what if I told you that for each person in this room who wants to change
in this room who wants to change
in this room who wants to change something significant about themselves
something significant about themselves
something significant about themselves whether it be professionally financially
whether it be professionally financially
whether it be professionally financially or other that the chances of you doing
or other that the chances of you doing
or other that the chances of you doing so are actually slim to none I know
so are actually slim to none I know
so are actually slim to none I know right
right
right welcome to the top love portion of the
welcome to the top love portion of the
welcome to the top love portion of the event I’m your host Donald downer but
event I’m your host Donald downer but
event I’m your host Donald downer but it’s true most people are wasting their
it’s true most people are wasting their
it’s true most people are wasting their time trying to change unless and this is
time trying to change unless and this is
time trying to change unless and this is a big unless unless you find that the
a big unless unless you find that the
a big unless unless you find that the pain it takes for you to change is
pain it takes for you to change is
pain it takes for you to change is significantly outweighed by the pain it
significantly outweighed by the pain it
significantly outweighed by the pain it takes for you to stay the same I’ll say
takes for you to stay the same I’ll say
takes for you to stay the same I’ll say it again most people don’t really change
it again most people don’t really change
it again most people don’t really change until the pain of change is outweighed
until the pain of change is outweighed
until the pain of change is outweighed significantly by the pain it takes to
significantly by the pain it takes to
significantly by the pain it takes to say this thing change is painful
say this thing change is painful
say this thing change is painful beneficial change the most beneficial
beneficial change the most beneficial
beneficial change the most beneficial change that you can have in your life is
change that you can have in your life is
change that you can have in your life is most painful I’ll tell you a quick story
most painful I’ll tell you a quick story
most painful I’ll tell you a quick story about how that played out in my own life
about how that played out in my own life
about how that played out in my own life ten years ago at the ripe know-nothing
ten years ago at the ripe know-nothing
ten years ago at the ripe know-nothing age of twenty six years old I just
age of twenty six years old I just
age of twenty six years old I just bought my first house three stories tall
bought my first house three stories tall
bought my first house three stories tall brand new la construction berber carpet
brand new la construction berber carpet
brand new la construction berber carpet hardwood floors I thought I was the man
hardwood floors I thought I was the man
hardwood floors I thought I was the man I bought this house at five hundred and
I bought this house at five hundred and
I bought this house at five hundred and fifty thousand dollars did I need a five
fifty thousand dollars did I need a five
fifty thousand dollars did I need a five hundred fifty thousand dollar house an
hundred fifty thousand dollar house an
hundred fifty thousand dollar house an eighty six-year-old doesn’t even need a
eighty six-year-old doesn’t even need a
eighty six-year-old doesn’t even need a five hundred fifty thousand dollar house
five hundred fifty thousand dollar house
five hundred fifty thousand dollar house both most of the times but I bought this
both most of the times but I bought this
both most of the times but I bought this house because it bent in line with
house because it bent in line with
house because it bent in line with everything else I had been doing with my
everything else I had been doing with my
everything else I had been doing with my money at that time which was buying as
money at that time which was buying as
money at that time which was buying as many things as I could
many things as I could
many things as I could to try and impress as many people as I
to try and impress as many people as I
to try and impress as many people as I could who probably didn’t even end up
could who probably didn’t even end up
could who probably didn’t even end up liking me after I did so and I also
liking me after I did so and I also
liking me after I did so and I also spent that much money on that house
spent that much money on that house
spent that much money on that house because I told myself it was an
because I told myself it was an
because I told myself it was an investment ever since I was young I was
investment ever since I was young I was
investment ever since I was young I was taught that the only way to build wealth
taught that the only way to build wealth
taught that the only way to build wealth is to buy a house if you’re
is to buy a house if you’re
is to buy a house if you’re african-american forget this stock
african-american forget this stock
african-american forget this stock market stuff that was for white people
market stuff that was for white people
market stuff that was for white people buy a house get a job and be quiet
buy a house get a job and be quiet
buy a house get a job and be quiet and since I had gotten this beautiful
and since I had gotten this beautiful
and since I had gotten this beautiful house it was going to press all of my
house it was going to press all of my
house it was going to press all of my friends this was gonna be a breeze it
friends this was gonna be a breeze it
friends this was gonna be a breeze it didn’t turn out that way few months
didn’t turn out that way few months
didn’t turn out that way few months after the entire housing market
after the entire housing market
after the entire housing market collapsed I would watch that $550,000
collapsed I would watch that $550,000
