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Cash vs. Credit: How Do YOU Pay?


by what you can afford or charge it

by what you can afford or charge it welcome to watchmojo.com and in this

welcome to watchmojo.com and in this

welcome to watchmojo.com and in this installment of verses we’re pitting cash

installment of verses we’re pitting cash

installment of verses we’re pitting cash against credit to see which of these

against credit to see which of these

against credit to see which of these forms of payment is superior we’re

forms of payment is superior we’re

forms of payment is superior we’re ranking the pros and cons of paying with

ranking the pros and cons of paying with

ranking the pros and cons of paying with physical currency versus the pleasure of

physical currency versus the pleasure of

physical currency versus the pleasure of plastic in order to see which method

plastic in order to see which method

plastic in order to see which method truly offers the most bang for your

truly offers the most bang for your

truly offers the most bang for your proverbial buck you turn to me that’s

proverbial buck you turn to me that’s

proverbial buck you turn to me that’s when she said it’d get me dead in the

when she said it’d get me dead in the

when she said it’d get me dead in the face as cash accredited nauseous in my

face as cash accredited nauseous in my

face as cash accredited nauseous in my pants but they know nothing wrong with

pants but they know nothing wrong with

pants but they know nothing wrong with me

me

me round one acceptability are you on the

round one acceptability are you on the

round one acceptability are you on the list

list

list but I believe my friends are perhaps you

but I believe my friends are perhaps you

but I believe my friends are perhaps you know that Franklin Grant and Jackson

know that Franklin Grant and Jackson

know that Franklin Grant and Jackson just about everyone accepts cash as a

just about everyone accepts cash as a

just about everyone accepts cash as a form of payment for all debts public and

form of payment for all debts public and

form of payment for all debts public and private no matter where your journey

private no matter where your journey

private no matter where your journey leads you one thing you can count on in

leads you one thing you can count on in

leads you one thing you can count on in life is that everyone wants money let’s

life is that everyone wants money let’s

life is that everyone wants money let’s say you’re vacationing somewhere the

say you’re vacationing somewhere the

say you’re vacationing somewhere the dollar isn’t accepted sure it’s easier

dollar isn’t accepted sure it’s easier

dollar isn’t accepted sure it’s easier to pay with credit but those transaction

to pay with credit but those transaction

to pay with credit but those transaction fees add up plus if you forget to call

fees add up plus if you forget to call

fees add up plus if you forget to call your credit card company before your

your credit card company before your

your credit card company before your trip they could flag your overseas

trip they could flag your overseas

trip they could flag your overseas spending as fraudulent and lock your

spending as fraudulent and lock your

spending as fraudulent and lock your account of course mom-and-pop

account of course mom-and-pop

account of course mom-and-pop restaurants or local tour guides may not

restaurants or local tour guides may not

restaurants or local tour guides may not even accept cards so it’s always prudent

even accept cards so it’s always prudent

even accept cards so it’s always prudent to keep cash on hand you can get those

to keep cash on hand you can get those

to keep cash on hand you can get those dollars exchanged in a jiffy what’s more

dollars exchanged in a jiffy what’s more

dollars exchanged in a jiffy what’s more it’s mighty satisfying to pull out a wad

