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Alternative Währung | Martin Finger | TEDxUniversityofWürzburg


the biggest challenge for me

Today is to convey what something

I mean when I speak of freedom

For me, freedom starts right here

not only the top of my head

thoughts are free but freedom

starts with thinking because only what I have

I can really think too

wear outside

that’s why freedom for me is

something completely complete

something that can not be split

that also means that freedom is not

can be limited from the outside

but always myself

possibility have my freedom too

and that by not me

impose self-prohibitions and also

can not be imposed by others

but just what I think

really want you in my head

bring

Please close for a moment

her eyes and remember her

like last in a starry

night sky have looked over him

billion across the world

sky

runs the milky way tape feel

you continue this for a moment

which this vision entails and

with that, they also feel that

What is the feeling for me when I am

talk about freedom if I mean

to live your own freedom

Now if you open your eyes again

I’m sure she’s a clear one

have feeling when i say i want to

living in a society where the

The basis is freedom and not

money alone that you are here today

can

also for that it was necessary that she

ultimately at least one such ten

euro sparkle with it had without service

while she probably will not be here

come in and the euro even if he

for us again completely normal

we have not got it yet

once 15 years and in german

currency history is there

special feature for this currency

change was a political will

ahead instead of a collapse of

currency and economic system that

means we are in the position ourselves

to decide another money system

want to have

Unfortunately, the euro has been missed

also the monetary system as such

change but it was only one

common european currency

created

From my point of view it is important that we

When we realize that our money system

not yet working as we did

maybe you would like to have more

work okay to say okay what do we change

how should it work but first

once the question what are then

at all the disadvantages of what is

the problem with our today

No matter what we need

It’s food a lodging as

We do not get these things without money

but make money out of it at all

it takes a blame because everything

money that we can use arises

on a credit agreement from a bank

and a debtor

you do not have to do this yourself

be debtor can the neighbor because

next to them sits there can be

Companies are the monthly salary

is someone paying or someone is paying

never know each other

Nevertheless, these costs are for it

due to flow to the banks

all this is only part of it

what a daily transfers runs from

to own and to work

to understand what is happening in ours today

Money and the economic system are running out

It is therefore important to look at how

it is the distribution of wealth today in the

presentation you see the

asset distribution of 80 million

People in germany

broken down to 100,000 euros as

assets and ten people

Now the question is which of these ten

people are you on one side

person 1 which is more than half of the

possesses all its assets and on the

another side a person 10

because nothing is left in debt

to get an idea of ​​what

it would mean to be personal 1

Person 1 will never be in your life

also have to work only one hour

Of course she can do it voluntarily

but the need does not exist

because you can do all your spending you

has only capital income in

rent form of dividends and

interest payments cover for the others

person it is so person 2 has just

still a balance of what they to

can generate capital revenue and

what you pay in interest ultimately

must wear himself

for all other people this goes

do not count on them ultimately

the lottery loses the die

grand prize winners have to pay

but that does not matter here

but is determined from the outset

but what does that mean when we are in

a world in which these structures live

exist and ultimately not really

can be resolved

because it means person 1 has that

possibility to decide freely whether you

one of these other new people

busy in an income there and

all other people are he

depending on each month an income too

because otherwise they do not have anything at all

to cover the monthly expenses

and if you think that work or

labor is not a restriction on her

freedom means then I ask you

when do you last have your boss?

vehemently contradicted and quite a

another standpoint

when were they just convinced that

to be able to say what they want to say

and not just your opinion

withhold

I can understand everyone in one

such a situation rather silent because

he does not want to risk

to really lose income

and now if that’s today

structures are how could one

money system really look that in the

Location is a change here

bring about

in my view it is simply a

two rules money system

with the first rule we determine how

new money is circulating and that

Let’s make sure we say everyone

man gets from his birth to

just death every month without him

to impose a fault without

simply because we do

we are all part of one

community

and we want them in there from us

freedom can live instead of so

Banks to leave the money creation

We can get the money we need

for ourselves if we have it now

would leave this 1 rule

We run on the same problems as

today because the amount of money I would

constantly out of time we would have rising

prices and a sinking purchasing power per

That’s why there is a second one

usually this second rule determines how

money dissolves again like money

again it disappears like that

and that comes again

very pragmatic just for the sake of

example, just a percent of

to spend the entire existing amount of money

deleted again is not a month

problem on the one hand is generated

and it will be on the other side

deleted and collected in case of doubt

the money anyway in the accounts

of people 1

that means this 1 percent

monthly deletion alone would become

already right through against this today

capital income

unequal distribution of assets directly

if that is if I am only there

the only change it has one more

further effect our today

money system that he is designed for

constantly in the amount of money extended to

become

we call it inflation has a reason

a core why we do that

and this core is afraid of fear

deflation in our today

economic system in the connection of

Money and economy is this fear

rightly because at the moment where the

So deflation has a condition in

the happy buying power continues

that means that per euro they could

Shopping more and more

provided they have one

possibility to get at money would

to be very beneficial to say

I do not have to buy it today

maybe I can next week

or next month to create in the

moment where you are completely rational in the

act form

create in ours

economic system what we crisis

call

who at the moment where they get theirs

delay the purchase

existing sales of the companies

These companies start employees

to dismiss and thus decline again

the companies the

sales opportunities of companies

because more and more people are less

have income and this

downward spiral can be with the

today’s means

the structures we have hardly

that would be in the new monetary system

different as described with this first one

Usually everyone gets easy

automatically already in the money

hand

so that’s just not to this endless

Downhill area leads but that’s just

the one side of the work

there we have the thought to say

hey if we have worked enough though

we have as much as we need around

to fill our needs

then let’s just say enough is enough

Enough we go home but

to work up and the next what

we have in today’s Sun

monetary system and economic system not

possible in another alternative

to say when do we stop listening?

