hi everybody I’m Jim Rohn I went to high school I graduated I went to college one
school I graduated I went to college one
school I graduated I went to college one year halfway through my second year I
year halfway through my second year I
year halfway through my second year I decided I was smart enough so I quit
decided I was smart enough so I quit
decided I was smart enough so I quit one of my major mistakes I should have
one of my major mistakes I should have
one of my major mistakes I should have stayed in school but I thought you know
stayed in school but I thought you know
stayed in school but I thought you know heck I’m smart enough to get a job and
heck I’m smart enough to get a job and
heck I’m smart enough to get a job and back then I thought you know that was it
back then I thought you know that was it
back then I thought you know that was it if you’re smart enough to get a job what
if you’re smart enough to get a job what
if you’re smart enough to get a job what else would you need found out later a
else would you need found out later a
else would you need found out later a big mistake but anyway I quit school at
big mistake but anyway I quit school at
big mistake but anyway I quit school at age 19 went to work a little while later
age 19 went to work a little while later
age 19 went to work a little while later persuaded a beautiful young lady to
persuaded a beautiful young lady to
persuaded a beautiful young lady to marry me with a lot of fancy promises
marry me with a lot of fancy promises
marry me with a lot of fancy promises and fortunately for me we got married a
and fortunately for me we got married a
and fortunately for me we got married a little while later I started my family
little while later I started my family
little while later I started my family and I’m out there working hard doing the
and I’m out there working hard doing the
and I’m out there working hard doing the best I thought I could but year by year
best I thought I could but year by year
best I thought I could but year by year I kept falling a little further behind
I kept falling a little further behind
I kept falling a little further behind you know buying a little more than I
you know buying a little more than I
you know buying a little more than I could conveniently pay for on time and
could conveniently pay for on time and
could conveniently pay for on time and the creditors are finally starting to
the creditors are finally starting to
the creditors are finally starting to call saying hey you told us the cheque
call saying hey you told us the cheque
call saying hey you told us the cheque was in the mail I’m not feeling it all
was in the mail I’m not feeling it all
was in the mail I’m not feeling it all good about that about age 25 I’ve got
good about that about age 25 I’ve got
good about that about age 25 I’ve got pennies in my pocket I’ve got nothing in
pennies in my pocket I’ve got nothing in
pennies in my pocket I’ve got nothing in the bank and way behind on my big mouth
the bank and way behind on my big mouth
the bank and way behind on my big mouth promises to my family and wondering what
promises to my family and wondering what
promises to my family and wondering what could I do to make my life better I was
could I do to make my life better I was
could I do to make my life better I was willing to work hard that was not my
willing to work hard that was not my
willing to work hard that was not my problem but I just wasn’t making the
problem but I just wasn’t making the
problem but I just wasn’t making the progress I wanted to make and then good
progress I wanted to make and then good
progress I wanted to make and then good fortune came my way sometimes it’s
fortune came my way sometimes it’s
fortune came my way sometimes it’s difficult to describe good fortune why
difficult to describe good fortune why
difficult to describe good fortune why something remarkable happens to you at a
something remarkable happens to you at a
something remarkable happens to you at a particular time one of my friends says
particular time one of my friends says
particular time one of my friends says well hey things don’t just happen things
well hey things don’t just happen things
well hey things don’t just happen things happen just and maybe that’s it I don’t
happen just and maybe that’s it I don’t
happen just and maybe that’s it I don’t know but my good fortune was I had a
know but my good fortune was I had a
know but my good fortune was I had a chance to meet a very wealthy man his
chance to meet a very wealthy man his
chance to meet a very wealthy man his name was mr. chef mr. rill chef a friend
name was mr. chef mr. rill chef a friend
name was mr. chef mr. rill chef a friend of mine had gone to work for him and he
of mine had gone to work for him and he
of mine had gone to work for him and he started telling me about this man he
started telling me about this man he
started telling me about this man he said you got to meet this man he’s rich
said you got to meet this man he’s rich
said you got to meet this man he’s rich but he’s easy to talk to and he’s got a
but he’s easy to talk to and he’s got a
but he’s easy to talk to and he’s got a remarkable philosophy of life and he
remarkable philosophy of life and he
remarkable philosophy of life and he kept going on and I thought well I’ve
kept going on and I thought well I’ve
kept going on and I thought well I’ve got to meet this man so shortly after
got to meet this man so shortly after
got to meet this man so shortly after that I had a chance to meet this mister
that I had a chance to meet this mister
that I had a chance to meet this mister and I was impressed he was rich he was
and I was impressed he was rich he was
and I was impressed he was rich he was easy to talk to within a few minutes I
easy to talk to within a few minutes I
easy to talk to within a few minutes I was dazzled and I said to myself I would
was dazzled and I said to myself I would
was dazzled and I said to myself I would give anything if I could be like that
give anything if I could be like that
give anything if I could be like that rich and easy to talk to what would it
rich and easy to talk to what would it
rich and easy to talk to what would it take and then I thought if I could just
take and then I thought if I could just
take and then I thought if I could just get around somebody like him and if he
get around somebody like him and if he
get around somebody like him and if he would teach me and coach me I would do
would teach me and coach me I would do
would teach me and coach me I would do it all and that was my good fortune a
it all and that was my good fortune a
it all and that was my good fortune a few months later this wealthy man mr.
few months later this wealthy man mr.
few months later this wealthy man mr. show hired me and gave me a job and I
show hired me and gave me a job and I
show hired me and gave me a job and I went to work for him money I spent the
went to work for him money I spent the
went to work for him money I spent the next five years in his employ and then
next five years in his employ and then
next five years in his employ and then unfortunately at age 49 he died but I
unfortunately at age 49 he died but I
unfortunately at age 49 he died but I got to spend five years with this
got to spend five years with this
got to spend five years with this remarkable man his last five years of
remarkable man his last five years of
remarkable man his last five years of his life and the first five years of my
his life and the first five years of my
his life and the first five years of my new life and my dream came true during
new life and my dream came true during
new life and my dream came true during that five year period this man took the
that five year period this man took the
that five year period this man took the time to teach me and coach me he taught
time to teach me and coach me he taught
time to teach me and coach me he taught me the books to read he taught me the
me the books to read he taught me the
me the books to read he taught me the disciplines and he taught me the skills
disciplines and he taught me the skills
disciplines and he taught me the skills and he taught me the changes to make in
and he taught me the changes to make in
and he taught me the changes to make in my language and personality and the
my language and personality and the
my language and personality and the things he shared with me during that
things he shared with me during that
things he shared with me during that five years changed my whole life changed
five years changed my whole life changed
five years changed my whole life changed my income changed my bank account
my income changed my bank account
my income changed my bank account changed my future I’ve never been the
changed my future I’ve never been the
changed my future I’ve never been the same by the time I was 31 years old I
same by the time I was 31 years old I
same by the time I was 31 years old I was a millionaire so he taught me
was a millionaire so he taught me
was a millionaire so he taught me economics as well so how lucky can you
economics as well so how lucky can you
economics as well so how lucky can you get
get
get to meet the right person at the right
to meet the right person at the right
to meet the right person at the right time who takes the time to share with
time who takes the time to share with
time who takes the time to share with you ideas that can change your life a
you ideas that can change your life a
you ideas that can change your life a lot of rich people right don’t take the
lot of rich people right don’t take the
lot of rich people right don’t take the time but he did and he also had the
time but he did and he also had the
time but he did and he also had the ability some people want to share their
ability some people want to share their
ability some people want to share their experiences but they don’t quite know
experiences but they don’t quite know
experiences but they don’t quite know how to say it but he had it all and he
how to say it but he had it all and he
how to say it but he had it all and he used language that I could understand
used language that I could understand
used language that I could understand and those ideas greatly affected my life
and those ideas greatly affected my life
and those ideas greatly affected my life I wish he was still alive today if he
I wish he was still alive today if he
I wish he was still alive today if he was I’d be calling him today one more
was I’d be calling him today one more
was I’d be calling him today one more time thanking him for the time he spent
time thanking him for the time he spent
time thanking him for the time he spent with me sharing his life and his
with me sharing his life and his
with me sharing his life and his experiences that so dramatically
experiences that so dramatically
experiences that so dramatically affected my life then how I really came
affected my life then how I really came
affected my life then how I really came to be invited to speak to you today 30
to be invited to speak to you today 30
to be invited to speak to you today 30 plus years ago I was living in Beverly
plus years ago I was living in Beverly
plus years ago I was living in Beverly Hills California and a friend of mine
Hills California and a friend of mine
Hills California and a friend of mine one day said
one day said
one day said Jim you’ve got to come and tell your
Jim you’ve got to come and tell your
Jim you’ve got to come and tell your story to my service club he belong to
story to my service club he belong to
story to my service club he belong to the Rotary Club and he said I know your
the Rotary Club and he said I know your
the Rotary Club and he said I know your story Idaho farm boy makes it to Beverly
story Idaho farm boy makes it to Beverly
story Idaho farm boy makes it to Beverly Hills but he said I know my club members
Hills but he said I know my club members
Hills but he said I know my club members would love to hear your story would you
would love to hear your story would you
would love to hear your story would you come and and at our breakfast meeting
come and and at our breakfast meeting
come and and at our breakfast meeting and tell your story and I said ok so I
and tell your story and I said ok so I
and tell your story and I said ok so I arranged a little talk went and shared
arranged a little talk went and shared
arranged a little talk went and shared my story that morning and guess what
my story that morning and guess what
my story that morning and guess what they liked it and my phone rang another
they liked it and my phone rang another
they liked it and my phone rang another club called and said would you come and
club called and said would you come and
club called and said would you come and tell us that story my phone rings
tell us that story my phone rings
tell us that story my phone rings another club call said we’ve heard about
another club call said we’ve heard about
another club call said we’ve heard about your story we have a luncheon meeting
your story we have a luncheon meeting
your story we have a luncheon meeting would you come share your story first
would you come share your story first
would you come share your story first thing I know I’m spending a little piece
thing I know I’m spending a little piece
thing I know I’m spending a little piece of my time giving these breakfast talks
of my time giving these breakfast talks
of my time giving these breakfast talks and luncheon talks and then one day a
and luncheon talks and then one day a
and luncheon talks and then one day a man who heard my talk about three times
man who heard my talk about three times
man who heard my talk about three times said would you come and talk to my
said would you come and talk to my
said would you come and talk to my management and sales people he said I’ve
management and sales people he said I’ve
management and sales people he said I’ve got this little company going and it see
got this little company going and it see
got this little company going and it see if you he said if you would spend some
if you he said if you would spend some
if you he said if you would spend some time talking with my management and
time talking with my management and
time talking with my management and sales people I’d be happy to pay you and
sales people I’d be happy to pay you and
sales people I’d be happy to pay you and I thought wow wouldn’t that be something
I thought wow wouldn’t that be something
I thought wow wouldn’t that be something tell my story and my experiences and get
tell my story and my experiences and get
tell my story and my experiences and get paid he said I’d be happy to little did
paid he said I’d be happy to little did
paid he said I’d be happy to little did I know that was the beginning of a whole
I know that was the beginning of a whole
I know that was the beginning of a whole new brand new adventure for me and
new brand new adventure for me and
new brand new adventure for me and sharing my story in speeches and talks
sharing my story in speeches and talks
sharing my story in speeches and talks and seminars and lectures and now this
and seminars and lectures and now this
and seminars and lectures and now this business become one of my most
business become one of my most
business become one of my most flourishing enterprises takes me around
flourishing enterprises takes me around
flourishing enterprises takes me around the world I went to many countries just
the world I went to many countries just
the world I went to many countries just this year had my largest audience early
this year had my largest audience early
this year had my largest audience early this year in Spain 12,000 people 10
this year in Spain 12,000 people 10
this year in Spain 12,000 people 10 different languages being translated at
different languages being translated at
different languages being translated at the same time the whole audience with
the same time the whole audience with
the same time the whole audience with the earphones on it’s interesting when
the earphones on it’s interesting when
the earphones on it’s interesting when you lecture with multi languages you
you lecture with multi languages you
you lecture with multi languages you know when you hit the punch line you
know when you hit the punch line you
know when you hit the punch line you know the Spanish laughs first and then
know the Spanish laughs first and then
know the Spanish laughs first and then the French get it and then finally the
the French get it and then finally the
the French get it and then finally the Italians get it and last the Germans
Italians get it and last the Germans
Italians get it and last the Germans finally get it and then I say hey the
finally get it and then I say hey the
finally get it and then I say hey the Germans finally got it I guess we can
Germans finally got it I guess we can
Germans finally got it I guess we can continue you know some languages take
continue you know some languages take
continue you know some languages take long longer to translate than other
long longer to translate than other
long longer to translate than other languages but what an exciting adventure
languages but what an exciting adventure
languages but what an exciting adventure for me I was in Israel this year I
for me I was in Israel this year I
for me I was in Israel this year I lectured in France my first trip to
lectured in France my first trip to
lectured in France my first trip to Prague Czechoslovakia Lisbon Portugal
Prague Czechoslovakia Lisbon Portugal
Prague Czechoslovakia Lisbon Portugal last year I was in London lecturing
last year I was in London lecturing
last year I was in London lecturing happened to be there the same night
happened to be there the same night
happened to be there the same night Pavarotti was singing in London so a big
Pavarotti was singing in London so a big
Pavarotti was singing in London so a big dilemma for the people in London shall
dilemma for the people in London shall
dilemma for the people in London shall we go see Jim Rohn or shall we go listen
we go see Jim Rohn or shall we go listen
we go see Jim Rohn or shall we go listen to Pavarotti well I must admit he had
to Pavarotti well I must admit he had
to Pavarotti well I must admit he had more people and I did like a hundred and
more people and I did like a hundred and
more people and I did like a hundred and fifty thousand more he did a free
fifty thousand more he did a free
fifty thousand more he did a free concert in Hyde Park and they expected a
concert in Hyde Park and they expected a
concert in Hyde Park and they expected a quarter of a million but only a hundred
quarter of a million but only a hundred
quarter of a million but only a hundred and fifty thousand showed up because it
and fifty thousand showed up because it
and fifty thousand showed up because it rained and they all got soaked from
rained and they all got soaked from
rained and they all got soaked from Prince Charles on down but they sat in
Prince Charles on down but they sat in
