the hope of our future so that
it’s the hope of our future so that little simple formula I hope will help
little simple formula I hope will help
little simple formula I hope will help you now one more key on financial
you now one more key on financial
you now one more key on financial independence and that is attitude
independence and that is attitude
independence and that is attitude attitude here’s number one I used to say
attitude here’s number one I used to say
attitude here’s number one I used to say I hate to pay my bills my teacher
I hate to pay my bills my teacher
I hate to pay my bills my teacher straightened me out on that he said
straightened me out on that he said
straightened me out on that he said let’s see mr. Owen what you hate to do
let’s see mr. Owen what you hate to do
let’s see mr. Owen what you hate to do is pay a hundred dollars on an account
is pay a hundred dollars on an account
is pay a hundred dollars on an account and reduce your liabilities and increase
and reduce your liabilities and increase
and reduce your liabilities and increase your assets I said well no not if you
your assets I said well no not if you
your assets I said well no not if you look at it that way he said well it all
look at it that way he said well it all
look at it that way he said well it all depends on how you look at it so
depends on how you look at it so
depends on how you look at it so wouldn’t you love to pay your bills to
wouldn’t you love to pay your bills to
wouldn’t you love to pay your bills to reduce your liabilities increase your
reduce your liabilities increase your
reduce your liabilities increase your assets you’ve got to have that kind of
assets you’ve got to have that kind of
assets you’ve got to have that kind of attitude I found out the same attitude
attitude I found out the same attitude
attitude I found out the same attitude about taxes I used to say I hate to pay
about taxes I used to say I hate to pay
about taxes I used to say I hate to pay my taxes mr. show-up said well that’s
my taxes mr. show-up said well that’s
my taxes mr. show-up said well that’s one way to live don’t you understand
one way to live don’t you understand
one way to live don’t you understand taxes is how we care and feed the goose
taxes is how we care and feed the goose
taxes is how we care and feed the goose that lays the golden eggs wouldn’t you
that lays the golden eggs wouldn’t you
that lays the golden eggs wouldn’t you want to do your share someone says yes
want to do your share someone says yes
want to do your share someone says yes but the goose eats too much probably
but the goose eats too much probably
but the goose eats too much probably true but hey we all eat too much we all
true but hey we all eat too much we all
true but hey we all eat too much we all need to go on a diet better a fat goose
need to go on a diet better a fat goose
need to go on a diet better a fat goose than no goose
than no goose
than no goose so I finally became a happy taxpayer now
so I finally became a happy taxpayer now
so I finally became a happy taxpayer now I think taxes are too high so I’m
I think taxes are too high so I’m
I think taxes are too high so I’m working to get taxes Lord for our
working to get taxes Lord for our
working to get taxes Lord for our economic future but then whatever they
economic future but then whatever they
economic future but then whatever they turn out to be I gladly pay and do my
turn out to be I gladly pay and do my
turn out to be I gladly pay and do my part because that’s what makes the whole
part because that’s what makes the whole
part because that’s what makes the whole system run each of us doing our part now
system run each of us doing our part now
system run each of us doing our part now I want these three subjects to be
I want these three subjects to be
I want these three subjects to be valuable free
valuable free
valuable free I want them to have meaning for you I
I want them to have meaning for you I
I want them to have meaning for you I want you someday to be financially
want you someday to be financially
want you someday to be financially independent I want you to have the
independent I want you to have the
independent I want you to have the personal development so that you feel
personal development so that you feel
personal development so that you feel good about yourself if I had a chance to
good about yourself if I had a chance to
good about yourself if I had a chance to meet you someday I’d like to have you
meet you someday I’d like to have you
meet you someday I’d like to have you show me the list of goals that you got
show me the list of goals that you got
show me the list of goals that you got started and say mr. own here some I’ve
started and say mr. own here some I’ve
started and say mr. own here some I’ve already checked off here’s the books I’m
already checked off here’s the books I’m
already checked off here’s the books I’m reading here’s what’s happened I’m
reading here’s what’s happened I’m
reading here’s what’s happened I’m developing the skills I’m better this
developing the skills I’m better this
developing the skills I’m better this year than it was last year I’ve got more
year than it was last year I’ve got more
year than it was last year I’ve got more self-confidence my skills are developing
self-confidence my skills are developing
self-confidence my skills are developing that’s what I want for you and that’s
that’s what I want for you and that’s