it’s mighty satisfying to pull out a wad

it’s mighty satisfying to pull out a wad of cash and plunk down the exact number

of cash and plunk down the exact number

of cash and plunk down the exact number of dollars in cents you need to settle

of dollars in cents you need to settle

of dollars in cents you need to settle your tab because sometimes you need

your tab because sometimes you need

your tab because sometimes you need exact change another thing I hate about

exact change another thing I hate about

exact change another thing I hate about you you always pay an exact change

you you always pay an exact change

you you always pay an exact change you’re just mad because I have a nice

you’re just mad because I have a nice

you’re just mad because I have a nice change purse or you need to break a 20

change purse or you need to break a 20

change purse or you need to break a 20 for a pack of gum having cash on hand is

for a pack of gum having cash on hand is

for a pack of gum having cash on hand is handy when paying for small purchases

handy when paying for small purchases

handy when paying for small purchases this is when Portability and convenience

this is when Portability and convenience

this is when Portability and convenience become very important she bought the

become very important she bought the

become very important she bought the whole bottle of Industry sure a card

whole bottle of Industry sure a card

whole bottle of Industry sure a card takes up very little of your wallets

takes up very little of your wallets

takes up very little of your wallets real estate as compared to all those

real estate as compared to all those

real estate as compared to all those coins and bills and swiping is super

coins and bills and swiping is super

coins and bills and swiping is super convenient 7 minutes

never leave the cave without it but

never leave the cave without it but depending on the size of the purchase it

depending on the size of the purchase it

depending on the size of the purchase it can slow down the transaction which

can slow down the transaction which

can slow down the transaction which isn’t so pleasant for customers behind

isn’t so pleasant for customers behind

isn’t so pleasant for customers behind you in line just don’t assume that your

you in line just don’t assume that your

you in line just don’t assume that your time is more important than others

time is more important than others

time is more important than others another strike against credit is the

another strike against credit is the

another strike against credit is the fact that some merchants are particular

fact that some merchants are particular

fact that some merchants are particular about which cards they accept of the

about which cards they accept of the

about which cards they accept of the four main cards Visa and MasterCard are

four main cards Visa and MasterCard are

four main cards Visa and MasterCard are relatively universal whereas American

relatively universal whereas American

relatively universal whereas American Express and Discover are not due to

Express and Discover are not due to

Express and Discover are not due to their generally higher processing fees

their generally higher processing fees

their generally higher processing fees [Music]

[Music]

[Music] 32:57

32:57

32:57 we take Visa that means potentially

we take Visa that means potentially

we take Visa that means potentially needing to have a variety of different

needing to have a variety of different

needing to have a variety of different cards on deck look at this thing

cards on deck look at this thing

cards on deck look at this thing to make matters worse some merchants go

to make matters worse some merchants go

to make matters worse some merchants go the cash only route to avoid paying fees

the cash only route to avoid paying fees

the cash only route to avoid paying fees to the card companies at all cash only

to the card companies at all cash only

to the card companies at all cash only who’s next

who’s next

who’s next well that seals it the fact that you can

well that seals it the fact that you can

well that seals it the fact that you can pay for pretty much anything with

pay for pretty much anything with

pay for pretty much anything with physical currency means that in terms of

physical currency means that in terms of

physical currency means that in terms of acceptability cash is king winner

acceptability cash is king winner

acceptability cash is king winner – and that’s all the way you can earn

– and that’s all the way you can earn

– and that’s all the way you can earn this much please round to safety credit

this much please round to safety credit

this much please round to safety credit card let’s face it having large amounts

card let’s face it having large amounts

card let’s face it having large amounts of cash on you at all times isn’t

of cash on you at all times isn’t

of cash on you at all times isn’t exactly the wisest behavior firstly

exactly the wisest behavior firstly

exactly the wisest behavior firstly ostentatious shows of wealth attract bad

ostentatious shows of wealth attract bad

ostentatious shows of wealth attract bad guys secondly if that money is stolen or

guys secondly if that money is stolen or

guys secondly if that money is stolen or lost that’s it it’s gone there is little

lost that’s it it’s gone there is little

lost that’s it it’s gone there is little to no chance of recovering those funds

to no chance of recovering those funds

to no chance of recovering those funds unless some pretty quick and effective

unless some pretty quick and effective

unless some pretty quick and effective police work rounds it up on the double

police work rounds it up on the double

police work rounds it up on the double [Music]