to produce

when do we stop constantly listening to these

to heat up consumption spirals

and actually satisfied and

What else comes next because that is

only the side of work if you

Today, follow the discussion where it is

That’s why pension is going all the time

telling them they have one

Pension gap and if you fill this gap

created to close

then maybe they have low age

but nobody tells them that this

gap is impossible for them in this

not to close shape with ours

today’s monetary system

monetary system with its inflationary

Activity gets you so many tricks

to throw between the legs that is only

one in ten winners alone out of ten

Persons can give the wins because

this person

which has a lifetime pension over the

capital income all other persons

have to find another solution

an example so that you at their

pension planning do not miss the

to pay attention to inflation

suppose you are currently 30 years

old have a monthly net income

from 2000 euros she also at any time

spend each month so they are

zero

It is the question how high is yours

incomes are 65 that means that

you with 65 are able to do the same

the same standard of living

finance like at 30

and if they are good at mathematics then

you already know how this curve

is working

that means 35 years later they have to

have doubled their income for the

same standard of living you have then

not yet

they only maintain the status quo

and if they still have the luck

in our society today 100

to become old

so if we are 35 years old again

later then the question is how to create

to win it against the monetary system

and up to 65 years comes again to

So double from 65 to 100 and that

are in my view good reasons

for saying this money system

does not work it does not help us

and the mass of people becomes so

never win but that we can

instead we just have to say

it different

let’s change to a monetary system

not inflationary here works

Comparison of the development of money

the classic eurosystem has one

opposite to exponential development

Credits would be my name for

Such an alternative currency only

After these two rules works

no further mechanisms but

just two basic rules and there

see the difference in teaching follows

a natural growth curve as well

it in nature

i say it’s common at the beginning

strong growth then saturation and

finally, as long as it stays alive

in a stable phase without a hat

constant up and down

How do these two rules work?

detail that to this other one

course of the curve is assumed

this monthly amount of which I

has spoken 1000 criteria

We simply put the purchasing power up

times before that they at least 117 euro

that money works now

a month on my account and

put anything on order can be just

a percent of it just back on it

has been generated for me before now

one percent disappears again

next month but come again 1000

So for me this is one

percent at this point pretty much

irrelevant

It will be the same during the month

I will reduce again by 1 percent

still have no need

to spend money

So this process would continue

until the moment where 100,000

Accumulated loans on my account

that is because from the time

then the money creation with 1000 euro in the

month and the simultaneous money

delete with that one

Balance that is the amount of money

for me and for me ultimately

circulating stays the same

my life

only when I died is not necessary

of course the logically

money creation and the money with yes

I made the economy happy in

I have consumed something dissolves

then somewhere, depending on where

it has moved so far and so on

the monetary system gets a stability

in itself and everyone access to the money

System also fundamentally at all

to have money and work

not to have to exercise them but them

to be considered as an option if

We now decide one such

monetary system wanting to have like

That’s our sticking horse

freedom

That simply means a decision

meet once and then vote

replace the euro

No, that’s not the way I am

I prefer to live in a world in

that there really is diversity in the world

things exist side by side and

can be combined arbitrarily so no

one-time vote between a or b

and then I am fixed but in the

on the contrary I create different

Alternatives can use them at any time

and thus increase my freedom of action

and diminish dependency

freedom I also for our children

and grandson wants to see that they are

you can decide for yourself

want to live together

therefore would not be legal

be cash

It became a voluntary currency

will be complementary to the parallel

euro exists and so everyone would have from

to give us the opportunity to say anything

i want to create i want euro i

Use both are combinations and

Every day I can make that decision

new meet that is something for me

freedom means

an aspect of the now still in any case

safe in the room when we are this

simply draw money for ourselves

why should companies at all

to take note of this money or

even offer something for it

for that it is important to look

how our economy works today

and the key figures of

companies are sales and profits

and that means more together

use such a currency and you

itself with worth film and also itself

are ready for this currency too

Working that means ours too

performance to give the bigger

becomes the need for business

precisely for offering products

because they can not do it anymore

explain why you have this possibility

Ignore sales and ignore that

First comes this place

Occupy and say hey I do too

with criteria set and so we can

the existing logic of ours

even use it for this

really something to transform something

to change

for me , credit means a lot

positive potential for change in

our world started at the

work on the

social participation all the way to

individual self-realization all

these aspects are part to tell the

freedom to really think more

freedom to dare and execute too

Can not be afraid of any

to have other things and therefore for

to tell me this currency in ours

back creates us a lightness

to open up new free spaces

to think about how we are together

want to avoid how we live together

I therefore also want my invitation to you

all together have such a currency in

to bring our life

Many Thanks

[Applause]

[Applause]

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