Prince Charles on down but they sat in the rain and listened to Pavarotti I
the rain and listened to Pavarotti I
the rain and listened to Pavarotti I would have been happy that evening right
would have been happy that evening right
would have been happy that evening right to cancel my seminar and go sit in the
to cancel my seminar and go sit in the
to cancel my seminar and go sit in the rain and listen to Pavarotti anyway he
rain and listen to Pavarotti anyway he
rain and listen to Pavarotti anyway he and I have agreed now not to appear in
and I have agreed now not to appear in
and I have agreed now not to appear in the same city on the same day anymore
the same city on the same day anymore
the same city on the same day anymore not really but how exciting for me to be
not really but how exciting for me to be
not really but how exciting for me to be able to travel all around the world and
able to travel all around the world and
able to travel all around the world and share my story and then especially to
share my story and then especially to
share my story and then especially to have this chance today to come and visit
have this chance today to come and visit
have this chance today to come and visit with you and when I get a chance to
with you and when I get a chance to
with you and when I get a chance to speak at a at a high school class or a
speak at a at a high school class or a
speak at a at a high school class or a university class I’m always excited
university class I’m always excited
university class I’m always excited about it I’m limited in time so I wanted
about it I’m limited in time so I wanted
about it I’m limited in time so I wanted to use this way to come and share my
to use this way to come and share my
to use this way to come and share my story with you and some ideas that might
story with you and some ideas that might
story with you and some ideas that might be helpful in your career for the future
be helpful in your career for the future
be helpful in your career for the future in your now busy life as a student and
in your now busy life as a student and
in your now busy life as a student and then wherever you find yourself in the
then wherever you find yourself in the
then wherever you find yourself in the years to come some of the things I’m
years to come some of the things I’m
years to come some of the things I’m going to share with you I want you to
going to share with you I want you to
going to share with you I want you to remember for a long long time because
remember for a long long time because
remember for a long long time because the idea is I want to translate for you
the idea is I want to translate for you
the idea is I want to translate for you drastically affected my life and if I
drastically affected my life and if I
drastically affected my life and if I can share now and affect your life and
can share now and affect your life and
can share now and affect your life and you write me a letter or tell me in
you write me a letter or tell me in
you write me a letter or tell me in person someday mr. Owen I listen to your
person someday mr. Owen I listen to your
person someday mr. Owen I listen to your video and I watched it carefully and
video and I watched it carefully and
video and I watched it carefully and sure enough some of the ideas that you
sure enough some of the ideas that you
sure enough some of the ideas that you shared greatly affected me and here’s
shared greatly affected me and here’s
shared greatly affected me and here’s what’s happened to my bank account
what’s happened to my bank account
what’s happened to my bank account here’s what happened to me in school
here’s what happened to me in school
here’s what happened to me in school here’s what’s happening to my future
here’s what’s happening to my future
here’s what’s happening to my future that’ll give me great great satisfaction
that’ll give me great great satisfaction
that’ll give me great great satisfaction so the man who shared with me ideas that
so the man who shared with me ideas that
so the man who shared with me ideas that changed my life I want to share with you
changed my life I want to share with you
changed my life I want to share with you three of those basic subjects when I met
three of those basic subjects when I met
three of those basic subjects when I met him I was 25 years old and when I first
him I was 25 years old and when I first
him I was 25 years old and when I first got acquainted with him I used a lot of
got acquainted with him I used a lot of
got acquainted with him I used a lot of excuses as to why I wasn’t doing well
excuses as to why I wasn’t doing well
excuses as to why I wasn’t doing well and he said well tell me
and he said well tell me
and he said well tell me little bit about your story and I told
little bit about your story and I told
little bit about your story and I told him you know I was behind on my bills
him you know I was behind on my bills
him you know I was behind on my bills had pennies in my pocket nothing in the
had pennies in my pocket nothing in the
had pennies in my pocket nothing in the bank but I was embarrassed about being
bank but I was embarrassed about being
bank but I was embarrassed about being behind on my big mouth promises to my
behind on my big mouth promises to my
behind on my big mouth promises to my family and then he gave me one little
family and then he gave me one little
family and then he gave me one little simple phrase that really forever
simple phrase that really forever
simple phrase that really forever changed my life and here’s what he said
changed my life and here’s what he said
changed my life and here’s what he said mr. Owen if you want the future to
mr. Owen if you want the future to
mr. Owen if you want the future to change for you you’ve got to change and
change for you you’ve got to change and
change for you you’ve got to change and he said if you don’t change the next six
he said if you don’t change the next six
he said if you don’t change the next six years of your life is gonna be just like
years of your life is gonna be just like
years of your life is gonna be just like the last six you’ll still be behind on
the last six you’ll still be behind on
the last six you’ll still be behind on your bills you’ll still be behind on
your bills you’ll still be behind on
your bills you’ll still be behind on your promises but then he gave it to me
your promises but then he gave it to me
your promises but then he gave it to me in the form of a promise when I was
in the form of a promise when I was
in the form of a promise when I was twenty five years old I’ve remembered it
twenty five years old I’ve remembered it
twenty five years old I’ve remembered it all these years and I’ve shared this
all these years and I’ve shared this
all these years and I’ve shared this promise now was probably over three
promise now was probably over three
promise now was probably over three million people in the last 30-plus years
million people in the last 30-plus years
million people in the last 30-plus years and it’s gonna be valid for you so
and it’s gonna be valid for you so
and it’s gonna be valid for you so listen carefully to this promise my
listen carefully to this promise my
listen carefully to this promise my teacher said to me young man if you will
teacher said to me young man if you will
teacher said to me young man if you will change everything will change for you if
change everything will change for you if
change everything will change for you if you will get better everything will get
you will get better everything will get
you will get better everything will get better for you what a clear message that
better for you what a clear message that
better for you what a clear message that was for me
was for me
was for me he said if you’ll change your philosophy
he said if you’ll change your philosophy
he said if you’ll change your philosophy if you’ll change your habits if you’ll
if you’ll change your habits if you’ll
if you’ll change your habits if you’ll refine your thinking if you’ll change
refine your thinking if you’ll change
refine your thinking if you’ll change and accept some new disciplines if
and accept some new disciplines if
and accept some new disciplines if you’ll turn the corner where you’ve been
you’ll turn the corner where you’ve been
you’ll turn the corner where you’ve been in the past go for a new life for the
in the past go for a new life for the
in the past go for a new life for the future
future
future he said all kinds of remarkable things
he said all kinds of remarkable things
he said all kinds of remarkable things will happen for you if you will change
will happen for you if you will change
will happen for you if you will change before I met mr. show if I used to cross
before I met mr. show if I used to cross
before I met mr. show if I used to cross my fingers and say I sure hope things
my fingers and say I sure hope things
my fingers and say I sure hope things will change I was hoping the government
will change I was hoping the government
will change I was hoping the government would change and the tax structure would
would change and the tax structure would
would change and the tax structure would change and that my boss would change and
change and that my boss would change and
change and that my boss would change and pay me more money I was hoping that you
pay me more money I was hoping that you
pay me more money I was hoping that you know economics would change and prices
know economics would change and prices
know economics would change and prices would come down and I was hoping that
would come down and I was hoping that
would come down and I was hoping that circumstances would get better and then
circumstances would get better and then
circumstances would get better and then I discovered from my teacher that those
I discovered from my teacher that those
I discovered from my teacher that those things are going to continue the same in
things are going to continue the same in
things are going to continue the same in fact all of those things that happen to
fact all of those things that happen to
fact all of those things that happen to us is kind of like the wind that blows
us is kind of like the wind that blows
us is kind of like the wind that blows and the wind blows on us all in fact in
and the wind blows on us all in fact in
and the wind blows on us all in fact in America especially the last six and a
America especially the last six and a
America especially the last six and a half thousand years of recorded history
half thousand years of recorded history
half thousand years of recorded history we’ve got probably the most favorable
we’ve got probably the most favorable
we’ve got probably the most favorable wind that’s ever blown economics and
wind that’s ever blown economics and
wind that’s ever blown economics and chances living in a free country
chances living in a free country
chances living in a free country democracy and freedom an excellent
democracy and freedom an excellent
democracy and freedom an excellent economy sure we struggled at times but
economy sure we struggled at times but
economy sure we struggled at times but compared to the rest of the world in the
compared to the rest of the world in the
compared to the rest of the world in the last six and a half thousand years we’ve
last six and a half thousand years we’ve
last six and a half thousand years we’ve got the best wind ever but if you just
got the best wind ever but if you just
got the best wind ever but if you just let the wind blow I’m telling you it
let the wind blow I’m telling you it
let the wind blow I’m telling you it won’t take you where you want to go all
won’t take you where you want to go all
won’t take you where you want to go all of us must use this wind to take us to
of us must use this wind to take us to
of us must use this wind to take us to the dreams we’ve got to the equities we
the dreams we’ve got to the equities we
the dreams we’ve got to the equities we want to the money we want to the income
want to the money we want to the income
want to the money we want to the income we want and to all the things we want
we want and to all the things we want
we want and to all the things we want our life to have this is where we want
our life to have this is where we want
our life to have this is where we want to go and we’ve got a good wind but we
to go and we’ve got a good wind but we
to go and we’ve got a good wind but we must not leave our future just to the
must not leave our future just to the
must not leave our future just to the wind just to the economy just to the
wind just to the economy just to the
wind just to the economy just to the structure of the way things are
structure of the way things are
structure of the way things are happening today here’s what we must
happening today here’s what we must
happening today here’s what we must learn to do and that is set a good sail
learn to do and that is set a good sail
learn to do and that is set a good sail and if you’ll learn to set a good sail
and if you’ll learn to set a good sail
and if you’ll learn to set a good sail and that’s what my teacher taught me in
and that’s what my teacher taught me in
and that’s what my teacher taught me in those early days he said mr. Owen the
those early days he said mr. Owen the
those early days he said mr. Owen the wind is gonna blow however it’s gonna
wind is gonna blow however it’s gonna
wind is gonna blow however it’s gonna blow politics are gonna be politics and
blow politics are gonna be politics and
blow politics are gonna be politics and the economy is gonna be the economy and
the economy is gonna be the economy and
the economy is gonna be the economy and however it turns out that’s the way it’s
however it turns out that’s the way it’s
however it turns out that’s the way it’s gonna be what you must learn to do is
gonna be what you must learn to do is
gonna be what you must learn to do is not to wish for a better wind that’s
not to wish for a better wind that’s
not to wish for a better wind that’s naive the key is to wish for the wisdom
naive the key is to wish for the wisdom
naive the key is to wish for the wisdom and the skills and the learning so that
and the skills and the learning so that
and the skills and the learning so that you can set a better sail and so that’s
you can set a better sail and so that’s
you can set a better sail and so that’s what I did at age 25 I went to work not
what I did at age 25 I went to work not
what I did at age 25 I went to work not on the economy I went to work not on the
on the economy I went to work not on the
on the economy I went to work not on the community I didn’t go to work to try to
community I didn’t go to work to try to
community I didn’t go to work to try to change the government I didn’t go to
change the government I didn’t go to
change the government I didn’t go to work to try to change my boss or the
work to try to change my boss or the
work to try to change my boss or the company I didn’t go to work to try to
company I didn’t go to work to try to
company I didn’t go to work to try to change circumstances I went to work to
change circumstances I went to work to
change circumstances I went to work to try to change myself and I picked up
try to change myself and I picked up
try to change myself and I picked up that promise my teacher shared with me
that promise my teacher shared with me
that promise my teacher shared with me that if I would change my income would
that if I would change my income would
that if I would change my income would change if I would change my bank account
change if I would change my bank account
change if I would change my bank account would change if I would change my future
would change if I would change my future
would change if I would change my future would change and sure enough his promise
would change and sure enough his promise
would change and sure enough his promise came true for me the first six years of
came true for me the first six years of
came true for me the first six years of my economic life I wound up broke those
my economic life I wound up broke those
my economic life I wound up broke those pennies in my pocket nothing in the bank
pennies in my pocket nothing in the bank
pennies in my pocket nothing in the bank behind on my promises the second six
behind on my promises the second six
behind on my promises the second six years of my economic life I wound up
years of my economic life I wound up
years of my economic life I wound up rich but interestingly enough the second
rich but interestingly enough the second
rich but interestingly enough the second six years of my economic life the
six years of my economic life the
six years of my economic life the government was about the same and the
government was about the same and the
government was about the same and the economy was about the same you know the
economy was about the same you know the
economy was about the same you know the companies were about the same what they
companies were about the same what they
companies were about the same what they paid was the same
paid was the same
paid was the same circumstances around me were the same
circumstances around me were the same
circumstances around me were the same you know my negative relatives were the
you know my negative relatives were the
you know my negative relatives were the same but I was not the same that’s how
same but I was not the same that’s how
same but I was not the same that’s how my life changed that’s how things
my life changed that’s how things
my life changed that’s how things started working for me changing my life
started working for me changing my life
started working for me changing my life all those years ago so that’s what I
all those years ago so that’s what I
all those years ago so that’s what I wanted to share with you to begin with
wanted to share with you to begin with
wanted to share with you to begin with this beginning of what mr. sho shared
this beginning of what mr. sho shared
this beginning of what mr. sho shared with me that if I wanted my life to
with me that if I wanted my life to
with me that if I wanted my life to change this was what I was going to have
change this was what I was going to have
change this was what I was going to have to do and so he broke it down into three
to do and so he broke it down into three
to do and so he broke it down into three subjects that really made an impact on
subjects that really made an impact on
subjects that really made an impact on my life and I want to share those with
my life and I want to share those with
my life and I want to share those with you
you
you the first subject he called personal
the first subject he called personal
the first subject he called personal development and the second subject he
development and the second subject he
development and the second subject he called setting goals and the third was
called setting goals and the third was
called setting goals and the third was how to become financially independent
how to become financially independent