on the other hand many credit cards

on the other hand many credit cards arrive armed with various forms of

arrive armed with various forms of

arrive armed with various forms of purchase protection written into their

purchase protection written into their

purchase protection written into their policies or at the very least they have

policies or at the very least they have

policies or at the very least they have such programs available to their

such programs available to their

such programs available to their customers that way the victim is not on

customers that way the victim is not on

customers that way the victim is not on the hook for unauthorized purchases or

the hook for unauthorized purchases or

the hook for unauthorized purchases or charges associated with that card

charges associated with that card

charges associated with that card well mr. Halpert you’re obviously not in

well mr. Halpert you’re obviously not in

well mr. Halpert you’re obviously not in San Juan Puerto Rico wait a minute

San Juan Puerto Rico wait a minute

San Juan Puerto Rico wait a minute yes I am going to go ahead and put a

yes I am going to go ahead and put a

yes I am going to go ahead and put a hold on your card which brings us to the

hold on your card which brings us to the

hold on your card which brings us to the issues of cybercrime

issues of cybercrime

issues of cybercrime stolen credit cards and identity theft

stolen credit cards and identity theft

stolen credit cards and identity theft this is identity theft this is a felony

this is identity theft this is a felony

this is identity theft this is a felony we need to find out what did this we did

we need to find out what did this we did

we need to find out what did this we did mention that protection against these

mention that protection against these

mention that protection against these kinds of dangers is available but even

kinds of dangers is available but even

kinds of dangers is available but even so it can take a while to recover from

so it can take a while to recover from

so it can take a while to recover from an identity theft for example take a

an identity theft for example take a

an identity theft for example take a look here we can see the mick thief

look here we can see the mick thief

look here we can see the mick thief swiping a customer’s credit card twice

swiping a customer’s credit card twice

swiping a customer’s credit card twice once for an actual food order and then

once for an actual food order and then

once for an actual food order and then again on a skimmer copying a cards info

again on a skimmer copying a cards info

again on a skimmer copying a cards info in some cases it can take months and

in some cases it can take months and

in some cases it can take months and many many phone calls to get your credit

many many phone calls to get your credit

many many phone calls to get your credit score back to normal I’ve never been

score back to normal I’ve never been

score back to normal I’ve never been been to the state I’m here with you guys

been to the state I’m here with you guys

been to the state I’m here with you guys I’m in Colorado how can I be in Florida

I’m in Colorado how can I be in Florida

I’m in Colorado how can I be in Florida but there is a light at the end of the

but there is a light at the end of the

but there is a light at the end of the tunnel

tunnel

tunnel many credit card companies these days

many credit card companies these days

many credit card companies these days are very accommodating in taking care of

are very accommodating in taking care of

are very accommodating in taking care of their customers there is no denying that

their customers there is no denying that

their customers there is no denying that the most effective way to avoid identity

the most effective way to avoid identity

the most effective way to avoid identity theft when making a purchase is to use

theft when making a purchase is to use

theft when making a purchase is to use cold hard cash but this method has

cold hard cash but this method has

cold hard cash but this method has fallen out of favor with the kids these

fallen out of favor with the kids these

fallen out of favor with the kids these days whether they’re making online

days whether they’re making online

days whether they’re making online purchases or shopping at the mall

purchases or shopping at the mall

purchases or shopping at the mall plastic is sleek and designed to be

plastic is sleek and designed to be

plastic is sleek and designed to be portable and it’s not uncommon for young

portable and it’s not uncommon for young

portable and it’s not uncommon for young consumers to carry cards as their

consumers to carry cards as their

consumers to carry cards as their primary form of payment using an ATM

primary form of payment using an ATM

primary form of payment using an ATM only when they need to bring cash

only when they need to bring cash

only when they need to bring cash essentially carrying cash equals more

essentially carrying cash equals more

essentially carrying cash equals more bulk and more stress than many people

bulk and more stress than many people

bulk and more stress than many people want to deal with so this round goes to

want to deal with so this round goes to

want to deal with so this round goes to the credit cards winner’s credit the

the credit cards winner’s credit the

the credit cards winner’s credit the black titanium corporate card I thought

black titanium corporate card I thought

black titanium corporate card I thought it was just a myth

it was just a myth

it was just a myth round 3 anonymity for us anonymity will

round 3 anonymity for us anonymity will

round 3 anonymity for us anonymity will be the first line of defense so we’ve

be the first line of defense so we’ve

be the first line of defense so we’ve established that using cash is the only

established that using cash is the only

established that using cash is the only way to truly remain safe from the threat

way to truly remain safe from the threat

way to truly remain safe from the threat of identity theft it’s also the only way

