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GREATEST SPEECH EVER – Jim Rohn on Education and Success | MOST INSPIRING!


what a pleasure it is for me to come and

what a pleasure it is for me to come and visit with you for just a few minutes

visit with you for just a few minutes

visit with you for just a few minutes here today tell you briefly a little bit

here today tell you briefly a little bit

here today tell you briefly a little bit about my story and share some ideas that

about my story and share some ideas that

about my story and share some ideas that might be beneficial I’ve lectured in

might be beneficial I’ve lectured in

might be beneficial I’ve lectured in some high school classrooms in

some high school classrooms in

some high school classrooms in California and Arizona and some

California and Arizona and some

California and Arizona and some universities and colleges Pepperdine

universities and colleges Pepperdine

universities and colleges Pepperdine University San Diego State Arizona State

University San Diego State Arizona State

University San Diego State Arizona State University and so I’ve had a chance to

University and so I’ve had a chance to

University and so I’ve had a chance to talk to kids that are interested in

talk to kids that are interested in

talk to kids that are interested in themselves and interested in their

themselves and interested in their

themselves and interested in their future interested in America interested

future interested in America interested

future interested in America interested in what they can do with their lives and

in what they can do with their lives and

in what they can do with their lives and listening to stories that might be

listening to stories that might be

listening to stories that might be beneficial and I don’t have a chance to

beneficial and I don’t have a chance to

beneficial and I don’t have a chance to you know visit all of the schools and

you know visit all of the schools and

you know visit all of the schools and universities around the world so this is

universities around the world so this is

universities around the world so this is a great chance for me by video to have a

a great chance for me by video to have a

a great chance for me by video to have a chance to tell you my story just briefly

chance to tell you my story just briefly

chance to tell you my story just briefly let me tell you my story I grew up in

let me tell you my story I grew up in

let me tell you my story I grew up in Idaho farm country my father still lives

Idaho farm country my father still lives

Idaho farm country my father still lives on the old homestead where I grew up

on the old homestead where I grew up

on the old homestead where I grew up south western Idaho he’ll be 91 his next

south western Idaho he’ll be 91 his next

south western Idaho he’ll be 91 his next birthday and I’m very proud of him I

birthday and I’m very proud of him I

birthday and I’m very proud of him I went to high school I graduated I went

went to high school I graduated I went

went to high school I graduated I went to college one year halfway through my

to college one year halfway through my

to college one year halfway through my second year I decided I was smart enough

second year I decided I was smart enough

second year I decided I was smart enough so I quit

so I quit

so I quit one of my major mistakes I should have

one of my major mistakes I should have

one of my major mistakes I should have stayed in school but I thought you know

stayed in school but I thought you know

stayed in school but I thought you know heck I’m smart enough to get a job and

heck I’m smart enough to get a job and

heck I’m smart enough to get a job and back then I thought you know that was it

back then I thought you know that was it

back then I thought you know that was it if you’re smart enough to get a job what

if you’re smart enough to get a job what

if you’re smart enough to get a job what else would you need found out later a

else would you need found out later a

else would you need found out later a big mistake but anyway I quit school at

big mistake but anyway I quit school at

big mistake but anyway I quit school at age 19 went to work a little while later

age 19 went to work a little while later

age 19 went to work a little while later persuaded a beautiful young lady to

persuaded a beautiful young lady to

persuaded a beautiful young lady to marry me with a lot of fancy promises

marry me with a lot of fancy promises

marry me with a lot of fancy promises and fortunately for me we got married a

and fortunately for me we got married a

and fortunately for me we got married a little while later I started my family

little while later I started my family

little while later I started my family and I’m out there working hard doing the

and I’m out there working hard doing the

and I’m out there working hard doing the best I thought I could but year by year

best I thought I could but year by year

best I thought I could but year by year I kept falling a little further behind

I kept falling a little further behind

I kept falling a little further behind you know buying a little more than I

you know buying a little more than I

you know buying a little more than I could conveniently pay for on time and

could conveniently pay for on time and

could conveniently pay for on time and the creditors are finally starting to

the creditors are finally starting to

the creditors are finally starting to call saying hey you told us the check

call saying hey you told us the check

call saying hey you told us the check was

was

was the mail I’m not feeling it all good

the mail I’m not feeling it all good

the mail I’m not feeling it all good about that about age 25

about that about age 25

about that about age 25 I’ve got pennies in my pocket I’ve got

I’ve got pennies in my pocket I’ve got

I’ve got pennies in my pocket I’ve got nothing in the bank and way behind on my

nothing in the bank and way behind on my

nothing in the bank and way behind on my big mouth promises to my family and

big mouth promises to my family and

big mouth promises to my family and wondering what could I do to make my

wondering what could I do to make my

wondering what could I do to make my life better I was willing to work hard

life better I was willing to work hard

life better I was willing to work hard that was not my problem

that was not my problem

that was not my problem but I just wasn’t making the progress I

but I just wasn’t making the progress I

but I just wasn’t making the progress I wanted to make and then good fortune

wanted to make and then good fortune

wanted to make and then good fortune came my way sometimes it’s difficult to

came my way sometimes it’s difficult to

came my way sometimes it’s difficult to describe good fortune why something

describe good fortune why something

describe good fortune why something remarkable happens to you at a

remarkable happens to you at a

remarkable happens to you at a particular time

particular time

particular time one of my friends says well hey things

one of my friends says well hey things

one of my friends says well hey things don’t just happen things happen just and

don’t just happen things happen just and

don’t just happen things happen just and maybe that’s it I don’t know but my good

maybe that’s it I don’t know but my good

maybe that’s it I don’t know but my good fortune was I had a chance to meet a

fortune was I had a chance to meet a

fortune was I had a chance to meet a very wealthy man his name was mr. show

very wealthy man his name was mr. show

very wealthy man his name was mr. show mr. ill show a friend of mine had gone

mr. ill show a friend of mine had gone

mr. ill show a friend of mine had gone to work for him

to work for him

to work for him and he started telling me about this man

and he started telling me about this man

and he started telling me about this man he said you gotta meet this man he’s

he said you gotta meet this man he’s

he said you gotta meet this man he’s rich but he’s easy to talk to

rich but he’s easy to talk to

rich but he’s easy to talk to and he’s got a remarkable philosophy of

and he’s got a remarkable philosophy of

and he’s got a remarkable philosophy of life and he kept going on and I thought

life and he kept going on and I thought

life and he kept going on and I thought well I’ve got to meet this man so

well I’ve got to meet this man so

well I’ve got to meet this man so shortly after that I had a chance to

shortly after that I had a chance to

shortly after that I had a chance to meet this mr. show and I was impressed

meet this mr. show and I was impressed

meet this mr. show and I was impressed he was rich he was easy to talk to

he was rich he was easy to talk to

he was rich he was easy to talk to within a few minutes I was dazzled and I

within a few minutes I was dazzled and I

within a few minutes I was dazzled and I said to myself I would give anything if

said to myself I would give anything if

said to myself I would give anything if I could be like that rich and easy to

I could be like that rich and easy to

I could be like that rich and easy to talk to what would it take and then I

talk to what would it take and then I

talk to what would it take and then I thought if I could just get around

thought if I could just get around

thought if I could just get around somebody like him and if he would teach

somebody like him and if he would teach

somebody like him and if he would teach me and coach me I would do it all and

me and coach me I would do it all and

me and coach me I would do it all and that was my good fortune a few months

that was my good fortune a few months

that was my good fortune a few months later this wealthy man mr. show hired me

later this wealthy man mr. show hired me

later this wealthy man mr. show hired me and gave me a job and I went to work for

and gave me a job and I went to work for

and gave me a job and I went to work for him but I spent the next five years in

him but I spent the next five years in

him but I spent the next five years in his employ and then unfortunately at age

his employ and then unfortunately at age

his employ and then unfortunately at age 49 he died but I got to spend five years

49 he died but I got to spend five years

49 he died but I got to spend five years with this remarkable man his last five

with this remarkable man his last five

with this remarkable man his last five years of his life and the first five

years of his life and the first five

years of his life and the first five years of my new life and my dream came

years of my new life and my dream came

years of my new life and my dream came true during that five year period this

true during that five year period this

true during that five year period this man took the time to teach me and coach

man took the time to teach me and coach

man took the time to teach me and coach me he taught me the books to read he

me he taught me the books to read he

me he taught me the books to read he taught me the disciplines and he taught

taught me the disciplines and he taught

taught me the disciplines and he taught me the skills and he taught me the

me the skills and he taught me the

me the skills and he taught me the changes to make in my language and

changes to make in my language and

changes to make in my language and personality and the things he shared

personality and the things he shared

personality and the things he shared with me during that five years changed

with me during that five years changed

with me during that five years changed my whole life changed my income changed

my whole life changed my income changed

my whole life changed my income changed my bank account changed my future I’ve

my bank account changed my future I’ve

my bank account changed my future I’ve never been the same by the time I was 31

never been the same by the time I was 31

never been the same by the time I was 31 years old I was a millionaire so he

years old I was a millionaire so he

years old I was a millionaire so he taught me economics as well so how lucky

taught me economics as well so how lucky

taught me economics as well so how lucky can you get to meet the right person at

can you get to meet the right person at

can you get to meet the right person at the right time who takes the time to

the right time who takes the time to

the right time who takes the time to share with you ideas that can change

share with you ideas that can change

share with you ideas that can change your life a lot of rich people right

your life a lot of rich people right

your life a lot of rich people right don’t take

don’t take

don’t take but he did and he also had the ability

but he did and he also had the ability

but he did and he also had the ability some people want to share their

some people want to share their

some people want to share their experiences but they don’t quite know

experiences but they don’t quite know

experiences but they don’t quite know how to say it but he had it all and he

how to say it but he had it all and he

how to say it but he had it all and he used language that I could understand

used language that I could understand

used language that I could understand and those ideas greatly affected my life

and those ideas greatly affected my life

and those ideas greatly affected my life I wish he was still alive today if he

I wish he was still alive today if he

I wish he was still alive today if he was I’d be calling him today one more

was I’d be calling him today one more

was I’d be calling him today one more time thanking him for the time he spent

time thanking him for the time he spent

time thanking him for the time he spent with me sharing his life and his

with me sharing his life and his

with me sharing his life and his experiences that so dramatically

experiences that so dramatically

experiences that so dramatically affected my life then how I really came

affected my life then how I really came

affected my life then how I really came to be invited to speak to you today 30

to be invited to speak to you today 30

to be invited to speak to you today 30 plus years ago I was living in Beverly

plus years ago I was living in Beverly

plus years ago I was living in Beverly Hills California and a friend of mine

Hills California and a friend of mine

Hills California and a friend of mine one day said Jim you’ve got to come and

one day said Jim you’ve got to come and

one day said Jim you’ve got to come and tell your story to my service club you

tell your story to my service club you

tell your story to my service club you belong to the Rotary Club and he said I

belong to the Rotary Club and he said I

belong to the Rotary Club and he said I know your story Idaho farm boy makes it

know your story Idaho farm boy makes it

know your story Idaho farm boy makes it to Beverly Hills but he said I know my

to Beverly Hills but he said I know my

to Beverly Hills but he said I know my club members would love to hear your

club members would love to hear your

club members would love to hear your story would you come and and at our

story would you come and and at our

story would you come and and at our breakfast meeting and tell your story

breakfast meeting and tell your story

breakfast meeting and tell your story and I said ok so I arranged a little

and I said ok so I arranged a little

and I said ok so I arranged a little talk went and shared my story that

talk went and shared my story that

talk went and shared my story that morning and guess what they liked it and

morning and guess what they liked it and

morning and guess what they liked it and my phone rang another club called and

my phone rang another club called and

my phone rang another club called and said would you come and tell us that

said would you come and tell us that

said would you come and tell us that story my phone rings another club calls

story my phone rings another club calls

story my phone rings another club calls that we’ve heard about your story we

that we’ve heard about your story we

that we’ve heard about your story we have a luncheon meeting would you come

have a luncheon meeting would you come

have a luncheon meeting would you come share your story first thing I know I’m

share your story first thing I know I’m

share your story first thing I know I’m spending a little piece of my time

spending a little piece of my time

spending a little piece of my time giving these breakfast talks and

giving these breakfast talks and

giving these breakfast talks and luncheon talks and then one day a man

luncheon talks and then one day a man

luncheon talks and then one day a man who heard my talk about three times said

who heard my talk about three times said

who heard my talk about three times said would you come and talk to my management

would you come and talk to my management

would you come and talk to my management and sales people he said I’ve got this

and sales people he said I’ve got this

and sales people he said I’ve got this little company going and it’s he said if

little company going and it’s he said if

little company going and it’s he said if you would spend some time talking with

you would spend some time talking with

you would spend some time talking with my management and sales people I’d be

my management and sales people I’d be

my management and sales people I’d be happy to pay you and I thought wow

happy to pay you and I thought wow

happy to pay you and I thought wow wouldn’t that be something

wouldn’t that be something

wouldn’t that be something tell my story and my experiences and get

tell my story and my experiences and get

tell my story and my experiences and get paid he said I’d be happy too little did

paid he said I’d be happy too little did

paid he said I’d be happy too little did I know that was the beginning of a whole