how to become financially independent and I’d like to give you just a few
and I’d like to give you just a few
and I’d like to give you just a few clues from those three major subjects
clues from those three major subjects
clues from those three major subjects that so dramatically affected my life
that so dramatically affected my life
that so dramatically affected my life and let’s get started the first one is
and let’s get started the first one is
and let’s get started the first one is personal development now in illustrating
personal development now in illustrating
personal development now in illustrating personal development mr. chef my teacher
personal development mr. chef my teacher
personal development mr. chef my teacher started with money you know money’s not
started with money you know money’s not
started with money you know money’s not the only place to start in talking
the only place to start in talking
the only place to start in talking personal development but it’s where he
personal development but it’s where he
personal development but it’s where he started so let me share the thoughts he
started so let me share the thoughts he
started so let me share the thoughts he shared with me back then let me share
shared with me back then let me share
shared with me back then let me share them with you here’s the best lesson I
them with you here’s the best lesson I
them with you here’s the best lesson I can give you on economics it’s very
can give you on economics it’s very
can give you on economics it’s very simple we get paid for bringing value to
simple we get paid for bringing value to
simple we get paid for bringing value to the marketplace that’s about as simple
the marketplace that’s about as simple
the marketplace that’s about as simple as I can put economics we get paid for
as I can put economics we get paid for
as I can put economics we get paid for bringing value to the marketplace now it
bringing value to the marketplace now it
bringing value to the marketplace now it takes time to bring value to the
takes time to bring value to the
takes time to bring value to the marketplace however we do not get paid
marketplace however we do not get paid
marketplace however we do not get paid for time so we cross that out
for time so we cross that out
for time so we cross that out mistakenly the man says I’m making about
mistakenly the man says I’m making about
mistakenly the man says I’m making about $20 for an hour not true if that was
$20 for an hour not true if that was
$20 for an hour not true if that was true you could just stay home right and
true you could just stay home right and
true you could just stay home right and have them send your money so that’s not
have them send your money so that’s not
have them send your money so that’s not true we don’t get paid for time we get
true we don’t get paid for time we get
true we don’t get paid for time we get paid for value brought to the
paid for value brought to the
paid for value brought to the marketplace now since that’s true here’s
marketplace now since that’s true here’s
marketplace now since that’s true here’s one of the key questions of my talk to
one of the key questions of my talk to
one of the key questions of my talk to you today it
you today it
you today it is it possible to become twice as
is it possible to become twice as
is it possible to become twice as valuable to the marketplace and make
valuable to the marketplace and make
valuable to the marketplace and make twice as much money in the same time is
twice as much money in the same time is
twice as much money in the same time is that possible
that possible
that possible the answer is yes could you become three
the answer is yes could you become three
the answer is yes could you become three times as valuable as you might be right
times as valuable as you might be right
times as valuable as you might be right now to the marketplace and make three
now to the marketplace and make three
now to the marketplace and make three times as much money in the same time in
times as much money in the same time in
times as much money in the same time in the answers yes five times ten times of
the answers yes five times ten times of
the answers yes five times ten times of course America is unique it’s a ladder
course America is unique it’s a ladder
course America is unique it’s a ladder decline it starts down here let’s say at
decline it starts down here let’s say at
decline it starts down here let’s say at five dollars an hour and it keeps going
five dollars an hour and it keeps going
five dollars an hour and it keeps going up top income last year eighty million
up top income last year eighty million
up top income last year eighty million dollars the guy who runs coca-cola now
dollars the guy who runs coca-cola now
dollars the guy who runs coca-cola now that’s a heck of a ladder that’s why
that’s a heck of a ladder that’s why
that’s a heck of a ladder that’s why everybody wants to come here write the
everybody wants to come here write the
everybody wants to come here write the book people are not headed for Vietnam
book people are not headed for Vietnam
book people are not headed for Vietnam people haven’t plotted and schemed for
people haven’t plotted and schemed for
people haven’t plotted and schemed for 50 years saying if I could just get to
50 years saying if I could just get to
50 years saying if I could just get to Poland everything would be okay
Poland everything would be okay
Poland everything would be okay not true everybody wants to come to
not true everybody wants to come to
not true everybody wants to come to America and the reason is because we’ve
America and the reason is because we’ve
America and the reason is because we’ve got the best wind ever blowing in our
got the best wind ever blowing in our
got the best wind ever blowing in our favor we’ve got the best economic
favor we’ve got the best economic
favor we’ve got the best economic opportunity anybody’s had in six and a
opportunity anybody’s had in six and a
opportunity anybody’s had in six and a half thousand years and all you have to
half thousand years and all you have to
half thousand years and all you have to do is understand it and take advantage
do is understand it and take advantage
do is understand it and take advantage of it now there’s some key questions to
of it now there’s some key questions to
of it now there’s some key questions to ask here why would the marketplace pay
ask here why would the marketplace pay
ask here why would the marketplace pay someone only five dollars an hour very
someone only five dollars an hour very
someone only five dollars an hour very simple answer they’re not very valuable
simple answer they’re not very valuable
simple answer they’re not very valuable to the marketplace now we must underline
to the marketplace now we must underline
to the marketplace now we must underline to the marketplace this person might be
to the marketplace this person might be
to the marketplace this person might be a very valuable brother yes remember the
a very valuable brother yes remember the
a very valuable brother yes remember the family valuable yes valuable member of
family valuable yes valuable member of
family valuable yes valuable member of the church of course valuable citizen of
the church of course valuable citizen of
the church of course valuable citizen of the country yes valuable in the sight of
the country yes valuable in the sight of
the country yes valuable in the sight of God no doubt we’re all of equal value in
God no doubt we’re all of equal value in
God no doubt we’re all of equal value in the sight of God but if you’re not very
the sight of God but if you’re not very
the sight of God but if you’re not very valuable to the marketplace you don’t
valuable to the marketplace you don’t
valuable to the marketplace you don’t get much money you say well it shouldn’t
get much money you say well it shouldn’t
get much money you say well it shouldn’t be that way well then you got to start
be that way well then you got to start
be that way well then you got to start your own country you know this one’s
your own country you know this one’s
your own country you know this one’s been in process for 200 years and this
been in process for 200 years and this
been in process for 200 years and this is the best we’ve been able to come up
is the best we’ve been able to come up
is the best we’ve been able to come up with so far but here’s the key you don’t
with so far but here’s the key you don’t
with so far but here’s the key you don’t have to stay here now there was a big
have to stay here now there was a big
have to stay here now there was a big debate in Congress last year that this
debate in Congress last year that this
debate in Congress last year that this $5 was not enough should be six should
$5 was not enough should be six should
$5 was not enough should be six should be six should be six but we don’t need
be six should be six but we don’t need
be six should be six but we don’t need legislation six is already on this
legislation six is already on this
legislation six is already on this ladder the next step
ladder the next step
ladder the next step you know if you work for McDonald’s
you know if you work for McDonald’s
you know if you work for McDonald’s they’ll pay you five dollars an hour to
they’ll pay you five dollars an hour to
they’ll pay you five dollars an hour to take out the trash if you whistle while
take out the trash if you whistle while
take out the trash if you whistle while you take out the trash they’ll pay you
you take out the trash they’ll pay you
you take out the trash they’ll pay you six dollars an hour so we don’t need
six dollars an hour so we don’t need
six dollars an hour so we don’t need that legislation you need to just need
that legislation you need to just need
that legislation you need to just need to take lessons on how to whistle have a
to take lessons on how to whistle have a
to take lessons on how to whistle have a good attitude
good attitude
good attitude now as you begin to climb this ladder
now as you begin to climb this ladder
now as you begin to climb this ladder why would the marketplace pay some
why would the marketplace pay some
why would the marketplace pay some people fifty dollars an hour answer
people fifty dollars an hour answer
people fifty dollars an hour answer evidently they must be more valuable to
evidently they must be more valuable to
evidently they must be more valuable to the marketplace ten times more valuable
the marketplace ten times more valuable
the marketplace ten times more valuable and is that possible for someone to be
and is that possible for someone to be
and is that possible for someone to be 10 times more valuable and earn $50 an
10 times more valuable and earn $50 an
10 times more valuable and earn $50 an hour instead of five and the answer is
hour instead of five and the answer is
hour instead of five and the answer is yes that’s what America is all about
yes that’s what America is all about
yes that’s what America is all about now why would the marketplace pay some
now why would the marketplace pay some
now why would the marketplace pay some people $500 an hour evidently this
people $500 an hour evidently this
people $500 an hour evidently this person must be much more valuable to the
person must be much more valuable to the
person must be much more valuable to the marketplace that’s what’s important to
marketplace that’s what’s important to
marketplace that’s what’s important to understand to the marketplace and with
understand to the marketplace and with
understand to the marketplace and with the marketplace pay one person eighty
the marketplace pay one person eighty
the marketplace pay one person eighty million dollars for one year’s work and
million dollars for one year’s work and
million dollars for one year’s work and the answer is of course if you helped a
the answer is of course if you helped a
the answer is of course if you helped a company make a billion dollars would
company make a billion dollars would
company make a billion dollars would they pay you eighty million I’m telling
they pay you eighty million I’m telling
they pay you eighty million I’m telling you it is possible and that’s why
you it is possible and that’s why
you it is possible and that’s why America is so exciting that’s why this
America is so exciting that’s why this
America is so exciting that’s why this financial ladder is so exciting it’s
financial ladder is so exciting it’s
financial ladder is so exciting it’s possible for all of this to come true
possible for all of this to come true
possible for all of this to come true for all of you no matter where you start
for all of you no matter where you start
for all of you no matter where you start as a student in school just getting
as a student in school just getting
as a student in school just getting started out there in the workplace this
started out there in the workplace this
started out there in the workplace this is all possible for you now mr. shelf
is all possible for you now mr. shelf
is all possible for you now mr. shelf gave me the clue on how to climb this
gave me the clue on how to climb this
gave me the clue on how to climb this ladder as high as I wanted to climb now
ladder as high as I wanted to climb now
ladder as high as I wanted to climb now we’re talking primarily economics here
we’re talking primarily economics here
we’re talking primarily economics here there’s a lot of other ways to become
there’s a lot of other ways to become
there’s a lot of other ways to become valuable to your family valuable to your
valuable to your family valuable to your
valuable to your family valuable to your friends valuable to the community
friends valuable to the community
friends valuable to the community valuable to the team right valuable to
valuable to the team right valuable to
valuable to the team right valuable to the to the team effort valuable to the
the to the team effort valuable to the
the to the team effort valuable to the concert but here’s what he said to me in
concert but here’s what he said to me in
concert but here’s what he said to me in climbing this ladder economically all
climbing this ladder economically all
climbing this ladder economically all you have to do is work harder on
you have to do is work harder on
you have to do is work harder on yourself than you do on your job once I
yourself than you do on your job once I
yourself than you do on your job once I heard that it made sense to me I kept
heard that it made sense to me I kept
heard that it made sense to me I kept hoping that everything else would change
hoping that everything else would change
hoping that everything else would change around me found out that if I went to
around me found out that if I went to
around me found out that if I went to work on
work on
work on self worked on my skills worked on my
self worked on my skills worked on my
self worked on my skills worked on my language if I became better than I was
language if I became better than I was
language if I became better than I was each year if I grew in skills and
each year if I grew in skills and
each year if I grew in skills and language and vocabulary and competence
language and vocabulary and competence
language and vocabulary and competence then I would become attractive to the
then I would become attractive to the
then I would become attractive to the marketplace not very long ago a company
marketplace not very long ago a company
marketplace not very long ago a company called me and said mr. Owen we’re
called me and said mr. Owen we’re
called me and said mr. Owen we’re expanding internationally we’d like to
expanding internationally we’d like to
expanding internationally we’d like to have a bit of your expertise to help us
have a bit of your expertise to help us
have a bit of your expertise to help us would you give us a bit of your time
would you give us a bit of your time
would you give us a bit of your time we’ll add some millions to your fortune
we’ll add some millions to your fortune
we’ll add some millions to your fortune and I said ok and I thought later isn’t
and I said ok and I thought later isn’t
and I said ok and I thought later isn’t that interesting they would call me then
that interesting they would call me then
that interesting they would call me then my second thought was of course they’d
my second thought was of course they’d
my second thought was of course they’d call me who else would they call I can
call me who else would they call I can
call me who else would they call I can get the job done now what a contrast for
get the job done now what a contrast for
get the job done now what a contrast for me farm boy from Idaho raised in
me farm boy from Idaho raised in
me farm boy from Idaho raised in obscurity parents of modest means broke
obscurity parents of modest means broke
obscurity parents of modest means broke when I was 25 how come I would get a
when I was 25 how come I would get a
when I was 25 how come I would get a telephone call and someone offer me a
telephone call and someone offer me a
telephone call and someone offer me a lot of money to help them in expanding
lot of money to help them in expanding
lot of money to help them in expanding around the world
around the world
around the world simple answer evidently something
simple answer evidently something
simple answer evidently something happened to me between age 25 and where
happened to me between age 25 and where
happened to me between age 25 and where I am today and I can tell you where it
I am today and I can tell you where it
I am today and I can tell you where it all started from my teacher mr. shelf
all started from my teacher mr. shelf
all started from my teacher mr. shelf who said to me we don’t have to change
who said to me we don’t have to change
who said to me we don’t have to change what’s going on out there that’s the
what’s going on out there that’s the
what’s going on out there that’s the wind that’s blowing all we have to do is
wind that’s blowing all we have to do is
wind that’s blowing all we have to do is change what’s going on in here and now
change what’s going on in here and now
change what’s going on in here and now there are several ways to do that on
there are several ways to do that on
there are several ways to do that on personal development and let me give you
personal development and let me give you
personal development and let me give you those ways here’s the first one we must
those ways here’s the first one we must
those ways here’s the first one we must learn from personal experience
learn from personal experience
learn from personal experience pretty simple learn what happens to you
pretty simple learn what happens to you
pretty simple learn what happens to you take a look back over the last few
take a look back over the last few
take a look back over the last few months did you make some mistakes how
months did you make some mistakes how
months did you make some mistakes how could you correct those for the future
could you correct those for the future