collapsed I would watch that $550,000 house become worth four hundred thousand
house become worth four hundred thousand
house become worth four hundred thousand three hundred thousand and then finally
three hundred thousand and then finally
three hundred thousand and then finally two hundred forty thousand so what if I
two hundred forty thousand so what if I
two hundred forty thousand so what if I also told you for the people that it
also told you for the people that it
also told you for the people that it that are in this room that have actually
that are in this room that have actually
that are in this room that have actually had your eyes open for the last seven
had your eyes open for the last seven
had your eyes open for the last seven plus years looking at what’s going on in
plus years looking at what’s going on in
plus years looking at what’s going on in places like this in South LA in
places like this in South LA in
places like this in South LA in communities similar to South LA that you
communities similar to South LA that you
communities similar to South LA that you technically should be in a position of
technically should be in a position of
technically should be in a position of pain you should be in a position to say
pain you should be in a position to say
pain you should be in a position to say enough is enough we cannot keep living
enough is enough we cannot keep living
enough is enough we cannot keep living like this the work the country cannot
like this the work the country cannot
like this the work the country cannot keep living like this watching your
keep living like this watching your
keep living like this watching your friends and family and loved ones grow
friends and family and loved ones grow
friends and family and loved ones grow up in a system where they only have
up in a system where they only have
up in a system where they only have three options is painful those options
three options is painful those options
three options is painful those options are number one get arrested by the
are number one get arrested by the
are number one get arrested by the police
police
police number two get harassed by gang members
number two get harassed by gang members
number two get harassed by gang members and then just to add insult to injury
and then just to add insult to injury
and then just to add insult to injury number three be displaced after you had
number three be displaced after you had
number three be displaced after you had years of living with one and two that is
years of living with one and two that is
years of living with one and two that is painful this chart is the representation
painful this chart is the representation
painful this chart is the representation of all the groups in LA and their
of all the groups in LA and their
of all the groups in LA and their population change from the year 2000 to
population change from the year 2000 to
population change from the year 2000 to 2014 blacks went from 17% of the city in
2014 blacks went from 17% of the city in
2014 blacks went from 17% of the city in 2000 to less than 9% today we are
2000 to less than 9% today we are
2000 to less than 9% today we are literally being erased from Los Angeles
literally being erased from Los Angeles
literally being erased from Los Angeles and it’s getting worse daily now that we
and it’s getting worse daily now that we
and it’s getting worse daily now that we know the problem we know the numbers
know the problem we know the numbers
know the problem we know the numbers what are we going to do about this there
what are we going to do about this there
what are we going to do about this there are a few things we have to do in order
are a few things we have to do in order
are a few things we have to do in order for us even have a fighting chance one
for us even have a fighting chance one
for us even have a fighting chance one of those things the number one thing is
of those things the number one thing is
of those things the number one thing is desire and desire is around the
desire and desire is around the
desire and desire is around the reeducation on what we’re fighting
reeducation on what we’re fighting
reeducation on what we’re fighting against you see there’s a difference
against you see there’s a difference
against you see there’s a difference between gentrification and displacement
between gentrification and displacement
between gentrification and displacement displacement is not a mandatory
displacement is not a mandatory
displacement is not a mandatory component of gentrification there is
component of gentrification there is
component of gentrification there is nothing wrong with reducing crime
nothing wrong with reducing crime
nothing wrong with reducing crime reducing poverty reducing drugs and
reducing poverty reducing drugs and
reducing poverty reducing drugs and violence raising the business
violence raising the business
violence raising the business infrastructure raising the average
infrastructure raising the average
infrastructure raising the average household income in a community what is
household income in a community what is
household income in a community what is wrong is that the people
wrong is that the people
wrong is that the people to endure that community winning with
to endure that community winning with
to endure that community winning with that it’s worse I’m not going to be
that it’s worse I’m not going to be
that it’s worse I’m not going to be there to thrive in it when it’s at its
there to thrive in it when it’s at its
there to thrive in it when it’s at its best we have to change that narrative
best we have to change that narrative
best we have to change that narrative this leads me to the number two thing we
this leads me to the number two thing we
this leads me to the number two thing we have to do consumption is literally
have to do consumption is literally
have to do consumption is literally consuming the black community let me
consuming the black community let me