I know that was the beginning of a whole

I know that was the beginning of a whole new brand new adventure for me in

new brand new adventure for me in

new brand new adventure for me in sharing my story in speeches and talks

sharing my story in speeches and talks

sharing my story in speeches and talks and seminars lectures and now this

and seminars lectures and now this

and seminars lectures and now this business become one of my most

business become one of my most

business become one of my most flourishing enterprises takes me around

flourishing enterprises takes me around

flourishing enterprises takes me around the world I went to many countries just

the world I went to many countries just

the world I went to many countries just this year had my largest audience early

this year had my largest audience early

this year had my largest audience early this year in Spain 12,000 people 10

this year in Spain 12,000 people 10

this year in Spain 12,000 people 10 different languages being translated at

different languages being translated at

different languages being translated at the same time the whole audience with

the same time the whole audience with

the same time the whole audience with the earphones on it’s interesting when

the earphones on it’s interesting when

the earphones on it’s interesting when you lecture with multi languages you

you lecture with multi languages you

you lecture with multi languages you know when you hit the punch line you

know when you hit the punch line you

know when you hit the punch line you know the Spanish laughs first and then

know the Spanish laughs first and then

know the Spanish laughs first and then the French get it and then finally the

the French get it and then finally the

the French get it and then finally the Italians get it

Italians get it

Italians get it and last the Germans finally get it and

and last the Germans finally get it and

and last the Germans finally get it and then I say hey the Germans finally got

then I say hey the Germans finally got

then I say hey the Germans finally got it I guess we can continue you know some

it I guess we can continue you know some

it I guess we can continue you know some languages take long longer to translate

languages take long longer to translate

languages take long longer to translate than other languages but what an

than other languages but what an

than other languages but what an exciting adventure for me I was in

exciting adventure for me I was in

exciting adventure for me I was in Israel this year I lectured in France my

Israel this year I lectured in France my

Israel this year I lectured in France my first trip to Prague Czechoslovakia

first trip to Prague Czechoslovakia

first trip to Prague Czechoslovakia Lisbon Portugal

Lisbon Portugal

Lisbon Portugal last year I was in London lecturing

last year I was in London lecturing

last year I was in London lecturing happened to be there the same night

happened to be there the same night

happened to be there the same night Pavarotti was singing in London so big

Pavarotti was singing in London so big

Pavarotti was singing in London so big dilemma for the people at London shall

dilemma for the people at London shall

dilemma for the people at London shall we go see Jim Rohn or shall we go listen

we go see Jim Rohn or shall we go listen

we go see Jim Rohn or shall we go listen to Pavarotti well I must admit he had

to Pavarotti well I must admit he had

to Pavarotti well I must admit he had more people and I did like a hundred and

more people and I did like a hundred and

more people and I did like a hundred and fifty thousand more he did a free

fifty thousand more he did a free

fifty thousand more he did a free concert in Hyde Park and they expected a

concert in Hyde Park and they expected a

concert in Hyde Park and they expected a quarter of a million but only a hundred

quarter of a million but only a hundred

quarter of a million but only a hundred and fifty thousand showed up because of

and fifty thousand showed up because of

and fifty thousand showed up because of rain

rain

rain and they all got soaked from Prince

and they all got soaked from Prince

and they all got soaked from Prince Charles on down but they sat in the rain

Charles on down but they sat in the rain

Charles on down but they sat in the rain and listened to Pavarotti I would have

and listened to Pavarotti I would have

and listened to Pavarotti I would have been happy that evening right to cancel

been happy that evening right to cancel

been happy that evening right to cancel my seminar and go sit in the rain and

my seminar and go sit in the rain and

my seminar and go sit in the rain and listen to Pavarotti anyway he and I have

listen to Pavarotti anyway he and I have

listen to Pavarotti anyway he and I have agreed now not to appear in the same

agreed now not to appear in the same

agreed now not to appear in the same city on the same day anymore

city on the same day anymore

city on the same day anymore not really but how exciting for me to be

not really but how exciting for me to be

not really but how exciting for me to be able to travel all around the world and

able to travel all around the world and

able to travel all around the world and share my story and then especially to

share my story and then especially to

share my story and then especially to have this chance today to come and visit

have this chance today to come and visit

have this chance today to come and visit with you and when I get a chance to

with you and when I get a chance to

with you and when I get a chance to speak at a at a high school class or a

speak at a at a high school class or a

speak at a at a high school class or a university class I’m always excited

university class I’m always excited

university class I’m always excited about it I’m limited in time so I wanted

about it I’m limited in time so I wanted

about it I’m limited in time so I wanted to use this way to come and share my

to use this way to come and share my

to use this way to come and share my story with you and some ideas that might

story with you and some ideas that might

story with you and some ideas that might be helpful in your career for the future

be helpful in your career for the future

be helpful in your career for the future in your now busy life as a student and

in your now busy life as a student and

in your now busy life as a student and then wherever you find yourself in the

then wherever you find yourself in the

then wherever you find yourself in the years to come some of the things I’m

years to come some of the things I’m

years to come some of the things I’m going to share with you I want you to

going to share with you I want you to

going to share with you I want you to remember for a long long time because

remember for a long long time because

remember for a long long time because the ideas I want to translate for you

the ideas I want to translate for you

the ideas I want to translate for you drastically affected my life and if I

drastically affected my life and if I

drastically affected my life and if I can share now and affect your life and

can share now and affect your life and

can share now and affect your life and you write me a letter or tell me in

you write me a letter or tell me in

you write me a letter or tell me in person someday mr. own I listen to your

person someday mr. own I listen to your

person someday mr. own I listen to your video and I watched it carefully and

video and I watched it carefully and

video and I watched it carefully and sure enough some of the ideas that you

sure enough some of the ideas that you

sure enough some of the ideas that you shared greatly affected me and here’s

shared greatly affected me and here’s

shared greatly affected me and here’s what’s happened to my bank account

what’s happened to my bank account

what’s happened to my bank account here’s what happened to me in school

here’s what happened to me in school

here’s what happened to me in school here’s what’s happening to my future

here’s what’s happening to my future

here’s what’s happening to my future that’ll give me great great satisfaction

that’ll give me great great satisfaction

that’ll give me great great satisfaction so the man who shared with me ideas that

so the man who shared with me ideas that

so the man who shared with me ideas that changed my life

changed my life

changed my life I want to share with you three of those

I want to share with you three of those

I want to share with you three of those basic subjects when I met him I was 25

basic subjects when I met him I was 25

basic subjects when I met him I was 25 years old and when I first got

years old and when I first got

years old and when I first got acquainted with him I used a lot of

acquainted with him I used a lot of

acquainted with him I used a lot of excuses as to why I wasn’t doing well

excuses as to why I wasn’t doing well

excuses as to why I wasn’t doing well and he said well tell me a little bit

and he said well tell me a little bit

and he said well tell me a little bit about your story and I told him you know

about your story and I told him you know

about your story and I told him you know I was behind on my bills had pennies in

I was behind on my bills had pennies in

I was behind on my bills had pennies in my pocket and nothing in the bank but I

my pocket and nothing in the bank but I

my pocket and nothing in the bank but I was embarrassed about being behind on my

was embarrassed about being behind on my

was embarrassed about being behind on my big mouth promises to my family and then

big mouth promises to my family and then

big mouth promises to my family and then he gave me one little simple phrase that

he gave me one little simple phrase that

he gave me one little simple phrase that really forever changed my life and

really forever changed my life and

really forever changed my life and here’s what he said mr. Owen if you want

here’s what he said mr. Owen if you want

here’s what he said mr. Owen if you want the future to change for you

the future to change for you

the future to change for you you’ve got to change and he said if you

you’ve got to change and he said if you

you’ve got to change and he said if you don’t change the next six years of your

don’t change the next six years of your

don’t change the next six years of your life is gonna be just like the last six

life is gonna be just like the last six

life is gonna be just like the last six you’ll still be behind on your bills

you’ll still be behind on your bills

you’ll still be behind on your bills you’ll still be behind on your promises

you’ll still be behind on your promises

you’ll still be behind on your promises but then he gave it to me in the form of

but then he gave it to me in the form of

but then he gave it to me in the form of a promise when I was 25 years old I’ve

a promise when I was 25 years old I’ve

a promise when I was 25 years old I’ve remembered it all these years and I’ve

remembered it all these years and I’ve

remembered it all these years and I’ve shared this promise now with probably

shared this promise now with probably

shared this promise now with probably over three million people in the last 30

over three million people in the last 30

over three million people in the last 30 plus years and it’s gonna be valid for

plus years and it’s gonna be valid for

plus years and it’s gonna be valid for you so listen carefully to this promise

you so listen carefully to this promise

you so listen carefully to this promise my teacher said to me young man if you

my teacher said to me young man if you

my teacher said to me young man if you will change everything will change for

will change everything will change for

will change everything will change for you if you will get better everything

you if you will get better everything

you if you will get better everything will get better for you what a clear

will get better for you what a clear

will get better for you what a clear message that was for me he said if

message that was for me he said if

message that was for me he said if you’ll change your philosophy if you’ll

you’ll change your philosophy if you’ll

you’ll change your philosophy if you’ll change your habits if you’ll refine your

change your habits if you’ll refine your

change your habits if you’ll refine your thinking if you’ll change and accept

thinking if you’ll change and accept

thinking if you’ll change and accept some new disciplines if you’ll turn the

some new disciplines if you’ll turn the

some new disciplines if you’ll turn the corner where you’ve been in the past and

corner where you’ve been in the past and

corner where you’ve been in the past and go for a new life for the future

go for a new life for the future

go for a new life for the future he said all kinds of remarkable things

he said all kinds of remarkable things

he said all kinds of remarkable things will happen for you if you will change

will happen for you if you will change

will happen for you if you will change before I met mr. show if I used to cross

before I met mr. show if I used to cross

before I met mr. show if I used to cross my fingers and say I sure hope things

my fingers and say I sure hope things

my fingers and say I sure hope things will change I was hoping the government

will change I was hoping the government

will change I was hoping the government would change and the tax structure would

would change and the tax structure would

would change and the tax structure would change and that my boss would change and

change and that my boss would change and

change and that my boss would change and pay me more money I was hoping that you

pay me more money I was hoping that you

pay me more money I was hoping that you know economics would change and prices

know economics would change and prices

know economics would change and prices would come down and I was hoping that

would come down and I was hoping that

would come down and I was hoping that circumstances would get better and then

circumstances would get better and then

circumstances would get better and then I discovered from my teacher that those

I discovered from my teacher that those

I discovered from my teacher that those things are gonna continue the same in

things are gonna continue the same in

things are gonna continue the same in fact all of those things that happen to

fact all of those things that happen to

fact all of those things that happen to us is kind of like the wind that blows

us is kind of like the wind that blows

us is kind of like the wind that blows and the wind blows on us all

and the wind blows on us all

and the wind blows on us all in fact in America especially the last

in fact in America especially the last

in fact in America especially the last six and a half thousand years of

six and a half thousand years of

six and a half thousand years of recorded history we’ve got probably the

recorded history we’ve got probably the

recorded history we’ve got probably the most favorable wind that’s ever bloom

most favorable wind that’s ever bloom

most favorable wind that’s ever bloom economics and circumstances living in a

economics and circumstances living in a

economics and circumstances living in a free country democracy and freedom an

free country democracy and freedom an

free country democracy and freedom an excellent economy sure we struggle at

excellent economy sure we struggle at

excellent economy sure we struggle at times but compared to the rest of the

times but compared to the rest of the

times but compared to the rest of the world in the last six and a half

world in the last six and a half

world in the last six and a half thousand years we’ve got the best wind

thousand years we’ve got the best wind

thousand years we’ve got the best wind ever but if you just let the wind blow

ever but if you just let the wind blow

ever but if you just let the wind blow I’m telling you it won’t take you where

I’m telling you it won’t take you where

I’m telling you it won’t take you where you want to go all of us must use this

you want to go all of us must use this

you want to go all of us must use this wind to take us to the dreams we’ve got

wind to take us to the dreams we’ve got

wind to take us to the dreams we’ve got to the equities we want to the money we

to the equities we want to the money we

to the equities we want to the money we want to the income we want and to all

want to the income we want and to all

want to the income we want and to all the things we want our life to have this

the things we want our life to have this

the things we want our life to have this is where we want to go and we’ve got a

is where we want to go and we’ve got a

is where we want to go and we’ve got a good wind but we must not leave our

good wind but we must not leave our

good wind but we must not leave our future just to the wind just to the

future just to the wind just to the

future just to the wind just to the economy just to the structure of the way

economy just to the structure of the way

economy just to the structure of the way things are happening today here’s what

things are happening today here’s what

things are happening today here’s what we must learn to do and that is set a

we must learn to do and that is set a

we must learn to do and that is set a good sane and if you’ll learn to set a

good sane and if you’ll learn to set a

good sane and if you’ll learn to set a good sail and that’s what my teacher

good sail and that’s what my teacher

good sail and that’s what my teacher taught me in those early days he said

taught me in those early days he said

taught me in those early days he said mr. Owen the wind is gonna blow however

mr. Owen the wind is gonna blow however

mr. Owen the wind is gonna blow however it’s gonna blow politics are gonna be

it’s gonna blow politics are gonna be

it’s gonna blow politics are gonna be politics and the economy is gonna be the

politics and the economy is gonna be the

politics and the economy is gonna be the economy and however it turns out that’s

economy and however it turns out that’s

economy and however it turns out that’s the way it’s gonna be what you must

the way it’s gonna be what you must

the way it’s gonna be what you must learn to do is not to wish for a better

learn to do is not to wish for a better

learn to do is not to wish for a better win that’s naive the key is to wish for

win that’s naive the key is to wish for

win that’s naive the key is to wish for the wisdom and the skills and the

the wisdom and the skills and the

the wisdom and the skills and the learning so that you can set a better

learning so that you can set a better

learning so that you can set a better sail and so that’s what I did at age 25

sail and so that’s what I did at age 25

sail and so that’s what I did at age 25 I went to work not on the economy I went

I went to work not on the economy I went

I went to work not on the economy I went to work not on the community I didn’t go

to work not on the community I didn’t go

to work not on the community I didn’t go to work to try to change the government

to work to try to change the government

to work to try to change the government I didn’t go to work to try to change my

I didn’t go to work to try to change my

I didn’t go to work to try to change my boss or the company I didn’t go to work

boss or the company I didn’t go to work

boss or the company I didn’t go to work to try to change circumstances I went to

to try to change circumstances I went to

to try to change circumstances I went to work to try to change myself and I

work to try to change myself and I

work to try to change myself and I picked up that promise my teacher shared

picked up that promise my teacher shared

picked up that promise my teacher shared with me that if I would change my income

with me that if I would change my income

with me that if I would change my income would change if I would change my bank

would change if I would change my bank

would change if I would change my bank account would change if I would change

account would change if I would change

account would change if I would change my future would change and sure enough

my future would change and sure enough

my future would change and sure enough his promise came true

his promise came true

his promise came true for me the first six years of my

for me the first six years of my

for me the first six years of my economic life I wound up broke those

economic life I wound up broke those

economic life I wound up broke those pennies in my pocket nothing in the bank

pennies in my pocket nothing in the bank

pennies in my pocket nothing in the bank behind on my promises the second six

behind on my promises the second six

behind on my promises the second six years of my economic life I wound up

years of my economic life I wound up

years of my economic life I wound up rich but interesting ly enough the

rich but interesting ly enough the

rich but interesting ly enough the second six years of my economic life the

second six years of my economic life the

second six years of my economic life the government was about the same and the

government was about the same and the

government was about the same and the economy was about the same you know the

economy was about the same you know the

economy was about the same you know the companies were about the same what they

companies were about the same what they

companies were about the same what they paid was the same circumstances around

paid was the same circumstances around

paid was the same circumstances around me were the same you know my negative

me were the same you know my negative

me were the same you know my negative relatives were the same but I was not

relatives were the same but I was not

relatives were the same but I was not the same that’s how my life changed

the same that’s how my life changed

the same that’s how my life changed that’s how things started working for me

that’s how things started working for me

that’s how things started working for me changing my life all those years ago so

changing my life all those years ago so

changing my life all those years ago so that’s what I wanted to share with you

that’s what I wanted to share with you

that’s what I wanted to share with you to begin with this beginning of what mr.