could you correct those for the future take a look back over the last year have
take a look back over the last year have
take a look back over the last year have you done it right or done it wrong let’s
you done it right or done it wrong let’s
you done it right or done it wrong let’s correct it for the next year
correct it for the next year
correct it for the next year learn from your personal experience
learn from your personal experience
learn from your personal experience mister chef asked me when I first met
mister chef asked me when I first met
mister chef asked me when I first met him said Mr Rohn how are you doing
him said Mr Rohn how are you doing
him said Mr Rohn how are you doing you’ve been out there now six years and
you’ve been out there now six years and
you’ve been out there now six years and I said I’m not doing very well he said I
I said I’m not doing very well he said I
I said I’m not doing very well he said I suggest you not do that anymore what a
suggest you not do that anymore what a
suggest you not do that anymore what a simple Swift analysis in my situation he
simple Swift analysis in my situation he
simple Swift analysis in my situation he said if you keep doing it the next six
said if you keep doing it the next six
said if you keep doing it the next six years will be like the last six you
years will be like the last six you
years will be like the last six you don’t want that to happen let’s make the
don’t want that to happen let’s make the
don’t want that to happen let’s make the changes so learn from your personal
changes so learn from your personal
changes so learn from your personal experience now here is number two why I
experience now here is number two why I
experience now here is number two why I came to share this video experience with
came to share this video experience with
came to share this video experience with you today and that I
you today and that I
you today and that I at ope other people’s experiences that’s
at ope other people’s experiences that’s
at ope other people’s experiences that’s me
me
me other people that’s your teacher other
other people that’s your teacher other
other people that’s your teacher other people that’s your friends and
people that’s your friends and
people that’s your friends and colleagues other people the people you
colleagues other people the people you
colleagues other people the people you meet that can pass along to you their
meet that can pass along to you their
meet that can pass along to you their experiences what’s happened to them the
experiences what’s happened to them the
experiences what’s happened to them the mistakes they made how they corrected
mistakes they made how they corrected
mistakes they made how they corrected them how they change their health and
them how they change their health and
them how they change their health and change their bank account and change
change their bank account and change
change their bank account and change their income and change their future
their income and change their future
their income and change their future that’s it other people now there’s two
that’s it other people now there’s two
that’s it other people now there’s two kinds of people to learn from one is
kinds of people to learn from one is
kinds of people to learn from one is failures it’s too bad failures don’t
failures it’s too bad failures don’t
failures it’s too bad failures don’t give seminars right that would be
give seminars right that would be
give seminars right that would be valuable bring your notebook have them
valuable bring your notebook have them
valuable bring your notebook have them tell you how they lost it all and threw
tell you how they lost it all and threw
tell you how they lost it all and threw it all away through their health away
it all away through their health away
it all away through their health away and through their friendships away and
and through their friendships away and
and through their friendships away and the things didn’t work out well that
the things didn’t work out well that
the things didn’t work out well that would be valuable but now then we must
would be valuable but now then we must
would be valuable but now then we must also learn from positive people that
also learn from positive people that
also learn from positive people that have done well they’ve got the health
have done well they’ve got the health
have done well they’ve got the health and so we asked them how did you become
and so we asked them how did you become
and so we asked them how did you become so wealthy they’ve got the skills so we
so wealthy they’ve got the skills so we
so wealthy they’ve got the skills so we asked them how did you become this
asked them how did you become this
asked them how did you become this skillful they’ve got the income so we
skillful they’ve got the income so we
skillful they’ve got the income so we asked them how did you get here in such
asked them how did you get here in such
asked them how did you get here in such a short period of time so now here’s
a short period of time so now here’s
a short period of time so now here’s what’s important in personal development
what’s important in personal development
what’s important in personal development in learning from other people we learn
in learning from other people we learn
in learning from other people we learn number one by observation we learn what
number one by observation we learn what
number one by observation we learn what we see we watch people that are
we see we watch people that are
we see we watch people that are successful in what they do in sports we
successful in what they do in sports we
successful in what they do in sports we watch their disciplines in business we
watch their disciplines in business we
watch their disciplines in business we watch their disciplines by observation
watch their disciplines by observation
watch their disciplines by observation what we can see the reason I created
what we can see the reason I created
what we can see the reason I created this video is something that you could
this video is something that you could
this video is something that you could see someone’s experiences translated for
see someone’s experiences translated for
see someone’s experiences translated for you second we learn by what we hear I’ve
you second we learn by what we hear I’ve
you second we learn by what we hear I’ve got some of my lectures on cassette tape
got some of my lectures on cassette tape
got some of my lectures on cassette tape so you know you can take them with you
so you know you can take them with you
so you know you can take them with you wherever you go and learn by listening
wherever you go and learn by listening
wherever you go and learn by listening turn your car into a mobile classroom
turn your car into a mobile classroom
turn your car into a mobile classroom and listen and then listen to the sermon
and listen and then listen to the sermon
and listen and then listen to the sermon on Sunday morning listen to the lectures
on Sunday morning listen to the lectures
on Sunday morning listen to the lectures listen to the teacher listen to someone
listen to the teacher listen to someone
listen to the teacher listen to someone who’s got something good to say and then
who’s got something good to say and then
who’s got something good to say and then number three is vitally important on
number three is vitally important on
number three is vitally important on personal development and that is read
personal development and that is read
personal development and that is read all the books all the books you can
all the books all the books you can
all the books all the books you can possibly read in your lifetime mr. Joffe
possibly read in your lifetime mr. Joffe
possibly read in your lifetime mr. Joffe got me started on my library I’ve got
got me started on my library I’ve got
got me started on my library I’ve got one of the better libraries haven’t read
one of the better libraries haven’t read
one of the better libraries haven’t read everything in it but
everything in it but
everything in it but I feel smarter just walking in it my
I feel smarter just walking in it my
I feel smarter just walking in it my library at least I was smart enough to
library at least I was smart enough to
library at least I was smart enough to buy it now I got to be smart enough to
buy it now I got to be smart enough to
buy it now I got to be smart enough to read it then of course I got to be smart
read it then of course I got to be smart
read it then of course I got to be smart enough to decide what’s valuable and
enough to decide what’s valuable and
enough to decide what’s valuable and then do it but this one is very
then do it but this one is very
then do it but this one is very important become a good reader some
important become a good reader some
important become a good reader some books that help change my life mr.
books that help change my life mr.
books that help change my life mr. show-off recommended of course the Bible
show-off recommended of course the Bible
show-off recommended of course the Bible and my parents made sure I was a pretty
and my parents made sure I was a pretty
and my parents made sure I was a pretty good scholar by the time I was 18 that’s
good scholar by the time I was 18 that’s
good scholar by the time I was 18 that’s been so beneficial for me drawing from
been so beneficial for me drawing from
been so beneficial for me drawing from those illustrations reading about those
those illustrations reading about those
those illustrations reading about those stories people who made it and people
stories people who made it and people
stories people who made it and people who didn’t make it and what the
who didn’t make it and what the
who didn’t make it and what the difference was and then other books that
difference was and then other books that
difference was and then other books that helped to really change my life one
helped to really change my life one
helped to really change my life one called Think and Grow Rich by Napoleon
called Think and Grow Rich by Napoleon
called Think and Grow Rich by Napoleon Hill and then a book that helped me
Hill and then a book that helped me
Hill and then a book that helped me become financially independent by the
become financially independent by the
become financially independent by the time I was 31 and that book is called
time I was 31 and that book is called
time I was 31 and that book is called the richest man in Babylon by George
the richest man in Babylon by George
the richest man in Babylon by George claisen and I’m gonna share a little bit
claisen and I’m gonna share a little bit
claisen and I’m gonna share a little bit of that book with you when I get to
of that book with you when I get to
of that book with you when I get to financial independence today our third
financial independence today our third
financial independence today our third subject but I started reading the books
subject but I started reading the books
subject but I started reading the books attending the classes making sure that I
attending the classes making sure that I
attending the classes making sure that I got in front of people that had
got in front of people that had
got in front of people that had something good to say and then I started
something good to say and then I started
something good to say and then I started keeping a journal one of the major
keeping a journal one of the major
keeping a journal one of the major things my teacher taught me was to keep
things my teacher taught me was to keep
things my teacher taught me was to keep a journal
a journal
a journal he said don’t trust your memory if you
he said don’t trust your memory if you
he said don’t trust your memory if you hear something good just make a little
hear something good just make a little
hear something good just make a little note and write it down now at first I
note and write it down now at first I
note and write it down now at first I took you know notes on pieces of paper
took you know notes on pieces of paper
took you know notes on pieces of paper and torn off corners and backs of old
and torn off corners and backs of old
and torn off corners and backs of old envelopes and it didn’t serve me well
envelopes and it didn’t serve me well
envelopes and it didn’t serve me well you know thrown in a drawer then I
you know thrown in a drawer then I
you know thrown in a drawer then I learned to keep a journal a bound copy
learned to keep a journal a bound copy
learned to keep a journal a bound copy of all my notes so I would suggest you
of all my notes so I would suggest you
of all my notes so I would suggest you do the same things that impress you a
do the same things that impress you a
do the same things that impress you a poem that impresses you when you attend
poem that impresses you when you attend
poem that impresses you when you attend a class some of the ideas that impressed
a class some of the ideas that impressed
a class some of the ideas that impressed you jot them down if you read something
you jot them down if you read something
you jot them down if you read something in a magazine write some ideas take
in a magazine write some ideas take
in a magazine write some ideas take those out put them in your journal keep
those out put them in your journal keep
those out put them in your journal keep a good journal the rest of your life
a good journal the rest of your life
a good journal the rest of your life this will serve you well my journals
this will serve you well my journals
this will serve you well my journals make up a significant portion of my own
make up a significant portion of my own
make up a significant portion of my own library and if you saw my library and
library and if you saw my library and
library and if you saw my library and saw my journals I tell you what you’d
saw my journals I tell you what you’d
saw my journals I tell you what you’d have to say this is the library and
have to say this is the library and
have to say this is the library and these are the journals of a very serious
these are the journals of a very serious
these are the journals of a very serious student no wonder mr. Owen is invited to
student no wonder mr. Owen is invited to
student no wonder mr. Owen is invited to lecture and speak on his experiences
lecture and speak on his experiences
lecture and speak on his experiences around the world so I want the same
around the world so I want the same
around the world so I want the same thing to happen to you value captured
thing to happen to you value captured
thing to happen to you value captured that you can resort
that you can resort
that you can resort to later go back over it and review it
to later go back over it and review it
to later go back over it and review it and let it become valuable to you so
and let it become valuable to you so
and let it become valuable to you so that’s my first subject personal
that’s my first subject personal
that’s my first subject personal development work harder on yourself than
development work harder on yourself than
development work harder on yourself than you do on your job develop the skills
you do on your job develop the skills
you do on your job develop the skills learn the lessons take the classes
learn the lessons take the classes
learn the lessons take the classes absorb all that is being taught to you
absorb all that is being taught to you
absorb all that is being taught to you these days and then later on of course
these days and then later on of course
these days and then later on of course you can sort it out what’s valuable for
you can sort it out what’s valuable for
you can sort it out what’s valuable for you and how to refine it for your
you and how to refine it for your
you and how to refine it for your business and for your life and for your
business and for your life and for your
business and for your life and for your future but the main thing is to get it
future but the main thing is to get it
future but the main thing is to get it and start this process of personal
and start this process of personal
and start this process of personal change personal development and let me
change personal development and let me
change personal development and let me say it one more time if you will change
say it one more time if you will change
say it one more time if you will change everything will change for you you’ll
everything will change for you you’ll
everything will change for you you’ll never be the same you’ll keep growing as
never be the same you’ll keep growing as
never be the same you’ll keep growing as you look back on a few months look back
you look back on a few months look back
you look back on a few months look back on a few years you won’t believe the
on a few years you won’t believe the
on a few years you won’t believe the progress you can make economically your
progress you can make economically your
progress you can make economically your relationship with your family your
relationship with your family your
relationship with your family your friends and whether you’re in sports or
friends and whether you’re in sports or
friends and whether you’re in sports or economics or whatever I’m telling you
economics or whatever I’m telling you
economics or whatever I’m telling you that whole process of committing
that whole process of committing
that whole process of committing yourself for personal change personal
yourself for personal change personal
yourself for personal change personal value can really make your life unique
value can really make your life unique
value can really make your life unique and worthwhile now let’s cover the
and worthwhile now let’s cover the
and worthwhile now let’s cover the second subject on setting goals mister
second subject on setting goals mister
second subject on setting goals mister shelf gave me some tips on setting goals
shelf gave me some tips on setting goals
shelf gave me some tips on setting goals that changed my life forever and I want
that changed my life forever and I want
that changed my life forever and I want to share those with you so let’s talk
to share those with you so let’s talk
to share those with you so let’s talk about setting goals and I also want to
about setting goals and I also want to
about setting goals and I also want to tie it to personal development and
tie it to personal development and
tie it to personal development and you’ll see how I’m going to do it as I
you’ll see how I’m going to do it as I
you’ll see how I’m going to do it as I progressed here setting goals we need to
progressed here setting goals we need to
progressed here setting goals we need to take a look into the future there are
take a look into the future there are
take a look into the future there are four things to consider in terms of
four things to consider in terms of
four things to consider in terms of attitude one is how you feel about the
attitude one is how you feel about the
attitude one is how you feel about the past best advice I can give you on that
past best advice I can give you on that
