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7 Ways to Get a LOAN as a STARTUP! – #7Ways


if you’re just getting started in

if you’re just getting started in business as an entrepreneur and you’re

business as an entrepreneur and you’re

business as an entrepreneur and you’re looking at how do I get a loan for my

looking at how do I get a loan for my

looking at how do I get a loan for my company then this video is for you

what’s that believe nation it’s Evan my

what’s that believe nation it’s Evan my one word is believe and I believe in you

one word is believe and I believe in you

one word is believe and I believe in you I want to see that crazy thing that

I want to see that crazy thing that

I want to see that crazy thing that you’ve got inside to you this big idea

you’ve got inside to you this big idea

you’ve got inside to you this big idea exploded on into the world so that you

exploded on into the world so that you

exploded on into the world so that you can have a big impact for your friends

can have a big impact for your friends

can have a big impact for your friends for your family for your community and

for your family for your community and

for your family for your community and for the world one of the questions I get

for the world one of the questions I get

for the world one of the questions I get asked a lot is how do I get a loan for

asked a lot is how do I get a loan for

asked a lot is how do I get a loan for my business I’m just starting out how do

my business I’m just starting out how do

my business I’m just starting out how do I get money to launch this big idea and

I get money to launch this big idea and

I get money to launch this big idea and so in this video I’m gonna share with

so in this video I’m gonna share with

so in this video I’m gonna share with you my seven ways to get a loan as a

you my seven ways to get a loan as a

you my seven ways to get a loan as a start-up way number one is through banks

start-up way number one is through banks

start-up way number one is through banks and banks are the typical place that

and banks are the typical place that

and banks are the typical place that people think about I need a loan where

people think about I need a loan where

people think about I need a loan where do I go I go to a bank challenge here

do I go I go to a bank challenge here

do I go I go to a bank challenge here though I want to give you a quick caveat

though I want to give you a quick caveat

though I want to give you a quick caveat because you need to know when you walked

because you need to know when you walked

because you need to know when you walked into a bank banks are not super start-up