to begin with this beginning of what mr.

to begin with this beginning of what mr. show shared with me that if I wanted my

show shared with me that if I wanted my

show shared with me that if I wanted my life to change this was what I was going

life to change this was what I was going

life to change this was what I was going to have to do and so he broke it down

to have to do and so he broke it down

to have to do and so he broke it down into three subjects that really made an

into three subjects that really made an

into three subjects that really made an impact on my life and I want to share

impact on my life and I want to share

impact on my life and I want to share those with you the first subject he

those with you the first subject he

those with you the first subject he called personal development

called personal development

called personal development and the second subject he called setting

and the second subject he called setting

and the second subject he called setting goals and the third was how to become

goals and the third was how to become

goals and the third was how to become financially independent and I’d like to

financially independent and I’d like to

financially independent and I’d like to give you just a few clues from those

give you just a few clues from those

give you just a few clues from those three major subjects that so

three major subjects that so

three major subjects that so dramatically affected my life and let’s

dramatically affected my life and let’s

dramatically affected my life and let’s get started

get started

get started the first one is personal development

the first one is personal development

the first one is personal development now in illustrating personal development

mr. shelf my teacher started with money

mr. shelf my teacher started with money you know money’s not the only place to

you know money’s not the only place to

you know money’s not the only place to start in talking personal development

start in talking personal development

start in talking personal development but it’s where he started so let me

but it’s where he started so let me

but it’s where he started so let me share the thoughts he shared with me

share the thoughts he shared with me

share the thoughts he shared with me back then let me share them with you

back then let me share them with you

back then let me share them with you here’s the best lesson I can give you on

here’s the best lesson I can give you on

here’s the best lesson I can give you on economics it’s very simple we get paid

economics it’s very simple we get paid

economics it’s very simple we get paid for bringing value to the marketplace

for bringing value to the marketplace

for bringing value to the marketplace that’s about as simple as I can put

that’s about as simple as I can put

that’s about as simple as I can put economics we get paid for bringing value

economics we get paid for bringing value

economics we get paid for bringing value to the marketplace now it takes time to

to the marketplace now it takes time to

to the marketplace now it takes time to bring value to the marketplace however

bring value to the marketplace however

bring value to the marketplace however we do not get paid for time so we cross

we do not get paid for time so we cross

we do not get paid for time so we cross that out

that out

that out mistakenly the man says I’m making about

mistakenly the man says I’m making about

mistakenly the man says I’m making about $20 for an hour not true if that was

$20 for an hour not true if that was

$20 for an hour not true if that was true you could just stay home right

true you could just stay home right

true you could just stay home right haven’t sends your money

haven’t sends your money

haven’t sends your money so that’s not true we don’t get paid for

so that’s not true we don’t get paid for

so that’s not true we don’t get paid for time we get paid for value rock to the

time we get paid for value rock to the

time we get paid for value rock to the marketplace now since that’s true here’s

marketplace now since that’s true here’s

marketplace now since that’s true here’s one of the key questions of my talk to

one of the key questions of my talk to

one of the key questions of my talk to you today is it possible to become twice

you today is it possible to become twice

you today is it possible to become twice as valuable to the marketplace and make

as valuable to the marketplace and make

as valuable to the marketplace and make twice as much money in the same time is

twice as much money in the same time is

twice as much money in the same time is that possible answers yes could you

that possible answers yes could you

that possible answers yes could you become three times as valuable as you

become three times as valuable as you

become three times as valuable as you might be right now to the marketplace

might be right now to the marketplace

might be right now to the marketplace and make three times as much money in

and make three times as much money in

and make three times as much money in the same time and the answer is yes five

the same time and the answer is yes five

the same time and the answer is yes five times ten times of course America is

times ten times of course America is

times ten times of course America is unique it’s a ladder decline it starts

unique it’s a ladder decline it starts

unique it’s a ladder decline it starts down here let’s say at five dollars an

down here let’s say at five dollars an

down here let’s say at five dollars an hour and it keeps going up top income

hour and it keeps going up top income

hour and it keeps going up top income last year eighty million dollars the guy

last year eighty million dollars the guy

last year eighty million dollars the guy who runs coca-cola now that’s a heck of

who runs coca-cola now that’s a heck of

who runs coca-cola now that’s a heck of a ladder that’s why everybody wants to

a ladder that’s why everybody wants to

a ladder that’s why everybody wants to come here right the boat people are not

come here right the boat people are not

come here right the boat people are not headed for Vietnam people haven’t

headed for Vietnam people haven’t

headed for Vietnam people haven’t plotted and schemed for 50 years saying

plotted and schemed for 50 years saying

plotted and schemed for 50 years saying if I could just get to Poland everything

if I could just get to Poland everything

if I could just get to Poland everything and be okay

and be okay

and be okay not true everybody wants to come to

not true everybody wants to come to

not true everybody wants to come to America and the reason is because we’ve

America and the reason is because we’ve

America and the reason is because we’ve got the best wind ever blowing in our

got the best wind ever blowing in our

got the best wind ever blowing in our favor we’ve got the best economic

favor we’ve got the best economic

favor we’ve got the best economic opportunity anybody’s had in six and a

opportunity anybody’s had in six and a

opportunity anybody’s had in six and a half thousand years and all you have to

half thousand years and all you have to

half thousand years and all you have to do is understand it and take advantage

do is understand it and take advantage

do is understand it and take advantage of it now there’s some key questions to

of it now there’s some key questions to

of it now there’s some key questions to ask here why would the marketplace pay

ask here why would the marketplace pay

ask here why would the marketplace pay someone only five dollars an hour very

someone only five dollars an hour very

someone only five dollars an hour very simple answer they’re not very valuable

simple answer they’re not very valuable

simple answer they’re not very valuable to the marketplace

to the marketplace

to the marketplace now we must underline to the marketplace

now we must underline to the marketplace

now we must underline to the marketplace this person might be a very valuable

this person might be a very valuable

this person might be a very valuable brother yes remember the family valuable

brother yes remember the family valuable

brother yes remember the family valuable yes valuable member of the church of

yes valuable member of the church of

yes valuable member of the church of course valuable citizen of the country

course valuable citizen of the country

course valuable citizen of the country yes

yes

yes valuable in the sight of God no doubt

valuable in the sight of God no doubt

valuable in the sight of God no doubt we’re all of equal value in the sight of

we’re all of equal value in the sight of

we’re all of equal value in the sight of God but if you’re not very valuable to

God but if you’re not very valuable to

God but if you’re not very valuable to the marketplace you don’t get much money

the marketplace you don’t get much money

the marketplace you don’t get much money you say well it shouldn’t be that way

you say well it shouldn’t be that way

you say well it shouldn’t be that way well then you got to start your own

well then you got to start your own

well then you got to start your own country you know this one’s been in

country you know this one’s been in

country you know this one’s been in process for 200 years and this is the

process for 200 years and this is the

process for 200 years and this is the best we’ve been able to come up with so

best we’ve been able to come up with so

best we’ve been able to come up with so far but here’s the key you don’t have to

far but here’s the key you don’t have to

far but here’s the key you don’t have to stay here now there was a big debate in

stay here now there was a big debate in

stay here now there was a big debate in Congress last year that this $5.00 was

Congress last year that this $5.00 was

Congress last year that this $5.00 was not enough should be six should be six

not enough should be six should be six

not enough should be six should be six should be six but we don’t need

should be six but we don’t need

should be six but we don’t need legislation six is already on this

legislation six is already on this

legislation six is already on this ladder the next step up you know if you

ladder the next step up you know if you

ladder the next step up you know if you work for McDonald’s they’ll pay you five

work for McDonald’s they’ll pay you five

work for McDonald’s they’ll pay you five dollars an hour to take out the trash if

dollars an hour to take out the trash if

dollars an hour to take out the trash if you whistle while you take out the trash

you whistle while you take out the trash

you whistle while you take out the trash they’ll pay you six dollars an hour so

they’ll pay you six dollars an hour so

they’ll pay you six dollars an hour so we don’t need the legislation you need

we don’t need the legislation you need

we don’t need the legislation you need to just need to take lessons on how to

to just need to take lessons on how to

to just need to take lessons on how to whistle have a good attitude

whistle have a good attitude

whistle have a good attitude now as you begin to climb this ladder

now as you begin to climb this ladder

now as you begin to climb this ladder why would the marketplace pay some

why would the marketplace pay some

why would the marketplace pay some people $50 an hour

people $50 an hour

people $50 an hour answer evidently they must be more

answer evidently they must be more

answer evidently they must be more valuable to the marketplace ten times

valuable to the marketplace ten times

valuable to the marketplace ten times more valuable and is that possible for

more valuable and is that possible for

more valuable and is that possible for someone to be 10 times more valuable and

someone to be 10 times more valuable and

someone to be 10 times more valuable and earn $50 an hour instead of five and the

earn $50 an hour instead of five and the

earn $50 an hour instead of five and the answer is yes that’s what America is all