past best advice I can give you on that as treat the past as a school let it
as treat the past as a school let it
as treat the past as a school let it teach you the mistakes you’ve made the
teach you the mistakes you’ve made the
teach you the mistakes you’ve made the things that went wrong the things that
things that went wrong the things that
things that went wrong the things that didn’t work
didn’t work
didn’t work don’t use the past as a burden to carry
don’t use the past as a burden to carry
don’t use the past as a burden to carry and don’t use the past as a club to beat
and don’t use the past as a club to beat
and don’t use the past as a club to beat yourself to death past losses past
yourself to death past losses past
yourself to death past losses past failures past mistakes but let the past
failures past mistakes but let the past
failures past mistakes but let the past be a school tough school maybe we’ve all
be a school tough school maybe we’ve all
be a school tough school maybe we’ve all been through some tough stuff so if you
been through some tough stuff so if you
been through some tough stuff so if you feel good about the past
feel good about the past
feel good about the past draw from it for experience and let it
draw from it for experience and let it
draw from it for experience and let it teach you
teach you
teach you then next is how you feel about the
then next is how you feel about the
then next is how you feel about the future we’ve got to have the future well
future we’ve got to have the future well
future we’ve got to have the future well designed the future is called the
designed the future is called the
designed the future is called the promise and here’s what we teach in our
promise and here’s what we teach in our
promise and here’s what we teach in our leadership series the promise of the
leadership series the promise of the
leadership series the promise of the future can be an awesome force
future can be an awesome force
future can be an awesome force for your own future the promise of the
for your own future the promise of the
for your own future the promise of the future designing the future there’s two
future designing the future there’s two
future designing the future there’s two ways to face the future one is with
ways to face the future one is with
ways to face the future one is with apprehension and the other is with
apprehension and the other is with
apprehension and the other is with anticipation I promise you and my
anticipation I promise you and my
anticipation I promise you and my travels around the world most people
travels around the world most people
travels around the world most people face the future with apprehension and
face the future with apprehension and
face the future with apprehension and here’s why they don’t have it
here’s why they don’t have it
here’s why they don’t have it well-designed they’ve sort of left that
well-designed they’ve sort of left that
well-designed they’ve sort of left that up to someone else to fix but here’s the
up to someone else to fix but here’s the
up to someone else to fix but here’s the best way to face the future with
best way to face the future with
best way to face the future with anticipation and you can in you can face
anticipation and you can in you can face
anticipation and you can in you can face the future with anticipation if the
the future with anticipation if the
the future with anticipation if the future is clear if the future is well
future is clear if the future is well
future is clear if the future is well designed and I would like to have you
designed and I would like to have you
designed and I would like to have you consider some thoughts with me that
consider some thoughts with me that
consider some thoughts with me that helped me to really change my future by
helped me to really change my future by
helped me to really change my future by giving it some thought and some
giving it some thought and some
giving it some thought and some consideration and here it is in setting
consideration and here it is in setting
consideration and here it is in setting goals it’s very simple number one decide
goals it’s very simple number one decide
goals it’s very simple number one decide what you want you just take a little
what you want you just take a little
what you want you just take a little time you sit down and say what do I want
time you sit down and say what do I want
time you sit down and say what do I want what kind of skills do I want what kind
what kind of skills do I want what kind
what kind of skills do I want what kind of income do I want for the future
of income do I want for the future
of income do I want for the future what would I like where would I like to
what would I like where would I like to
what would I like where would I like to go places I’d like to visit habits I’d
go places I’d like to visit habits I’d
go places I’d like to visit habits I’d like to acquire skills I’d like to have
like to acquire skills I’d like to have
like to acquire skills I’d like to have you just take a little time to think
you just take a little time to think
you just take a little time to think about what you want economics
about what you want economics
about what you want economics friendships people you’d like to meet
friendships people you’d like to meet
friendships people you’d like to meet places you’d like to go you just take
places you’d like to go you just take
places you’d like to go you just take some time and then I suggest when you’ve
some time and then I suggest when you’ve
some time and then I suggest when you’ve thought about what you want for the
thought about what you want for the
thought about what you want for the future
future
future make a list just jot it all down so
make a list just jot it all down so
make a list just jot it all down so really a very simple process and then
really a very simple process and then
really a very simple process and then here’s number three keep all the old
here’s number three keep all the old
here’s number three keep all the old lists I’m telling you this served me so
lists I’m telling you this served me so
lists I’m telling you this served me so well keeping my old list of goals I look
well keeping my old list of goals I look
well keeping my old list of goals I look back now 1020 years ago at goals I said
back now 1020 years ago at goals I said
back now 1020 years ago at goals I said lists I made and I smile now because
lists I made and I smile now because
lists I made and I smile now because here’s what I thought was so important
here’s what I thought was so important
here’s what I thought was so important you know 20 years ago now some of those
you know 20 years ago now some of those
you know 20 years ago now some of those things aren’t even on my list I’ve got a
things aren’t even on my list I’ve got a
things aren’t even on my list I’ve got a new list I’ve grown
new list I’ve grown
new list I’ve grown I’ve matured but I give you that advice
I’ve matured but I give you that advice
I’ve matured but I give you that advice decide what you want number two write it
decide what you want number two write it
decide what you want number two write it down number three keep the old lists and
down number three keep the old lists and
down number three keep the old lists and then here’s number four when you get
then here’s number four when you get
then here’s number four when you get something that’s on one of these lists
something that’s on one of these lists
something that’s on one of these lists check it off part of the fun of having a
check it off part of the fun of having a
check it off part of the fun of having a list is checking it off and then if you
list is checking it off and then if you
list is checking it off and then if you can add some drama to checking it off
can add some drama to checking it off
can add some drama to checking it off see that that’s what really helps I set
see that that’s what really helps I set
see that that’s what really helps I set a goal to go to Spain many many years
a goal to go to Spain many many years
a goal to go to Spain many many years ago and when I finally made my first
ago and when I finally made my first
ago and when I finally made my first trip to Spain I had that journal with me
trip to Spain I had that journal with me
trip to Spain I had that journal with me that had that list in it and while I had
that had that list in it and while I had
that had that list in it and while I had my journal on my lap waiting for the
my journal on my lap waiting for the
my journal on my lap waiting for the wheels to touch down in Madrid I waited
wheels to touch down in Madrid I waited
wheels to touch down in Madrid I waited until the wheels touched the runway and
until the wheels touched the runway and
until the wheels touched the runway and I checked it off just adding a little
I checked it off just adding a little
I checked it off just adding a little drama so part of the fun of having a
drama so part of the fun of having a
drama so part of the fun of having a list is checking it off now
list is checking it off now
list is checking it off now here’s what’s important about the lists
here’s what’s important about the lists
here’s what’s important about the lists and designing your future if the future
and designing your future if the future
and designing your future if the future gets clear the price gets easier because
gets clear the price gets easier because
gets clear the price gets easier because you got to remember for every promise
you got to remember for every promise
you got to remember for every promise there’s a price to pay
there’s a price to pay
there’s a price to pay everybody’s got to pay the price
everybody’s got to pay the price
everybody’s got to pay the price everybody’s got to do the deal
everybody’s got to do the deal
everybody’s got to do the deal everybody’s got to do the disciplines
everybody’s got to do the disciplines
everybody’s got to do the disciplines everybody has to pay but here’s what
everybody has to pay but here’s what
everybody has to pay but here’s what I’ve discovered if the promise is clear
I’ve discovered if the promise is clear
I’ve discovered if the promise is clear and powerful the price is easy to pay
and powerful the price is easy to pay
and powerful the price is easy to pay the price is some classes the price is a
the price is some classes the price is a
the price is some classes the price is a few books the price is a few disciplines
few books the price is a few disciplines
few books the price is a few disciplines the price is finding something that’ll
the price is finding something that’ll
the price is finding something that’ll make your life better make you grow make
make your life better make you grow make
make your life better make you grow make you change make you develop so the first
you change make you develop so the first
you change make you develop so the first part of the key is to design the promise
part of the key is to design the promise
part of the key is to design the promise then what is the price to pay I’m
then what is the price to pay I’m
then what is the price to pay I’m telling you the price will be easy
telling you the price will be easy
telling you the price will be easy anybody in my audience can pay it no
anybody in my audience can pay it no
anybody in my audience can pay it no matter where you are where you come from
matter where you are where you come from
matter where you are where you come from color doesn’t matter religion doesn’t
color doesn’t matter religion doesn’t
color doesn’t matter religion doesn’t matter where you grew up doesn’t matter
matter where you grew up doesn’t matter
matter where you grew up doesn’t matter circumstances don’t matter I’m telling
circumstances don’t matter I’m telling
circumstances don’t matter I’m telling you if you’ll make the promise of the
you if you’ll make the promise of the
you if you’ll make the promise of the future clear for yourself the things you
future clear for yourself the things you
future clear for yourself the things you want the places you want to go the
want the places you want to go the
want the places you want to go the things you want to have the person you
things you want to have the person you
things you want to have the person you want to become the skills you want the
want to become the skills you want the
want to become the skills you want the homes you want the future you want the
homes you want the future you want the
homes you want the future you want the friends you want all of the values of
friends you want all of the values of
friends you want all of the values of life that you could possibly want if
life that you could possibly want if
life that you could possibly want if you’ll make that clear make those lists
you’ll make that clear make those lists
you’ll make that clear make those lists and be serious about it I promise you
and be serious about it I promise you
and be serious about it I promise you it’s an easy price to pay anybody can
it’s an easy price to pay anybody can
it’s an easy price to pay anybody can pay it and the best advice I can give
pay it and the best advice I can give
pay it and the best advice I can give you is if I can do it you
you is if I can do it you
you is if I can do it you do it farm boy from Idaho raised in
do it farm boy from Idaho raised in
do it farm boy from Idaho raised in obscurity I changed my life turned it
obscurity I changed my life turned it
obscurity I changed my life turned it upside down turned it all around found
upside down turned it all around found
upside down turned it all around found economics found future found promise and
economics found future found promise and
economics found future found promise and if I can do it you can do it
if I can do it you can do it
if I can do it you can do it so start setting your goals and see if
so start setting your goals and see if
so start setting your goals and see if you can’t get a better excitement going
you can’t get a better excitement going
you can’t get a better excitement going for the things you want to accomplish
for the things you want to accomplish
for the things you want to accomplish for the future
for the future
for the future now here’s my third subject and that’s
now here’s my third subject and that’s
now here’s my third subject and that’s called financial independence oh by the
called financial independence oh by the
called financial independence oh by the way before I get to financial
way before I get to financial
way before I get to financial independence let me cover one more point
independence let me cover one more point
independence let me cover one more point one of the major reasons for setting
one of the major reasons for setting
one of the major reasons for setting goals is for what they make of you in
goals is for what they make of you in
goals is for what they make of you in achieving them my teacher advised me
achieving them my teacher advised me
achieving them my teacher advised me when I first got started at age 25 he
when I first got started at age 25 he
when I first got started at age 25 he said Jim why don’t you set a goal to
said Jim why don’t you set a goal to
said Jim why don’t you set a goal to become a millionaire
become a millionaire
become a millionaire he said it’s got a nice ring to it
he said it’s got a nice ring to it
he said it’s got a nice ring to it you know enough zeros to impress your
you know enough zeros to impress your
you know enough zeros to impress your accountant and he said I’m here to help
accountant and he said I’m here to help
accountant and he said I’m here to help you you’re only 25 years old you’ve been
you you’re only 25 years old you’ve been
you you’re only 25 years old you’ve been to one year of college you’ve got a
to one year of college you’ve got a
to one year of college you’ve got a beautiful family every reason to do it
beautiful family every reason to do it
beautiful family every reason to do it why don’t you set a goal to become a
why don’t you set a goal to become a
why don’t you set a goal to become a millionaire and he said here’s why and I
millionaire and he said here’s why and I
millionaire and he said here’s why and I thought he doesn’t need to teach me why
thought he doesn’t need to teach me why
thought he doesn’t need to teach me why wouldn’t it be nice to have a million
wouldn’t it be nice to have a million
wouldn’t it be nice to have a million dollars he said no then you’ll miss it
dollars he said no then you’ll miss it
dollars he said no then you’ll miss it he said here’s why for what it will make
he said here’s why for what it will make
he said here’s why for what it will make of you to achieve it I’m telling you
of you to achieve it I’m telling you
of you to achieve it I’m telling you that statement changed my life set the
that statement changed my life set the
that statement changed my life set the kind of goals that will make something
kind of goals that will make something
kind of goals that will make something of you to achieve them he said now once
of you to achieve them he said now once
of you to achieve them he said now once you become a millionaire or what’s
you become a millionaire or what’s
you become a millionaire or what’s important is not the money I thought
important is not the money I thought
important is not the money I thought that’s kind of strange teaching he said
that’s kind of strange teaching he said
that’s kind of strange teaching he said honest it isn’t important he said you
honest it isn’t important he said you
honest it isn’t important he said you could just give the money away now I did
could just give the money away now I did
could just give the money away now I did better than that I lost it all by the
better than that I lost it all by the
better than that I lost it all by the time I was 31 I was a millionaire by the
time I was 31 I was a millionaire by the
time I was 31 I was a millionaire by the time I was 33 I was broke and I’ll tell
time I was 33 I was broke and I’ll tell
time I was 33 I was broke and I’ll tell you a little bit about that story later
you a little bit about that story later
you a little bit about that story later but when I lost all my money guess what
but when I lost all my money guess what
but when I lost all my money guess what I found out mr. Joffe was right what was
I found out mr. Joffe was right what was
I found out mr. Joffe was right what was valuable was not the money what was
valuable was not the money what was
valuable was not the money what was valuable was what I became to earn the
valuable was what I became to earn the
valuable was what I became to earn the money the skills I had the knowledge I
money the skills I had the knowledge I
money the skills I had the knowledge I had about the marketplace the values
had about the marketplace the values
had about the marketplace the values that I had going for me they were more
that I had going for me they were more
that I had going for me they were more valuable than the money and here’s an
valuable than the money and here’s an