consuming the black community let me give you a little background on how I
give you a little background on how I
give you a little background on how I came came to came up with this I work
came came to came up with this I work
came came to came up with this I work after after going through the experience
after after going through the experience
after after going through the experience I had I work now as a wealth coach and
I had I work now as a wealth coach and
I had I work now as a wealth coach and of southla South LA area my entire job
of southla South LA area my entire job
of southla South LA area my entire job went from what I thought it was going to
went from what I thought it was going to
went from what I thought it was going to be when I started that business which
be when I started that business which
be when I started that business which was getting people out of debt
was getting people out of debt
was getting people out of debt finding a multiplier for their income
finding a multiplier for their income
finding a multiplier for their income and then letting them build wealth to
and then letting them build wealth to
and then letting them build wealth to what it’s transpired to over the last
what it’s transpired to over the last
what it’s transpired to over the last five years which is answering the same
five years which is answering the same
five years which is answering the same three questions 24 hours a day seven
three questions 24 hours a day seven
three questions 24 hours a day seven days a week
days a week
days a week those three questions are number one how
those three questions are number one how
those three questions are number one how do I fix my credit score number two how
do I fix my credit score number two how
do I fix my credit score number two how do I fix my credit score can you guess
do I fix my credit score can you guess
do I fix my credit score can you guess what the number three is anybody you is
what the number three is anybody you is
what the number three is anybody you is smart so what’s the problem with this
smart so what’s the problem with this
smart so what’s the problem with this well have you noticed that none of those
well have you noticed that none of those
well have you noticed that none of those questions have anything to do with how
questions have anything to do with how
questions have anything to do with how do I raise maintain control and let my
do I raise maintain control and let my
do I raise maintain control and let my kids inherit my income if just one
kids inherit my income if just one
kids inherit my income if just one person will come to my program just one
person will come to my program just one
person will come to my program just one person and would ask me that I would
person and would ask me that I would
person and would ask me that I would have a field day
have a field day
have a field day you see credit scores are for
you see credit scores are for
you see credit scores are for consumption there’s a difference between
consumption there’s a difference between
consumption there’s a difference between credit scores and credit reports your
credit scores and credit reports your
credit scores and credit reports your credit report gets you a job in an
credit report gets you a job in an
credit report gets you a job in an apartment credit score’s
apartment credit score’s
apartment credit score’s gets you into debt and above all else
gets you into debt and above all else
gets you into debt and above all else cash cash is the most important out of
cash cash is the most important out of
cash cash is the most important out of all three of those cash is what allows
all three of those cash is what allows
all three of those cash is what allows you to get more cash wealth is what
you to get more cash wealth is what
you to get more cash wealth is what allows you to build more wealth so with
allows you to build more wealth so with
allows you to build more wealth so with that being said we know that consumption
that being said we know that consumption
that being said we know that consumption is leading us into a place where it’s
is leading us into a place where it’s
is leading us into a place where it’s unsustainable black people cannot
unsustainable black people cannot
unsustainable black people cannot consume our way into wealth we have to
consume our way into wealth we have to
consume our way into wealth we have to focus on raising our incomes to compete
focus on raising our incomes to compete
focus on raising our incomes to compete consider this a two million dollar
consider this a two million dollar
consider this a two million dollar portfolio with a four percent annual
portfolio with a four percent annual
portfolio with a four percent annual return from dividends from remember
return from dividends from remember
return from dividends from remember those companies I told you about Ford
those companies I told you about Ford
those companies I told you about Ford Apple etc literally pays you $80,000 on
Apple etc literally pays you $80,000 on
Apple etc literally pays you $80,000 on top of whatever else you want to do as
top of whatever else you want to do as
top of whatever else you want to do as additional unearned income to follow
additional unearned income to follow
additional unearned income to follow your passions family a goes up for an
your passions family a goes up for an
your passions family a goes up for an apartment or a house
apartment or a house
apartment or a house I’m sorry two earners in one house make
I’m sorry two earners in one house make
I’m sorry two earners in one house make $80,000 earn income they also have
$80,000 earn income they also have
$80,000 earn income they also have inheritance or maybe business
inheritance or maybe business
inheritance or maybe business investments that they’ve made that
investments that they’ve made that
investments that they’ve made that allows them another $80,000 in income
allows them another $80,000 in income