into a bank banks are not super start-up

into a bank banks are not super start-up friendly banks exist not to give

friendly banks exist not to give

friendly banks exist not to give high-risk loans out to startups and

high-risk loans out to startups and

high-risk loans out to startups and startups are in the highest risk

startups are in the highest risk

startups are in the highest risk category of any business and the

category of any business and the

category of any business and the challenge you have is separating your

challenge you have is separating your

challenge you have is separating your business from everybody else from the

business from everybody else from the

business from everybody else from the ninety five percent of other companies

ninety five percent of other companies

ninety five percent of other companies that are failing why are you gonna be

that are failing why are you gonna be

that are failing why are you gonna be the one that succeeds and so banks

the one that succeeds and so banks

the one that succeeds and so banks typically will not fund companies that

typically will not fund companies that

typically will not fund companies that have less than three years of experience

have less than three years of experience

have less than three years of experience and so this video is targeting towards

and so this video is targeting towards

and so this video is targeting towards startups you don’t have four years of

startups you don’t have four years of

startups you don’t have four years of experience three years of financials in

experience three years of financials in

experience three years of financials in your company and so the chance of you

your company and so the chance of you

your company and so the chance of you getting a loan just based off your

getting a loan just based off your

getting a loan just based off your business is super low typically the only

business is super low typically the only

business is super low typically the only way to get a loan from a bank as a

way to get a loan from a bank as a

way to get a loan from a bank as a startup is based off your personal

startup is based off your personal

startup is based off your personal credit so if you have crappy personal

credit so if you have crappy personal

credit so if you have crappy personal credit you’re unlikely get the loan if

credit you’re unlikely get the loan if

credit you’re unlikely get the loan if you have decent personal credit you’ve

you have decent personal credit you’ve

you have decent personal credit you’ve been working towards building it up then

been working towards building it up then

been working towards building it up then it’s a good change the bank will give

it’s a good change the bank will give

it’s a good change the bank will give you a loan but again it’s personally

you a loan but again it’s personally

you a loan but again it’s personally guaranteed so if something goes wrong

guaranteed so if something goes wrong

guaranteed so if something goes wrong they’re taking your house or taking your

they’re taking your house or taking your

they’re taking your house or taking your car they’re taking some of your assets

car they’re taking some of your assets

car they’re taking some of your assets it’s not against the business as soon as

it’s not against the business as soon as

it’s not against the business as soon as you can get to the point where any

you can get to the point where any

you can get to the point where any financing is against the business that’s

financing is against the business that’s

financing is against the business that’s where you want to be just in case

where you want to be just in case

where you want to be just in case something goes wrong they’re not taking

something goes wrong they’re not taking

something goes wrong they’re not taking your house away so since banks are not a

your house away so since banks are not a

your house away so since banks are not a fantastic option for start-up

fantastic option for start-up

fantastic option for start-up entrepreneurs let me give you six more

entrepreneurs let me give you six more

entrepreneurs let me give you six more options on this list

number two was friends and family this

number two was friends and family this is kind of risky because you know your

is kind of risky because you know your

is kind of risky because you know your business does not take off your friends

business does not take off your friends

business does not take off your friends and family are on the hook and so that

and family are on the hook and so that

and family are on the hook and so that might cause some anxious Christmas

might cause some anxious Christmas

might cause some anxious Christmas dinners or Thanksgiving parties or

dinners or Thanksgiving parties or

dinners or Thanksgiving parties or birthday events and one thing you want

birthday events and one thing you want

birthday events and one thing you want to be really really clear on here is

to be really really clear on here is

to be really really clear on here is thinking about the family member the

thinking about the family member the

thinking about the family member the friend that you have are they going to

friend that you have are they going to

friend that you have are they going to regret this for the rest of their life

regret this for the rest of their life

regret this for the rest of their life or they’re gonna be on you the rest of

or they’re gonna be on you the rest of

or they’re gonna be on you the rest of the life if it doesn’t work out being

the life if it doesn’t work out being

the life if it doesn’t work out being super clear upfront that this is really

super clear upfront that this is really

super clear upfront that this is really really risky in the example Jeff Bezos

really risky in the example Jeff Bezos

really risky in the example Jeff Bezos when he was starting amazon.com he went

when he was starting amazon.com he went

when he was starting amazon.com he went to his parents to get a loan for his

to his parents to get a loan for his

to his parents to get a loan for his business look at the startup capital

business look at the startup capital

business look at the startup capital thing to get going and he said there’s a

thing to get going and he said there’s a

thing to get going and he said there’s a 70% chance that I’m gonna fail which is

70% chance that I’m gonna fail which is

70% chance that I’m gonna fail which is actually a lot lower than what the

actually a lot lower than what the

actually a lot lower than what the actual chance is for most entrepreneurs

actual chance is for most entrepreneurs

actual chance is for most entrepreneurs this is a 70% chance that you’re never

this is a 70% chance that you’re never

this is a 70% chance that you’re never gonna see your money again are you okay

gonna see your money again are you okay

gonna see your money again are you okay with that and they still gave him the

with that and they still gave him the