of identity theft it’s also the only way

of identity theft it’s also the only way to avoid leaving a paper trail

to avoid leaving a paper trail

to avoid leaving a paper trail takes time and effort to follow the

takes time and effort to follow the

takes time and effort to follow the footprints of someone who only pays in

footprints of someone who only pays in

footprints of someone who only pays in cash and probably more skill than the

cash and probably more skill than the

cash and probably more skill than the average person has if this all sounds a

average person has if this all sounds a

average person has if this all sounds a bit well sketchy that’s because it is

bit well sketchy that’s because it is

bit well sketchy that’s because it is cash is the preferred means of payment

cash is the preferred means of payment

cash is the preferred means of payment for those engaging in less than legal

for those engaging in less than legal

for those engaging in less than legal activities like money laundering bribery

activities like money laundering bribery

activities like money laundering bribery or extortion I got the money now they

or extortion I got the money now they

or extortion I got the money now they have to clean it casinos

have to clean it casinos

have to clean it casinos tracks if they make a big drug by flip

tracks if they make a big drug by flip

tracks if they make a big drug by flip it across town of course it isn’t only

it across town of course it isn’t only

it across town of course it isn’t only criminal to enjoy the freedom of

criminal to enjoy the freedom of

criminal to enjoy the freedom of physical currency some consumers just

physical currency some consumers just

physical currency some consumers just like their privacy from Big Brother or

like their privacy from Big Brother or

like their privacy from Big Brother or enjoy paying for goods and services

enjoy paying for goods and services

enjoy paying for goods and services without having to share information or

without having to share information or

without having to share information or sign up for a credit or retail store

sign up for a credit or retail store

sign up for a credit or retail store card they might just want to shop travel

card they might just want to shop travel

card they might just want to shop travel or otherwise get on with their day

or otherwise get on with their day

or otherwise get on with their day without having to worry about bringing

without having to worry about bringing

without having to worry about bringing the wrong car to the grocery store or

the wrong car to the grocery store or

the wrong car to the grocery store or shopping mall credit cards on the other

shopping mall credit cards on the other

shopping mall credit cards on the other hand are just that credit with a store

hand are just that credit with a store

hand are just that credit with a store or company by signing up for a credit

or company by signing up for a credit

or company by signing up for a credit card you’ve made a promise that you’ll

card you’ve made a promise that you’ll

card you’ve made a promise that you’ll pay for whatever you purchase at a later

pay for whatever you purchase at a later

pay for whatever you purchase at a later date you borrowed his money pay him this

date you borrowed his money pay him this

date you borrowed his money pay him this helps you build credit and allows

helps you build credit and allows

helps you build credit and allows lenders to see that you’re a reliable

lenders to see that you’re a reliable

lenders to see that you’re a reliable spender while also potentially earning

spender while also potentially earning

spender while also potentially earning you bonus points and rewards

you bonus points and rewards

you bonus points and rewards however like we said it’s hard to stay

however like we said it’s hard to stay

however like we said it’s hard to stay anonymous once you fall down the credit

anonymous once you fall down the credit

anonymous once you fall down the credit card rabbit hole as you’ve already

card rabbit hole as you’ve already

card rabbit hole as you’ve already shared the information companies require

shared the information companies require

shared the information companies require to keep you in their databases you don’t