answer is yes that’s what America is all

answer is yes that’s what America is all about

about

about now why would the marketplace pay some

now why would the marketplace pay some

now why would the marketplace pay some people $500 an hour evidently this

people $500 an hour evidently this

people $500 an hour evidently this person must be much more valuable to the

person must be much more valuable to the

person must be much more valuable to the marketplace that’s what’s important to

marketplace that’s what’s important to

marketplace that’s what’s important to understand to the marketplace and with

understand to the marketplace and with

understand to the marketplace and with the marketplace pay one person eighty

the marketplace pay one person eighty

the marketplace pay one person eighty million dollars for one year’s work and

million dollars for one year’s work and

million dollars for one year’s work and the answer is of course if you help the

the answer is of course if you help the

the answer is of course if you help the company make a billion dollars would

company make a billion dollars would

company make a billion dollars would they pay you 80 million I’m telling you

they pay you 80 million I’m telling you

they pay you 80 million I’m telling you it is possible and that’s why America is

it is possible and that’s why America is

it is possible and that’s why America is so exciting that’s why this financial

so exciting that’s why this financial

so exciting that’s why this financial ladder is so exciting it’s possible for

ladder is so exciting it’s possible for

ladder is so exciting it’s possible for all of this to come true for all of you

all of this to come true for all of you

all of this to come true for all of you no matter where you start as a student

no matter where you start as a student

no matter where you start as a student in school just getting started out there

in school just getting started out there

in school just getting started out there in the workplace this is all possible

in the workplace this is all possible

in the workplace this is all possible for you now mr. shelf gave me the clue

for you now mr. shelf gave me the clue

for you now mr. shelf gave me the clue on how to climb this ladder as high as I

on how to climb this ladder as high as I

on how to climb this ladder as high as I wanted to climb

wanted to climb

wanted to climb now we’re talking primarily economics

now we’re talking primarily economics

now we’re talking primarily economics here there’s a lot of other ways to

here there’s a lot of other ways to

here there’s a lot of other ways to become valuable to your family valuable

become valuable to your family valuable

become valuable to your family valuable to your friends valuable to the

to your friends valuable to the

to your friends valuable to the community valuable to the team right

community valuable to the team right

community valuable to the team right valuable to the to the team effort

valuable to the to the team effort

valuable to the to the team effort valuable to the concert but here’s what

valuable to the concert but here’s what

valuable to the concert but here’s what he said to me in climbing this ladder

he said to me in climbing this ladder

he said to me in climbing this ladder economically all you have to do is work

economically all you have to do is work

economically all you have to do is work harder on yourself than you do on your

harder on yourself than you do on your

harder on yourself than you do on your job

job

job once I heard that it made sense to me I

once I heard that it made sense to me I

once I heard that it made sense to me I kept hoping that everything else would

kept hoping that everything else would

kept hoping that everything else would change around me found out that if I

change around me found out that if I

change around me found out that if I went to work on myself worked on my

went to work on myself worked on my

went to work on myself worked on my skills worked on my language if I became

skills worked on my language if I became

skills worked on my language if I became better than I was

better than I was

better than I was each year if I grew in skills and

each year if I grew in skills and

each year if I grew in skills and language vocabulary and competence then

language vocabulary and competence then

language vocabulary and competence then I would become attractive to the

I would become attractive to the

I would become attractive to the marketplace not very long ago the

marketplace not very long ago the

marketplace not very long ago the company called me and said mr. Owen

company called me and said mr. Owen

company called me and said mr. Owen we’re expanding internationally we’d

we’re expanding internationally we’d

we’re expanding internationally we’d like to have a bit of your expertise to

like to have a bit of your expertise to

like to have a bit of your expertise to help us would you give us a bit of your

help us would you give us a bit of your

help us would you give us a bit of your time we’ll add some millions to your

time we’ll add some millions to your

time we’ll add some millions to your fortune and I said okay and I thought

fortune and I said okay and I thought

fortune and I said okay and I thought later isn’t that interesting they would

later isn’t that interesting they would

later isn’t that interesting they would call me then my second thought was of

call me then my second thought was of

call me then my second thought was of course they’d call me who else would

course they’d call me who else would

course they’d call me who else would they call I can get the job done now

they call I can get the job done now

they call I can get the job done now what a contrast for me farm boy from

what a contrast for me farm boy from

what a contrast for me farm boy from Idaho raised in obscurity parents of

Idaho raised in obscurity parents of

Idaho raised in obscurity parents of modest means broke when I was 25 how

modest means broke when I was 25 how

modest means broke when I was 25 how come I would get a telephone call and

come I would get a telephone call and

come I would get a telephone call and someone offered me a lot of money to

someone offered me a lot of money to

someone offered me a lot of money to help them in expanding around the world

help them in expanding around the world

help them in expanding around the world simple answer evidently something

simple answer evidently something

simple answer evidently something happened to me between age 25 and where

happened to me between age 25 and where

happened to me between age 25 and where I am today and I can tell you where it

I am today and I can tell you where it

I am today and I can tell you where it all started from my teacher mr. Shaw who

all started from my teacher mr. Shaw who

all started from my teacher mr. Shaw who said to me we don’t have to change

said to me we don’t have to change

said to me we don’t have to change what’s going on out there that’s the

what’s going on out there that’s the

what’s going on out there that’s the wind that’s blowing all we have to do is

wind that’s blowing all we have to do is

wind that’s blowing all we have to do is change what’s going on in here

change what’s going on in here

change what’s going on in here and now there are several ways to do

and now there are several ways to do

and now there are several ways to do that on personal development and let me

that on personal development and let me

that on personal development and let me give you those ways here’s the first one

give you those ways here’s the first one

give you those ways here’s the first one we must learn from personal experience

we must learn from personal experience

we must learn from personal experience pretty simple

pretty simple

pretty simple learn what happens to you take a look

learn what happens to you take a look

learn what happens to you take a look back over the last few months did you

back over the last few months did you

back over the last few months did you make some mistakes how could you correct

make some mistakes how could you correct

make some mistakes how could you correct those for the future take a look back

those for the future take a look back

those for the future take a look back over the last year have you done it

over the last year have you done it

over the last year have you done it right or done it wrong let’s correct it

right or done it wrong let’s correct it

right or done it wrong let’s correct it for the next year

for the next year

for the next year learn from your personal experience

learn from your personal experience

learn from your personal experience mister chef asked me when I first met

mister chef asked me when I first met

mister chef asked me when I first met him said mr. own how are you doing

him said mr. own how are you doing

him said mr. own how are you doing you’ve been out there now six years and

you’ve been out there now six years and

you’ve been out there now six years and I said I’m not doing very well he said I

I said I’m not doing very well he said I

I said I’m not doing very well he said I suggest you not do that anymore what a

suggest you not do that anymore what a

suggest you not do that anymore what a simple Swift analysis to my situation he

simple Swift analysis to my situation he

simple Swift analysis to my situation he said if you keep doing it the next six

said if you keep doing it the next six

said if you keep doing it the next six years will be like the last six you

years will be like the last six you

years will be like the last six you don’t want that to happen let’s make the

don’t want that to happen let’s make the

don’t want that to happen let’s make the changes so learn from your personal

changes so learn from your personal

changes so learn from your personal experience now here is number two why I

experience now here is number two why I

experience now here is number two why I came to share this video experience with

came to share this video experience with

came to share this video experience with you today and that I call it ope other

you today and that I call it ope other

you today and that I call it ope other people’s experiences that’s me other

people’s experiences that’s me other

people’s experiences that’s me other people that’s your teacher other people

people that’s your teacher other people

people that’s your teacher other people that’s your friends and colleagues other

that’s your friends and colleagues other

that’s your friends and colleagues other people the people you meet that can pass

people the people you meet that can pass

people the people you meet that can pass along to you their experiences what’s

along to you their experiences what’s

along to you their experiences what’s happened to them the mistakes they made

happened to them the mistakes they made

happened to them the mistakes they made how they corrected them how they change

how they corrected them how they change

how they corrected them how they change their health and change their bank

their health and change their bank

their health and change their bank account and change their income and

account and change their income and

account and change their income and change their future that’s it other

change their future that’s it other

change their future that’s it other people now there’s two kinds of people

people now there’s two kinds of people

people now there’s two kinds of people to learn from one as failures

to learn from one as failures

to learn from one as failures it’s too bad failures don’t give

it’s too bad failures don’t give

it’s too bad failures don’t give seminars right that would be valuable

seminars right that would be valuable

seminars right that would be valuable bring your notebook have them tell you

bring your notebook have them tell you

bring your notebook have them tell you how they lost it all and threw it all

how they lost it all and threw it all

how they lost it all and threw it all away through their health away and

away through their health away and

away through their health away and through their friendships away and if

through their friendships away and if

through their friendships away and if things didn’t work out well that would

things didn’t work out well that would

things didn’t work out well that would be valuable but now then we must also

be valuable but now then we must also

be valuable but now then we must also learn from positive people that have

learn from positive people that have

learn from positive people that have done well they’ve got the health and so

done well they’ve got the health and so

done well they’ve got the health and so we asked them how did you become so

we asked them how did you become so

we asked them how did you become so wealthy they’ve got the skills so we

wealthy they’ve got the skills so we

wealthy they’ve got the skills so we asked them how did you become this

asked them how did you become this

asked them how did you become this skillful they’ve got the income so we

skillful they’ve got the income so we

skillful they’ve got the income so we asked him how did you get here in such a

asked him how did you get here in such a

asked him how did you get here in such a short period of time

short period of time

short period of time so now here’s what’s important in

so now here’s what’s important in

so now here’s what’s important in personal development in learning from

personal development in learning from

personal development in learning from other people we learn number one by

other people we learn number one by

other people we learn number one by observation we learn what we see we

observation we learn what we see we

observation we learn what we see we watch people that are successful in what

watch people that are successful in what

watch people that are successful in what they do in sports we watch their

they do in sports we watch their

they do in sports we watch their disciplines in business we watch their

disciplines in business we watch their

disciplines in business we watch their disciplines by observation what we can

disciplines by observation what we can

disciplines by observation what we can see the reason I created this video was

see the reason I created this video was

see the reason I created this video was something that you could see someone’s

something that you could see someone’s

something that you could see someone’s experiences translated for you

experiences translated for you

experiences translated for you second we learn by what we hear I’ve got

second we learn by what we hear I’ve got

second we learn by what we hear I’ve got some of my lectures on cassette tape so

some of my lectures on cassette tape so

some of my lectures on cassette tape so you know you can take them with you

you know you can take them with you

you know you can take them with you wherever you go and learn by listening

wherever you go and learn by listening

wherever you go and learn by listening turn your car into a mobile classroom

turn your car into a mobile classroom

turn your car into a mobile classroom and listen and then listen to the sermon

and listen and then listen to the sermon

and listen and then listen to the sermon on Sunday morning listen to the lectures

on Sunday morning listen to the lectures

on Sunday morning listen to the lectures listen to the teacher listen to someone

listen to the teacher listen to someone

listen to the teacher listen to someone who’s got something good to say and then

who’s got something good to say and then

who’s got something good to say and then number three is vitally important on

number three is vitally important on

number three is vitally important on personal development and that is read

personal development and that is read

personal development and that is read all the books all the books you can

all the books all the books you can

all the books all the books you can possibly read in your lifetime mr. shelf

possibly read in your lifetime mr. shelf

possibly read in your lifetime mr. shelf got me started on my library I’ve got

got me started on my library I’ve got

got me started on my library I’ve got one of the better libraries haven’t read

one of the better libraries haven’t read

one of the better libraries haven’t read everything in it but I feel smarter just

everything in it but I feel smarter just

everything in it but I feel smarter just walking in it my library at least I was

walking in it my library at least I was

walking in it my library at least I was smart enough to buy it now I got to be

smart enough to buy it now I got to be

smart enough to buy it now I got to be smart enough to read it then of course I

smart enough to read it then of course I

smart enough to read it then of course I got to be smart enough to decide what’s

got to be smart enough to decide what’s

got to be smart enough to decide what’s valuable and then do it but this one is

valuable and then do it but this one is

valuable and then do it but this one is very important become a good reader some

very important become a good reader some

very important become a good reader some books that helped change my life mr.

books that helped change my life mr.

books that helped change my life mr. show Freck amended of course the Bible

show Freck amended of course the Bible

show Freck amended of course the Bible and my parents made sure I was a pretty

and my parents made sure I was a pretty

and my parents made sure I was a pretty good scholar but the time I was 18

good scholar but the time I was 18

good scholar but the time I was 18 that’s been so beneficial for me drawing

that’s been so beneficial for me drawing

that’s been so beneficial for me drawing from those illustrations reading about

from those illustrations reading about

from those illustrations reading about those stories people who made it and

those stories people who made it and

those stories people who made it and people who didn’t make it and what the

people who didn’t make it and what the

people who didn’t make it and what the difference was and then other books that

difference was and then other books that

difference was and then other books that helped to really change my life one

helped to really change my life one

helped to really change my life one called Think and Grow Rich by Napoleon

called Think and Grow Rich by Napoleon

called Think and Grow Rich by Napoleon Hill

Hill

Hill and then a book that helped me become

and then a book that helped me become

and then a book that helped me become financially independent by the time I

financially independent by the time I

financially independent by the time I was 31 and that book is called the

was 31 and that book is called the

was 31 and that book is called the richest man in Babylon by George claisen

richest man in Babylon by George claisen

richest man in Babylon by George claisen and I’m gonna share a little bit of that

and I’m gonna share a little bit of that

and I’m gonna share a little bit of that book with you when I get to financial

book with you when I get to financial

book with you when I get to financial independence today our third subject but

independence today our third subject but

independence today our third subject but I started reading the books attending

I started reading the books attending

I started reading the books attending the classes making sure that I got in

the classes making sure that I got in

the classes making sure that I got in front of people that had something good

front of people that had something good

front of people that had something good to say and then I started keeping a

to say and then I started keeping a

to say and then I started keeping a journal one of the major things my

journal one of the major things my

journal one of the major things my teacher taught me was to keep a journal

teacher taught me was to keep a journal

teacher taught me was to keep a journal he said don’t trust your memory if you

he said don’t trust your memory if you

he said don’t trust your memory if you hear something good just make a little

hear something good just make a little

hear something good just make a little note and write it down now at first I

note and write it down now at first I

note and write it down now at first I took you know notes on pieces of paper

took you know notes on pieces of paper

took you know notes on pieces of paper and torn off corners and backs of old

and torn off corners and backs of old

and torn off corners and backs of old envelopes and it didn’t serve me well

envelopes and it didn’t serve me well

envelopes and it didn’t serve me well you know thrown in a drawer then I

you know thrown in a drawer then I

you know thrown in a drawer then I learned to keep a journal a bound copy

learned to keep a journal a bound copy

learned to keep a journal a bound copy of all my notes so I would suggest you

of all my notes so I would suggest you

of all my notes so I would suggest you do the same things that impressed you a

do the same things that impressed you a

do the same things that impressed you a poem that impresses you when you attend

poem that impresses you when you attend

poem that impresses you when you attend a class some of the ideas that impressed

a class some of the ideas that impressed

a class some of the ideas that impressed you jot them down if you read something

you jot them down if you read something

you jot them down if you read something in a magazine write some ideas take

in a magazine write some ideas take

in a magazine write some ideas take those out put them in your journal keep

those out put them in your journal keep

those out put them in your journal keep a good journal the rest of your life

a good journal the rest of your life

a good journal the rest of your life this will serve you well my journals

this will serve you well my journals

this will serve you well my journals make up a significant portion of my own

make up a significant portion of my own

make up a significant portion of my own library and if you saw my library and

library and if you saw my library and

library and if you saw my library and saw my journals I tell you what you’d

saw my journals I tell you what you’d

saw my journals I tell you what you’d have to say this is the library and

have to say this is the library and

have to say this is the library and these are the journals of a very serious

these are the journals of a very serious

these are the journals of a very serious student no wonder mr. Owen is invited to