with that and they still gave him the money to do it right and so having that

money to do it right and so having that

money to do it right and so having that optimism that you want to be able to

optimism that you want to be able to

optimism that you want to be able to build this big thing and you think

build this big thing and you think

build this big thing and you think you’re gonna succeed but also having a

you’re gonna succeed but also having a

you’re gonna succeed but also having a temper to let people know that they may

temper to let people know that they may

temper to let people know that they may never see their money again and is that

never see their money again and is that

never see their money again and is that okay because you don’t want to burn

okay because you don’t want to burn

okay because you don’t want to burn relationships because of money it’s the

relationships because of money it’s the

relationships because of money it’s the worst thing to be able to be in a fight

worst thing to be able to be in a fight

worst thing to be able to be in a fight over and so typically that with a

over and so typically that with a

over and so typically that with a startup company that’s where you get the

startup company that’s where you get the

startup company that’s where you get the funding to go if you’re looking at

funding to go if you’re looking at

funding to go if you’re looking at $50,000 under and it’s typically friends

$50,000 under and it’s typically friends

$50,000 under and it’s typically friends and family it’s not typically from

and family it’s not typically from

and family it’s not typically from bigger companies or investors or banks

bigger companies or investors or banks

bigger companies or investors or banks is from friends and family and so it may

is from friends and family and so it may

is from friends and family and so it may not be your closest friends and family

not be your closest friends and family

not be your closest friends and family sometimes it’s the people in your

sometimes it’s the people in your

sometimes it’s the people in your network it’s often called golf course

network it’s often called golf course

network it’s often called golf course preferred money the idea here is you go

preferred money the idea here is you go

preferred money the idea here is you go and you take your friends out or around

and you take your friends out or around

and you take your friends out or around the golf and then you go to the

the golf and then you go to the

the golf and then you go to the clubhouse and you talk about your

clubhouse and you talk about your

clubhouse and you talk about your business you know doing some kind of

business you know doing some kind of

business you know doing some kind of activity together and letting them know

activity together and letting them know

activity together and letting them know what you’re up to reaching out to your

what you’re up to reaching out to your

what you’re up to reaching out to your network beyond just your kind of

network beyond just your kind of

network beyond just your kind of immediate family and letting them know

immediate family and letting them know

immediate family and letting them know again there’s a big opportunity but

again there’s a big opportunity but

again there’s a big opportunity but there’s also risks that they’ll notice

there’s also risks that they’ll notice

there’s also risks that they’ll notice is that money again

number three is individual investors

number three is individual investors typically we call these people angels

typically we call these people angels

typically we call these people angels angels sometimes go on the debt side so

angels sometimes go on the debt side so

angels sometimes go on the debt side so we’re talking about how to get a loan

we’re talking about how to get a loan

we’re talking about how to get a loan not how to get an equity investment

not how to get an equity investment

not how to get an equity investment angels will sometimes go on the debt

angels will sometimes go on the debt

angels will sometimes go on the debt side where they’ll give you a loan and

side where they’ll give you a loan and

side where they’ll give you a loan and this is typically where you you know

this is typically where you you know

this is typically where you you know can’t go to the bank you can’t go

can’t go to the bank you can’t go

can’t go to the bank you can’t go anywhere else and so you get a loan

anywhere else and so you get a loan

anywhere else and so you get a loan you’re gonna likely expect a higher

you’re gonna likely expect a higher

you’re gonna likely expect a higher interest rate because it’s riskier right

interest rate because it’s riskier right

interest rate because it’s riskier right the riskier project is if everybody else

the riskier project is if everybody else

the riskier project is if everybody else has turned you down it’s a higher risk

has turned you down it’s a higher risk

has turned you down it’s a higher risk opportunity and so you’re gonna have to

opportunity and so you’re gonna have to

opportunity and so you’re gonna have to pay a higher interest rate what I would

pay a higher interest rate what I would

pay a higher interest rate what I would try to do if you’re reaching out to

try to do if you’re reaching out to

try to do if you’re reaching out to individuals first of all how do you find

individuals first of all how do you find

individuals first of all how do you find them usually soon your connections you

them usually soon your connections you

them usually soon your connections you should still informal networks

should still informal networks

should still informal networks most people don’t say hey I’m an angel

most people don’t say hey I’m an angel

most people don’t say hey I’m an angel investor give me your pitches and

investor give me your pitches and

investor give me your pitches and proposals because they’d be bombarded

proposals because they’d be bombarded

proposals because they’d be bombarded with people so the way to get through is

with people so the way to get through is

with people so the way to get through is typically through your lawyers through

typically through your lawyers through

typically through your lawyers through accountant suit bookkeepers through

accountant suit bookkeepers through

accountant suit bookkeepers through people who are dealing with these kinds

people who are dealing with these kinds

people who are dealing with these kinds of people on a regular basis so first

of people on a regular basis so first

of people on a regular basis so first step is talk to a lawyer talk to your

step is talk to a lawyer talk to your

step is talk to a lawyer talk to your accountant talk to you look deeper if

accountant talk to you look deeper if

accountant talk to you look deeper if you don’t have any of those lined up ask

you don’t have any of those lined up ask

you don’t have any of those lined up ask your friends do you have a lawyer do you