valuable than the money and here’s an important statement to remember it’s not
important statement to remember it’s not
important statement to remember it’s not what you get that makes you valuable
what you get that makes you valuable
what you get that makes you valuable it’s what you become so part of the key
it’s what you become so part of the key
it’s what you become so part of the key is to set the kind of goals that will
is to set the kind of goals that will
is to set the kind of goals that will make something of you don’t set him too
make something of you don’t set him too
make something of you don’t set him too low so did you don’t have to grow and
low so did you don’t have to grow and
low so did you don’t have to grow and you don’t have to read and you don’t
you don’t have to read and you don’t
you don’t have to read and you don’t have to try and you don’t have to
have to try and you don’t have to
have to try and you don’t have to stretch don’t set them too low and then
stretch don’t set them too low and then
stretch don’t set them too low and then don’t sell out don’t go for something
don’t sell out don’t go for something
don’t sell out don’t go for something that’s gonna cost you your virtue or
that’s gonna cost you your virtue or
that’s gonna cost you your virtue or cost you your values or sell out your
cost you your values or sell out your
cost you your values or sell out your principles there’s a good middle road
principles there’s a good middle road
principles there’s a good middle road here to follow goals that will inspire
here to follow goals that will inspire
here to follow goals that will inspire goals that will help you grow change
goals that will help you grow change
goals that will help you grow change develop and become better than you are
develop and become better than you are
develop and become better than you are okay now let’s talk about financial
okay now let’s talk about financial
okay now let’s talk about financial independence how to become rich by 4035
independence how to become rich by 4035
independence how to become rich by 4035 if you’re extra bright much soon or if
if you’re extra bright much soon or if
if you’re extra bright much soon or if you find an opportunity like I did let
you find an opportunity like I did let
you find an opportunity like I did let me show you how I did it financial
me show you how I did it financial
me show you how I did it financial independence first of all I like the
independence first of all I like the
independence first of all I like the phrase financial independence some
phrase financial independence some
phrase financial independence some people are a little bit concerned about
people are a little bit concerned about
people are a little bit concerned about using the word becoming rich or becoming
using the word becoming rich or becoming
using the word becoming rich or becoming wealthy and I can understand that I
wealthy and I can understand that I
wealthy and I can understand that I struggled a little bit with this is it
struggled a little bit with this is it
struggled a little bit with this is it okay to go for becoming rich go for
okay to go for becoming rich go for
okay to go for becoming rich go for becoming wealthy and maybe that’s a bit
becoming wealthy and maybe that’s a bit
becoming wealthy and maybe that’s a bit too strong the word or strong a term so
too strong the word or strong a term so
too strong the word or strong a term so here’s what I’ve come up with it I think
here’s what I’ve come up with it I think
here’s what I’ve come up with it I think it’s comfortable for me and that is how
it’s comfortable for me and that is how
it’s comfortable for me and that is how to become financially independent I
to become financially independent I
to become financially independent I think it’s every person’s heritage here
think it’s every person’s heritage here
think it’s every person’s heritage here especially in America to become
especially in America to become
especially in America to become financially independent now let me give
financially independent now let me give
financially independent now let me give you my definition of financial
you my definition of financial
you my definition of financial independence financial independence is
independence financial independence is
independence financial independence is the ability to live from the income of
the ability to live from the income of
the ability to live from the income of your own personal resources financial
your own personal resources financial
your own personal resources financial independence now it depends on how you
independence now it depends on how you
independence now it depends on how you want to live if you need to $3,000 a
want to live if you need to $3,000 a
want to live if you need to $3,000 a month if you need four or five thousand
month if you need four or five thousand
month if you need four or five thousand a month if you need ten thousand a month
a month if you need ten thousand a month
a month if you need ten thousand a month some people may need you know a hundred
some people may need you know a hundred
some people may need you know a hundred thousand a month but whatever you would
thousand a month but whatever you would
thousand a month but whatever you would need to live and you could earn that
need to live and you could earn that
need to live and you could earn that living from the income of your own
living from the income of your own
living from the income of your own personal resources that’s what I call
personal resources that’s what I call
personal resources that’s what I call financial freedom financial independence
financial freedom financial independence
financial freedom financial independence and let me show you how to acquire it if
and let me show you how to acquire it if
and let me show you how to acquire it if you start at age fifteen between ages
you start at age fifteen between ages
you start at age fifteen between ages fifteen and thirty five is twenty years
fifteen and thirty five is twenty years
fifteen and thirty five is twenty years and in my personal opinion
and in my personal opinion
and in my personal opinion based on my own studies and my own
based on my own studies and my own
based on my own studies and my own experience 20 years in my opinion is
experience 20 years in my opinion is
experience 20 years in my opinion is enough time to become financially
enough time to become financially
enough time to become financially independent if you’re not you don’t live
independent if you’re not you don’t live
independent if you’re not you don’t live in the wrong country probably what’s
in the wrong country probably what’s
in the wrong country probably what’s happened is you have the wrong plan and
happened is you have the wrong plan and
happened is you have the wrong plan and it’s easy to be a nice person with the
it’s easy to be a nice person with the
it’s easy to be a nice person with the wrong plan I found that when I was 25
wrong plan I found that when I was 25
wrong plan I found that when I was 25 years old I was broke at age 25 and I
years old I was broke at age 25 and I
years old I was broke at age 25 and I was a nice guy you would have liked me
was a nice guy you would have liked me
was a nice guy you would have liked me but I’m telling you my plans up until
but I’m telling you my plans up until
but I’m telling you my plans up until then especially my financial plan left
then especially my financial plan left
then especially my financial plan left me broke I totally changed it the next
me broke I totally changed it the next
me broke I totally changed it the next six years and I became financially
six years and I became financially
six years and I became financially independent so I know what I’m talking
independent so I know what I’m talking
independent so I know what I’m talking about it is possible in a reasonable
about it is possible in a reasonable
about it is possible in a reasonable amount of time 15 to 35 whatever 20
amount of time 15 to 35 whatever 20
amount of time 15 to 35 whatever 20 years time enough time you can do it
years time enough time you can do it
years time enough time you can do it much shorter period of time like I did
much shorter period of time like I did
much shorter period of time like I did if you want to but this is a reasonable
if you want to but this is a reasonable
if you want to but this is a reasonable enough time but here’s number one first
enough time but here’s number one first
enough time but here’s number one first of all you got to have the right
of all you got to have the right
of all you got to have the right philosophy philosophy is our ability to
philosophy philosophy is our ability to
philosophy philosophy is our ability to gather knowledge and sort through it and
gather knowledge and sort through it and
gather knowledge and sort through it and decide what’s valuable to develop a
decide what’s valuable to develop a
decide what’s valuable to develop a philosophy about life a philosophy about
philosophy about life a philosophy about
philosophy about life a philosophy about our health a philosophy about our family
our health a philosophy about our family
our health a philosophy about our family relationships a philosophy about
relationships a philosophy about
relationships a philosophy about economics and if you develop the right
economics and if you develop the right
economics and if you develop the right philosophy that’s what helps to set this
philosophy that’s what helps to set this
philosophy that’s what helps to set this sail so that in six years it takes you
sail so that in six years it takes you
sail so that in six years it takes you where you want to go instead of winding
where you want to go instead of winding
where you want to go instead of winding up like I did that first six years of my
up like I did that first six years of my
up like I did that first six years of my economics broke no money empty bank
economics broke no money empty bank
economics broke no money empty bank account the right philosophy now let me
account the right philosophy now let me
account the right philosophy now let me give you a couple of philosophies to
give you a couple of philosophies to
give you a couple of philosophies to consider here’s the first one it’s
consider here’s the first one it’s
consider here’s the first one it’s called the philosophy of the poor and
called the philosophy of the poor and
called the philosophy of the poor and here it is poor people usually spend
here it is poor people usually spend
here it is poor people usually spend their money and invest what’s left
their money and invest what’s left
their money and invest what’s left that’s the philosophy of the poor now
that’s the philosophy of the poor now
that’s the philosophy of the poor now here’s the philosophy of the rich rich
here’s the philosophy of the rich rich
here’s the philosophy of the rich rich people invest their money and spend
people invest their money and spend
people invest their money and spend what’s left and here’s the startling
what’s left and here’s the startling
what’s left and here’s the startling answer it really doesn’t matter what the
answer it really doesn’t matter what the
answer it really doesn’t matter what the amount is what’s most important is not
amount is what’s most important is not
amount is what’s most important is not the amount what’s really important is
the amount what’s really important is
the amount what’s really important is the philosophy so I would ask you to
the philosophy so I would ask you to
the philosophy so I would ask you to adopt this philosophy of spending after
adopt this philosophy of spending after
adopt this philosophy of spending after you have invested invest first Vince
you have invested invest first Vince
you have invested invest first Vince Bend and I’ve got a little formula that
Bend and I’ve got a little formula that
Bend and I’ve got a little formula that I’m going to share with you now what
I’m going to share with you now what
I’m going to share with you now what should a child do with a dollar I mean
should a child do with a dollar I mean
should a child do with a dollar I mean there’s a lot of debate going on I’m
there’s a lot of debate going on I’m
there’s a lot of debate going on I’m sure across the country on what a child
sure across the country on what a child
sure across the country on what a child should do with the dollar here’s one
should do with the dollar here’s one
should do with the dollar here’s one opinion it’s only a child and it’s only
opinion it’s only a child and it’s only
opinion it’s only a child and it’s only a dollar what difference does it make
a dollar what difference does it make
a dollar what difference does it make well in my opinion it makes all the
well in my opinion it makes all the
well in my opinion it makes all the difference in the world
difference in the world
difference in the world a person’s economic future starts with
a person’s economic future starts with
a person’s economic future starts with the child with a dollar somebody says
the child with a dollar somebody says
the child with a dollar somebody says all no you’re only young once let him
all no you’re only young once let him
all no you’re only young once let him spend it all well when would you hope
spend it all well when would you hope
spend it all well when would you hope that would stop somebody says well wait
that would stop somebody says well wait
that would stop somebody says well wait at least 50 and broke like me and you
at least 50 and broke like me and you
at least 50 and broke like me and you know and then you’ll learn well no we
know and then you’ll learn well no we
know and then you’ll learn well no we don’t want to wait that long if I would
don’t want to wait that long if I would
don’t want to wait that long if I would have known or earlier than age 25 I
have known or earlier than age 25 I
have known or earlier than age 25 I would have changed in high school if I
would have changed in high school if I
would have changed in high school if I if they would have had classes called
if they would have had classes called
if they would have had classes called wealth one wealth two I’d have taken in
wealth one wealth two I’d have taken in
wealth one wealth two I’d have taken in both classes I would not have waited
both classes I would not have waited
both classes I would not have waited until age 25 so the earlier the better
until age 25 so the earlier the better
until age 25 so the earlier the better so what should a child do with a dollar
so what should a child do with a dollar
so what should a child do with a dollar here’s the simple premise to begin with
here’s the simple premise to begin with
here’s the simple premise to begin with don’t spend it all and if a child wants
don’t spend it all and if a child wants
don’t spend it all and if a child wants to spend the whole dollar you got to say
to spend the whole dollar you got to say
to spend the whole dollar you got to say hey don’t spend at all
hey don’t spend at all
hey don’t spend at all you know don’t spend it all they’ll say
you know don’t spend it all they’ll say
you know don’t spend it all they’ll say why not it’s my dollar I earned it you
why not it’s my dollar I earned it you
why not it’s my dollar I earned it you say I know you earned it but don’t spend
say I know you earned it but don’t spend
say I know you earned it but don’t spend it all they’ll still say why not say let
it all they’ll still say why not say let
it all they’ll still say why not say let me show you why not so you put him in
me show you why not so you put him in
me show you why not so you put him in your car take him to the other side of
your car take him to the other side of
your car take him to the other side of town and show them where people live
town and show them where people live
town and show them where people live that spend the whole dollar you just
that spend the whole dollar you just
that spend the whole dollar you just drive them around kids learn best by
drive them around kids learn best by
drive them around kids learn best by visual just drive around and say would
visual just drive around and say would
visual just drive around and say would you like to live here kid says no would
you like to live here kid says no would
you like to live here kid says no would you like to live like these people live
you like to live like these people live
you like to live like these people live kid says no no then you can’t spend the
kid says no no then you can’t spend the
kid says no no then you can’t spend the whole dollar so kids will get the
whole dollar so kids will get the
whole dollar so kids will get the message so you know take them to other
message so you know take them to other
message so you know take them to other side of town show them around unless you
side of town show them around unless you
side of town show them around unless you already live there and then just show
already live there and then just show
already live there and then just show them around anyway don’t spend the whole
them around anyway don’t spend the whole
them around anyway don’t spend the whole dollar now let me give you my best view
dollar now let me give you my best view
dollar now let me give you my best view of what to do with the dollar and I
of what to do with the dollar and I
of what to do with the dollar and I promise you if you started at age 15 now
promise you if you started at age 15 now
promise you if you started at age 15 now if you’re over 15 right you’ve still got
if you’re over 15 right you’ve still got
if you’re over 15 right you’ve still got plenty of time you still got 20 years
plenty of time you still got 20 years
plenty of time you still got 20 years you know if you’re 30 you’re still got
you know if you’re 30 you’re still got
you know if you’re 30 you’re still got 20 years I mean you know you still got
20 years I mean you know you still got
20 years I mean you know you still got plenty of time to start what I’m about
plenty of time to start what I’m about
plenty of time to start what I’m about to share with you what to do with the
to share with you what to do with the
to share with you what to do with the dollar here’s my first bit of advice
dollar here’s my first bit of advice
dollar here’s my first bit of advice never
never
never spend more than 70 cents never spend
spend more than 70 cents never spend
spend more than 70 cents never spend more than 70 cents now you got to pick
more than 70 cents now you got to pick
more than 70 cents now you got to pick some number and the number you pick is
some number and the number you pick is
some number and the number you pick is gonna be determined by your philosophy
gonna be determined by your philosophy
gonna be determined by your philosophy it’s gonna be determined by what you’ve
it’s gonna be determined by what you’ve
it’s gonna be determined by what you’ve been taught or your experience teaching
been taught or your experience teaching
been taught or your experience teaching yourself when I first met my teacher mr.