student no wonder mr. Owen is invited to

student no wonder mr. Owen is invited to lecture and speak on his experiences

lecture and speak on his experiences

lecture and speak on his experiences around the world so I want the same

around the world so I want the same

around the world so I want the same thing to happen to you value captured

thing to happen to you value captured

thing to happen to you value captured that you can resort to later go back

that you can resort to later go back

that you can resort to later go back over it and review it and let it become

over it and review it and let it become

over it and review it and let it become valuable to you so that’s my first

valuable to you so that’s my first

valuable to you so that’s my first subject personal development work harder

subject personal development work harder

subject personal development work harder on yourself than you do on your job

on yourself than you do on your job

on yourself than you do on your job develop the skills learn the lessons

develop the skills learn the lessons

develop the skills learn the lessons take the classes absorb all that is

take the classes absorb all that is

take the classes absorb all that is being taught to you these days and then

being taught to you these days and then

being taught to you these days and then later on of course you can sort it out

later on of course you can sort it out

later on of course you can sort it out what’s valuable for you and how to

what’s valuable for you and how to

what’s valuable for you and how to refine it for your business and for your

refine it for your business and for your

refine it for your business and for your life and for your future but the main

life and for your future but the main

life and for your future but the main thing is to get it and start this

thing is to get it and start this

thing is to get it and start this process of personal change personal

process of personal change personal

process of personal change personal development and let me say it one more

development and let me say it one more

development and let me say it one more time if you will change

time if you will change

time if you will change everything will change for you you’ll

everything will change for you you’ll

everything will change for you you’ll never be the same you’ll keep growing as

never be the same you’ll keep growing as

never be the same you’ll keep growing as you look back on a few months look back

you look back on a few months look back

you look back on a few months look back on a few years you won’t believe the

on a few years you won’t believe the

on a few years you won’t believe the progress you can make economically your

progress you can make economically your

progress you can make economically your relationship with your family your

relationship with your family your

relationship with your family your friends and whether you’re in sports or

friends and whether you’re in sports or

friends and whether you’re in sports or economics or whatever I’m telling you

economics or whatever I’m telling you

economics or whatever I’m telling you that whole process of committing

that whole process of committing

that whole process of committing yourself for personal change personal

yourself for personal change personal

yourself for personal change personal value can really make your life unique

value can really make your life unique

value can really make your life unique and worthwhile now let’s cover the

and worthwhile now let’s cover the

and worthwhile now let’s cover the second subject on setting goals mister

second subject on setting goals mister

second subject on setting goals mister chef gave me some tips on setting goals

chef gave me some tips on setting goals

chef gave me some tips on setting goals that changed my life forever

that changed my life forever

that changed my life forever and I want to share those with you

so let’s talk about setting goals and I

so let’s talk about setting goals and I also want to tie it to personal

also want to tie it to personal

also want to tie it to personal development and you’ll see how I’m gonna

development and you’ll see how I’m gonna

development and you’ll see how I’m gonna do it as I progressed here setting goals

there are four things to consider in

there are four things to consider in terms of attitude one is how you feel

terms of attitude one is how you feel

terms of attitude one is how you feel about the past best advice I can give

about the past best advice I can give

about the past best advice I can give you on that as treat the past as a

you on that as treat the past as a

you on that as treat the past as a school let it teach you the mistakes

school let it teach you the mistakes

school let it teach you the mistakes you’ve made the things that went wrong

you’ve made the things that went wrong

you’ve made the things that went wrong the things that didn’t work

the things that didn’t work

the things that didn’t work don’t use the past as a burden to carry

don’t use the past as a burden to carry

don’t use the past as a burden to carry and don’t use the past as a club to beat

and don’t use the past as a club to beat

and don’t use the past as a club to beat yourself to death past losses past

yourself to death past losses past

yourself to death past losses past failures past mistakes but let the past

failures past mistakes but let the past

failures past mistakes but let the past be a school top school maybe we’ve all

be a school top school maybe we’ve all

be a school top school maybe we’ve all been through some tough stuff so if you

been through some tough stuff so if you

been through some tough stuff so if you feel good about the past draw from it

feel good about the past draw from it

feel good about the past draw from it for experience and let it teach you then

for experience and let it teach you then

for experience and let it teach you then next is how you feel about the future

next is how you feel about the future

next is how you feel about the future we’ve got to have the future well design

we’ve got to have the future well design

we’ve got to have the future well design the future is called the promise and

the future is called the promise and

the future is called the promise and here’s what we teach in our leadership

here’s what we teach in our leadership

here’s what we teach in our leadership series the promise of the future can be

series the promise of the future can be

series the promise of the future can be an awesome force

an awesome force

an awesome force for your own future the promise of the

for your own future the promise of the

for your own future the promise of the future designing the future there’s two

future designing the future there’s two

future designing the future there’s two ways to face the future one is with

ways to face the future one is with

ways to face the future one is with apprehension and the other is with

apprehension and the other is with

apprehension and the other is with anticipation I promise you in my travels

anticipation I promise you in my travels

anticipation I promise you in my travels around the world most people face the

around the world most people face the

around the world most people face the future with apprehension and here’s why

future with apprehension and here’s why

future with apprehension and here’s why they don’t have it well does only

they don’t have it well does only

they don’t have it well does only they’ve sort of left that up to someone

they’ve sort of left that up to someone

they’ve sort of left that up to someone else to fix but here’s the best way to

else to fix but here’s the best way to

else to fix but here’s the best way to face the future with anticipation and

face the future with anticipation and

face the future with anticipation and you can and you can face the future with

you can and you can face the future with

you can and you can face the future with anticipation if the future is clear if

anticipation if the future is clear if

anticipation if the future is clear if the future is well designed and I would

the future is well designed and I would

the future is well designed and I would like to have you consider some thoughts

like to have you consider some thoughts

like to have you consider some thoughts with me that help me to really change my

with me that help me to really change my

with me that help me to really change my future by giving it some thought and

future by giving it some thought and

future by giving it some thought and some consideration and here it is in

some consideration and here it is in

some consideration and here it is in setting goals it’s very simple number

setting goals it’s very simple number

setting goals it’s very simple number one decide what you want you just take a

one decide what you want you just take a

one decide what you want you just take a little time you sit down and say what do

little time you sit down and say what do

little time you sit down and say what do I want what kind of skills do I want

I want what kind of skills do I want

I want what kind of skills do I want what kind of income do I want for the

what kind of income do I want for the

what kind of income do I want for the future what would I like where would I

future what would I like where would I

future what would I like where would I like to go places I’d like to visit

like to go places I’d like to visit

like to go places I’d like to visit habits I’d like to acquire skills I’d

habits I’d like to acquire skills I’d

habits I’d like to acquire skills I’d like to have you just take a little time

like to have you just take a little time

like to have you just take a little time to think about what you will economics

to think about what you will economics

to think about what you will economics friendships people you’d like to meet

friendships people you’d like to meet

friendships people you’d like to meet places you’d like to go you just take

places you’d like to go you just take

places you’d like to go you just take some time and then I suggest when you’ve

some time and then I suggest when you’ve

some time and then I suggest when you’ve thought about what you want for the

thought about what you want for the

thought about what you want for the future make a list

future make a list

future make a list just jot it all down it’s a really a

just jot it all down it’s a really a

just jot it all down it’s a really a very simple process and then here’s

very simple process and then here’s

very simple process and then here’s number three keep all the old lists I’m

number three keep all the old lists I’m

number three keep all the old lists I’m telling you this served me so well

telling you this served me so well

telling you this served me so well keeping my old list of goals I look back

keeping my old list of goals I look back

keeping my old list of goals I look back now 1020 years ago at goals I said lists

now 1020 years ago at goals I said lists

now 1020 years ago at goals I said lists I made and I smile now because here’s

I made and I smile now because here’s

I made and I smile now because here’s what I thought was so important you know

what I thought was so important you know

what I thought was so important you know 20 years ago now some of those things

20 years ago now some of those things

20 years ago now some of those things aren’t even on my list I’ve got a new

aren’t even on my list I’ve got a new

aren’t even on my list I’ve got a new list

list

list I’ve grown I’ve changed I’ve matured but

I’ve grown I’ve changed I’ve matured but

I’ve grown I’ve changed I’ve matured but I give you that advice decide what you

I give you that advice decide what you

I give you that advice decide what you want number two write it down number

want number two write it down number

want number two write it down number three keep the old list and then here’s

three keep the old list and then here’s

three keep the old list and then here’s number four when you get something

number four when you get something

number four when you get something that’s on one of these lists check it

that’s on one of these lists check it

that’s on one of these lists check it off part of the fun of having a list is

off part of the fun of having a list is

off part of the fun of having a list is checking at all

checking at all

checking at all and then if you can add some drama to

and then if you can add some drama to

and then if you can add some drama to checking it off see that it’s what

checking it off see that it’s what

checking it off see that it’s what really helps I set a goal to go to Spain

really helps I set a goal to go to Spain

really helps I set a goal to go to Spain many many years ago and when I finally

many many years ago and when I finally

many many years ago and when I finally made my first trip to Spain I had that

made my first trip to Spain I had that

made my first trip to Spain I had that journal with me that had that list in it

journal with me that had that list in it

journal with me that had that list in it and while I had my journal on my lap

and while I had my journal on my lap

and while I had my journal on my lap waiting for the wheels to touch down in

waiting for the wheels to touch down in

waiting for the wheels to touch down in Madrid I waited until the wheels touched

Madrid I waited until the wheels touched

Madrid I waited until the wheels touched the runway and I checked it off just

the runway and I checked it off just

the runway and I checked it off just adding a little drop so part of the fun

adding a little drop so part of the fun

adding a little drop so part of the fun of having a list is checking it off now

of having a list is checking it off now

of having a list is checking it off now here’s what’s important about the list

here’s what’s important about the list

here’s what’s important about the list in designing your future if the future

in designing your future if the future

in designing your future if the future gets clear the price gets easier because

gets clear the price gets easier because

gets clear the price gets easier because you got to remember for every promise

you got to remember for every promise

you got to remember for every promise there’s a price to pay

there’s a price to pay

there’s a price to pay everybody’s got to pay the price

everybody’s got to pay the price

everybody’s got to pay the price everybody’s got to do the deal

everybody’s got to do the deal

everybody’s got to do the deal everybody’s got to do the disciplines

everybody’s got to do the disciplines

everybody’s got to do the disciplines everybody has to pay but here’s what

everybody has to pay but here’s what

everybody has to pay but here’s what I’ve discovered if the promise is clear

I’ve discovered if the promise is clear

I’ve discovered if the promise is clear and powerful the price is easy to pay

and powerful the price is easy to pay

and powerful the price is easy to pay the price is some classes the price is a

the price is some classes the price is a

the price is some classes the price is a few books the price is a few disciplines

few books the price is a few disciplines

few books the price is a few disciplines the price is finding something that’ll

the price is finding something that’ll

the price is finding something that’ll make your life better make you grow make

make your life better make you grow make

make your life better make you grow make you change make you develop so the first

you change make you develop so the first

you change make you develop so the first part of the key is to design the promise

part of the key is to design the promise

part of the key is to design the promise then what is the price to pay I’m

then what is the price to pay I’m

then what is the price to pay I’m telling you the price will be easy

telling you the price will be easy

telling you the price will be easy anybody in my audience can pay you no

anybody in my audience can pay you no

anybody in my audience can pay you no matter where you are where you come from

matter where you are where you come from

matter where you are where you come from color doesn’t matter religion doesn’t

color doesn’t matter religion doesn’t

color doesn’t matter religion doesn’t matter where you grew up doesn’t matter

matter where you grew up doesn’t matter

matter where you grew up doesn’t matter circumstances don’t matter I’m telling

circumstances don’t matter I’m telling

circumstances don’t matter I’m telling you if you’ll make the promise of the

you if you’ll make the promise of the

you if you’ll make the promise of the future clear for yourself the things you

future clear for yourself the things you

future clear for yourself the things you want the places you want to go the

want the places you want to go the

want the places you want to go the things you want to have the person you

things you want to have the person you

things you want to have the person you want to become the skills you want the

want to become the skills you want the

want to become the skills you want the homes you want the future you want the

homes you want the future you want the

homes you want the future you want the friends you want all of the values of

friends you want all of the values of

friends you want all of the values of life that you could possibly want if

life that you could possibly want if

life that you could possibly want if you’ll make that clear make those lists

you’ll make that clear make those lists

you’ll make that clear make those lists and be serious about it I promise you

and be serious about it I promise you

and be serious about it I promise you it’s an easy price to pay anybody can

it’s an easy price to pay anybody can

it’s an easy price to pay anybody can pay it

pay it

pay it and the best advice I can give you is if

and the best advice I can give you is if

and the best advice I can give you is if I can do it you can do farm boy from

I can do it you can do farm boy from

I can do it you can do farm boy from Idaho raised in obscurity I changed my

Idaho raised in obscurity I changed my

Idaho raised in obscurity I changed my life turned it upside down turned it all

life turned it upside down turned it all

life turned it upside down turned it all around found economics found future

around found economics found future

around found economics found future found promise and if I can do it you can

found promise and if I can do it you can

found promise and if I can do it you can do it so start setting your goals and

do it so start setting your goals and

do it so start setting your goals and see if you can’t get a better excitement

see if you can’t get a better excitement

see if you can’t get a better excitement going for the things you want to

going for the things you want to

going for the things you want to accomplish for the future

accomplish for the future

accomplish for the future now here’s my third subject and that’s

now here’s my third subject and that’s

now here’s my third subject and that’s called financial independence oh by the

called financial independence oh by the

called financial independence oh by the way before I get to financial

way before I get to financial

way before I get to financial independence let me cover one more point

independence let me cover one more point

independence let me cover one more point one of the major reasons for setting

one of the major reasons for setting

one of the major reasons for setting goals is for what they make of you in

goals is for what they make of you in

goals is for what they make of you in achieving them my teacher advised me

achieving them my teacher advised me

achieving them my teacher advised me when I first got started at age 25 he

when I first got started at age 25 he

when I first got started at age 25 he said Jim why don’t you set a goal to

said Jim why don’t you set a goal to

said Jim why don’t you set a goal to become a millionaire

become a millionaire

become a millionaire he said it’s got a nice ring to it

he said it’s got a nice ring to it

he said it’s got a nice ring to it you know enough zeros to impress your

you know enough zeros to impress your

you know enough zeros to impress your accountant

accountant

accountant and he said I’m here to help you you’re

and he said I’m here to help you you’re

and he said I’m here to help you you’re only 25 years old you’ve been to one

only 25 years old you’ve been to one

only 25 years old you’ve been to one year of college you’ve got a beautiful

year of college you’ve got a beautiful

year of college you’ve got a beautiful family every reason to do it why don’t

family every reason to do it why don’t

family every reason to do it why don’t you set a goal to become a millionaire

you set a goal to become a millionaire

you set a goal to become a millionaire and he said here’s why and I thought he

and he said here’s why and I thought he

and he said here’s why and I thought he doesn’t need to teach me why wouldn’t it

doesn’t need to teach me why wouldn’t it

doesn’t need to teach me why wouldn’t it be nice to have a million dollars

be nice to have a million dollars

be nice to have a million dollars he said no then you’ll miss it he said

he said no then you’ll miss it he said

he said no then you’ll miss it he said here’s why for what it will make of you

here’s why for what it will make of you

here’s why for what it will make of you to achieve it

to achieve it

to achieve it I’m telling you that statement James my

I’m telling you that statement James my

I’m telling you that statement James my life set the kind of goals that will

life set the kind of goals that will

life set the kind of goals that will make something of you to achieve

make something of you to achieve

make something of you to achieve he said now once you’d become a

he said now once you’d become a

he said now once you’d become a millionaire or what’s important is not

millionaire or what’s important is not

millionaire or what’s important is not the money I thought that’s kind of

the money I thought that’s kind of

the money I thought that’s kind of strange teach me

strange teach me

strange teach me he said honest it isn’t important he

he said honest it isn’t important he

he said honest it isn’t important he said you could just give the money away

said you could just give the money away

said you could just give the money away now I did better than that I lost it all

now I did better than that I lost it all

now I did better than that I lost it all the time I was 31 I was a millionaire by