your friends do you have a lawyer do you

your friends do you have a lawyer do you ever count you have a bookkeeper that I

ever count you have a bookkeeper that I

ever count you have a bookkeeper that I could talk to I want to talk to you

could talk to I want to talk to you

could talk to I want to talk to you about my business and also potential

about my business and also potential

about my business and also potential look at pitching some investors and the

look at pitching some investors and the

look at pitching some investors and the more those kinds of people you could

more those kinds of people you could

more those kinds of people you could talk to an investor likely isn’t going

talk to an investor likely isn’t going

talk to an investor likely isn’t going to have a website to say pitching ideas

to have a website to say pitching ideas

to have a website to say pitching ideas but they will listen to their lawyer or

but they will listen to their lawyer or

but they will listen to their lawyer or their accountant or the bookkeeper who’s

their accountant or the bookkeeper who’s

their accountant or the bookkeeper who’s giving them ideas and say this might be

giving them ideas and say this might be

giving them ideas and say this might be a good fit next when you’re doing the

a good fit next when you’re doing the

a good fit next when you’re doing the pitch also make sure that you’re getting

pitch also make sure that you’re getting

pitch also make sure that you’re getting something more than money if I’m working

something more than money if I’m working

something more than money if I’m working with an angel investor I want to work

with an angel investor I want to work

with an angel investor I want to work with somebody who can potentially help

with somebody who can potentially help

with somebody who can potentially help my business either through some advice

my business either through some advice

my business either through some advice or some mentoring some connections sales

or some mentoring some connections sales

or some mentoring some connections sales opening doors the money is great but you

opening doors the money is great but you

opening doors the money is great but you want someone who can bring more than

want someone who can bring more than

want someone who can bring more than just have initial phase of funding to

just have initial phase of funding to

just have initial phase of funding to you

you

you that’s called dumb money you want people

that’s called dumb money you want people

that’s called dumb money you want people who are what they call smart money who’s

who are what they call smart money who’s

who are what they call smart money who’s gonna be able to bring a lot more to

gonna be able to bring a lot more to

gonna be able to bring a lot more to your business as well

we’re number four is government grants

we’re number four is government grants this is not quite a loan sometimes it is

this is not quite a loan sometimes it is

this is not quite a loan sometimes it is sometimes it’s not a hard core like

sometimes it’s not a hard core like

sometimes it’s not a hard core like official grant is just you get money you

official grant is just you get money you

official grant is just you get money you never have to pay back but a lot of

never have to pay back but a lot of

never have to pay back but a lot of government programs also our loan base

government programs also our loan base

government programs also our loan base where they pay either zero interest or a

where they pay either zero interest or a

where they pay either zero interest or a really low rate of interest and a lot of

really low rate of interest and a lot of

really low rate of interest and a lot of these government programs are based off

these government programs are based off

these government programs are based off super specific criteria so if you’re a

super specific criteria so if you’re a

super specific criteria so if you’re a woman entrepreneur these programs if

woman entrepreneur these programs if

woman entrepreneur these programs if you’re a native entrepreneurs programs

you’re a native entrepreneurs programs

you’re a native entrepreneurs programs if you’re African American you know

if you’re African American you know

if you’re African American you know entrepreneur this programs if you’re a

entrepreneur this programs if you’re a

entrepreneur this programs if you’re a young entrepreneur this program

young entrepreneur this program

young entrepreneur this program depending on how you classify there’s

depending on how you classify there’s

depending on how you classify there’s different programs it can also go by

different programs it can also go by

different programs it can also go by industry so there’s those programs for

industry so there’s those programs for

industry so there’s those programs for tech this there’s programs to retail

tech this there’s programs to retail

tech this there’s programs to retail those programs are also two different

those programs are also two different

those programs are also two different industries and one of the biggest

industries and one of the biggest

industries and one of the biggest challenges is figuring out which

challenges is figuring out which

challenges is figuring out which programs are available for meeting and

programs are available for meeting and

programs are available for meeting and you can also have them at a city level

you can also have them at a city level

you can also have them at a city level at a state of province level and at a

at a state of province level and at a

at a state of province level and at a national level lots of different

national level lots of different

national level lots of different programs in Canada we have a program is

programs in Canada we have a program is

programs in Canada we have a program is in Toronto at least we have an

in Toronto at least we have an

in Toronto at least we have an organization called Enterprise Toronto

organization called Enterprise Toronto

organization called Enterprise Toronto that’s run by the government and part of

that’s run by the government and part of

that’s run by the government and part of their role is to help kind of figure out