to keep you in their databases you don’t

to keep you in their databases you don’t pay your bills man I gotta cut the card

pay your bills man I gotta cut the card

pay your bills man I gotta cut the card if this round is all about keeping your

if this round is all about keeping your

if this round is all about keeping your anonymity then it’s a no-brainer ah

anonymity then it’s a no-brainer ah

anonymity then it’s a no-brainer ah gotta love the money trailer credit card

gotta love the money trailer credit card

gotta love the money trailer credit card leaves this raises Cash’s value two to

leaves this raises Cash’s value two to

leaves this raises Cash’s value two to one against credit cards winner cash

one against credit cards winner cash

one against credit cards winner cash round for rewards while there may be

round for rewards while there may be

round for rewards while there may be many benefits to using cash let’s

many benefits to using cash let’s

many benefits to using cash let’s discuss the potential rewards to be

discuss the potential rewards to be

discuss the potential rewards to be honest using cash has no additional

honest using cash has no additional

honest using cash has no additional benefits sure paying immediately for an

benefits sure paying immediately for an

benefits sure paying immediately for an expensive dinner or a pair of concert

expensive dinner or a pair of concert

expensive dinner or a pair of concert tickets prevents you from potentially

tickets prevents you from potentially

tickets prevents you from potentially having to pay interest down the road and

having to pay interest down the road and

having to pay interest down the road and in some cases you might be able to talk

in some cases you might be able to talk

in some cases you might be able to talk a merchant into giving you a discount if

a merchant into giving you a discount if

a merchant into giving you a discount if you’re paying for a large purchase in

you’re paying for a large purchase in

you’re paying for a large purchase in cash but that’s about it big mistake

cash but that’s about it big mistake

cash but that’s about it big mistake big huge I have to go shopping

big huge I have to go shopping

big huge I have to go shopping comparatively credit cards offer many

comparatively credit cards offer many

comparatively credit cards offer many incentives we’ve already mentioned that

incentives we’ve already mentioned that

incentives we’ve already mentioned that sometimes when you sign up for a store

sometimes when you sign up for a store

sometimes when you sign up for a store card or a credit card you may be

card or a credit card you may be

card or a credit card you may be eligible for built-in benefits some

eligible for built-in benefits some

eligible for built-in benefits some cards offer special points for every

cards offer special points for every

cards offer special points for every dollar spent which can earn you cash

dollar spent which can earn you cash

dollar spent which can earn you cash back on purchases or it can help you

back on purchases or it can help you

back on purchases or it can help you rack up frequent flyer miles for that

rack up frequent flyer miles for that

rack up frequent flyer miles for that dream vacation for example I earn those

dream vacation for example I earn those

dream vacation for example I earn those miles yeah you earn them flying to

miles yeah you earn them flying to

miles yeah you earn them flying to Denver to meet your whore the downside

Denver to meet your whore the downside

Denver to meet your whore the downside to this of course is interest but if

to this of course is interest but if

to this of course is interest but if you’re able to keep track of your

you’re able to keep track of your

you’re able to keep track of your spending and always pay on time then

spending and always pay on time then

spending and always pay on time then using a credit card may be an easy way

using a credit card may be an easy way

using a credit card may be an easy way to book a free flight or hotel room

to book a free flight or hotel room

to book a free flight or hotel room something cash can’t do when it comes to

something cash can’t do when it comes to

something cash can’t do when it comes to free swag sweet plane trips are frankly

free swag sweet plane trips are frankly

free swag sweet plane trips are frankly any kind of incentive cash just can’t

any kind of incentive cash just can’t

any kind of incentive cash just can’t compete we have to give this fourth

compete we have to give this fourth

