buying your first home is a daunting task that should not be undertaken alone
task that should not be undertaken alone
task that should not be undertaken alone hi I’m Rebecca Brady and welcome to
hi I’m Rebecca Brady and welcome to
hi I’m Rebecca Brady and welcome to watchmojo.com and today in part three of
watchmojo.com and today in part three of
watchmojo.com and today in part three of our interview with Sandra D’Amato host
our interview with Sandra D’Amato host
our interview with Sandra D’Amato host of hdtvs Property Virgins we’ll be
of hdtvs Property Virgins we’ll be
of hdtvs Property Virgins we’ll be learning more about the home buying
learning more about the home buying
learning more about the home buying process what kind of team does a person
process what kind of team does a person
process what kind of team does a person need to assemble when buying home I
need to assemble when buying home I
need to assemble when buying home I absolutely recommend building a team of
absolutely recommend building a team of
absolutely recommend building a team of professionals early on so you want to
professionals early on so you want to
professionals early on so you want to get a good mortgage consultant very
get a good mortgage consultant very
get a good mortgage consultant very early on because you want to check your
early on because you want to check your
early on because you want to check your credit you want to make sure
credit you want to make sure
credit you want to make sure everything’s in order sometimes you have
everything’s in order sometimes you have
everything’s in order sometimes you have to have a plan in order to bring up your
to have a plan in order to bring up your
to have a plan in order to bring up your credit score clean off some issues from
credit score clean off some issues from
credit score clean off some issues from the past you know they don’t teach
the past you know they don’t teach
the past you know they don’t teach credit manipulation in high school but
credit manipulation in high school but
credit manipulation in high school but it’s it should definitely be a course if
it’s it should definitely be a course if
it’s it should definitely be a course if you know that you’re going to be in the
you know that you’re going to be in the
you know that you’re going to be in the market maybe start frequenting open
market maybe start frequenting open
market maybe start frequenting open houses in the neighborhood that you want
houses in the neighborhood that you want
houses in the neighborhood that you want to buy in and meet some Realtors and
to buy in and meet some Realtors and
to buy in and meet some Realtors and talk with them ask them questions
talk with them ask them questions
talk with them ask them questions everybody has different personalities
everybody has different personalities
everybody has different personalities right so if you are statistic or or
right so if you are statistic or or
right so if you are statistic or or oriented then you want to get the kind
oriented then you want to get the kind
oriented then you want to get the kind of realtor that can rhyme off some stats
of realtor that can rhyme off some stats
of realtor that can rhyme off some stats for you another group of professionals
for you another group of professionals
for you another group of professionals you should have on your team are home
you should have on your team are home
you should have on your team are home inspectors might even need to find a
inspectors might even need to find a
inspectors might even need to find a structural engineer but home inspectors
structural engineer but home inspectors
structural engineer but home inspectors sometimes are both so that’s a good
sometimes are both so that’s a good
sometimes are both so that’s a good thing to have as well so the list is
thing to have as well so the list is
thing to have as well so the list is long and a good team of professionals
long and a good team of professionals
long and a good team of professionals can take a lot of stress away for you in
can take a lot of stress away for you in
can take a lot of stress away for you in general is there a magic number of how
general is there a magic number of how
general is there a magic number of how much you should put down the more you
much you should put down the more you
much you should put down the more you can put down the better because it
can put down the better because it
can put down the better because it decreases your mortgage amount which
decreases your mortgage amount which
decreases your mortgage amount which decreases your monthly expense but you
decreases your monthly expense but you
decreases your monthly expense but you don’t want to put absolutely everything
don’t want to put absolutely everything
don’t want to put absolutely everything you have into a down payment because
you have into a down payment because
you have into a down payment because then you’re left with nothing for
then you’re left with nothing for
then you’re left with nothing for renovations or buying appliances
renovations or buying appliances
renovations or buying appliances furniture whatever you need so put as
furniture whatever you need so put as
furniture whatever you need so put as much as you can without emptying out
much as you can without emptying out
much as you can without emptying out your savings account if you can get
your savings account if you can get
your savings account if you can get twenty percent down then you can avoid
twenty percent down then you can avoid
twenty percent down then you can avoid the high insurance cost to insure the
the high insurance cost to insure the
the high insurance cost to insure the mortgage loan so that would be a good
mortgage loan so that would be a good
mortgage loan so that would be a good goal how long should it take to find the
goal how long should it take to find the
goal how long should it take to find the right home you know that’s a good
right home you know that’s a good
right home you know that’s a good question because with the internet it
question because with the internet it
question because with the internet it has actually come down in the last ten
has actually come down in the last ten
has actually come down in the last ten years used to be about ten houses on
years used to be about ten houses on
years used to be about ten houses on average people would look at before they
average people would look at before they
average people would look at before they found the right one now it’s down to
found the right one now it’s down to
found the right one now it’s down to three to six on average and that’s
three to six on average and that’s
three to six on average and that’s because people are surfing the net
because people are surfing the net
because people are surfing the net they’re seeing houses the shock factor
they’re seeing houses the shock factor
they’re seeing houses the shock factor happens in the privacy of their own home
happens in the privacy of their own home
happens in the privacy of their own home and they turn on their what that’s what
and they turn on their what that’s what
and they turn on their what that’s what a million dollars get you or whatever
a million dollars get you or whatever
a million dollars get you or whatever you know so they’re more savvy now
you know so they’re more savvy now
you know so they’re more savvy now before they ever go out
before they ever go out
before they ever go out to look at their first house which is
to look at their first house which is
to look at their first house which is wonderful thank you very much you’re
wonderful thank you very much you’re
wonderful thank you very much you’re welcome
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