their role is to help kind of figure out

their role is to help kind of figure out what programs you might be a good for

what programs you might be a good for

what programs you might be a good for I’d highly recommend seeing what

I’d highly recommend seeing what

I’d highly recommend seeing what government agency is in your local

government agency is in your local

government agency is in your local community that might be able to help you

community that might be able to help you

community that might be able to help you make that decision of to who to apply to

make that decision of to who to apply to

make that decision of to who to apply to and what grant or loan might be the best

and what grant or loan might be the best

and what grant or loan might be the best fit for you sometimes there are

fit for you sometimes there are

fit for you sometimes there are restrictions on government programs so

restrictions on government programs so

restrictions on government programs so as an example the government might fund

as an example the government might fund

as an example the government might fund a program for you but you have to keep

a program for you but you have to keep

a program for you but you have to keep your company and your technology in your

your company and your technology in your

your company and your technology in your country for the next five years right

country for the next five years right

country for the next five years right there with us we have a program in

there with us we have a program in

there with us we have a program in Canada like that that if I did that it

Canada like that that if I did that it

Canada like that that if I did that it would prevent me from selling my company

would prevent me from selling my company

would prevent me from selling my company to an American company because the tech

to an American company because the tech

to an American company because the tech has to stay here for at least five years

has to stay here for at least five years

has to stay here for at least five years and so looking at what kind of

and so looking at what kind of

and so looking at what kind of restrictions might come with it the

restrictions might come with it the

restrictions might come with it the biggest downside about government

biggest downside about government

biggest downside about government programs is it just takes a long for it

programs is it just takes a long for it

programs is it just takes a long for it to happen you know entrepreneurs we want

to happen you know entrepreneurs we want

to happen you know entrepreneurs we want things that happen ASAP right now

things that happen ASAP right now

things that happen ASAP right now immediately we’re entrepreneurs we’re

immediately we’re entrepreneurs we’re

immediately we’re entrepreneurs we’re impatient we want things to just motor

impatient we want things to just motor

impatient we want things to just motor through and dealing with big

through and dealing with big

through and dealing with big corporations and banks is painful and

corporations and banks is painful and

corporations and banks is painful and slow enough a deal with the government

slow enough a deal with the government

slow enough a deal with the government is a whole other beast it’s just such a

is a whole other beast it’s just such a

is a whole other beast it’s just such a long waiting period that if you’re just

long waiting period that if you’re just

long waiting period that if you’re just waiting for that that come through

waiting for that that come through

waiting for that that come through nothing’s gonna happen your business so

nothing’s gonna happen your business so

nothing’s gonna happen your business so I would recommend if you’re looking at

I would recommend if you’re looking at

I would recommend if you’re looking at the government off

the government off

the government off and the half that is an option pursue it

and the half that is an option pursue it

and the half that is an option pursue it and at the same time start building up

and at the same time start building up

and at the same time start building up whatever you can with your business so

whatever you can with your business so

whatever you can with your business so that you’re not just waiting six months

that you’re not just waiting six months

that you’re not just waiting six months or a year or some government check they

or a year or some government check they

or a year or some government check they come in we number five is through

come in we number five is through

come in we number five is through customers and this is one of my favorite

customers and this is one of my favorite

customers and this is one of my favorite ways pre sell your product or your

ways pre sell your product or your

ways pre sell your product or your service to potential customers this is

service to potential customers this is

service to potential customers this is where services like Kickstarter come in

where services like Kickstarter come in

where services like Kickstarter come in or if you’re just launching a website

or if you’re just launching a website

or if you’re just launching a website and you’re promising a product and

and you’re promising a product and

and you’re promising a product and you’re doing pre-orders for campaign a

you’re doing pre-orders for campaign a

you’re doing pre-orders for campaign a buddy of mine is launching the new

buddy of mine is launching the new