the time I was 31 I was a millionaire by

the time I was 31 I was a millionaire by the time I was 33 I was broke and I’ll

the time I was 33 I was broke and I’ll

the time I was 33 I was broke and I’ll tell you a little bit about that story

tell you a little bit about that story

tell you a little bit about that story later but when I lost all my money guess

later but when I lost all my money guess

later but when I lost all my money guess what I found out mr. chauffeurs right

what I found out mr. chauffeurs right

what I found out mr. chauffeurs right what was valuable was not the money what

what was valuable was not the money what

what was valuable was not the money what was valuable was what I became to earn

was valuable was what I became to earn

was valuable was what I became to earn the money the skills I had the knowledge

the money the skills I had the knowledge

the money the skills I had the knowledge I had about the marketplace the values

I had about the marketplace the values

I had about the marketplace the values that I had going for me they were more

that I had going for me they were more

that I had going for me they were more valuable than the money and here’s an

valuable than the money and here’s an

valuable than the money and here’s an important statement to remember it’s not

important statement to remember it’s not

important statement to remember it’s not what you get that makes you value it’s

what you get that makes you value it’s

what you get that makes you value it’s what you become so part of the key here

what you become so part of the key here

what you become so part of the key here is to set the kind of goals that will

is to set the kind of goals that will

is to set the kind of goals that will make something of you don’t set them too

make something of you don’t set them too

make something of you don’t set them too low so did you don’t have to grow and

low so did you don’t have to grow and

low so did you don’t have to grow and you don’t have to read and you don’t

you don’t have to read and you don’t

you don’t have to read and you don’t have to try and you don’t have to

have to try and you don’t have to

have to try and you don’t have to stretch don’t set them too low and then

stretch don’t set them too low and then

stretch don’t set them too low and then don’t sell out don’t go for something

don’t sell out don’t go for something

don’t sell out don’t go for something that’s gonna cost you your virtue or

that’s gonna cost you your virtue or

that’s gonna cost you your virtue or cost you your values or sell out your

cost you your values or sell out your

cost you your values or sell out your principles there’s a good middle road

principles there’s a good middle road

principles there’s a good middle road here to follow goals that will inspire

here to follow goals that will inspire

here to follow goals that will inspire goals that will help you grow change

goals that will help you grow change

goals that will help you grow change develop and become better than you are

develop and become better than you are

develop and become better than you are okay now let’s talk about financial

okay now let’s talk about financial

okay now let’s talk about financial independence how to become rich by 4035

independence how to become rich by 4035

independence how to become rich by 4035 if you’re extra-bright much sooner if

if you’re extra-bright much sooner if

if you’re extra-bright much sooner if you find an opportunity like I did let

you find an opportunity like I did let

you find an opportunity like I did let me show you how I did it financial

me show you how I did it financial

me show you how I did it financial independence

I like the phrase financial independence

I like the phrase financial independence some people are a little bit concerned

some people are a little bit concerned

some people are a little bit concerned about using the word becoming rich or

about using the word becoming rich or

about using the word becoming rich or becoming wealthy and I can understand

becoming wealthy and I can understand

becoming wealthy and I can understand that I struggled a little bit with this

that I struggled a little bit with this

that I struggled a little bit with this is it okay to go for becoming rich go

is it okay to go for becoming rich go

is it okay to go for becoming rich go for becoming wealthy and maybe that’s a

for becoming wealthy and maybe that’s a

for becoming wealthy and maybe that’s a bit too strong the word or strong the

bit too strong the word or strong the

bit too strong the word or strong the term so here’s what I’ve come up with it

term so here’s what I’ve come up with it

term so here’s what I’ve come up with it I think is comfortable for me and that

I think is comfortable for me and that

I think is comfortable for me and that is how to become financially independent

is how to become financially independent

is how to become financially independent I think it’s every person’s heritage

I think it’s every person’s heritage

I think it’s every person’s heritage here especially in America to become

here especially in America to become

here especially in America to become financially independent now let me give

financially independent now let me give

financially independent now let me give you my definition of financial

you my definition of financial

you my definition of financial independence financial independence is

independence financial independence is

independence financial independence is the ability to live from the income of

the ability to live from the income of

the ability to live from the income of your own personal resources financial

your own personal resources financial

your own personal resources financial independence now it depends on how you

independence now it depends on how you

independence now it depends on how you want to live if you need to $3,000 a

want to live if you need to $3,000 a

want to live if you need to $3,000 a month if you need four or five thousand

month if you need four or five thousand

month if you need four or five thousand a month if you need ten thousand a month

a month if you need ten thousand a month

a month if you need ten thousand a month some people may need you know a hundred

some people may need you know a hundred

some people may need you know a hundred thousand a month but whatever you would

thousand a month but whatever you would

thousand a month but whatever you would need to live and you could earn that

need to live and you could earn that

need to live and you could earn that living from the income of your own

living from the income of your own

living from the income of your own personal resources that’s what I call

personal resources that’s what I call

personal resources that’s what I call financial freedom financial independence

financial freedom financial independence

financial freedom financial independence and let me show you how to acquire if

and let me show you how to acquire if

and let me show you how to acquire if you start at age fifteen between ages

you start at age fifteen between ages

you start at age fifteen between ages fifteen and thirty five is twenty years

fifteen and thirty five is twenty years

fifteen and thirty five is twenty years and in my personal opinion based on my

and in my personal opinion based on my

and in my personal opinion based on my own studies and my own experience twenty

own studies and my own experience twenty

own studies and my own experience twenty years in my opinion is enough time to

years in my opinion is enough time to

years in my opinion is enough time to become financially independent if you’re

become financially independent if you’re

become financially independent if you’re not you don’t live in the wrong country

not you don’t live in the wrong country

not you don’t live in the wrong country probably what’s happened is you have the

probably what’s happened is you have the

probably what’s happened is you have the wrong plane

wrong plane

wrong plane and it’s easy to be a nice person with

and it’s easy to be a nice person with

and it’s easy to be a nice person with the wrong plan I found that when I was

the wrong plan I found that when I was

the wrong plan I found that when I was 25 years old I was broke at age 25 and I

25 years old I was broke at age 25 and I

25 years old I was broke at age 25 and I was a nice guy you would have liked me

was a nice guy you would have liked me

was a nice guy you would have liked me but I’m telling you my plans up until

but I’m telling you my plans up until

but I’m telling you my plans up until then especially my financial plan left

then especially my financial plan left

then especially my financial plan left me broke I totally changed it the next

me broke I totally changed it the next

me broke I totally changed it the next six years and I became financially

six years and I became financially

six years and I became financially independent so I know what I’m talking

independent so I know what I’m talking

independent so I know what I’m talking about

about

about it is possible in a reasonable amount of

it is possible in a reasonable amount of

it is possible in a reasonable amount of time

time

time 15 to 35 whatever 20 years time enough

15 to 35 whatever 20 years time enough

15 to 35 whatever 20 years time enough time you can do it much shorter period

time you can do it much shorter period

time you can do it much shorter period of time like I did if you want to but

of time like I did if you want to but

of time like I did if you want to but this is a reasonable enough time but

this is a reasonable enough time but

this is a reasonable enough time but here’s number one first of all you gotta

here’s number one first of all you gotta

here’s number one first of all you gotta have the right philosophy

philosophy is our ability to gather

philosophy is our ability to gather knowledge and sort through it and decide

knowledge and sort through it and decide

knowledge and sort through it and decide what’s valuable to develop a philosophy

what’s valuable to develop a philosophy

what’s valuable to develop a philosophy about life a philosophy about our health

about life a philosophy about our health

about life a philosophy about our health a philosophy about our family

a philosophy about our family

a philosophy about our family relationships a philosophy about

relationships a philosophy about

relationships a philosophy about economics and if you develop the right

economics and if you develop the right

economics and if you develop the right philosophy that’s what helps to set this

philosophy that’s what helps to set this

philosophy that’s what helps to set this sail so that in six years it takes you

sail so that in six years it takes you

sail so that in six years it takes you where you want to go instead of winding

where you want to go instead of winding

where you want to go instead of winding up like I did that first six years of my

up like I did that first six years of my

up like I did that first six years of my economics broke no money empty bank

economics broke no money empty bank

economics broke no money empty bank account the right philosophy now let me

account the right philosophy now let me

account the right philosophy now let me give you a couple of philosophies to

give you a couple of philosophies to

give you a couple of philosophies to consider here’s the first one it’s

consider here’s the first one it’s

consider here’s the first one it’s called the philosophy of the poor and

called the philosophy of the poor and

called the philosophy of the poor and here it is poor people usually spend

here it is poor people usually spend

here it is poor people usually spend their money and invest what’s left

their money and invest what’s left

their money and invest what’s left that’s the philosophy of the now here’s

that’s the philosophy of the now here’s

that’s the philosophy of the now here’s the philosophy of the rich rich people

the philosophy of the rich rich people

the philosophy of the rich rich people invest their money and spend what’s left

invest their money and spend what’s left

invest their money and spend what’s left and here’s the startling answer it

and here’s the startling answer it

and here’s the startling answer it really doesn’t matter but the amount is

really doesn’t matter but the amount is

really doesn’t matter but the amount is what’s most important is not the amount

what’s most important is not the amount

what’s most important is not the amount what’s really important is the

what’s really important is the

what’s really important is the philosophy so I would ask you to adopt

philosophy so I would ask you to adopt

philosophy so I would ask you to adopt this philosophy of spending after you

this philosophy of spending after you

this philosophy of spending after you have invested invest first then spend

have invested invest first then spend

have invested invest first then spend and I’ve got a little formula that I’m

and I’ve got a little formula that I’m

and I’ve got a little formula that I’m going to share with you now what should

going to share with you now what should

going to share with you now what should a child do with a dollar I mean there’s

a child do with a dollar I mean there’s

a child do with a dollar I mean there’s a lot of debate going on I’m sure across

a lot of debate going on I’m sure across

a lot of debate going on I’m sure across the country on what a child should do

the country on what a child should do

the country on what a child should do with the dollar here’s one opinion it’s

with the dollar here’s one opinion it’s

with the dollar here’s one opinion it’s only a child and it’s only a dollar what

only a child and it’s only a dollar what

only a child and it’s only a dollar what difference does it make well in my

difference does it make well in my

difference does it make well in my opinion it makes all the difference in

opinion it makes all the difference in

opinion it makes all the difference in the world

the world

the world a person’s economic future starts with a

a person’s economic future starts with a

a person’s economic future starts with a child with a dollar somebody says all no

child with a dollar somebody says all no

child with a dollar somebody says all no you’re only young once let him spend it

you’re only young once let him spend it

you’re only young once let him spend it all well when would you hope that would

all well when would you hope that would

all well when would you hope that would stop somebody says well wait at least 50

stop somebody says well wait at least 50

stop somebody says well wait at least 50 and broke like me and you know and then

and broke like me and you know and then

and broke like me and you know and then you’ll learn well no we don’t want to

you’ll learn well no we don’t want to

you’ll learn well no we don’t want to wait that long if I would have known

wait that long if I would have known

wait that long if I would have known earlier than age 25 I would have changed

earlier than age 25 I would have changed

earlier than age 25 I would have changed in high school if I if they would have

in high school if I if they would have

in high school if I if they would have had classes called wealth one wealth two

had classes called wealth one wealth two

had classes called wealth one wealth two I’d have taken both classes I would not

I’d have taken both classes I would not

I’d have taken both classes I would not have waited until age 25 so the earlier

have waited until age 25 so the earlier

have waited until age 25 so the earlier the better so what should a child do

the better so what should a child do

the better so what should a child do with a dollar here’s the simple premise

with a dollar here’s the simple premise

with a dollar here’s the simple premise to begin with don’t spend it all and if

to begin with don’t spend it all and if

to begin with don’t spend it all and if a child wants to spend the whole dollar

a child wants to spend the whole dollar

a child wants to spend the whole dollar you got to say hey don’t spend at all

you got to say hey don’t spend at all

you got to say hey don’t spend at all you know don’t spend it all they’ll say

you know don’t spend it all they’ll say

you know don’t spend it all they’ll say why not it’s my dollar I earned it you

why not it’s my dollar I earned it you

why not it’s my dollar I earned it you say I know you earned it but don’t spend

say I know you earned it but don’t spend

say I know you earned it but don’t spend it all they’ll still say why not say let

it all they’ll still say why not say let

it all they’ll still say why not say let me show you why not

me show you why not

me show you why not so you put him in your car take him to

so you put him in your car take him to

so you put him in your car take him to the other side of town and show them

the other side of town and show them

the other side of town and show them where people live that spend the whole

where people live that spend the whole

where people live that spend the whole dollar just drive them around kids learn

dollar just drive them around kids learn

dollar just drive them around kids learn best by visual just drive around and say