allows them another $80,000 in income family number two may or may not even
family number two may or may not even
family number two may or may not even have two earners in the household but
have two earners in the household but
have two earners in the household but let’s just say that person went and
let’s just say that person went and
let’s just say that person went and worked vigorously to create an $80,000
worked vigorously to create an $80,000
worked vigorously to create an $80,000 income when a family too goes up with
income when a family too goes up with
income when a family too goes up with against family number one towards to
against family number one towards to
against family number one towards to look at an apartment that is market rate
look at an apartment that is market rate
look at an apartment that is market rate that market rate isn’t going to be as
that market rate isn’t going to be as
that market rate isn’t going to be as painful for family number one as it is
painful for family number one as it is
painful for family number one as it is family number two we have to start
family number two we have to start
family number two we have to start focusing on unearned income also known
focusing on unearned income also known
focusing on unearned income also known as made income the same as we’re
as made income the same as we’re
as made income the same as we’re focusing on earned income this has to be
focusing on earned income this has to be
focusing on earned income this has to be something that we foster in this
something that we foster in this
something that we foster in this community by investing in the community
community by investing in the community
community by investing in the community I’m going to tell you exactly who is
I’m going to tell you exactly who is
I’m going to tell you exactly who is doing the best at this I am I mean this
doing the best at this I am I mean this
doing the best at this I am I mean this in all positivity Asians are kicking
in all positivity Asians are kicking
in all positivity Asians are kicking butt in this area let’s take a look this
butt in this area let’s take a look this
butt in this area let’s take a look this chart represents all the different
chart represents all the different
chart represents all the different groups in LA and their stop ownership
groups in LA and their stop ownership
groups in LA and their stop ownership levels as you can see towards the left
levels as you can see towards the left
levels as you can see towards the left we have the blacks Latinos etc on the
we have the blacks Latinos etc on the
we have the blacks Latinos etc on the right we have the different Asian groups
right we have the different Asian groups
right we have the different Asian groups if I were to layer over this chart with
if I were to layer over this chart with
if I were to layer over this chart with an exact chart of net worth in this
an exact chart of net worth in this
an exact chart of net worth in this community you would see a direct
community you would see a direct
community you would see a direct correlation right now the highest net
correlation right now the highest net
correlation right now the highest net worths in this community are Japanese
worths in this community are Japanese
worths in this community are Japanese and Asian Indians also with all the
and Asian Indians also with all the
and Asian Indians also with all the reporting that you’ll find about this
reporting that you’ll find about this
reporting that you’ll find about this subject you’ll also notice that they
subject you’ll also notice that they
subject you’ll also notice that they always call out that even though they
always call out that even though they
always call out that even though they have the highest net worths of all by
have the highest net worths of all by
have the highest net worths of all by far actually $600,000 compared to
far actually $600,000 compared to
far actually $600,000 compared to 300,000 for whites $4,000 for
300,000 for whites $4,000 for
300,000 for whites $4,000 for african-americans Latinos they have the
african-americans Latinos they have the
african-americans Latinos they have the lowest homeownership rate again I’m not
lowest homeownership rate again I’m not
lowest homeownership rate again I’m not saying not to buy a house I’m saying
saying not to buy a house I’m saying
saying not to buy a house I’m saying that Asians at least have figured out
that Asians at least have figured out
that Asians at least have figured out that there are three ways to amass
that there are three ways to amass
that there are three ways to amass wealth number one they figured out
wealth number one they figured out
wealth number one they figured out starting and running your own business
starting and running your own business
starting and running your own business is the most beneficial way to build in a
is the most beneficial way to build in a
is the most beneficial way to build in a mass wealth number two investing in
mass wealth number two investing in
mass wealth number two investing in someone else’s successful business is
someone else’s successful business is
someone else’s successful business is the second most beneficial way and then
the second most beneficial way and then
the second most beneficial way and then you know number three is what we all
you know number three is what we all
you know number three is what we all would have liked
would have liked
would have liked have inheritance right we as
have inheritance right we as
have inheritance right we as african-americans in this community are
african-americans in this community are
african-americans in this community are never going to get number three if we
never going to get number three if we
never going to get number three if we don’t start doing number one and number
don’t start doing number one and number
don’t start doing number one and number two you’re right not every single person
two you’re right not every single person