buddy of mine is launching the new clothing line and he has a mock-up or a

clothing line and he has a mock-up or a

clothing line and he has a mock-up or a sample of one hoodie that he’s trying to

sample of one hoodie that he’s trying to

sample of one hoodie that he’s trying to sell and he’s taking pre-orders to see

sell and he’s taking pre-orders to see

sell and he’s taking pre-orders to see how many can he sell before he goes out

how many can he sell before he goes out

how many can he sell before he goes out and buys it it’s fantastic because one

and buys it it’s fantastic because one

and buys it it’s fantastic because one you’re not giving up any equity in your

you’re not giving up any equity in your

you’re not giving up any equity in your business so you’re not losing a

business so you’re not losing a

business so you’re not losing a percentage of your company – you’re not

percentage of your company – you’re not

percentage of your company – you’re not taking out a typical loan where you have

taking out a typical loan where you have

taking out a typical loan where you have to pay interest and principal back every

to pay interest and principal back every

to pay interest and principal back every month and three you’re only actually

month and three you’re only actually

month and three you’re only actually moving forward on your plan if you have

moving forward on your plan if you have

moving forward on your plan if you have sales it’s no risk because you’re making

sales it’s no risk because you’re making

sales it’s no risk because you’re making money before you’re spending money and

money before you’re spending money and

money before you’re spending money and so whether you’re using a platform like

so whether you’re using a platform like

so whether you’re using a platform like Kickstarter or whether you’re just using

Kickstarter or whether you’re just using

Kickstarter or whether you’re just using your own network for your website of

your own network for your website of

your own network for your website of your social media whatever idea you have

your social media whatever idea you have

your social media whatever idea you have I would try to just put together a

I would try to just put together a

I would try to just put together a presentation a mock-up a sample a demo

presentation a mock-up a sample a demo

presentation a mock-up a sample a demo and then go out and try to get orders

and then go out and try to get orders

and then go out and try to get orders for it don’t say that it’s available yet

for it don’t say that it’s available yet

for it don’t say that it’s available yet don’t say like hey I’m gonna take this

don’t say like hey I’m gonna take this

don’t say like hey I’m gonna take this order and it’s for sure gonna happen

order and it’s for sure gonna happen

order and it’s for sure gonna happen you say this is pre-orders we need to

you say this is pre-orders we need to

you say this is pre-orders we need to hit a thousand units or ten units or

hit a thousand units or ten units or

hit a thousand units or ten units or whatever your number is gonna be and if

whatever your number is gonna be and if

whatever your number is gonna be and if we hit that then we’re gonna make them

we hit that then we’re gonna make them

we hit that then we’re gonna make them and tying your customers into your goal

and tying your customers into your goal

and tying your customers into your goal is a great strategy because if they know

is a great strategy because if they know

is a great strategy because if they know you need to sell a hundred for this to

you need to sell a hundred for this to

you need to sell a hundred for this to be made maybe they tell their friends

be made maybe they tell their friends

be made maybe they tell their friends about it maybe they buy an extra one or

about it maybe they buy an extra one or

about it maybe they buy an extra one or two maybe they post it to the social

two maybe they post it to the social

two maybe they post it to the social media account because they really want

media account because they really want

media account because they really want to get that product and if they know

to get that product and if they know

to get that product and if they know that if you can’t get to a hundred

that if you can’t get to a hundred

that if you can’t get to a hundred you’re not gonna make it and so getting

you’re not gonna make it and so getting

you’re not gonna make it and so getting that money up front on your customers is

that money up front on your customers is

that money up front on your customers is from this list my favorite way to be

from this list my favorite way to be

from this list my favorite way to be able upon you your business

okay we number six is from your job you

okay we number six is from your job you know jobs suck but the reason to have a

know jobs suck but the reason to have a

know jobs suck but the reason to have a job is to be able to learn and to be

job is to be able to learn and to be

job is to be able to learn and to be able to understand how the industry

able to understand how the industry

able to understand how the industry works we will make some contacts and

works we will make some contacts and

works we will make some contacts and there’s two ways to get funded from your

there’s two ways to get funded from your

there’s two ways to get funded from your job one is you just use your salary that