compete we have to give this fourth round to credit cards winner credit

round to credit cards winner credit

round to credit cards winner credit here’s my Barney’s card knock yourself

here’s my Barney’s card knock yourself

here’s my Barney’s card knock yourself out

out

out I’ll take it off my pad bro round 5

I’ll take it off my pad bro round 5

I’ll take it off my pad bro round 5 impact on credit score but you might be

impact on credit score but you might be

impact on credit score but you might be surprised at just how many aspects of

surprised at just how many aspects of

surprised at just how many aspects of your life your credit report can affect

your life your credit report can affect

your life your credit report can affect because it’s not just bank’s deciding

because it’s not just bank’s deciding

because it’s not just bank’s deciding whether to lend you money

whether to lend you money

whether to lend you money before we start awarding points to cash

before we start awarding points to cash

before we start awarding points to cash or credit we have one big question what

or credit we have one big question what

or credit we have one big question what is a credit score basically it’s a

is a credit score basically it’s a

is a credit score basically it’s a number that represents how trustworthy

number that represents how trustworthy

number that represents how trustworthy you are in terms of paying off your debt

you are in terms of paying off your debt

you are in terms of paying off your debt money it’s determined by many factors

money it’s determined by many factors

money it’s determined by many factors like how many credit cards are in your

like how many credit cards are in your

like how many credit cards are in your name if you carry a balance on those

name if you carry a balance on those

name if you carry a balance on those cards and by how much you pay down your

cards and by how much you pay down your

cards and by how much you pay down your debt every month what credit school in

debt every month what credit school in

debt every month what credit school in there yes and you should be ashamed of

there yes and you should be ashamed of

there yes and you should be ashamed of yourself

yourself

yourself lenders like banks mortgage brokers

lenders like banks mortgage brokers

lenders like banks mortgage brokers credit card companies etc use that

credit card companies etc use that

credit card companies etc use that number to decide if you qualify for a

number to decide if you qualify for a

number to decide if you qualify for a loan or a new credit card for example

loan or a new credit card for example

loan or a new credit card for example I’m sorry miss Bradshaw but you are not

I’m sorry miss Bradshaw but you are not

I’m sorry miss Bradshaw but you are not a desirable candidate for a loan let’s

a desirable candidate for a loan let’s

a desirable candidate for a loan let’s face facts

face facts

face facts many credit card companies hope you’ll

many credit card companies hope you’ll

many credit card companies hope you’ll be tempted to buy something you can’t

be tempted to buy something you can’t

be tempted to buy something you can’t afford and carry a balance on your card

afford and carry a balance on your card

afford and carry a balance on your card this is a lot of credit card debt yet

this is a lot of credit card debt yet

this is a lot of credit card debt yet that way they can cash in on the accrued

that way they can cash in on the accrued

that way they can cash in on the accrued interest or late fees that result from

interest or late fees that result from

interest or late fees that result from poor spending habits the red bar is what

poor spending habits the red bar is what

poor spending habits the red bar is what you spend on non essentials like

you spend on non essentials like

you spend on non essentials like magazines entertainment

magazines entertainment

magazines entertainment right things like that this scary black

right things like that this scary black

right things like that this scary black bar is what you spend on things that no

bar is what you spend on things that no

bar is what you spend on things that no one ever ever needs at this point you

one ever ever needs at this point you

one ever ever needs at this point you might be thinking hmm that doesn’t seem

might be thinking hmm that doesn’t seem

might be thinking hmm that doesn’t seem worth it you may also be thinking that a

worth it you may also be thinking that a

worth it you may also be thinking that a cash-only diet is clearly the safe route