best by visual just drive around and say

best by visual just drive around and say would you like to live here kid says no

would you like to live here kid says no

would you like to live here kid says no would you like to live like these people

would you like to live like these people

would you like to live like these people live kid says no no

live kid says no no

live kid says no no then you can’t spend the whole dollar so

then you can’t spend the whole dollar so

then you can’t spend the whole dollar so kids will get the message so you know

kids will get the message so you know

kids will get the message so you know take them to other side of town show

take them to other side of town show

take them to other side of town show them around unless you already live

them around unless you already live

them around unless you already live there and then just show them around

there and then just show them around

there and then just show them around anyway

anyway

anyway don’t spend the whole dollar now let me

don’t spend the whole dollar now let me

don’t spend the whole dollar now let me give you my best view of what to do with

give you my best view of what to do with

give you my best view of what to do with the dollar and I promise you if you

the dollar and I promise you if you

the dollar and I promise you if you started at age 15 if you’re over 15

started at age 15 if you’re over 15

started at age 15 if you’re over 15 right you’ve still got plenty of time

right you’ve still got plenty of time

right you’ve still got plenty of time still got 20 years you know if you’re 30

still got 20 years you know if you’re 30

still got 20 years you know if you’re 30 you’re still got 20 years I mean you

you’re still got 20 years I mean you

you’re still got 20 years I mean you know if you still got plenty of time to

know if you still got plenty of time to

know if you still got plenty of time to start what I’m about to share with you

start what I’m about to share with you

start what I’m about to share with you what to do with a dollar here’s my first

what to do with a dollar here’s my first

what to do with a dollar here’s my first bit of advice never spend more than 70

bit of advice never spend more than 70

bit of advice never spend more than 70 cents never spend more than 70 cents now

cents never spend more than 70 cents now

cents never spend more than 70 cents now you got to pick some number and the

you got to pick some number and the

you got to pick some number and the number you pick is gonna be determined

number you pick is gonna be determined

number you pick is gonna be determined by your philosophy it’s gonna be

by your philosophy it’s gonna be

by your philosophy it’s gonna be determined by what you’ve been taught or

determined by what you’ve been taught or

determined by what you’ve been taught or your experience teaching yourself when I

your experience teaching yourself when I

your experience teaching yourself when I first met my teacher mr. show I was at

first met my teacher mr. show I was at

first met my teacher mr. show I was at about a hundred and ten percent of each

about a hundred and ten percent of each

about a hundred and ten percent of each dollar you know I’m down that budget

dollar you know I’m down that budget

dollar you know I’m down that budget finance Hawking my furniture in my car

finance Hawking my furniture in my car

finance Hawking my furniture in my car one more time and then I learned a whole

one more time and then I learned a whole

one more time and then I learned a whole better formula for financial

better formula for financial

better formula for financial independence number one don’t spend more

independence number one don’t spend more

independence number one don’t spend more than 70 cents now kids say to me well

than 70 cents now kids say to me well

than 70 cents now kids say to me well okay what do I do with the other 30

okay what do I do with the other 30

okay what do I do with the other 30 cents and here’s what I teach them

cents and here’s what I teach them

cents and here’s what I teach them 10 cents for charity charity or church

10 cents for charity charity or church

10 cents for charity charity or church we’re helping people that can’t help

we’re helping people that can’t help

we’re helping people that can’t help themselves

themselves

themselves ten cents to support worthy projects

ten cents to support worthy projects

ten cents to support worthy projects projects that you feel good about 10

projects that you feel good about 10

projects that you feel good about 10 cents out of every dollar

cents out of every dollar

cents out of every dollar it’s called being generous with part of

it’s called being generous with part of

it’s called being generous with part of what you’ve taken out of society

what you’ve taken out of society

what you’ve taken out of society now in my opinion nothing teaches us

now in my opinion nothing teaches us

now in my opinion nothing teaches us character better than generosity no

character better than generosity no

character better than generosity no class no teacher no book teaches

class no teacher no book teaches

class no teacher no book teaches generosity teaches character better than

generosity teaches character better than

generosity teaches character better than generosity and the best time to start is

generosity and the best time to start is

generosity and the best time to start is when the amounts are small and I know if

when the amounts are small and I know if

when the amounts are small and I know if kids learn these lessons well they’ll

kids learn these lessons well they’ll

kids learn these lessons well they’ll give a dime out of a dollar to help

give a dime out of a dollar to help

give a dime out of a dollar to help people that can’t help them sell their

people that can’t help them sell their

people that can’t help them sell their projects or if you belong to a church

projects or if you belong to a church

projects or if you belong to a church that keeps tithe tea south it’s very

that keeps tithe tea south it’s very

that keeps tithe tea south it’s very important now because when the amounts

important now because when the amounts

important now because when the amounts get larger sometimes it’s a little more

get larger sometimes it’s a little more

get larger sometimes it’s a little more difficult you know giving a hundred

difficult you know giving a hundred

difficult you know giving a hundred thousand out of a million someone says

thousand out of a million someone says

thousand out of a million someone says oh if I had a million not give a hundred

oh if I had a million not give a hundred

oh if I had a million not give a hundred thousand I’m not sure that’s a lot of

thousand I’m not sure that’s a lot of

thousand I’m not sure that’s a lot of money so the time to start is when the

money so the time to start is when the

money so the time to start is when the amounts are small ten cents out of a

amounts are small ten cents out of a

amounts are small ten cents out of a dollar okay

dollar okay

dollar okay next ten cents I call active capital

next ten cents I call active capital

next ten cents I call active capital active capital means do something to

active capital means do something to

active capital means do something to make a profit

active capital set aside a portion of

active capital set aside a portion of your income wages are okay but I’m

your income wages are okay but I’m

your income wages are okay but I’m telling you wages will make you a living

telling you wages will make you a living

telling you wages will make you a living profits will make you a fortune so set

profits will make you a fortune so set

profits will make you a fortune so set aside part of your income as capital

aside part of your income as capital

aside part of your income as capital called active capital

called active capital

called active capital any kind of project you can possibly

any kind of project you can possibly

any kind of project you can possibly think of you can possibly come up with

think of you can possibly come up with

think of you can possibly come up with I’m gonna write a new book I think for

I’m gonna write a new book I think for

I’m gonna write a new book I think for kids I think the title is going to be of

kids I think the title is going to be of

kids I think the title is going to be of course kids should pay taxes it’s kind

course kids should pay taxes it’s kind

course kids should pay taxes it’s kind of an interesting title in California

of an interesting title in California

of an interesting title in California kids do pay taxes when a child walks

kids do pay taxes when a child walks

kids do pay taxes when a child walks into 7-eleven buy something that costs a

into 7-eleven buy something that costs a

into 7-eleven buy something that costs a dollar the proprietor says give me seven

dollar the proprietor says give me seven

dollar the proprietor says give me seven more pennies and the child says hey

more pennies and the child says hey

more pennies and the child says hey what’s these seven pennies for the

what’s these seven pennies for the

what’s these seven pennies for the proprietor says that’s the taxes kids uh

proprietor says that’s the taxes kids uh

proprietor says that’s the taxes kids uh so hey I’m only eight years old

so hey I’m only eight years old

so hey I’m only eight years old proprietor says congratulations you’re

proprietor says congratulations you’re

proprietor says congratulations you’re my youngest taxpayer give me the money

my youngest taxpayer give me the money

my youngest taxpayer give me the money so in California where I live kids do

so in California where I live kids do

so in California where I live kids do pay taxes big question is should they

pay taxes big question is should they

pay taxes big question is should they and my book will answer that question of

and my book will answer that question of

and my book will answer that question of course kids should pay taxes nothing is

course kids should pay taxes nothing is

course kids should pay taxes nothing is for free if you want to ride your

for free if you want to ride your

for free if you want to ride your bicycle on the sidewalk instead of in

bicycle on the sidewalk instead of in

bicycle on the sidewalk instead of in the mud you gotta pay the seventh inning

the mud you gotta pay the seventh inning

the mud you gotta pay the seventh inning nothing is free so we all have to pay so