two you’re right not every single person can become an entrepreneur I agree with
can become an entrepreneur I agree with
can become an entrepreneur I agree with that but every single person in this
that but every single person in this
that but every single person in this room watching this and that will be
room watching this and that will be
room watching this and that will be watching this can become an investor and
watching this can become an investor and
watching this can become an investor and for us to do so we have to understand
for us to do so we have to understand
for us to do so we have to understand the two types of investing there are
the two types of investing there are
the two types of investing there are there is publicly traded companies and
there is publicly traded companies and
there is publicly traded companies and then privately traded companies both are
then privately traded companies both are
then privately traded companies both are equally important a lot of us know about
equally important a lot of us know about
equally important a lot of us know about the stock market that’s publicly traded
the stock market that’s publicly traded
the stock market that’s publicly traded companies how do we invest in publicly
companies how do we invest in publicly
companies how do we invest in publicly traded companies I’ll just tell you one
traded companies I’ll just tell you one
traded companies I’ll just tell you one way up here taking stock and buying
way up here taking stock and buying
way up here taking stock and buying stock like I’d mentioned earlier
stock like I’d mentioned earlier
stock like I’d mentioned earlier take a look at everything in your house
take a look at everything in your house
take a look at everything in your house everything that you’re spending money on
everything that you’re spending money on
everything that you’re spending money on Apple iPhone you know your cable TV
Apple iPhone you know your cable TV
Apple iPhone you know your cable TV provider even HGTV right like we spend a
provider even HGTV right like we spend a
provider even HGTV right like we spend a lot of money looking at those design
lot of money looking at those design
lot of money looking at those design shows that’s why I bought a freaking 550
shows that’s why I bought a freaking 550
shows that’s why I bought a freaking 550 million dollar thousand dollar house if
million dollar thousand dollar house if
million dollar thousand dollar house if you look at what you’re spending on and
you look at what you’re spending on and
you look at what you’re spending on and buy those companies figure out how much
buy those companies figure out how much
buy those companies figure out how much you want to spend for the year divide
you want to spend for the year divide
you want to spend for the year divide that by four quarters or just do it all
that by four quarters or just do it all
that by four quarters or just do it all at once hold those investments for five
at once hold those investments for five
at once hold those investments for five years at minimum you can buy whatever
years at minimum you can buy whatever
years at minimum you can buy whatever the heck it is you want to buy once you
the heck it is you want to buy once you
the heck it is you want to buy once you sell those investments or use the income
sell those investments or use the income
sell those investments or use the income to do what you wish with the second
to do what you wish with the second
to do what you wish with the second thing that we have to look at are the
thing that we have to look at are the
thing that we have to look at are the public the privately owned companies
public the privately owned companies
public the privately owned companies that are in our own communities these
that are in our own communities these
that are in our own communities these are the companies that will bring market
are the companies that will bring market
are the companies that will bring market rate income for the people who need it
rate income for the people who need it
rate income for the people who need it most in the future we need world-class
most in the future we need world-class
most in the future we need world-class businesses in Crenshaw owned by the
businesses in Crenshaw owned by the
businesses in Crenshaw owned by the people who live in this community we
people who live in this community we
people who live in this community we need them to be owned by people who live
need them to be owned by people who live
need them to be owned by people who live in Inglewood on Market Street etc why do
in Inglewood on Market Street etc why do
in Inglewood on Market Street etc why do not why do we not have the black version
not why do we not have the black version
not why do we not have the black version of Amazon headquartered in the hood
of Amazon headquartered in the hood
of Amazon headquartered in the hood paying above market income why don’t we
paying above market income why don’t we
paying above market income why don’t we have the Hispanic Google we have to stop
have the Hispanic Google we have to stop
have the Hispanic Google we have to stop looking at low income programs to keep
looking at low income programs to keep
looking at low income programs to keep us low income and start asking ourselves
us low income and start asking ourselves
us low income and start asking ourselves how do we raise that the average
how do we raise that the average
how do we raise that the average household income so that we can compete
household income so that we can compete
household income so that we can compete with market rate if we don’t gentrify
with market rate if we don’t gentrify
with market rate if we don’t gentrify our own communities someone else will
our own communities someone else will
our own communities someone else will this is how it has to happen or we will
this is how it has to happen or we will
this is how it has to happen or we will not survive so how do we do this
not survive so how do we do this