yourself when I first met my teacher mr.
yourself when I first met my teacher mr. show if I was at about a hundred and ten
show if I was at about a hundred and ten
show if I was at about a hundred and ten percent of each dollar you know I’m down
percent of each dollar you know I’m down
percent of each dollar you know I’m down at budget finance Hawking my furniture
at budget finance Hawking my furniture
at budget finance Hawking my furniture in my car one more time and then I
in my car one more time and then I
in my car one more time and then I learned a whole better formula for
learned a whole better formula for
learned a whole better formula for financial independence number one don’t
financial independence number one don’t
financial independence number one don’t spend more than 70 cents now kids say to
spend more than 70 cents now kids say to
spend more than 70 cents now kids say to me well okay what do I do with the other
me well okay what do I do with the other
me well okay what do I do with the other thirty cents and here’s what I teach
thirty cents and here’s what I teach
thirty cents and here’s what I teach them ten cents for charity charity or
them ten cents for charity charity or
them ten cents for charity charity or church we’re helping people that can’t
church we’re helping people that can’t
church we’re helping people that can’t help themselves ten cents to support
help themselves ten cents to support
help themselves ten cents to support worthy projects projects that you feel
worthy projects projects that you feel
worthy projects projects that you feel good about ten cents out of every dollar
good about ten cents out of every dollar
good about ten cents out of every dollar it’s called being generous with part of
it’s called being generous with part of
it’s called being generous with part of what you’ve taken out of society now in
what you’ve taken out of society now in
what you’ve taken out of society now in my opinion nothing teaches us character
my opinion nothing teaches us character
my opinion nothing teaches us character better than generosity no class no
better than generosity no class no
better than generosity no class no teacher no book teaches generosity
teacher no book teaches generosity
teacher no book teaches generosity teaches character better than generosity
teaches character better than generosity
teaches character better than generosity and the best time to start is when the
and the best time to start is when the
and the best time to start is when the amounts are small and I know if kids
amounts are small and I know if kids
amounts are small and I know if kids learn these lessons well they’ll give a
learn these lessons well they’ll give a
learn these lessons well they’ll give a dime out of a dollar help people that
dime out of a dollar help people that
dime out of a dollar help people that can’t help themselves support worthy
can’t help themselves support worthy
can’t help themselves support worthy projects or if you belong to a church
projects or if you belong to a church
projects or if you belong to a church they teach tithe piece of that’s very
they teach tithe piece of that’s very
they teach tithe piece of that’s very important now because when the amounts
important now because when the amounts
important now because when the amounts get larger sometimes it’s a little more
get larger sometimes it’s a little more
get larger sometimes it’s a little more difficult you know giving a hundred
difficult you know giving a hundred
difficult you know giving a hundred thousand out of a million someone says
thousand out of a million someone says
thousand out of a million someone says oh if I had a million not give a hundred
oh if I had a million not give a hundred
oh if I had a million not give a hundred thousand I’m not sure that’s a lot of
thousand I’m not sure that’s a lot of
thousand I’m not sure that’s a lot of money so the time to start is when the
money so the time to start is when the
money so the time to start is when the amounts are small ten cents out of the
amounts are small ten cents out of the
amounts are small ten cents out of the dollar okay next ten cents I call active
dollar okay next ten cents I call active
dollar okay next ten cents I call active capital active capital means do
capital active capital means do
capital active capital means do something to make a profit active
something to make a profit active
something to make a profit active capital set aside a portion of your
capital set aside a portion of your
capital set aside a portion of your income wages are okay but I’m telling
income wages are okay but I’m telling
income wages are okay but I’m telling you wages will make you a live
you wages will make you a live
you wages will make you a live prophets will make you a fortune so set
prophets will make you a fortune so set
prophets will make you a fortune so set aside part of your income as capital
aside part of your income as capital
aside part of your income as capital called active capital any kind of
called active capital any kind of
called active capital any kind of project you can possibly think of you
project you can possibly think of you
project you can possibly think of you can possibly come up with I’m gonna
can possibly come up with I’m gonna
can possibly come up with I’m gonna write a new book I think for kids I
write a new book I think for kids I
write a new book I think for kids I think the title is going to be of course
think the title is going to be of course
think the title is going to be of course kids should pay taxes it’s kind of an
kids should pay taxes it’s kind of an
kids should pay taxes it’s kind of an interesting title in California kids do
interesting title in California kids do
interesting title in California kids do pay taxes when a child walks into
pay taxes when a child walks into
pay taxes when a child walks into 7-eleven buy something that costs a
7-eleven buy something that costs a
7-eleven buy something that costs a dollar the proprietor says give me seven
dollar the proprietor says give me seven
dollar the proprietor says give me seven more pennies and the child says hey
more pennies and the child says hey
more pennies and the child says hey what’s these seven pennies for the
what’s these seven pennies for the
what’s these seven pennies for the proprietor says that’s the taxes kid
proprietor says that’s the taxes kid
proprietor says that’s the taxes kid says well hey I’m only eight years old
says well hey I’m only eight years old
says well hey I’m only eight years old proprietor says congratulations you’re
proprietor says congratulations you’re
proprietor says congratulations you’re my youngest taxpayer give me the money
my youngest taxpayer give me the money
my youngest taxpayer give me the money so in California where I live kids do
so in California where I live kids do
so in California where I live kids do pay taxes big question is should they
pay taxes big question is should they
pay taxes big question is should they and my book will answer that question of
and my book will answer that question of
and my book will answer that question of course kids should pay taxes nothing is
course kids should pay taxes nothing is
course kids should pay taxes nothing is for free if you want to ride your
for free if you want to ride your
for free if you want to ride your bicycle on the sidewalk instead of in
bicycle on the sidewalk instead of in
bicycle on the sidewalk instead of in the mud you got to pay the seventh
the mud you got to pay the seventh
the mud you got to pay the seventh inning nothing is free so we all have to
inning nothing is free so we all have to
inning nothing is free so we all have to pay so ten cents out of you’re living
pay so ten cents out of you’re living
pay so ten cents out of you’re living out of the money you earn set aside for
out of the money you earn set aside for
out of the money you earn set aside for capital capital to try your best to show
capital capital to try your best to show
capital capital to try your best to show a profit and in my books gonna be all
a profit and in my books gonna be all
a profit and in my books gonna be all kinds of ways kids can make money right
kinds of ways kids can make money right
kinds of ways kids can make money right two bicycles one to ride one to rent I
two bicycles one to ride one to rent I
two bicycles one to ride one to rent I mean you know it doesn’t take long to
mean you know it doesn’t take long to
mean you know it doesn’t take long to figure out some enterprise that’ll start
figure out some enterprise that’ll start
figure out some enterprise that’ll start making a profit then you must jot this
making a profit then you must jot this
making a profit then you must jot this down if you’re taking notes profits are
down if you’re taking notes profits are
down if you’re taking notes profits are better than wages one you can’t usually
better than wages one you can’t usually
better than wages one you can’t usually start wages until you’re about sixteen
start wages until you’re about sixteen
start wages until you’re about sixteen fifteen sixteen but you can make a
fifteen sixteen but you can make a
fifteen sixteen but you can make a profit long before you’re eligible to
profit long before you’re eligible to
profit long before you’re eligible to start earning wages and then there’s no
start earning wages and then there’s no
start earning wages and then there’s no limit to profits and they can they can
limit to profits and they can they can
limit to profits and they can they can double and triple and quadruple you know
double and triple and quadruple you know
double and triple and quadruple you know there’s no limit it’s incredible how
there’s no limit it’s incredible how
there’s no limit it’s incredible how fast profits can grow so profits are
fast profits can grow so profits are
fast profits can grow so profits are better than wages wages make you a
better than wages wages make you a
better than wages wages make you a living profits make you a fortune
living profits make you a fortune
living profits make you a fortune now the third ten cents is vitally
now the third ten cents is vitally
now the third ten cents is vitally important I call it passive capital
important I call it passive capital
important I call it passive capital capital you let somebody else use a
capital you let somebody else use a
capital you let somebody else use a financial institution stocks and bonds
financial institution stocks and bonds
financial institution stocks and bonds mutual funds whatever let someone else
mutual funds whatever let someone else
mutual funds whatever let someone else use it you furnish the money
use it you furnish the money
use it you furnish the money they use it to make a profit but they
they use it to make a profit but they
they use it to make a profit but they pay you for the use of it called
pay you for the use of it called
pay you for the use of it called interest and here’s one of the things
interest and here’s one of the things
interest and here’s one of the things that’ll make you financially independent
that’ll make you financially independent
that’ll make you financially independent fairly quickly and that’s called
fairly quickly and that’s called
fairly quickly and that’s called compound interest and this is how you
compound interest and this is how you
compound interest and this is how you get it letting someone else use a
get it letting someone else use a
get it letting someone else use a portion of goober honey your substance
portion of goober honey your substance
portion of goober honey your substance they show the profit they pay you
they show the profit they pay you
they show the profit they pay you interest and this passive capital and
interest and this passive capital and
interest and this passive capital and telling you over a sustained period of
telling you over a sustained period of
telling you over a sustained period of time if you’ll develop this little 10 10
time if you’ll develop this little 10 10
time if you’ll develop this little 10 10 10 and 70 especially starting at age 15
10 and 70 especially starting at age 15
10 and 70 especially starting at age 15 I’m telling you by the time you’re 35
I’m telling you by the time you’re 35
I’m telling you by the time you’re 35 you will be financially independent
you will be financially independent
you will be financially independent you’ll have the ability to live from the
you’ll have the ability to live from the
you’ll have the ability to live from the income of your own resources and then
income of your own resources and then
income of your own resources and then one more point on passive capital
one more point on passive capital
one more point on passive capital there’s a Bible philosophy I’m an
there’s a Bible philosophy I’m an
there’s a Bible philosophy I’m an amateur on the Bible but there’s a Bible
amateur on the Bible but there’s a Bible
amateur on the Bible but there’s a Bible philosophy that teaches the borrower is
philosophy that teaches the borrower is
philosophy that teaches the borrower is servant to the lender and if you want to
servant to the lender and if you want to
servant to the lender and if you want to be in a powerful position as you grow
be in a powerful position as you grow
be in a powerful position as you grow older finally when you become mature or
older finally when you become mature or
older finally when you become mature or maybe have your own business things have
maybe have your own business things have
maybe have your own business things have worked out for you for the future the
worked out for you for the future the
worked out for you for the future the position you always want to be in is the
position you always want to be in is the
position you always want to be in is the power position and that’s called the
power position and that’s called the
power position and that’s called the lender the lender is the power position
lender the lender is the power position
lender the lender is the power position so if kids learn early enough and then
so if kids learn early enough and then
so if kids learn early enough and then you ask them what they’d like to be when
you ask them what they’d like to be when
you ask them what they’d like to be when they grow up I’m telling you once they
they grow up I’m telling you once they
they grow up I’m telling you once they understand they’ll say well one of the
understand they’ll say well one of the
understand they’ll say well one of the things I want to be is one of those
things I want to be is one of those
things I want to be is one of those lenders that’s the power position not
lenders that’s the power position not
lenders that’s the power position not the spender know you’ll be pitied the
the spender know you’ll be pitied the
the spender know you’ll be pitied the rest of your life if you just become a
rest of your life if you just become a
rest of your life if you just become a spender you’ve got to become a lender
spender you’ve got to become a lender
spender you’ve got to become a lender and I think this is one formulas to
and I think this is one formulas to
and I think this is one formulas to follow 10 cents out of every dollar let
follow 10 cents out of every dollar let
follow 10 cents out of every dollar let someone else use it be the lender power
someone else use it be the lender power
someone else use it be the lender power position then try to show a profit can’t
position then try to show a profit can’t
position then try to show a profit can’t we teach our children how to take a
we teach our children how to take a
we teach our children how to take a dollar search the neighborhood find a
dollar search the neighborhood find a
dollar search the neighborhood find a broken wagon pay a dollar for it bring
broken wagon pay a dollar for it bring
broken wagon pay a dollar for it bring it home you know clean it up sand it
it home you know clean it up sand it
it home you know clean it up sand it until it’s clean paint it red till it
until it’s clean paint it red till it
until it’s clean paint it red till it shines straighten out the wheels till
shines straighten out the wheels till
shines straighten out the wheels till they’re true take it back to the
they’re true take it back to the
they’re true take it back to the neighborhood sell it for $5 anybody can
neighborhood sell it for $5 anybody can
neighborhood sell it for $5 anybody can do that
do that
do that now does the child deserve $4 profit in
now does the child deserve $4 profit in
now does the child deserve $4 profit in the answers yes society now has a mended
the answers yes society now has a mended
the answers yes society now has a mended wagon that’s what America is all about
wagon that’s what America is all about
wagon that’s what America is all about finding something touching it making it
finding something touching it making it
finding something touching it making it better making a profit taking part of
better making a profit taking part of
better making a profit taking part of your resources helping people who can’t
your resources helping people who can’t
your resources helping people who can’t help themselves
help themselves
help themselves let someone else use it to make a profit
let someone else use it to make a profit
let someone else use it to make a profit some projects require more capital and
some projects require more capital and
some projects require more capital and one person has exciting and then let
one person has exciting and then let
one person has exciting and then let them pay you for the use of it America’s
them pay you for the use of it America’s