nothing is free so we all have to pay so

nothing is free so we all have to pay so ten cents out of your living out of the

ten cents out of your living out of the

ten cents out of your living out of the money you earn set aside for capital

money you earn set aside for capital

money you earn set aside for capital capital to try your best to show a

capital to try your best to show a

capital to try your best to show a profit and in my books gonna be all

profit and in my books gonna be all

profit and in my books gonna be all kinds of ways kids can make money right

kinds of ways kids can make money right

kinds of ways kids can make money right two bicycles one to ride one to rent I

two bicycles one to ride one to rent I

two bicycles one to ride one to rent I mean you know it doesn’t take long to

mean you know it doesn’t take long to

mean you know it doesn’t take long to figure out some enterprise that’ll start

figure out some enterprise that’ll start

figure out some enterprise that’ll start making a profit then you must jot this

making a profit then you must jot this

making a profit then you must jot this down if you’re taking notes profits are

down if you’re taking notes profits are

down if you’re taking notes profits are better than wages one you can’t usually

better than wages one you can’t usually

better than wages one you can’t usually start wages until you’re about sixteen

start wages until you’re about sixteen

start wages until you’re about sixteen fifteen sixteen but you can make a

fifteen sixteen but you can make a

fifteen sixteen but you can make a profit long before you’re eligible to

profit long before you’re eligible to

profit long before you’re eligible to start earning wages and then there’s no

start earning wages and then there’s no

start earning wages and then there’s no limit to profits and they can they can

limit to profits and they can they can

limit to profits and they can they can double and triple and quadruple you know

double and triple and quadruple you know

double and triple and quadruple you know there’s no limit it’s incredible how

there’s no limit it’s incredible how

there’s no limit it’s incredible how fast profits can grow so profits are

fast profits can grow so profits are

fast profits can grow so profits are better than wages wages make you a

better than wages wages make you a

better than wages wages make you a living profits make you a fortune

living profits make you a fortune

living profits make you a fortune now the third ten cents is vitally

now the third ten cents is vitally

now the third ten cents is vitally important I call it passive capital

important I call it passive capital

important I call it passive capital capital you let somebody else use a

capital you let somebody else use a

capital you let somebody else use a financial institution stocks and bonds

financial institution stocks and bonds

financial institution stocks and bonds mutual funds whatever let someone else

mutual funds whatever let someone else

mutual funds whatever let someone else use it you furnish the money they use it

use it you furnish the money they use it

use it you furnish the money they use it to make a profit but they pay you for

to make a profit but they pay you for

to make a profit but they pay you for the use of it called interest and here’s

the use of it called interest and here’s

the use of it called interest and here’s one of the things that will make you

one of the things that will make you

one of the things that will make you financially independent fairly quickly

financially independent fairly quickly

financially independent fairly quickly and that’s called compound interest and

and that’s called compound interest and

and that’s called compound interest and this is how you get it letting someone

this is how you get it letting someone

this is how you get it letting someone else use a portion of goober honey your

else use a portion of goober honey your

else use a portion of goober honey your substance they show the profit they pay

substance they show the profit they pay

substance they show the profit they pay you interest and this passive capital

you interest and this passive capital

you interest and this passive capital I’m telling you over a sustained period

I’m telling you over a sustained period

I’m telling you over a sustained period of time if you’ll develop this little

of time if you’ll develop this little

of time if you’ll develop this little ten ten ten and 70 especially starting

ten ten ten and 70 especially starting

ten ten ten and 70 especially starting at age fifteen I’m telling you by the

at age fifteen I’m telling you by the

at age fifteen I’m telling you by the time you’re 35 you will be financially

time you’re 35 you will be financially

time you’re 35 you will be financially independent you’ll have the ability to

independent you’ll have the ability to

independent you’ll have the ability to live from the income of your own

live from the income of your own

live from the income of your own resources and then one more point on

resources and then one more point on

resources and then one more point on passive capital there’s a Bible

passive capital there’s a Bible

passive capital there’s a Bible philosophy I’m an amateur on the Bible

philosophy I’m an amateur on the Bible

philosophy I’m an amateur on the Bible but there’s a Bible philosophy that

but there’s a Bible philosophy that

but there’s a Bible philosophy that teaches the borrower is servant to the

teaches the borrower is servant to the

teaches the borrower is servant to the lender

lender

lender and if you want to be in a powerful

and if you want to be in a powerful

and if you want to be in a powerful position as you grow older finally when

position as you grow older finally when

position as you grow older finally when you become mature or maybe have your own

you become mature or maybe have your own

you become mature or maybe have your own business things have worked out for you

business things have worked out for you

business things have worked out for you for the future the position you always

for the future the position you always

for the future the position you always want to be in as the power position and

want to be in as the power position and

want to be in as the power position and that’s called the lender the lender is

that’s called the lender the lender is

that’s called the lender the lender is the power position so if kids learn

the power position so if kids learn

the power position so if kids learn early enough and then you ask them what

early enough and then you ask them what

early enough and then you ask them what they’d like to be when they grow up I’m

they’d like to be when they grow up I’m

they’d like to be when they grow up I’m telling you once they understand they’ll

telling you once they understand they’ll

telling you once they understand they’ll say well one of the things I want to be

say well one of the things I want to be

say well one of the things I want to be is one of those lenders that’s the power

is one of those lenders that’s the power

is one of those lenders that’s the power position not the spender know you’ll be

position not the spender know you’ll be

position not the spender know you’ll be pitied the rest of your life if you just

pitied the rest of your life if you just

pitied the rest of your life if you just become a spender got to become a lender

become a spender got to become a lender

become a spender got to become a lender and I think this is what formulas to

and I think this is what formulas to

and I think this is what formulas to follow 10 cents out of every dollar but

follow 10 cents out of every dollar but

follow 10 cents out of every dollar but someone else use it be the lender power

someone else use it be the lender power

someone else use it be the lender power position then try to show a profit can’t

position then try to show a profit can’t

position then try to show a profit can’t we teach our children how to take a

we teach our children how to take a

we teach our children how to take a dollar search the neighborhood find a

dollar search the neighborhood find a

dollar search the neighborhood find a broken wagon pay a dollar for it bring

broken wagon pay a dollar for it bring

broken wagon pay a dollar for it bring it home you know clean it up sand it

it home you know clean it up sand it

it home you know clean it up sand it until it’s clean paint it read till it

until it’s clean paint it read till it

until it’s clean paint it read till it shines straighten out the wheels till

shines straighten out the wheels till

shines straighten out the wheels till they’re true take it back to the

they’re true take it back to the

they’re true take it back to the neighborhood sell it for $5 anybody

neighborhood sell it for $5 anybody

neighborhood sell it for $5 anybody could do that now does the child deserve

could do that now does the child deserve

could do that now does the child deserve $4 profit and answers yes society now

$4 profit and answers yes society now

$4 profit and answers yes society now has amended wag that’s what America is

has amended wag that’s what America is

has amended wag that’s what America is all about finding something touching it

all about finding something touching it

all about finding something touching it making it better making a profit taking

making it better making a profit taking

making it better making a profit taking part of your resources helping people

part of your resources helping people

part of your resources helping people who can’t help themselves let someone

who can’t help themselves let someone

who can’t help themselves let someone else use it to make a profit some

else use it to make a profit some

else use it to make a profit some projects require more capital than one

projects require more capital than one

projects require more capital than one person has

person has

person has exciting and then let them pay you for

exciting and then let them pay you for

exciting and then let them pay you for the use of it America’s had this

the use of it America’s had this

the use of it America’s had this philosophy now all these years communism

philosophy now all these years communism

philosophy now all these years communism has taught all these years capital

has taught all these years capital

has taught all these years capital belongs in the hands of the state not in

belongs in the hands of the state not in

belongs in the hands of the state not in the hands of the people we’ve been

the hands of the people we’ve been

the hands of the people we’ve been teaching all these years capital belongs

teaching all these years capital belongs

teaching all these years capital belongs in the hands of the people not in the

in the hands of the people not in the

in the hands of the people not in the hands of the state and we turned out to

hands of the state and we turned out to

hands of the state and we turned out to be right

be right

be right capital in the hands of the kids capital

capital in the hands of the kids capital

capital in the hands of the kids capital in the hands of the people enterprises

in the hands of the people enterprises

in the hands of the people enterprises that make a profit enterprises that grow

that make a profit enterprises that grow

that make a profit enterprises that grow it’s the hope of our future so that

it’s the hope of our future so that

it’s the hope of our future so that little simple formula I hope will help

little simple formula I hope will help

little simple formula I hope will help you now one more key on financial

you now one more key on financial

you now one more key on financial independence and that is attitude

independence and that is attitude

independence and that is attitude attitude here’s number one I used to say

attitude here’s number one I used to say

attitude here’s number one I used to say I hate to pay my bills my teacher

I hate to pay my bills my teacher

I hate to pay my bills my teacher straightened me out on that he said

straightened me out on that he said

straightened me out on that he said let’s see mr. Owen what you hate to do

let’s see mr. Owen what you hate to do

let’s see mr. Owen what you hate to do is pay a hundred dollars on an account

is pay a hundred dollars on an account

is pay a hundred dollars on an account and reduce your liabilities and increase

and reduce your liabilities and increase

and reduce your liabilities and increase your assets I said well no not if you

your assets I said well no not if you

your assets I said well no not if you look at it that way he said well it all

look at it that way he said well it all

look at it that way he said well it all depends on how you look at it so

depends on how you look at it so

depends on how you look at it so wouldn’t you love to pay your bills to

wouldn’t you love to pay your bills to

wouldn’t you love to pay your bills to reduce your liabilities increase your

reduce your liabilities increase your

reduce your liabilities increase your assets you’ve got to have that kind of

assets you’ve got to have that kind of

assets you’ve got to have that kind of attitude I found out the same attitude

attitude I found out the same attitude

attitude I found out the same attitude about taxes I used to say I hate to pay

about taxes I used to say I hate to pay

about taxes I used to say I hate to pay my taxes mr. show-up said well that’s

my taxes mr. show-up said well that’s

my taxes mr. show-up said well that’s one way to live don’t you understand

one way to live don’t you understand

one way to live don’t you understand taxes is how we care and feed the goose

taxes is how we care and feed the goose

taxes is how we care and feed the goose that lays the golden eggs wouldn’t you

that lays the golden eggs wouldn’t you

that lays the golden eggs wouldn’t you want to do your share someone says yes

want to do your share someone says yes

want to do your share someone says yes but the goose eats too much probably

but the goose eats too much probably

but the goose eats too much probably true but hey we all eat too much we all

true but hey we all eat too much we all

true but hey we all eat too much we all need to go on a diet better a fat goose

need to go on a diet better a fat goose

need to go on a diet better a fat goose than no goose

than no goose

than no goose so I finally became a happy taxpayer now

so I finally became a happy taxpayer now

so I finally became a happy taxpayer now I think taxes are too high so I’m

I think taxes are too high so I’m

I think taxes are too high so I’m working to get taxes Lord for our

working to get taxes Lord for our

working to get taxes Lord for our economic future but then whatever they

economic future but then whatever they

economic future but then whatever they turn out to be I gladly pay and do my

turn out to be I gladly pay and do my

turn out to be I gladly pay and do my part because that’s what makes the whole

part because that’s what makes the whole

part because that’s what makes the whole system run each of us doing our part now

system run each of us doing our part now

system run each of us doing our part now I want these three subjects to be

I want these three subjects to be

I want these three subjects to be valuable free

valuable free

valuable free I want them to have meaning for you I

I want them to have meaning for you I

I want them to have meaning for you I want you someday to be financially

want you someday to be financially

want you someday to be financially independent I want you to have the

independent I want you to have the

independent I want you to have the personal development so that you feel

personal development so that you feel

personal development so that you feel good about yourself if I had a chance to

good about yourself if I had a chance to

good about yourself if I had a chance to meet you someday I’d like to have you

meet you someday I’d like to have you

meet you someday I’d like to have you show me the list of goals that you got

show me the list of goals that you got

show me the list of goals that you got started and say mr. own here some I’ve

started and say mr. own here some I’ve

started and say mr. own here some I’ve already checked off here’s the books I’m

already checked off here’s the books I’m

already checked off here’s the books I’m reading here’s what’s happened I’m

reading here’s what’s happened I’m

reading here’s what’s happened I’m developing the skills I’m better this

developing the skills I’m better this

developing the skills I’m better this year than it was last year I’ve got more

year than it was last year I’ve got more

year than it was last year I’ve got more self-confidence my skills are developing

self-confidence my skills are developing

self-confidence my skills are developing that’s what I want for you and that’s

that’s what I want for you and that’s

that’s what I want for you and that’s why I took the time to come and share in

why I took the time to come and share in

why I took the time to come and share in this video message with you I do

this video message with you I do

this video message with you I do seminars all around the world this is

seminars all around the world this is

seminars all around the world this is one way that I can reach out and touch

one way that I can reach out and touch

one way that I can reach out and touch you in case you can’t come to my

you in case you can’t come to my

you in case you can’t come to my seminars wherever I am maybe this video

seminars wherever I am maybe this video

seminars wherever I am maybe this video will reach you somewhere and it’ll have

will reach you somewhere and it’ll have

will reach you somewhere and it’ll have an impact on your life and what I’d like

an impact on your life and what I’d like

an impact on your life and what I’d like to do is later hear about it a letter

to do is later hear about it a letter

to do is later hear about it a letter phone call or to have a chance to meet

phone call or to have a chance to meet

phone call or to have a chance to meet you in person and now I’d like to leave

you in person and now I’d like to leave

you in person and now I’d like to leave you with these four questions called

you with these four questions called

you with these four questions called questions to ponder these questions were

questions to ponder these questions were

questions to ponder these questions were valuable for me and I want to make them

valuable for me and I want to make them

valuable for me and I want to make them valuable for you here’s the first one

valuable for you here’s the first one

valuable for you here’s the first one fly we all ask why we should work this

fly we all ask why we should work this

fly we all ask why we should work this hard why take that many classes why go

hard why take that many classes why go

hard why take that many classes why go to school at many years you know why

to school at many years you know why

to school at many years you know why take the notes why read the books why

take the notes why read the books why

take the notes why read the books why work that hard why put yourself through

work that hard why put yourself through

work that hard why put yourself through the push ups and the disciplines why

the push ups and the disciplines why

the push ups and the disciplines why good question for best answer to why I

good question for best answer to why I

good question for best answer to why I think is the second question why not

think is the second question why not

think is the second question why not why not see how many books you can read

why not see how many books you can read

why not see how many books you can read how many classes you can take how many

how many classes you can take how many

how many classes you can take how many skills you can develop why not see how

skills you can develop why not see how

skills you can develop why not see how valuable you could become to the

valuable you could become to the

valuable you could become to the marketplace to your friends to your

marketplace to your friends to your

marketplace to your friends to your family why not see what you can make of

family why not see what you can make of

family why not see what you can make of yourselves why not see how far you can

yourselves why not see how far you can

yourselves why not see how far you can go how much you can see how much you can

go how much you can see how much you can

go how much you can see how much you can earn how much you can share why not

earn how much you can share why not

earn how much you can share why not that’s the heritage all of us have in

that’s the heritage all of us have in

that’s the heritage all of us have in America especially is to see what we can

America especially is to see what we can

America especially is to see what we can make out of our lives

make out of our lives

make out of our lives now that we’ve been given this

now that we’ve been given this

now that we’ve been given this extraordinary opportunity now my third

extraordinary opportunity now my third

extraordinary opportunity now my third question I’d love to ask you in person

question I’d love to ask you in person

question I’d love to ask you in person but since I can’t do it in person I want

but since I can’t do it in person I want

but since I can’t do it in person I want to ask it of all of you but I want you

to ask it of all of you but I want you

to ask it of all of you but I want you to take it personally and my third

to take it personally and my third

to take it personally and my third question is why not you why not you

question is why not you why not you

question is why not you why not you with good self-esteem why not use

with good self-esteem why not use

with good self-esteem why not use starting to change said he goes why not

starting to change said he goes why not

starting to change said he goes why not you starting to make progress toward

you starting to make progress toward

you starting to make progress toward financial independence if I can do what

financial independence if I can do what

financial independence if I can do what you can do I wished I had a lot more

you can do I wished I had a lot more

you can do I wished I had a lot more testimonials here today besides mine a

testimonials here today besides mine a

testimonials here today besides mine a whole steady stream that would come by

whole steady stream that would come by

whole steady stream that would come by and tell you their story someone who

and tell you their story someone who

and tell you their story someone who started with nothing finally run a big

started with nothing finally run a big

started with nothing finally run a big enterprise a mother who was on welfare

enterprise a mother who was on welfare

enterprise a mother who was on welfare now she owns her own business in

now she owns her own business in

now she owns her own business in addition to my story I wish I had a lot

addition to my story I wish I had a lot

addition to my story I wish I had a lot more and if all of them told their story

more and if all of them told their story

more and if all of them told their story guess how they would probably wind up

guess how they would probably wind up

guess how they would probably wind up their story they’d probably say just

their story they’d probably say just

their story they’d probably say just like me why not you if we can read you

like me why not you if we can read you

like me why not you if we can read you can read if we can change you can choose

can read if we can change you can choose

can read if we can change you can choose if we can figure it out you can figure

if we can figure it out you can figure

if we can figure it out you can figure it out if we can turn it around you can

it out if we can turn it around you can

it out if we can turn it around you can turn it around there isn’t anything you

turn it around there isn’t anything you

turn it around there isn’t anything you can’t accomplish that’s what those

can’t accomplish that’s what those

can’t accomplish that’s what those testimonials would say and so I want to

testimonials would say and so I want to

testimonials would say and so I want to say it to you personally why not you

say it to you personally why not you

say it to you personally why not you you’ve got the brains you’ve got the the

you’ve got the brains you’ve got the the

you’ve got the brains you’ve got the the stamina you’ve got the vitality you’ve

stamina you’ve got the vitality you’ve

stamina you’ve got the vitality you’ve got the interest you’ve got your life

got the interest you’ve got your life

got the interest you’ve got your life ahead of you you’ve got the future you

ahead of you you’ve got the future you

ahead of you you’ve got the future you can do it if anybody can do it you can

can do it if anybody can do it you can

can do it if anybody can do it you can do it if one of us can do it hey we all

do it if one of us can do it hey we all

do it if one of us can do it hey we all can do it and now here’s my last

can do it and now here’s my last

can do it and now here’s my last question why not now this is a good time

question why not now this is a good time

question why not now this is a good time as the 20th century starts to wind down

as the 20th century starts to wind down

as the 20th century starts to wind down a few more years as we get ready for

a few more years as we get ready for

a few more years as we get ready for century 21 what a good time to set your

century 21 what a good time to set your

century 21 what a good time to set your goals work on yourself work on your

goals work on yourself work on your

goals work on yourself work on your skills what a good time

skills what a good time

skills what a good time to get it together what a good time to

to get it together what a good time to

to get it together what a good time to start this process personal development

start this process personal development

start this process personal development growing changing developing having a

growing changing developing having a

growing changing developing having a good plan for your money and for your

good plan for your money and for your

good plan for your money and for your life and for your future why not now

life and for your future why not now

life and for your future why not now and I hope I have a chance to see you

and I hope I have a chance to see you

and I hope I have a chance to see you one of these days and share with you the

one of these days and share with you the

one of these days and share with you the experience the reaction response you

experience the reaction response you

experience the reaction response you might have had from my message today

might have had from my message today

might have had from my message today until I get a chance to see you on this

until I get a chance to see you on this

until I get a chance to see you on this side of the world or the other side of

side of the world or the other side of

side of the world or the other side of the world in some school or some seminar

the world in some school or some seminar

the world in some school or some seminar or maybe I’ll come and speak for a

or maybe I’ll come and speak for a

or maybe I’ll come and speak for a company that you work for some day I

company that you work for some day I

company that you work for some day I hope I get a chance to meet you till

hope I get a chance to meet you till

hope I get a chance to meet you till then I wish you the best I want all that

then I wish you the best I want all that

then I wish you the best I want all that I have gotten to be yours and much much

I have gotten to be yours and much much

I have gotten to be yours and much much god bless

”

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