job one is you just use your salary that

job one is you just use your salary that you’re making that hopefully can you

you’re making that hopefully can you

you’re making that hopefully can you could put aside some money every month

could put aside some money every month

could put aside some money every month so that’s not all going towards paying

so that’s not all going towards paying

so that’s not all going towards paying off your bills and you just living

off your bills and you just living

off your bills and you just living paycheck to paycheck and that may mean

paycheck to paycheck and that may mean

paycheck to paycheck and that may mean living below your means for a while to

living below your means for a while to

living below your means for a while to get the money to do what you want to do

get the money to do what you want to do

get the money to do what you want to do some people use it as an opportunity to

some people use it as an opportunity to

some people use it as an opportunity to start becoming an entrepreneur by

start becoming an entrepreneur by

start becoming an entrepreneur by leaving their job leaving being an

leaving their job leaving being an

leaving their job leaving being an employee and then contracting your

employee and then contracting your

employee and then contracting your services back to the same company they

services back to the same company they

services back to the same company they were working for so whatever you’re

were working for so whatever you’re

were working for so whatever you’re doing at the company the job that you’re

doing at the company the job that you’re

doing at the company the job that you’re you’re currently working at now go and

you’re currently working at now go and

you’re currently working at now go and talk to the boss and say listen I would

talk to the boss and say listen I would

talk to the boss and say listen I would love to be a continuous part of your

love to be a continuous part of your

love to be a continuous part of your company I want to keep adding value to

company I want to keep adding value to

company I want to keep adding value to what you’re doing can we make it that

what you’re doing can we make it that

what you’re doing can we make it that I’m a contractor for you instead of an

I’m a contractor for you instead of an

I’m a contractor for you instead of an employee and maybe then you reduce your

employee and maybe then you reduce your

employee and maybe then you reduce your number of hours maybe you go from five

number of hours maybe you go from five

number of hours maybe you go from five visit with the four days a week or

visit with the four days a week or

visit with the four days a week or slowly that evolves over time as a

slowly that evolves over time as a

slowly that evolves over time as a contractor as an entrepreneur you get to

contractor as an entrepreneur you get to

contractor as an entrepreneur you get to take home a lot more money because you

take home a lot more money because you

take home a lot more money because you can write off a lot more things as part

can write off a lot more things as part

can write off a lot more things as part of your business you’re not spending

of your business you’re not spending

of your business you’re not spending after-tax dollars on everything and that

after-tax dollars on everything and that

after-tax dollars on everything and that can help fund the next evolution of your

can help fund the next evolution of your

can help fund the next evolution of your company the other thing you can do with

company the other thing you can do with

company the other thing you can do with the job is try to look for opportunities

the job is try to look for opportunities

the job is try to look for opportunities to create a business so are any of the

to create a business so are any of the

to create a business so are any of the customers that you’re working with

customers that you’re working with

customers that you’re working with potential customers for your new company

potential customers for your new company

potential customers for your new company or any the people on your team people

or any the people on your team people

or any the people on your team people that you can work with on your new

that you can work with on your new

that you can work with on your new business so don’t go to a job just to

business so don’t go to a job just to

business so don’t go to a job just to collect the paycheck and hate your life

collect the paycheck and hate your life

collect the paycheck and hate your life you go to a job to learn to mentor to

you go to a job to learn to mentor to

you go to a job to learn to mentor to grow to make connections to potentially

grow to make connections to potentially

grow to make connections to potentially sell your services to and that becomes a

sell your services to and that becomes a

sell your services to and that becomes a little incubation for your next business

anyway number seven is Swiss suppliers

anyway number seven is Swiss suppliers this is a more innovative strategy to be

this is a more innovative strategy to be

this is a more innovative strategy to be able to get your company off the ground

able to get your company off the ground

able to get your company off the ground but think about where you’re gonna be

but think about where you’re gonna be

but think about where you’re gonna be spending your money so you need X amount

spending your money so you need X amount

spending your money so you need X amount of dollars about your business right you

of dollars about your business right you

of dollars about your business right you need whatever it is $10,000 $25,000

need whatever it is $10,000 $25,000

need whatever it is $10,000 $25,000 where are you gonna spend that money who

where are you gonna spend that money who

where are you gonna spend that money who are you going to be spending it with and