that’s what I want for you and that’s why I took the time to come and share in
why I took the time to come and share in
why I took the time to come and share in this video message with you I do
this video message with you I do
this video message with you I do seminars all around the world this is
seminars all around the world this is
seminars all around the world this is one way that I can reach out and touch
one way that I can reach out and touch
one way that I can reach out and touch you in case you can’t come to my
you in case you can’t come to my
you in case you can’t come to my seminars wherever I am maybe this video
seminars wherever I am maybe this video
seminars wherever I am maybe this video will reach you somewhere and it’ll have
will reach you somewhere and it’ll have
will reach you somewhere and it’ll have an impact on your life and what I’d like
an impact on your life and what I’d like
an impact on your life and what I’d like to do is later hear about it a letter
to do is later hear about it a letter
to do is later hear about it a letter phone call or to have a chance to meet
phone call or to have a chance to meet
phone call or to have a chance to meet you in person and now I’d like to leave
you in person and now I’d like to leave
you in person and now I’d like to leave you with these four questions called
you with these four questions called
you with these four questions called questions to ponder these questions were
questions to ponder these questions were
questions to ponder these questions were valuable for me and I want to make them
valuable for me and I want to make them
valuable for me and I want to make them valuable for you here’s the first one
valuable for you here’s the first one
valuable for you here’s the first one fly we all ask why we should work this
fly we all ask why we should work this
fly we all ask why we should work this hard why take that many classes why go
hard why take that many classes why go
hard why take that many classes why go to school at many years you know why
to school at many years you know why
to school at many years you know why take the notes why read the books why
take the notes why read the books why
take the notes why read the books why work that hard why put yourself through
work that hard why put yourself through
work that hard why put yourself through the push ups and the disciplines why
the push ups and the disciplines why
the push ups and the disciplines why good question for best answer to why I
good question for best answer to why I
good question for best answer to why I think is the second question why not
think is the second question why not
think is the second question why not why not see how many books you can read
why not see how many books you can read
why not see how many books you can read how many classes you can take how many
how many classes you can take how many
how many classes you can take how many skills you can develop why not see how
skills you can develop why not see how
skills you can develop why not see how valuable you could become to the
valuable you could become to the
valuable you could become to the marketplace to your friends to your
marketplace to your friends to your
marketplace to your friends to your family why not see what you can make of
family why not see what you can make of
family why not see what you can make of yourselves why not see how far you can
yourselves why not see how far you can
yourselves why not see how far you can go how much you can see how much you can
go how much you can see how much you can
go how much you can see how much you can earn how much you can share why not
earn how much you can share why not
earn how much you can share why not that’s the heritage all of us have in
that’s the heritage all of us have in
that’s the heritage all of us have in America especially is to see what we can
America especially is to see what we can
America especially is to see what we can make out of our lives
make out of our lives
make out of our lives now that we’ve been given this
now that we’ve been given this
now that we’ve been given this extraordinary opportunity now my third
extraordinary opportunity now my third
extraordinary opportunity now my third question I’d love to ask you in person
question I’d love to ask you in person
question I’d love to ask you in person but since I can’t do it in person I want
but since I can’t do it in person I want
but since I can’t do it in person I want to ask it of all of you but I want you
to ask it of all of you but I want you
to ask it of all of you but I want you to take it personally and my third
to take it personally and my third
to take it personally and my third question is why not you why not you
question is why not you why not you
question is why not you why not you with good self-esteem why not use
with good self-esteem why not use
with good self-esteem why not use starting to change said he goes why not
starting to change said he goes why not
starting to change said he goes why not you starting to make progress toward
you starting to make progress toward
you starting to make progress toward financial independence if I can do what
financial independence if I can do what
financial independence if I can do what you can do I wished I had a lot more
you can do I wished I had a lot more
you can do I wished I had a lot more testimonials here today besides mine a
testimonials here today besides mine a