not survive so how do we do this earn invest produce consume and repeat
earn invest produce consume and repeat
earn invest produce consume and repeat most of the time I deal with people who
most of the time I deal with people who
most of the time I deal with people who are trying to earn and then consume a
are trying to earn and then consume a
are trying to earn and then consume a lot of times that you like to consume
lot of times that you like to consume
lot of times that you like to consume before they earn it’s not gonna work
before they earn it’s not gonna work
before they earn it’s not gonna work right so what we have to do is do things
right so what we have to do is do things
right so what we have to do is do things the right way and then make sure that
the right way and then make sure that
the right way and then make sure that everyone has a share in what’s being
everyone has a share in what’s being
everyone has a share in what’s being produced the privately owned companies
produced the privately owned companies
produced the privately owned companies that my group invests in are the ones
that my group invests in are the ones
that my group invests in are the ones that will be providing jobs in the
that will be providing jobs in the
that will be providing jobs in the future what I learned was that to get
future what I learned was that to get
future what I learned was that to get the investors that we need we had to
the investors that we need we had to
the investors that we need we had to provide them two incentives one was the
provide them two incentives one was the
provide them two incentives one was the four to six years that it would take to
four to six years that it would take to
four to six years that it would take to receive the appreciation and the income
receive the appreciation and the income
receive the appreciation and the income from their business investment but also
from their business investment but also
from their business investment but also we provided each of our investment
we provided each of our investment
we provided each of our investment members a specific card they take this
members a specific card they take this
members a specific card they take this card
card
card this winter Circle card into the
this winter Circle card into the
this winter Circle card into the businesses that we’ve invested in they
businesses that we’ve invested in they
businesses that we’ve invested in they are able to then get discounts I’m
are able to then get discounts I’m
are able to then get discounts I’m special rates on things that no one else
special rates on things that no one else
special rates on things that no one else is able to get you have to invent
is able to get you have to invent
is able to get you have to invent incentivize people in two ways I am I’m
incentivize people in two ways I am I’m
incentivize people in two ways I am I’m here to ask you that more people start
here to ask you that more people start
here to ask you that more people start investment groups and using the new JOBS
investment groups and using the new JOBS
investment groups and using the new JOBS Act that it was specifically designed
Act that it was specifically designed
Act that it was specifically designed for us to do so it’s been it’s never
for us to do so it’s been it’s never
for us to do so it’s been it’s never been more streamlined all you have to do
been more streamlined all you have to do
been more streamlined all you have to do is start going online to look at
is start going online to look at
is start going online to look at crowdfunding sites like we funder calm
crowdfunding sites like we funder calm
crowdfunding sites like we funder calm next seed even by the block if you’re
next seed even by the block if you’re
next seed even by the block if you’re looking for real estate portfolios once
looking for real estate portfolios once
looking for real estate portfolios once you do so just do the same thing stay
you do so just do the same thing stay
you do so just do the same thing stay diversified buy a multiple of seven and
diversified buy a multiple of seven and
diversified buy a multiple of seven and then hold those in in a in a portfolio
then hold those in in a in a portfolio
then hold those in in a in a portfolio until they’re mature my dream is for
until they’re mature my dream is for
until they’re mature my dream is for each person in this community to own a
each person in this community to own a
each person in this community to own a portion of each of the companies that we
portion of each of the companies that we
portion of each of the companies that we buy products and services from and for
buy products and services from and for
buy products and services from and for those companies to also invest back into
those companies to also invest back into
those companies to also invest back into that community by offering above market
that community by offering above market
that community by offering above market rate jobs and other incentives along the
rate jobs and other incentives along the
rate jobs and other incentives along the way but none of this happens until we
way but none of this happens until we
way but none of this happens until we stop trying to look good before we do
stop trying to look good before we do
stop trying to look good before we do good for the love of cloth please stop
good for the love of cloth please stop
good for the love of cloth please stop buying stock from Nike before you buy
buying stock from Nike before you buy
buying stock from Nike before you buy stock in Nike this is once you find your
stock in Nike this is once you find your
stock in Nike this is once you find your own neighborhood looks like this is how
own neighborhood looks like this is how
own neighborhood looks like this is how we thrive this is what progress is thank
we thrive this is what progress is thank
we thrive this is what progress is thank you
you
you you
”
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