are you going to be spending it with and

are you going to be spending it with and then go have a conversation with those

then go have a conversation with those

then go have a conversation with those people to see if it’s something that you

people to see if it’s something that you

people to see if it’s something that you can work out if they really believe in

can work out if they really believe in

can work out if they really believe in your mission your vision your plan that

your mission your vision your plan that

your mission your vision your plan that this is going to work out that you’re

this is going to work out that you’re

this is going to work out that you’re gonna grow with them you’re gonna give

gonna grow with them you’re gonna give

gonna grow with them you’re gonna give them referrals you’re gonna increase the

them referrals you’re gonna increase the

them referrals you’re gonna increase the business that you do with them they may

business that you do with them they may

business that you do with them they may be able to give you credit they maybe

be able to give you credit they maybe

be able to give you credit they maybe will say okay you know what we will give

will say okay you know what we will give

will say okay you know what we will give you your first 500 hoodies go and sell

you your first 500 hoodies go and sell

you your first 500 hoodies go and sell those we’ll give you those on credit

those we’ll give you those on credit

those we’ll give you those on credit then come back and pay us and so it

then come back and pay us and so it

then come back and pay us and so it doesn’t always have to be from friends

doesn’t always have to be from friends

doesn’t always have to be from friends or family or government or banks or jobs

or family or government or banks or jobs

or family or government or banks or jobs or customers could also come from the

or customers could also come from the

or customers could also come from the supplier side if you can strike up some

supplier side if you can strike up some

supplier side if you can strike up some interesting unique ways to be able to

interesting unique ways to be able to

interesting unique ways to be able to get the products or service that you

get the products or service that you

get the products or service that you need up front in advance on credit and

need up front in advance on credit and

need up front in advance on credit and then go out in the suburbs and sales so

then go out in the suburbs and sales so

then go out in the suburbs and sales so that’s what I got those are my seven

that’s what I got those are my seven

that’s what I got those are my seven ways to get a loan as a start-up I want

ways to get a loan as a start-up I want

ways to get a loan as a start-up I want to thank mode Abu self for given that

to thank mode Abu self for given that

to thank mode Abu self for given that recommendation and there’s a topic you

recommendation and there’s a topic you

recommendation and there’s a topic you want me to cover in another seven ways

want me to cover in another seven ways

want me to cover in another seven ways video check out the link in description

video check out the link in description

video check out the link in description you can go and cast your vote I love to

you can go and cast your vote I love to

you can go and cast your vote I love to know from the seven which one was your

know from the seven which one was your

know from the seven which one was your favorite which one are you going to

favorite which one are you going to

favorite which one are you going to apply immediately to your business and

apply immediately to your business and

apply immediately to your business and is there an 8 9 10 that you want to add

is there an 8 9 10 that you want to add

is there an 8 9 10 that you want to add to the list share it down the comments

to the list share it down the comments

to the list share it down the comments below really excited to see what you

below really excited to see what you

below really excited to see what you have to say thank you guys again for

have to say thank you guys again for

have to say thank you guys again for watching I believe in you

watching I believe in you

watching I believe in you hoping continue to believe in yourself

hoping continue to believe in yourself

hoping continue to believe in yourself and whatever your one word is much love

and whatever your one word is much love

and whatever your one word is much love guys see you soon raise your standard

guys see you soon raise your standard

guys see you soon raise your standard Apple at the core its core value is that

passion not one drop of most self-worth

passion not one drop of most self-worth depends on your acceptance of me I don’t

depends on your acceptance of me I don’t

depends on your acceptance of me I don’t ever give up I’d have to be

ever give up I’d have to be

ever give up I’d have to be dead or completely incapacitated hey

dead or completely incapacitated hey

dead or completely incapacitated hey believe nation if you want to see my

believe nation if you want to see my

believe nation if you want to see my all-time favorite top ten roses success

all-time favorite top ten roses success

all-time favorite top ten roses success I have a very special secret video for

I have a very special secret video for

I have a very special secret video for you these are the individual Clips that

you these are the individual Clips that

you these are the individual Clips that I have personally learned the most from

I have personally learned the most from

I have personally learned the most from and applied to my life and my business

and applied to my life and my business

and applied to my life and my business check the link in description for

check the link in description for

check the link in description for details

”

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