testimonials here today besides mine a whole steady stream that would come by
whole steady stream that would come by
whole steady stream that would come by and tell you their story someone who
and tell you their story someone who
and tell you their story someone who started with nothing finally run a big
started with nothing finally run a big
started with nothing finally run a big enterprise a mother who was on welfare
enterprise a mother who was on welfare
enterprise a mother who was on welfare now she owns her own business in
now she owns her own business in
now she owns her own business in addition to my story I wish I had a lot
addition to my story I wish I had a lot
addition to my story I wish I had a lot more and if all of them told their story
more and if all of them told their story
more and if all of them told their story guess how they would probably wind up
guess how they would probably wind up
guess how they would probably wind up their story they’d probably say just
their story they’d probably say just
their story they’d probably say just like me why not you if we can read you
like me why not you if we can read you
like me why not you if we can read you can read if we can change you can choose
can read if we can change you can choose
can read if we can change you can choose if we can figure it out you can figure
if we can figure it out you can figure
if we can figure it out you can figure it out if we can turn it around you can
it out if we can turn it around you can
it out if we can turn it around you can turn it around there isn’t anything you
turn it around there isn’t anything you
turn it around there isn’t anything you can’t accomplish that’s what those
can’t accomplish that’s what those
can’t accomplish that’s what those testimonials would say and so I want to
testimonials would say and so I want to
testimonials would say and so I want to say it to you personally why not you
say it to you personally why not you
say it to you personally why not you you’ve got the brains you’ve got the the
you’ve got the brains you’ve got the the
you’ve got the brains you’ve got the the stamina you’ve got the vitality you’ve
stamina you’ve got the vitality you’ve
stamina you’ve got the vitality you’ve got the interest you’ve got your life
got the interest you’ve got your life
got the interest you’ve got your life ahead of you you’ve got the future you
ahead of you you’ve got the future you
ahead of you you’ve got the future you can do it if anybody can do it you can
can do it if anybody can do it you can
can do it if anybody can do it you can do it if one of us can do it hey we all
do it if one of us can do it hey we all
do it if one of us can do it hey we all can do it and now here’s my last
can do it and now here’s my last
can do it and now here’s my last question why not now this is a good time
question why not now this is a good time
question why not now this is a good time as the 20th century starts to wind down
as the 20th century starts to wind down
as the 20th century starts to wind down a few more years as we get ready for
a few more years as we get ready for
a few more years as we get ready for century 21 what a good time to set your
century 21 what a good time to set your
century 21 what a good time to set your goals work on yourself work on your
goals work on yourself work on your
goals work on yourself work on your skills what a good time
skills what a good time
skills what a good time to get it together what a good time to
to get it together what a good time to
to get it together what a good time to start this process personal development
start this process personal development
start this process personal development growing changing developing having a
growing changing developing having a
growing changing developing having a good plan for your money and for your
good plan for your money and for your
good plan for your money and for your life and for your future why not now
life and for your future why not now
life and for your future why not now and I hope I have a chance to see you
and I hope I have a chance to see you
and I hope I have a chance to see you one of these days and share with you the
one of these days and share with you the
one of these days and share with you the experience the reaction response you
experience the reaction response you
experience the reaction response you might have had from my message today
might have had from my message today
might have had from my message today until I get a chance to see you on this
until I get a chance to see you on this
until I get a chance to see you on this side of the world or the other side of
side of the world or the other side of
side of the world or the other side of the world in some school or some seminar
the world in some school or some seminar
the world in some school or some seminar or maybe I’ll come and speak for a
or maybe I’ll come and speak for a
or maybe I’ll come and speak for a company that you work for some day I
company that you work for some day I
company that you work for some day I hope I get a chance to meet you till
hope I get a chance to meet you till
hope I get a chance to meet you till then I wish you the best I want all that
then I wish you the best I want all that
then I wish you the best I want all that I have gotten to be yours and much much
I have gotten to be yours and much much
I have gotten to be yours and much much god bless
”
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