them pay you for the use of it America’s had this philosophy now all these years
had this philosophy now all these years
had this philosophy now all these years communism has taught all these years
communism has taught all these years
communism has taught all these years capital belongs in the hands of the
capital belongs in the hands of the
capital belongs in the hands of the state not in the hands of the people
state not in the hands of the people
state not in the hands of the people we’ve been teaching all these years
we’ve been teaching all these years
we’ve been teaching all these years capital belongs in the hands of the
capital belongs in the hands of the
capital belongs in the hands of the people not in the hands of the state and
people not in the hands of the state and
people not in the hands of the state and we turned out to be right
we turned out to be right
we turned out to be right capital in the hands of the kids capital
capital in the hands of the kids capital
capital in the hands of the kids capital in the hands of the people enterprises
in the hands of the people enterprises
in the hands of the people enterprises that make a profit enterprises that grow
that make a profit enterprises that grow
that make a profit enterprises that grow it’s the hope of our future so that
it’s the hope of our future so that
it’s the hope of our future so that little simple formula I hope will help
little simple formula I hope will help
little simple formula I hope will help you now one more key on financial
you now one more key on financial
you now one more key on financial independence and that is attitude
independence and that is attitude
independence and that is attitude attitude here’s number one I used to say
attitude here’s number one I used to say
attitude here’s number one I used to say I hate to pay my bills my teacher
I hate to pay my bills my teacher
I hate to pay my bills my teacher straightened me out on that he said
straightened me out on that he said
straightened me out on that he said let’s see mr. Owen what you hate to do
let’s see mr. Owen what you hate to do
let’s see mr. Owen what you hate to do is pay $100 on an account and reduce
is pay $100 on an account and reduce
is pay $100 on an account and reduce your liabilities and increase your
your liabilities and increase your
your liabilities and increase your assets I said well no not if you look at
assets I said well no not if you look at
assets I said well no not if you look at it that way he said well it all depends
it that way he said well it all depends
it that way he said well it all depends on how you look at it so wouldn’t you
on how you look at it so wouldn’t you
on how you look at it so wouldn’t you love to pay your bills reduce your
love to pay your bills reduce your
love to pay your bills reduce your liabilities increase your assets you got
liabilities increase your assets you got
liabilities increase your assets you got to have that kind of attitude I found
to have that kind of attitude I found
to have that kind of attitude I found out the same attitude about taxes I used
out the same attitude about taxes I used
out the same attitude about taxes I used to say I hate to pay my taxes mr. show
to say I hate to pay my taxes mr. show
to say I hate to pay my taxes mr. show said well that’s one way to live but
said well that’s one way to live but
said well that’s one way to live but don’t you understand taxes is how we
don’t you understand taxes is how we
don’t you understand taxes is how we care and feed the goose that lays the
care and feed the goose that lays the
care and feed the goose that lays the golden eggs wouldn’t you want to do your
golden eggs wouldn’t you want to do your
golden eggs wouldn’t you want to do your share someone says yes but the goose
share someone says yes but the goose
share someone says yes but the goose eats too much probably true but hey we
eats too much probably true but hey we
eats too much probably true but hey we all need too much we all need to go on a
all need too much we all need to go on a
all need too much we all need to go on a diet better a fat goose than no goose so
diet better a fat goose than no goose so
diet better a fat goose than no goose so I finally became a happy taxpayer now I
I finally became a happy taxpayer now I
I finally became a happy taxpayer now I think taxes are too high so I’m working
think taxes are too high so I’m working
think taxes are too high so I’m working to get taxes lowered for our economic
to get taxes lowered for our economic
to get taxes lowered for our economic future but then whatever they turn out
future but then whatever they turn out
future but then whatever they turn out to be I gladly pay do my part cuz that’s
to be I gladly pay do my part cuz that’s
to be I gladly pay do my part cuz that’s what makes the whole system run each of
what makes the whole system run each of
what makes the whole system run each of us doing our part now I want these three
us doing our part now I want these three
us doing our part now I want these three subjects to be valuable for you I want
subjects to be valuable for you I want
subjects to be valuable for you I want them to have meaning for you I want you
them to have meaning for you I want you
them to have meaning for you I want you someday to be financially independent I
someday to be financially independent I
someday to be financially independent I want you to have the personal
want you to have the personal
want you to have the personal development so that you feel good about
development so that you feel good about
development so that you feel good about yourself if I had a chance to meet you
yourself if I had a chance to meet you
yourself if I had a chance to meet you someday I’d like to have you show me the
someday I’d like to have you show me the
someday I’d like to have you show me the list of
list of
list of that you got started and say mr. own
that you got started and say mr. own
that you got started and say mr. own here some I’ve already checked off
here some I’ve already checked off
here some I’ve already checked off here’s the books I’m reading here’s
here’s the books I’m reading here’s
here’s the books I’m reading here’s what’s happened I’m developing the
what’s happened I’m developing the
what’s happened I’m developing the skills I’m better this year than it was
skills I’m better this year than it was
skills I’m better this year than it was last year I’ve got more self-confidence
last year I’ve got more self-confidence
last year I’ve got more self-confidence my skills are developing that’s what I
my skills are developing that’s what I
my skills are developing that’s what I want for you and that’s why I took the
want for you and that’s why I took the
want for you and that’s why I took the time to come and share in this video
time to come and share in this video
time to come and share in this video message with you I do seminars all
message with you I do seminars all
message with you I do seminars all around the world that this is one way
around the world that this is one way
around the world that this is one way that I can reach out and touch you in
that I can reach out and touch you in
that I can reach out and touch you in case you can’t come to my seminars
case you can’t come to my seminars
case you can’t come to my seminars wherever I am maybe this video will
wherever I am maybe this video will
wherever I am maybe this video will reach you somewhere and it’ll have an
reach you somewhere and it’ll have an
reach you somewhere and it’ll have an impact on your life and what I’d like to
impact on your life and what I’d like to
impact on your life and what I’d like to do is later hear about it a letter phone
do is later hear about it a letter phone
do is later hear about it a letter phone call or to have a chance to meet you in
call or to have a chance to meet you in
call or to have a chance to meet you in person and now I’d like to leave you
person and now I’d like to leave you
person and now I’d like to leave you with these four questions called
with these four questions called
with these four questions called questions to ponder these questions were
questions to ponder these questions were
questions to ponder these questions were valuable for me and I want to make them
valuable for me and I want to make them
valuable for me and I want to make them valuable for you here’s the first one
valuable for you here’s the first one
valuable for you here’s the first one why we all ask why we should work this
why we all ask why we should work this
why we all ask why we should work this hard why I take that many classes well I
hard why I take that many classes well I
hard why I take that many classes well I go to school at many years you know why
go to school at many years you know why
go to school at many years you know why I take the notes why I read the books
I take the notes why I read the books
I take the notes why I read the books why I work that hard why put yourself
why I work that hard why put yourself
why I work that hard why put yourself through the push ups and the disciplines
through the push ups and the disciplines
through the push ups and the disciplines why good question why best answer to why
why good question why best answer to why
why good question why best answer to why I think is the second question why not
I think is the second question why not
I think is the second question why not why not see how many books you can read
why not see how many books you can read
why not see how many books you can read how many classes you can take
how many classes you can take
how many classes you can take how many skills you can develop why not
how many skills you can develop why not
how many skills you can develop why not see how valuable you could become to the
see how valuable you could become to the
see how valuable you could become to the marketplace and to your friends and to
marketplace and to your friends and to
marketplace and to your friends and to your family why not see what you can
your family why not see what you can
your family why not see what you can make of yourself why not see how far you
make of yourself why not see how far you
make of yourself why not see how far you can go how much you can see how much you
can go how much you can see how much you
can go how much you can see how much you can earn how much you can share why not
can earn how much you can share why not
can earn how much you can share why not that’s the heritage all of us have in
that’s the heritage all of us have in
that’s the heritage all of us have in America especially is to see what we can
America especially is to see what we can
America especially is to see what we can make out of our lives now that we’ve
make out of our lives now that we’ve
make out of our lives now that we’ve been given this extraordinary
been given this extraordinary
been given this extraordinary opportunity now my third question I’d
opportunity now my third question I’d
opportunity now my third question I’d love to ask you in person but since I
love to ask you in person but since I
love to ask you in person but since I can’t do it in person I want to ask it
can’t do it in person I want to ask it
can’t do it in person I want to ask it of all of you but I want you to take it
of all of you but I want you to take it
of all of you but I want you to take it personally and my third question is why
personally and my third question is why
personally and my third question is why not you why not you with good
not you why not you with good
not you why not you with good self-esteem why not you starting to
self-esteem why not you starting to
self-esteem why not you starting to change and setting goals why not use
change and setting goals why not use
change and setting goals why not use starting to make progress toward
starting to make progress toward
starting to make progress toward financial independence if I can do what
financial independence if I can do what
financial independence if I can do what you can do it
you can do it
you can do it I wished I had a lot more testimonials
I wished I had a lot more testimonials
I wished I had a lot more testimonials here today besides mine a whole steady
here today besides mine a whole steady
here today besides mine a whole steady stream that would come by and tell you
stream that would come by and tell you
stream that would come by and tell you their story someone who started with
their story someone who started with
their story someone who started with nothing finally run a big enterprise a
nothing finally run a big enterprise a
nothing finally run a big enterprise a mother who was on welfare now she owns
mother who was on welfare now she owns
mother who was on welfare now she owns her own business in addition to my story
her own business in addition to my story
her own business in addition to my story I wish I had a lot more and if all of
I wish I had a lot more and if all of
I wish I had a lot more and if all of them told their story guess how they
them told their story guess how they
them told their story guess how they would probably wind up their story
would probably wind up their story
would probably wind up their story they’d probably say just like me why not
they’d probably say just like me why not
they’d probably say just like me why not you if we can read you can read if we
you if we can read you can read if we
you if we can read you can read if we can change you can change if we can
can change you can change if we can
can change you can change if we can figure it out you can figure it out if
figure it out you can figure it out if
figure it out you can figure it out if we can turn it around you can turn it
we can turn it around you can turn it
we can turn it around you can turn it around there isn’t anything you can’t
around there isn’t anything you can’t
around there isn’t anything you can’t accomplish that’s what those
accomplish that’s what those
accomplish that’s what those testimonials would say and so I want to
testimonials would say and so I want to
testimonials would say and so I want to say it to you personally why not you
say it to you personally why not you
say it to you personally why not you you’ve got the brains you’ve got the the
you’ve got the brains you’ve got the the
you’ve got the brains you’ve got the the stamina you’ve got the vitality you’ve
stamina you’ve got the vitality you’ve
stamina you’ve got the vitality you’ve got the interest you’ve got your life
got the interest you’ve got your life
got the interest you’ve got your life ahead of you you’ve got the future you
ahead of you you’ve got the future you
ahead of you you’ve got the future you can do it if anybody can do it you can
can do it if anybody can do it you can
can do it if anybody can do it you can do it if one of us can do it hey we all
do it if one of us can do it hey we all
do it if one of us can do it hey we all can do it and now here’s my last
can do it and now here’s my last
can do it and now here’s my last question why not now this is a good time
question why not now this is a good time
question why not now this is a good time as the 20th century starts to wind down
as the 20th century starts to wind down
as the 20th century starts to wind down a few more years as we get ready for
a few more years as we get ready for
a few more years as we get ready for century 21 what a good time to set your
century 21 what a good time to set your
century 21 what a good time to set your goals work on yourself work on your
goals work on yourself work on your
goals work on yourself work on your skills what a good time to get it
skills what a good time to get it
skills what a good time to get it together what a good time to start this
together what a good time to start this
together what a good time to start this process personal development growing
process personal development growing
process personal development growing changing developing having a good plan
changing developing having a good plan
changing developing having a good plan for your money and for your life and for
for your money and for your life and for
for your money and for your life and for your future why not now and I hope I
your future why not now and I hope I
your future why not now and I hope I have a chance to see you one of these
have a chance to see you one of these
have a chance to see you one of these days and share with you the experience
days and share with you the experience
days and share with you the experience the reaction response you might have had
the reaction response you might have had
the reaction response you might have had from my message today and until I get a
from my message today and until I get a
from my message today and until I get a chance to see you on this side of the
chance to see you on this side of the
chance to see you on this side of the world or the other side of the world in
world or the other side of the world in
world or the other side of the world in some school or some seminar or maybe
some school or some seminar or maybe
some school or some seminar or maybe I’ll come and speak for a company that
I’ll come and speak for a company that
I’ll come and speak for a company that you work for some day I hope I get a
you work for some day I hope I get a
you work for some day I hope I get a chance to meet you until then I wish you
chance to meet you until then I wish you
chance to meet you until then I wish you the best
the best
the best I want all that I’ve gotten to be yours
I want all that I’ve gotten to be yours
I want all that I’ve gotten to be yours and much much more
and much much more
and much much more god bless goodbye
”
Be First to Comment