cash-only diet is clearly the safe route

cash-only diet is clearly the safe route to keep your credit rating intact

to keep your credit rating intact

to keep your credit rating intact unfortunately it’s not spending only

unfortunately it’s not spending only

unfortunately it’s not spending only cash could certainly improve your credit

cash could certainly improve your credit

cash could certainly improve your credit in the short term especially if you’re

in the short term especially if you’re

in the short term especially if you’re using it to pay down your debt what do

using it to pay down your debt what do

using it to pay down your debt what do you need money for a divorce

you need money for a divorce

you need money for a divorce no mom Tobias and I are doing fine thank

no mom Tobias and I are doing fine thank

no mom Tobias and I are doing fine thank you it’s my credit card debt in fact

you it’s my credit card debt in fact

you it’s my credit card debt in fact according to some experts you can go

according to some experts you can go

according to some experts you can go from spending more than you make to

from spending more than you make to

from spending more than you make to actually building a savings just by

actually building a savings just by

actually building a savings just by switching to cash as it helps rein in

switching to cash as it helps rein in

switching to cash as it helps rein in spending good cheap stock not the

spending good cheap stock not the

spending good cheap stock not the expensive shit Don Perignon it’s 400 a

expensive shit Don Perignon it’s 400 a

expensive shit Don Perignon it’s 400 a bottle oh that case I’ll only have to

bottle oh that case I’ll only have to

bottle oh that case I’ll only have to however because your score partly

however because your score partly

however because your score partly depends on your account balances versus

depends on your account balances versus

depends on your account balances versus your credit limits if you never charge

your credit limits if you never charge

your credit limits if you never charge anything you aren’t showing lenders

anything you aren’t showing lenders

anything you aren’t showing lenders whether you’re trustworthy or not in

whether you’re trustworthy or not in

whether you’re trustworthy or not in that case your credit score could go

that case your credit score could go

that case your credit score could go down or simply disappear altogether

down or simply disappear altogether

down or simply disappear altogether erased from existence

erased from existence

erased from existence banks may even close your credit cards

banks may even close your credit cards

banks may even close your credit cards if you have zero balance and never

if you have zero balance and never

if you have zero balance and never charge anything and that would make

charge anything and that would make

charge anything and that would make things difficult for those big important

things difficult for those big important

things difficult for those big important purchases down the road because it’s a

purchases down the road because it’s a

purchases down the road because it’s a lot more complicated to build credit

lot more complicated to build credit

lot more complicated to build credit using only cash we have to give credit

using only cash we have to give credit

using only cash we have to give credit where credit is due and award this round

where credit is due and award this round

where credit is due and award this round to well credit winner credit you think

to well credit winner credit you think

to well credit winner credit you think that’s all I do and just a ditz with a

that’s all I do and just a ditz with a

that’s all I do and just a ditz with a credit card ultimately credit cards are

credit card ultimately credit cards are

credit card ultimately credit cards are a necessary evil they’re an important

a necessary evil they’re an important

a necessary evil they’re an important building block to help you establish

building block to help you establish

building block to help you establish credit meaning that in the future you’ll

credit meaning that in the future you’ll

credit meaning that in the future you’ll be able to secure a mortgage to buy a

be able to secure a mortgage to buy a

be able to secure a mortgage to buy a house or get a car loan to buy a new

house or get a car loan to buy a new

house or get a car loan to buy a new ride cash may be king but by a score of

ride cash may be king but by a score of

ride cash may be king but by a score of 3 to 2 credit is the winner of this

3 to 2 credit is the winner of this

3 to 2 credit is the winner of this versus battle do you agree with our

versus battle do you agree with our

versus battle do you agree with our choice did we pick your preferred method

choice did we pick your preferred method

choice did we pick your preferred method of payment defend cash or credit in the

of payment defend cash or credit in the

of payment defend cash or credit in the comments man be sure to subscribe to

comments man be sure to subscribe to

comments man be sure to subscribe to watchmojo.com for more thought-provoking

watchmojo.com for more thought-provoking

watchmojo.com for more thought-provoking vs. battles

vs. battles

vs. battles [Music]

[Music]

[Music] Stella was right I wasn’t about the

Stella was right I wasn’t about the

Stella was right I wasn’t about the money of course that’s it stop the guys

money of course that’s it stop the guys

money of course that’s it stop the guys from having a little bit of fun

from having a little bit of fun

from having a little bit of fun [Music]

[Music]

[Music] you

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